Ohio Capital Mortgage
- Company typePrivate
- Founded2004
- HeadquartersColumbus, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
Ohio Capital Mortgage firmographics
Firmographics- Name
- Ohio Capital Mortgage
- Legal name
- Ohio Capital Mortgage
- Website
- https://ohiocapitalmortgage.com
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Ohio Capital Mortgage industry classification
Industry- Product category
- Mortgage Lending
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163)
- akta.pro industry
- Residential Mortgage Brokerage (Purchase & Refinance)Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Mortgage Brokerage & Loan Intermediation
Keywords
Where Ohio Capital Mortgage is headquartered
LocationHeadquarters
- HQ city
- Columbus
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Ohio Capital Mortgage business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Mortgage Origination: Revenue generated from originating mortgage loans for home buyers and refinancing customers. The company earns origination fees and interest rate spreads on closed loans.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Custom mortgage solutions tailored to individual borrower profiles |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Ohio Capital Mortgage product offering
Product offeringCore offering
Ohio Capital Mortgage is a Columbus, Ohio-based mortgage lender that originates home purchase mortgages and refinance loans for individual consumers in central Ohio. The firm offers a variety of loan programs including conventional, FHA, USDA, and VA mortgages, delivered through a team of NMLS-licensed loan officers who guide borrowers from application through closing. Customers can apply online or work directly with a loan officer for personalized one-on-one assistance.
Product overview
Ohio Capital Mortgage operates as a mortgage lending and brokerage firm offering two primary products: home purchase mortgages and refinance mortgages. The company differentiates itself through personalized, hands-on service delivered by an experienced team of loan officers who guide borrowers from application through closing. They provide a variety of mortgage products including conventional, FHA, USDA, and VA loan options. The service offering includes an online loan application feature for digital convenience.
Differentiator
Problem solved
Functional benefit
Products and services
- Home Purchase Mortgages Mortgage lending services for individuals and families purchasing residential property, including first-time homebuyers and repeat buyers. Includes a variety of loan programs such as conventional, FHA, USDA, and VA options, with personalized, hands-on guidance from loan officers through application and closing.
- Refinance Mortgages Mortgage refinancing services for existing homeowners looking to lower monthly payments, pay off the loan faster, access home equity through cash-out refinancing, switch from an adjustable-rate to a fixed-rate loan, or remove FHA mortgage insurance. Delivered by loan officers who manage the process from application to closing.
Companies that use Ohio Capital Mortgage
Customer profileSegments2 records
Ideal customer profiles2 records
Ohio Capital Mortgage technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Ohio Capital Mortgage partnerships and signals
Strategic signalScale indicators1 record
Recent moves4 records
Expansion highlights3 records
Ohio Capital Mortgage competitors and assessment
Company assessmentDirect peers
- Movement Mortgage: Retail-focused mortgage lender operating through a network of loan officers and branches across the U.S., emphasizing purchase and refinance with a relationship-driven model. Comparable as a similarly structured retail origination competitor.
- Union Home Mortgage: Regional mortgage lender headquartered in Ohio with a multi-channel retail and direct-to-consumer model offering purchase and refinance mortgages. Highly comparable as another Ohio-anchored, relationship-driven retail mortgage firm serving similar borrower segments.
- CrossCountry Mortgage: National retail mortgage lender with a heavy branch and loan-officer-driven model focused on purchase and refinance. Closely comparable in business model (loan officer-led origination, broad product mix including conventional, FHA, VA, USDA) and target customers.
- Guaranteed Rate: Large retail mortgage lender operating a loan-officer-centric model across the U.S. with full purchase and refinance product set. Comparable as a direct competitor offering personalized loan-officer service across the same product range.
- Embrace Home Loans: Mid-sized retail mortgage lender with a loan-officer-led model offering purchase, refinance, and renovation (203(k)) products. Comparable business model and borrower focus, with similar emphasis on personalized origination experience.
- NewRez (Caliber Home Loans): National mortgage originator offering purchase and refinance products via retail and wholesale channels. Comparable as a similarly positioned multi-channel originator competing for the same purchase and refinance borrower segments.
- Fairway Independent Mortgage: Retail-focused mortgage lender with a large branch and loan-officer network emphasizing personal service across purchase and refinance. Directly comparable as a relationship-led retail originator competing on similar customer experience.
Regional players
- Huntington National Bank Mortgage: Large Ohio-headquartered regional bank with a significant mortgage origination division serving Ohio and the broader Midwest. Comparable as a same-state competitor targeting central Ohio homebuyers and refinance customers with both retail branch and digital channels.
Broad incumbents
- loanDepot: National retail and wholesale mortgage lender offering purchase, refinance, and HELOC products through both retail loan officers and a direct-to-consumer digital channel. Comparable as a broad-based competitor spanning the same retail origination use cases.
- Rocket Mortgage: Largest U.S. retail mortgage originator with a digital-direct model dominating consumer-direct refinance and purchase. Sets the competitive baseline on speed, pricing, and brand spend against which local brokers like Ohio Capital Mortgage must differentiate.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Ohio Capital Mortgage social profiles
Digital presenceOhio Capital Mortgage financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ohio Capital Mortgage leadership team
Management profileNumber of profiles
Profiles6 records
Ohio Capital Mortgage funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ohio Capital Mortgage M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ohio Capital Mortgage
What does Ohio Capital Mortgage do?
Ohio Capital Mortgage is a Columbus, Ohio-based mortgage lender that originates home purchase mortgages and refinance loans for individual consumers in central Ohio. The firm offers a variety of loan programs including conventional, FHA, USDA, and VA mortgages, delivered through a team of NMLS-licensed loan officers who guide borrowers from application through closing. Customers can apply online or work directly with a loan officer for personalized one-on-one assistance.
Is Ohio Capital Mortgage a public or private company?
Ohio Capital Mortgage is a private company. It is classified as family owned and is currently operating.
When was Ohio Capital Mortgage founded?
Ohio Capital Mortgage was founded in 2004. It employs 11 to 50 people.
Where is Ohio Capital Mortgage based?
Ohio Capital Mortgage is headquartered in Columbus, United States, in the North America region.
How does Ohio Capital Mortgage make money?
One revenue line is on record: mortgage Origination.
Who are Ohio Capital Mortgage's main competitors?
Direct peers on record are Movement Mortgage, Union Home Mortgage, CrossCountry Mortgage, Guaranteed Rate, Embrace Home Loans, NewRez (Caliber Home Loans) and Fairway Independent Mortgage. Huntington National Bank Mortgage is listed as a regional player. Broad incumbents are loanDepot and Rocket Mortgage.
Does Ohio Capital Mortgage have an API?
No public API is recorded for Ohio Capital Mortgage.
What industry is Ohio Capital Mortgage in?
Ohio Capital Mortgage's product category is Mortgage Lending. Its primary akta.pro industry code is FSAEAEAA, Residential Mortgage Brokerage (Purchase & Refinance). Its NAICS code is 522310 and its SIC code is 6163.