Tarn et Garonne Habitat

What Tarn et Garonne Habitat does

Tarn et Garonne Habitat (TGH) is the Office Public de l'Habitat (OPH) of the Tarn-et-Garonne department in France's Occitanie region, governed by the Conseil Départemental. It is a public entity chartered to develop, allocate, and manage social housing across all 45 municipalities of the department, with operational headquarters in Montauban (scheduled to relocate to a new purpose-built site in December 2026). TGH manages a portfolio of approximately 5,000 social housing units, surpassed a 5,000-unit milestone at the inauguration of Résidence Al Rey at Montbeton, and delivered a string of new operations between 2021 and 2023 — Résidence Pauline Viardot (38 units, Caussade, 2021), 7 pavillons at Clair Vallon (Laguépie, 2021), Résidence Le Clos des Arts (24 units, Dieupentale, 2023) and Résidence Primavera (43 units, Montauban, 2023). The organization pursues four main revenue streams: regulated social housing rentals (pricing determined by tenant resource ceilings, billed monthly with multi-service contract options); one-off property and terrain sales to individuals under a charte des ventes; capital financing through Titres Participatifs (€4.45M issued to Banque des Territoires in February 2021); and a small portfolio of off-plan VEFA acquisitions with developer partners such as LJ Promotions and Amicitia Immobilier.

On the technology side, TGH operates a tenant-facing Extranet Locataires portal launched in January 2022 that supports rent-receipt download, online payment, direct-debit enrollment, dossier updates, and insurance alerts. Utility-side, the ISI HABITAT/OCEA integration enables tenants to monitor water consumption and receive leak notifications, and a partnership with Voltalis layers in smart electricity-monitoring devices. The organization holds Qualibail REF113 (renewed April 2026 after initial 2022 certification) and the HSS (Habitat Senior Services) label — with 228 senior-adapted dwellings certified since 2018 and a further 19 programmed for 2023 — alongside a dedicated tenant interlocutor for senior residents.

Strategically, TGH operates as a member of HASSO (Habitat Solidarité Sud-Ouest), a Société Anonyme de Coordination grouping five OPHs (Tarn et Garonne Habitat, Rodez Agglo Habitat, OPH du Gers, Lot Habitat, Tarn Habitat) representing 45,000 tenants, 24,000 dwellings, and 450 collaborators. Each OPH retains operating autonomy. Through HASSO, TGH secured a 2023-2026 convention with Banque des Territoires mobilizing up to €427.4M for construction, rehabilitation, urban renewal, and ecological transformation. It also partners with the Prefecture of Tarn-et-Garonne on territorial housing coordination, Action Logement on affordable-housing financing, Montauban Services on quartier-level social mediation, and Energy partners such as Voltalis. Its 2025-2029 Enterprise Project and ongoing new headquarters build indicate a multi-year operational and strategic upgrade cycle.

Name

Tarn et Garonne Habitat

Legal name

Tarn et Garonne Habitat

Website

https://tgh82.org

Company type

Public

Founded year

1929

Operating status

Operating

Headcount range

11–50 employees

Short description

Tarn et Garonne Habitat is the Office Public de l'Habitat (OPH) of the Tarn-et-Garonne department in France, managing approximately 5,000 social housing units across 45 municipalities and serving low-income households, seniors, and tenants seeking housing mutations.

Ownership category

akta.pro rank

Product category

Social Housing Management

NAICS

Continuing Care Retirement Communities and Assisted Living Facilities for the Elderly (6233), Other Residential Care Facilities (623990), Assisted Living Facilities for the Elderly (623312)

SIC

Real Estate Agents & Managers (For Others) (6531), Services-To Dwellings & Other Buildings (7340)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industries

Affordable/Subsidized Independent Living (HUD/LIHTC) Communities (HLADAAAB), Active Adult / Senior Community Association Management (BPAJAHAJ)

Keywords

• Social housing rental
• Public housing office
• Affordable housing services
• Senior housing program
• Property rehabilitation services

Headquarters

HQ city

Montauban

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D

Revenue model

1. Social Housing Rentals: Primary revenue stream from renting social housing units to eligible tenants with regulated rents based on income ceilings
2. Property Sales: Sale of terrains and properties to generate additional revenue, including land sales in Bas Pays Montauban, Lacourt St Pierre, and Montbeton
3. Participative Titles: Titres Participatifs financing of 4.45 M€ with Banque des Territoires for capital injection

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Tarn et Garonne Habitat is the departmental public housing office (OPH) of Tarn-et-Garonne, France, managing approximately 5,000 social housing units across roughly 45 municipalities. It rents regulated social housing to eligible households, develops new properties (via VEFA and direct acquisition), rehabilitates aging stock for energy efficiency, and provides a digital Extranet tenant portal for rent payments and account management. Specialized programs include Habitat Senior Services (HSS) certified senior housing and intergenerational residences.

Product overview

Tarn et Garonne Habitat operates as the departmental public housing office (OPH) managing approximately 5,000 social housing units across 45 municipalities in Tarn-et-Garonne. The organization's product portfolio centers on housing services: rental housing management, property search and allocation, new construction, and rehabilitation. Key digital offerings include the Extranet Locataires tenant portal for administrative tasks, a property search platform, and specialized programs such as Habitat Senior Services (HSS) for senior-friendly housing and inter-generational residences. Services extend to energy management partnerships, multi-service contracts, and housing mutation support for existing tenants seeking to relocate.

Differentiator

Problem solved

Functional benefit

Products and services

• Recherche de logement Property search platform allowing users to filter available social housing units by city, number of rooms, surface area, and rent across the department's housing stock; targeted at prospective tenants seeking affordable rental housing.
• Extranet Locataires Digital tenant self-service portal providing rent receipt downloads, balance viewing, dossier updates, direct debit subscription, online rent payment, and insurance alerts; available to all current TGH tenants.
• Services aux Locataires Tenant support services including dedicated phone lines for current tenants (05.81.285.285) and applicants (05.63.917.000), maintenance support, and multi-service contracts.
• Habitat Senior Services (HSS) Senior-friendly housing certification covering 228 labeled dwellings since 2018 (with 19 additional programmed in 2023), featuring accessibility adaptations, proximity to services, and a dedicated tenant liaison; targeted at residents aged 60+ requiring adapted housing.
• Résidence Intergénérationnelle Mixed-generation housing developments combining standard social housing with HSS-certified senior units, designed to promote social cohesion between generations.
• VEFA (Vente en l'État en Futur Achèvement) Off-plan property acquisitions from developers to expand housing inventory; example includes the 38-unit Pauline Viardot residence in Caussade delivered in 2021.
• Acquisitions Immobilières

Quantifiable outcome

• Rehabilitation energy work represents 60-70% of technical service activities
• +2 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Five partnerships are on record, tiered core, major and minor.

• HASSO (Habitat Solidarité Sud Ouest)coreStrategic or Co-development Partner · 1 January 2022Société Anonyme de Coordination comprising 5 OPH members (Tarn et Garonne Habitat, Rodez Agglo Habitat, OPH du Gers, Lot Habitat, Tarn Habitat) with 45,000 tenants and 24,000 dwellings. Created to mutualize skills, improve tenant services, and be a key economic player in South-West housing and development.
• Montauban ServicescoreStrategic or Co-development PartnerRégie de quartier providing social mediation, proximity services, and community support. Partnership for neighborhood citizen projects, gardening initiatives at Residence Chambord, and participation in France Services network.
• Prefecture of Tarn et GaronnemajorStrategic or Co-development PartnerPartnership agreement between Prefecture and social landlords for coordinated action on housing and territorial development.
• Beach Soccer 82minorGTM or Marketing PartnerSports partnership supporting local beach soccer tournaments and community sporting events.
• Amicitia ImmobilierminorChannel Partner/ Reseller/ DistributorDeveloper partner for VEFA (sale in future completion) operations constructing residences such as Le Clos des Arts at Dieupentale.

Scale indicators6 records

Recent moves9 records

Expansion highlights6 records

Broad incumbents

• Paris Habitat: Paris Habitat is one of the largest French OPHs, operating social housing rentals, allocation, senior and intergenerational housing at city scale. It shares TGH's regulatory OPH mandate, Qualibail-style quality approach and HSS senior program, but at vastly greater scale and in a denser market.
• Vilogia: Vilogia is a major national French social housing operator (ESH) managing over 80,000 units across multiple regions. It competes with OPHs like TGH for Banque des Territoires financing, developer partnerships (VEFA), senior housing demand and digital tenant services, while operating broader geographic and product diversification.
• CDC Habitat: CDC Habitat is the national social housing subsidiary of Caisse des Dépôts, itself the home of Banque des Territoires. It provides the same social and intermediate rental products as TGH at national scale and is a key counterparty for OPHs across financing, senior housing, and rehabilitation frameworks.
• Immobilière 3F: Immobilière 3F (Groupe 3F) is one of France's largest social housing landlords with national reach. It overlaps directly with TGH on social rentals, HSS-style senior housing, energy rehabilitation programs and digital tenant portals, but at significantly larger scale and geographic breadth.
• Action Logement Immobilier: Action Logement Immobilier is a major national social housing operator and a direct financial partner of TGH. It offers directly comparable social rental, affordable housing development, and senior housing programs, but at a multi-regional scale that exceeds TGH's single-department footprint.

Direct peers

• Habitat Audois: Habitat Audois is the OPH of the Aude department, comparable to TGH in providing departmental social housing rental, allocation, HSS senior housing and rehabilitation. It has already cross-audited TGH under the HASSO SAC for Qualibail certification, evidencing operational similarity.
• Tarn Habitat: Tarn Habitat is the OPH of the Tarn department and a HASSO consortium co-member, providing directly comparable social housing, HSS-labeled senior housing and rehabilitation services. It is one of TGH's closest peers in scale, regulatory framework and product mix.
• Lot Habitat: Lot Habitat is the OPH of the Lot department and a HASSO consortium co-member. It offers the same departmental social housing rental, allocation, and senior-friendly housing services as TGH and shares the same Banque des Territoires financing framework.
• Rodez Agglo Habitat: Rodez Agglo Habitat is a French OPH and co-founding member of the HASSO consortium alongside TGH. It operates the same social housing rental, allocation, and property management model in a neighboring department, sharing governance and the €432M 2023-2026 Banque des Territoires financing plan.
• OPH du Gers: OPH du Gers is a French OPH and HASSO consortium member structurally identical to TGH: a departmental public housing office managing social rentals, HSS-labeled senior units, and rehabilitation across its territory. It is part of the same coordinated SAC, mutualizing skills and capital access.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/sac-hasso

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tarn et Garonne Habitat