EZ Homes

What EZ Homes does

EZ Homes, Inc. is a privately held Arizona real estate investment company headquartered in Phoenix that operates three interconnected services: a wholesale property business selling directly owned foreclosure and distressed properties at discount; a bidding service that lets outside investors participate in Arizona foreclosure auctions through EZ Homes as a top-of-market buyer; and a hard money lending business providing loans up to 70% of actual retail value (ARV) with no points, origination fees, doc fees, or prepayment penalties. The company serves individual and small-business real estate investors focused on house flipping and rental acquisition, primarily in Arizona. Its core technology stack is a customer-facing website (buyazforeclosures.com) and an authenticated portal (portal.buyazforeclosures.com) that supports inventory browsing, loan requests, bid management, and online payments, complemented by a Daily Deal Alerts email subscription. Revenue is generated through one-time wholesale property sales and recurring interest income from hard money loans; the company does not publicly disclose pricing for individual properties or standardized loan terms. Ownership and operations are concentrated in two partners, Greg Jewett (managing partner since 2011) and Rob Binkley (daily operator with 23+ years of foreclosure industry experience), and the firm has grown its lending fund more than tenfold since inception without increasing staff.

Name

EZ Homes

Legal name

EZ Homes, Inc

Website

https://buyazforeclosures.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

EZ Homes is a Phoenix-based real estate investment firm serving Arizona real estate investors with wholesale foreclosure properties, foreclosure auction bidding services, and hard money lending up to 70% of ARV. The company operates a customer portal and Daily Deal Alerts to source and finance distressed-property acquisitions.

Ownership category

akta.pro rank

Product category

Real Estate Investment Services

NAICS

Offices of Real Estate Agents and Brokers (5312)

SIC

Real Estate Agents & Managers (For Others) (6531), Real Estate Dealers (For Their Own Account) (6532)

akta.pro primary industry

Foreclosure/REO & Distressed Property Auctions (BPAJAEAF)

akta.pro secondary industry

Real Estate Auction Services (FSAEAJAL)

Keywords

• Foreclosure property sales
• Wholesale real estate
• Hard money lending
• Real estate auctions
• Property investment financing

Headquarters

HQ city

Phoenix

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Marketing or Sales, Technology or R&D

Revenue model

1. Wholesale Property Sales: EZ Homes owns wholesale properties and sells them directly to investors at discounted prices without middlemen, typically pricing properties to sell quickly, often within the day.
2. Hard Money Lending: EZ Homes provides hard money loans to property investors, typically lending up to 70% of the actual retail value (ARV) of properties. No points, origination fees, doc fees, or prepayment penalties are charged.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

EZ Homes is an Arizona-based real estate investment firm that buys foreclosure properties at auction and resells them at wholesale prices directly to investors, eliminating middlemen. The company also provides a bidding service enabling investors to participate in foreclosure auctions and operates as a hard money lender, financing investor acquisitions up to 70% of actual retail value (ARV) with no points, origination, doc, or prepayment fees.

Product overview

EZ Homes operates as a unified real estate investment platform offering three interconnected core services: a wholesale properties service providing discounted foreclosure properties for direct purchase; a bidding service enabling investor participation in the foreclosure auction process; and hard money lending providing financing up to 70% ARV. These services are supported by a customer portal for account management and payment processing, creating an end-to-end investment ecosystem.

Differentiator

Problem solved

Functional benefit

Products and services

• Wholesale Properties EZ Homes-owned foreclosure properties priced at wholesale levels and sold directly to investors without middlemen, typically priced to sell within the day. Targeted at real estate investors seeking discounted acquisition opportunities in Arizona.
• Bidding Service Comprehensive bidding service enabling investors to participate in the Arizona foreclosure auction process through EZ Homes, which acts as an intermediary and is one of the top buyers in the state. Targeted at investors who lack the expertise or capacity to bid at foreclosure auctions themselves.
• Hard Money Lending Private lending service offering real estate investors financing up to 70% of actual retail value (ARV) for property acquisitions, with no points, origination fees, doc fees, or prepayment penalties. Personalized over-the-phone valuations and immediate financing discussions are available.

Quantifiable outcome

• 7,463 loans processed and $748,245,555 total amount funded
• +3 more outcomes

Named customers3 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Others

• RealtyMogul: Online real estate investment platform offering debt and equity opportunities, including lending products. Comparable to EZ Homes in targeting real estate investors with capital, though not a direct hard money lender.
• BiggerPockets: Largest online community and resource hub for real estate investors. Comparable target market (individual real estate investors) to EZ Homes but operates as an information/marketplace platform rather than a principal buyer or lender.

Direct peers

• Auction.com: Largest online foreclosure and bank-owned (REO) auction marketplace in the U.S. Directly comparable to EZ Homes' bidding service, though Auction.com operates as a marketplace platform rather than a principal buyer.
• Hubzu: Online foreclosure auction platform (formerly owned by Freddie Mac, now CoStar). Comparable to EZ Homes' auction bidding service for distressed properties targeting investor buyers.
• Kiavi (formerly LendingHome): Tech-enabled hard money lender for residential real estate investors, offering bridge and fix-and-flip financing. Directly comparable to EZ Homes' lending service with a more digitized, scalable underwriting model.
• Lima One Capital: Specialty hard money lender to real estate investors offering fix-and-flip, rental, and new construction loans. Closest direct peer to EZ Homes' hard money lending business, but operating nationally with institutional backing.
• HomeVestors of America: National franchise of independent real estate investors ('We Buy Ugly Houses') that purchases, wholesales, and resells distressed single-family properties. Directly comparable business model to EZ Homes' wholesale foreclosure operation, but at franchise scale across the U.S.

Emerging players

• Roofstock: Online marketplace for buying and selling single-family rental investment properties. Comparable end customer (real estate investors) but focuses on turnkey rentals rather than foreclosure wholesale.

Broad incumbents

• Offerpad: Public iBuyer that purchases homes directly from sellers, including distressed sellers. Competes with EZ Homes for discounted-property deal flow but at much larger scale and across multiple states.
• Opendoor: Largest U.S. iBuyer purchasing homes directly, including from distressed sellers. Adjacent competitor to EZ Homes' wholesale buying activity with national scale and institutional capital.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/ezhomesinc
• Facebookfacebook.com/buyazforeclosures

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about EZ Homes