What Larmtjänst does

Larmtjänst is a Swedish insurance-industry shared-services organization, founded in 1962 and headquartered on Karlavägen in Stockholm, that coordinates stolen-property recovery, insurance fraud investigation, and crime prevention on behalf of its member insurers, Swedish law-enforcement authorities, and the general public. The organization operates the Efterlysta objekt public database for wanted vehicles, boats, boat motors, construction equipment, and other goods; the Stöldtipset/Cheatline anonymous tip-line (020-325 325) reachable by phone, email, and web form; the Lilla digitala båtkortet boat-identification system registering hull and engine numbers; and a secure extranet for member-insurer investigators. In 2025 Larmtjänst handled 14,182 fraud investigations and identified 948 million SEK in fraudulent claims. Its products also include the Larmtjänstpodden podcast, the tryggarebatliv.se safer-boating site, the forsakringsbedrageri.se public-fraud-awareness site, and collaborative crime-prevention programs Båtsamverkan (boat-theft reduction, down 66% since 2013) and Vägsamverkan (road-related crime). The organization has formal collaborations with the Swedish Police (Polismyndigheten), Customs (Tullverket), the Enforcement Authority (Kronofogden), the Crime Prevention Council (Brå), the trade body Svensk Försäkring, transport-industry associations, and the European-level Insurance Crime Platform (chaired by Larmtjänst's Vice CEO since July 2025).

The underlying technology is principally a set of national registers for stolen property integrated with police and customs workflows, an investigation-tracking system for fraud cases, and extranet-based member tools, with content delivery via web, podcast, and social channels. No AI/ML or machine-learning components are described in the available source material; the "Fraud Investigation Analytics" capability appears to be systematic case-management reporting rather than model-based detection.

The business model is a non-profit industry cooperative: Swedish non-life insurance companies (including Folksam, If Skadeförsäkring, Trygg-Hansa, Länsförsäkringar, Dina, Gjensidige, ICA Försäkring, Svedea, Svenska Sjő, and Alandia, among others) fund Larmtjänst through membership fees. The Cheatline and public wanted-objects search are free to citizens, and the organization does not sell to individual consumers. Revenue figures are not publicly disclosed, and the entity is not listed on any public market.

Name

Larmtjänst

Legal name

Larmtjänst

Website

https://larmtjanst.se

Company type

Private

Founded year

1962

Operating status

Operating

Headcount range

11–50 employees

Short description

Larmtjänst is a Swedish insurance-industry shared-services organization, founded in 1962, that coordinates stolen-property recovery and insurance fraud investigation on behalf of member insurers, law enforcement, and the public through national databases, a 24/7 tip-line, and crime-prevention programs.

Ownership category

akta.pro rank

Product category

Insurance Fraud Investigation Services

NAICS

Investigation and Personal Background Check Services (561611), Claims Adjusting (524291)

SIC

Services-Detective, Guard & Armored Car Services (7381), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Fraud Investigations & Claims Support (Insurance/Financial) (BPAKAEAD)

akta.pro secondary industry

Corporate Due Diligence & Third-Party Risk Investigations (BPAKAEAC)

Keywords

• Insurance fraud investigation
• Stolen property recovery
• Theft database services
• Vehicle theft tracking
• Crime prevention coordination

Headquarters

HQ city

Stockholm

HQ country

Sweden

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Distribution channels3 records

Marketing channels7 records

Core offering

Larmtjänst investigates insurance fraud and coordinates recovery of stolen vehicles, boats, boat motors, construction equipment, and other property on behalf of Swedish insurance companies. The organization operates national databases and registers of stolen goods, a 24/7 anonymous tip-line (Cheatline 020-325 325), and a fraud investigation coordination platform connecting insurance companies, law enforcement (police, customs, Kronofogden), and the general public. It publishes annual theft and insurance fraud statistics, maintains a digital boat identity card system, and provides secure extranet access for member insurance company investigators.

Product overview

Larmtjänst is a Swedish insurance industry organization providing a comprehensive suite of products and services focused on crime prevention, theft tracking, and insurance fraud investigation. The core offerings include a public wanted objects database (Efterlysta objekt) for searching stolen items, statistics and annual reports on various theft categories, collaborative crime prevention initiatives (Båtsamverkan and Vägsamverkan), the Lilla digitala båtkortet digital boat card system, and the Stöldtipset/Cheatline tip reporting service. The organization also maintains informational websites including Larmtjänstpodden podcast, tryggarebatliv.se (safer boating), and forsakringsbedrageri.se (insurance fraud awareness). Access to detailed investigation resources is available through a secure extranet for authorized insurance and law enforcement professionals.

Differentiator

Problem solved

Functional benefit

Products and services

• Efterlysta objekt (Wanted Objects Database) Public database allowing users to search and view currently wanted/stolen items including vehicles, boats, motorcycles, trucks, trailers, equipment, watches, and other valuables. Users can subscribe to receive notifications when new items are posted.
• Cheatline (Stöldtipset) Tip-Line Service 24/7 anonymous tip submission service for citizens and witnesses to report suspected insurance fraud or stolen property via phone (020-325 325), email, or online form.
• Lilla digitala båtkortet (Digital Boat Card) Digital identity card system for boats that registers hull numbers and engine serial numbers, enabling identification and recovery of stolen boats and motors.
• Stöldregister (Theft Registers) Specialized registers for boats, vehicles, construction equipment and other stolen goods, integrated with police and customs systems to support recovery operations.
• Statistik & Rapporter (Statistics & Reports) Comprehensive statistics and annual/quarterly reports on various theft categories including boats and boat motors, wanted vehicles, electronic theft protection, construction machines and tractors, insurance fraud, insurance-related crime, import cars, spare parts/catalysts, and smash & grab incidents.
• Extranät (Member Extranet) Secure password-protected extranet for member insurance company staff and authorized professionals involved in fraud investigation and claims management; access requires application and approval.
• Insurance Fraud Investigation Coordination Systematic fraud investigation tracking and coordination service covering thousands of investigations annually, with coordination across insurance companies, police, customs, and the public, resulting in hundreds of millions of SEK in detected fraudulent claims.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• Insurance Crime Platform (Insurance Europe)coreStrategic or Co-development Partner · 1 July 2025A working group within Insurance Europe that works to combat insurance-related crime and strengthen cooperation between insurance companies and authorities across Europe. Ronja Wildenstam from Larmtjänst was elected as chair of the platform in July 2025. The platform shares knowledge and best practices between member countries and contributes to policy and legislative issues.
• Brottsförebyggande rådet (Brå)coreStrategic or Co-development PartnerThe Swedish Crime Prevention Council provides crime statistics that Larmtjänst compiles and analyzes for its quarterly and annual reports on vehicle theft, boat theft, and insurance fraud.
• Polismyndigheten (Swedish Police)coreStrategic or Co-development PartnerDeepened collaboration with police on both international and national theft rings. Larmtjänst has participated in port inspections (Stockholm port control resulted in 57 arrests and seizures worth ~11 million SEK), joint training sessions, and coordinated fraud investigations. Police are engaged in targeted operations against vehicle crime resulting in arrests and prosecutions.
• Tullverket (Swedish Customs)coreStrategic or Co-development PartnerEnhanced cooperation with customs authority to combat cross-border vehicle crime. Since September 2025, customs has expanded mandate to include export trafficking of stolen goods (utförselhäleri) as part of their core crime-fighting mission.
• Kronofogden (Swedish Enforcement Authority)minorStrategic or Co-development PartnerCollaboration with Kronofogden as part of broader law enforcement coordination against organized crime.
• Vägsamverkan (Road Collaboration)coreStrategic or Co-development PartnerCollaboration project between Larmtjänst, Transportföretagen (Transport Companies), Maskinentreprenörerna (Machine Contractors), and the Police to prevent road-related crimes and increase safety along roads. Has a dedicated tip line 020-315 315.
• Transportföretagen (Transport Companies)coreStrategic or Co-development PartnerPart of the Vägsamverkan (Road Collaboration) project to prevent transport thefts and cargo crimes along Swedish roads.
• Maskinentreprenörerna (Machine Contractors)coreStrategic or Co-development PartnerPart of the Vägsamverkan (Road Collaboration) project and the voluntary machine register initiative to prevent theft of construction equipment and machinery.
• Båtsamverkan (Boat Collaboration)coreStrategic or Co-development PartnerMaritime version of Neighbour Watch (Grannsamverkan) initiated in collaboration between Police, Larmtjänst and insurance companies to reduce boat motor thefts. Since 2013, boat motor thefts have decreased by 66%, approximately 146 fewer thefts per year.
• SOS InternationalminorStrategic or Co-development PartnerPartnership with SOS International on towing and recovery operations that can intersect with insurance fraud investigations. Towing operators work with SOS International to flag warning signs during vehicle recovery.
• Svensk Försäkring (Swedish Insurance Association)coreChannel Partner/ Reseller/ DistributorLarmtjänst's parent/umbrella organization representing the Swedish insurance industry. Jointly publishes insurance fraud statistics. Ronja Wildenstam represents Larmtjänst in Insurance Crime Platform through Svensk Försäkring.

Recent moves6 records

Expansion highlights6 records

Others

• SOS International: Nordic assistance company providing roadside, towing, and travel assistance services to insurers. Already a documented partner of Larmtjänst for towing and recovery, with overlap on the insurance recovery workflow rather than fraud investigation itself.
• Svensk Försäkring: Swedish insurance industry trade association that acts as the umbrella organization for Larmtjänst's member companies. It is the parent/funder ecosystem rather than a direct competitor, but it jointly publishes insurance fraud statistics with Larmtjänst and channels international representation.
• Brottsförebyggande rådet (Brå): Swedish Crime Prevention Council that provides crime statistics which Larmtjänst compiles and analyzes in its quarterly and annual reports. Not a competitor but a strategic data partner shaping Larmtjänst's statistical publications.
• Insurance Europe: European insurance industry federation that hosts the Insurance Crime Platform chaired by Larmtjänst's Vice CEO. Comparable as the industry-association layer that Larmtjänst operates within, setting policy and coordinating cross-border insurance crime response.

Emerging players

• Cifas: UK-based cross-sector fraud prevention service sharing data on fraud attempts across financial services, insurance, and public sector. Overlaps with Larmtjänst on fraud detection and data-sharing infrastructure, though broader in scope beyond insurance.

Direct peers

• Insurance Fraud Bureau (IFB): UK not-for-profit organization funded by the insurance industry to lead the collective fight against insurance fraud. Closely parallels Larmtjänst's model of centralizing fraud investigation and supporting insurers and law enforcement across a national market.
• National Insurance Crime Bureau (NICB): US-based, industry-funded organization dedicated to detecting, preventing, and prosecuting insurance fraud and vehicle theft. Operates as a cooperative hub similar to Larmtjänst, serving the American insurance industry with databases, analytics, and law enforcement coordination.
• Insurance Crime Bureau (ICB): Australia- and New Zealand-based industry-funded bureau that combats insurance fraud and organized insurance crime across the Australasian market. Functions as the regional equivalent of Larmtjänst, providing fraud intelligence and cross-border recovery coordination.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/Stoldtipset
• LinkedInlinkedin.com/company/larmtj-nst
• Instagraminstagram.com/stoldtipset
• Xx.com/larmtjanst

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Larmtjänst