B:Side Fund
- Company typePrivate
- Founded1990
- HeadquartersDenver, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
B:Side Fund firmographics
Firmographics- Name
- B:Side Fund
- Legal name
- B:Side Capital
- Website
- https://bsidefund.org
- Company type
- Private
- Founded year
- 1990
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
B:Side Fund industry classification
Industry- Product category
- SBA Small Business Lending
- NAICS
- Commercial Banking (522110)
- SIC
- Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- SBA/Government-Backed & Development Finance Loans (FSAKAGAI)
- akta.pro secondary industry
- SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)
Keywords
Where B:Side Fund is headquartered
LocationHeadquarters
- HQ city
- Denver
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
B:Side Fund business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- SBA 504 Loan Origination: B:Side originates SBA 504 loans for small businesses seeking commercial real estate and equipment financing. These loans involve a three-party structure with the CDC, a bank lender, and the borrower.
- SBA 7(a) Loan Services: B:Side assists with SBA 7(a) loan origination and provides processing services for partner lenders.
- B:Side Fund Loans: Direct lending products offered by B:Side for small businesses that may not qualify for traditional SBA financing, providing mission-driven capital to underserved borrowers.
- LSP (Lender Service Provider) Services: Back-office loan processing services for banks and lenders that need assistance with 7(a) loan servicing, including loan modifications and servicing actions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Multi-year contract | SBA 504 Loans - Fixed rate financing for commercial real estate and equipment |
| Transaction based/ take rate | Multi-year contract | SBA 7(a) Loans - Working capital and business acquisition financing |
| Transaction based/ take rate | Multi-year contract | B:Side Fund Loans - Mission-driven direct lending |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels9 records
B:Side Fund product offering
Product offeringCore offering
B:Side Fund (legally B:Side Capital) is a nonprofit Certified Development Company and Community Development Financial Institution that originates SBA 504 and SBA 7(a) loans, plus its own B:Side Fund Loans, ranging from $10K to $5.5M for small businesses. The company also provides Lender Service Provider (LSP) back-office loan processing services for partner banks and offers B:Side Assist, an AI-powered business advisory platform, to support borrowers in making financial decisions.
Product overview
B:Side is a small business lender and Certified Development Company (CDC) offering a portfolio of SBA and mission-driven financing solutions. The core products include SBA 504 Loans, SBA 7(a) Loans, and B:Side Fund Loans ranging from $10K to $5.5M. Supporting services include LSP (Lender Service Provider) back-office processing for banks, B:Side Assist AI-powered financial advisory platform, and B:Side University educational resources. The company serves business owners, lenders, and brokers across Colorado, Utah, New Mexico, and Arizona.
Differentiator
Problem solved
Functional benefit
Brands
- B:Side Assist: AI-powered business platform that helps small business owners make better financial decisions.
- B:Side Fund Loans
- B:Side University
Products and services
- SBA 504 Loans Long-term, fixed-rate SBA 504 financing for small businesses to purchase commercial real estate, machinery, or equipment. B:Side serves as a Certified Development Company (CDC) facilitating these loans with a three-party structure involving the CDC, a bank lender, and the borrower. Available in 25-year, 20-year, and 10-year terms with publicly posted interest rates.
- SBA 7(a) Loans SBA 7(a) loans providing working capital, equipment purchases, and business acquisition financing for small businesses through partnering lenders. Variable rate loans ranging from $10K to $5.5M.
- B:Side Fund Loans Direct lending products offered by B:Side Fund for small business financing needs that may not qualify for traditional SBA financing. Mission-driven capital for underserved borrowers, with loans ranging from $10K to $5.5M.
- LSP (Lender Service Provider) Services Back-office loan processing services for banks and lenders needing assistance with SBA 7(a) loan origination, loan modifications, servicing actions, documentation, and compliance. B:Side acts as a third-party processor for partner banks that lack internal SBA expertise.
- B:Side Assist AI-powered business platform that helps small business owners make better financial decisions by analyzing business financials and providing actionable insights through predictive analytics and process automation.
Quantifiable outcome
- Over 35 years of small business lending experience
- +1 more outcomes
Companies that use B:Side Fund
Customer profileNamed customers15 records
Segments4 records
Ideal customer profiles3 records
B:Side Fund technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability3 records
Feature1 record
B:Side Fund partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and minor.
- First Fidelity BankcoreAward-winning lending partner for SBA 504 loans. First Fidelity Bank works with B:Side to provide small business financing solutions.
- Central BankcoreAward-winning lending partner for SBA loans. Central Bank collaborates with B:Side on small business lending.
- First Savings BankcoreAward-winning lending partner for SBA loans. First Savings Bank works with B:Side on SBA 504 loan programs.
- NBH BankcoreRecipient of B:Side Capital's 2024 Top 7(a) Lender Award. NBH Bank is a key partner in SBA lending with shared commitment to helping small businesses grow.
- FirstBankcoreAward-winning lending partner for SBA loans. FirstBank partners with B:Side for small business financing.
- Redstone BankcoreSBA 7(a) and 504 lending partner. B:Side provides Redstone Bank with resources and expertise necessary to provide SBA loans.
- Timberline BankcoreLending partner with shared mission to support small businesses. Timberline Bank and B:Side work together to help communities thrive through SBA loans.
- Bank of ColoradocoreSBA lending partner. Bank of Colorado works with B:Side to provide the right financing structure to help clients realize their goals.
- Points WestminorAwarded Emerging 504 Lender by B:Side Capital. Growing SBA lending partner in the western region.
Scale indicators3 records
Recent moves7 records
Expansion highlights5 records
B:Side Fund competitors and assessment
Company assessmentEmerging players
- Lendio: Lendio operates a small-business loan marketplace aggregating SBA, term, and working capital loans from a network of lenders. It competes for B:Side's broker-referred small business borrowers through a faster, technology-led funnel.
- SmartBiz Loans: SmartBiz is a fintech SBA 7(a) marketplace and originator with bank-partner origination through institutions like U.S. Bank. It is a tech-led, larger-scale competitor attacking the same SBA small-business origination market B:Side serves through banks and brokers.
Broad incumbents
- Celtic Bank: Celtic Bank is one of the most active SBA 7(a) lenders in the U.S. operating through a broad correspondent/wholesale channel. While not a CDC, it competes with B:Side on SBA 7(a) partner-bank origination volume and LSP-style relationships with community banks.
Direct peers
- Live Oak Bank: Live Oak Bank is the largest SBA lender in the United States and the only de novo bank chartered since 2008. It is the most directly comparable peer to B:Side as both compete on SBA 504/7(a) origination volume and small-business relationships, with similar product mix and target borrower profile.
- LiftFund: LiftFund is a nonprofit CDFI providing small-business loans and SBA programs to underserved entrepreneurs across multiple states. It is the closest mission-and-product analog to B:Side Fund Loans among CDFIs, with comparable direct-lending and SBA offerings.
- Accion Opportunity Fund: Accion Opportunity Fund is one of the largest nonprofit CDFIs in the U.S., providing responsible capital and small-business loans to underserved borrowers nationwide. It mirrors B:Side's CDFI-led mission, target borrower (underserved SMBs), and direct-lending product suite.
- Guidant Financial: Guidant Financial is an SBA 504/7(a) broker and direct small-business lender specializing in franchise and business acquisition financing. It competes with B:Side on the small-business SBA broker channel with a more franchise-focused product mix.
- TruFund Financial Services: TruFund is a national nonprofit CDFI providing small-business loans, SBA programs, and capacity-building services to underserved communities. Its mission focus, SBA involvement, and direct small-business loan products make it a tight comparable to B:Side's CDFI arm.
- CDC Small Business Finance: CDC Small Business Finance is one of the largest Certified Development Companies in the U.S., operating an SBA 504 program across multiple states with similar mission-aligned lending goals. It is a structural CDC peer competing for the same bank partnership flows.
- NewtekOne (Newtek Business Services): NewtekOne is a publicly traded business services and SBA-focused lender offering SBA 504/7(a) and direct small-business loan products alongside technology solutions. It competes head-to-head with B:Side in the small-business lending market with overlapping SBA programs and tech enablement.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
B:Side Fund social profiles
Digital presenceB:Side Fund compliance and trust
Trust signalCompliance2 records
B:Side Fund financial estimates
Financial estimateRevenue estimate
Valuation estimate
B:Side Fund leadership team
Management profileNumber of profiles
B:Side Fund funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
B:Side Fund M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about B:Side Fund
What does B:Side Fund do?
B:Side Fund (legally B:Side Capital) is a nonprofit Certified Development Company and Community Development Financial Institution that originates SBA 504 and SBA 7(a) loans, plus its own B:Side Fund Loans, ranging from $10K to $5.5M for small businesses. The company also provides Lender Service Provider (LSP) back-office loan processing services for partner banks and offers B:Side Assist, an AI-powered business advisory platform, to support borrowers in making financial decisions.
Is B:Side Fund a public or private company?
B:Side Fund is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was B:Side Fund founded?
B:Side Fund was founded in 1990. It employs 11 to 50 people.
Where is B:Side Fund based?
B:Side Fund is headquartered in Denver, United States, in the North America region.
How does B:Side Fund make money?
Four revenue lines are on record. SBA 504 Loan Origination is the primary driver. The others are SBA 7(a) Loan Services, B:Side Fund Loans and LSP (Lender Service Provider) Services.
Who are B:Side Fund's main competitors?
Emerging players on record are Lendio and SmartBiz Loans. Celtic Bank is listed as a broad incumbent. Direct peers are Live Oak Bank, LiftFund, Accion Opportunity Fund, Guidant Financial, TruFund Financial Services, CDC Small Business Finance and NewtekOne (Newtek Business Services).
Does B:Side Fund have an API?
No public API is recorded for B:Side Fund.
What industry is B:Side Fund in?
B:Side Fund's product category is SBA Small Business Lending. Its primary akta.pro industry code is FSAKAGAI, SBA/Government-Backed & Development Finance Loans, with a secondary code of FSAEAEAI, SBA/USDA Government-Backed Loan Intermediation. Its NAICS code is 522110 and its SIC code is 6163.