Charter Title
Charter Title Company is a privately held Maryland-based title insurance and settlement services firm serving residential real estate transactions for homebuyers, sellers, refinancers, investors, and realtors across Maryland and Washington, DC.
- Company typePrivate
- Founded2000
- HeadquartersMillersville, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Charter Title does
Charter Title Company is a privately held, locally owned title insurance and settlement services firm headquartered at 231 Najoles Rd #100-C, Millersville, Maryland. The company operates a single physical office and serves residential real estate transactions across Maryland and the District of Columbia, with senior staff holding multi-state licenses (MD and DC) and bilingual (Spanish) capability. Its core offering is title insurance coupled with closing and settlement agency services for homebuyers, sellers, refinancers, and investors.
The company's product portfolio centers on three sub-products layered over its core title and settlement business: a 'Win Listings' property sweep service that screens for deal-killers such as unreleased mortgages, solar panel liens, withholding tax issues, front-foot assessments, and ground rent problems; an instant Settlement Cost Calculator (a third-party Title Capture widget embedded on the company website) that produces disclosure-ready estimates of title rates, transfer taxes, and recording fees; and an E-Closing capability for electronic settlement execution. Distribution is sales-led and relationship-driven, with realtors acting as the principal referral channel through the Win Listings program, complemented by direct website and email intake.
Charter Title monetizes entirely on a transaction-fee basis: revenue is generated per closing from title insurance premiums and settlement/closing service fees. There is no disclosed subscription, SaaS, or recurring component; pricing is quote-based and finalized after review of open files prior to settlement. The company is privately held with no disclosed parent, investor base, or funding history, and no revenue or headcount figures are publicly available, consistent with a small, founder- or closely-held independent agency operating in a single regional market.
Charter Title firmographics
Firmographics- Name
- Charter Title
- Legal name
- Charter Title Company
- Website
- https://chartertitlemd.com
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Charter Title Company is a privately held Maryland-based title insurance and settlement services firm serving residential real estate transactions for homebuyers, sellers, refinancers, investors, and realtors across Maryland and Washington, DC.
- Ownership category
- akta.pro rank
Charter Title industry classification
Industry- Product category
- Title Insurance & Real Estate Settlement Services
- NAICS
- Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)
- SIC
- Title Insurance (6361)
- akta.pro primary industry
- Title Insurance (FSAJACAL)
- akta.pro secondary industries
- Title Search & Examination (BPAJAOAB), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG), Abstracting Services (Title Abstracts) (BPAJAOAC)
Keywords
Where Charter Title is headquartered
LocationHeadquarters
- HQ city
- Millersville
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Charter Title business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Title Insurance: Title insurance products provided during real estate transactions to protect buyers and lenders from title defects.
- Settlement/Closing Services: Settlement services including closing agent representation, document preparation, and transaction coordination.
- Settlement Cost Estimates: Provides settlement cost calculations including transfer taxes and recording fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Quote-based pricing for title and settlement services |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Charter Title product offering
Product offeringCore offering
Charter Title provides title insurance and full-service real estate settlement/closing services for residential buy, sell, refinance, and investor transactions in Maryland and the District of Columbia. The company also offers an online settlement cost calculator that produces disclosure-ready estimates of title/settlement rates, transfer taxes, and recording fees, and a "Win Listings" property sweep service that helps real estate agents identify title-related deal-killers such as unreleased mortgages, solar panel liens, withholding tax, front-foot assessments, and ground rent issues before listing or closing.
Product overview
Charter Title is a locally owned title insurance and settlement services company serving the Maryland real estate market. The company offers a portfolio of interconnected services centered on its core title insurance product and settlement/closing services. Supporting offerings include a Settlement Cost Calculator for instant quotes, a Win Listings service for agent lead generation through property screening, and E-Closing capabilities for electronic transactions. The company serves multiple customer segments including realtors, homebuyers, investors, and those refinancing properties.
Differentiator
Problem solved
Functional benefit
Products and services
- Title Insurance Title insurance services that protect homebuyers and lenders from potential ownership disputes, liens, and other encumbrances on property titles in Maryland and DC transactions.
Companies that use Charter Title
Customer profileSegments4 records
Ideal customer profiles2 records
Charter Title technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Charter Title partnerships and signals
Strategic signalRecent moves6 records
Expansion highlights5 records
Charter Title competitors and assessment
Company assessmentBroad incumbents
- Stewart Title: National title insurance underwriter with a long-standing presence in the Mid-Atlantic. Offers title insurance, escrow, and closing services across residential and commercial transactions. Directly comparable core product set, with broader geographic reach than Charter Title.
- Fidelity National Title: A division of Fidelity National Financial, one of the largest U.S. title insurance underwriters. Provides title insurance, escrow, and closing services nationally including Maryland/DC. Comparable product offering to Charter Title with much broader distribution and balance sheet.
- First American Title Insurance Company: One of the largest national title insurers and settlement services providers in the U.S., offering title insurance, closing services, and lender-driven solutions across all 50 states including Maryland. Direct overlap with Charter Title's core title and settlement offering, but at national scale with institutional underwriter relationships.
- Old Republic Title: A leading U.S. title insurance underwriter operating nationally through direct offices and agency relationships. Provides the same title insurance, escrow, and closing services as Charter Title, with significantly greater scale and lender-approved underwriter status.
Emerging players
- snapdocs: A digital closing platform that connects lenders, title agents, and notaries for e-closings, including RON (remote online notarization). Competes with Charter Title's E-Closing offering as a technology-forward alternative that could be adopted by lenders or larger title operators.
- PropLogix: A PropTech company offering property screening and due diligence services for title agents and real estate professionals, including lien sweeps and tax certificate retrieval. Directly comparable to Charter Title's Win Listings property sweep service, but delivered as a software platform to title companies and agents nationwide.
- Notarize: An online notarization platform enabling remote online notarization (RON) for real estate and other legal documents. Adjacent competitor to Charter Title's E-Closing and settlement workflow, with a focus on digital-first closings that bypass physical settlement offices.
Direct peers
- WFG National Title Insurance Company: A national title insurance underwriter built around independent agent and lender relationships, active in Mid-Atlantic markets including Maryland. Operates with a similar relationship-driven, agent-partner model to Charter Title, but at national scale with multiple underwriter approvals.
- Title Resources Group: A national title insurance underwriter supporting independent title agents, with strong Mid-Atlantic activity. Comparable as an underwriter focused on agency-channel relationships, offering direct title products to similar small/mid-sized title operators.
Market position
Strengths3 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Charter Title social profiles
Digital presenceCharter Title financial estimates
Financial estimateRevenue estimate
Valuation estimate
Charter Title leadership team
Management profileNumber of profiles
Profiles3 records
Charter Title funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Charter Title M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Charter Title
What does Charter Title do?
Charter Title provides title insurance and full-service real estate settlement/closing services for residential buy, sell, refinance, and investor transactions in Maryland and the District of Columbia. The company also offers an online settlement cost calculator that produces disclosure-ready estimates of title/settlement rates, transfer taxes, and recording fees, and a "Win Listings" property sweep service that helps real estate agents identify title-related deal-killers such as unreleased mortgages, solar panel liens, withholding tax, front-foot assessments, and ground rent issues before listing or closing.
Is Charter Title a public or private company?
Charter Title is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Charter Title founded?
Charter Title was founded in 2000. It employs 11 to 50 people.
Where is Charter Title based?
Charter Title is headquartered in Millersville, United States, in the North America region.
How does Charter Title make money?
Three revenue lines are on record. Title Insurance is the primary driver. The others are settlement/Closing Services and settlement Cost Estimates.
Who are Charter Title's main competitors?
Broad incumbents on record are Stewart Title, Fidelity National Title, First American Title Insurance Company and Old Republic Title. Emerging players are snapdocs, PropLogix and Notarize. Direct peers are WFG National Title Insurance Company and Title Resources Group.
Does Charter Title have an API?
No public API is recorded for Charter Title.
What industry is Charter Title in?
Charter Title's product category is Title Insurance & Real Estate Settlement Services. Its primary akta.pro industry code is FSAJACAL, Title Insurance, with a secondary code of BPAJAOAB, Title Search & Examination. Its NAICS code is 541191 and its SIC code is 6361.