KIAC Insurance Agency

What KIAC Insurance Agency does

Inszone Insurance Services is a privately-held, US-based insurance brokerage that operates as a full-service intermediary between customers and multiple insurance carriers. The company maintains a unified portfolio spanning three lines: Business Insurance (General Liability, Cyber Liability, Workers' Compensation, Commercial Auto, Property, and Business Owner's Policy), Personal Insurance (Auto, Motorcycle, Boat, RV, Classic Car, Rideshare, Homeowners, Renters, Landlord, Flood/Earthquake, Vacant/Renovation, Mobile/Manufactured Home, plus specialty products such as Umbrella, Life, Pet, Mexico Travel, Special Event, and Identity Theft), and Benefits Insurance (group health, dental, vision, life for employer-sponsored and personal coverage). The underlying technology is a brokerage platform that aggregates multiple carrier offerings to enable agent-driven carrier shopping; the firm holds a California license (CA Lic# 0F82764) and operates across multiple states with a footprint anchored in Utah (Orem office) and California.

The business model is commission-based, with revenue generated on policies sold and renewed through carrier partnerships. Go-to-market is sales-led and multi-channel: expert agents provide personalized consultation, phone-based sales operate out of (833) 819-5009, and a self-serve online quote tool supports direct-to-consumer initiation. The customer base is horizontally segmented across Individual Consumers, Small to Mid-Size Businesses (with industry specialization in Contractors, Healthcare, Commercial Property, Professional Services, Entertainment, Garage/Dealers, and Restaurants), and Employers seeking employee benefits packages. Marketing is driven by content (blog), organic social, SEO-driven quote capture, community engagement, and PR; the company also signals active M&A appetite via a dedicated M&A page, suggesting a roll-up strategy alongside the recently announced East Coast expansion under Regional President Jared Strong.

Name

KIAC Insurance Agency

Legal name

Inszone Insurance Services

Website

https://kipperinsurance.com

Company type

Private

Founded year

1987

Operating status

Operating

Headcount range

1–10 employees

Short description

Privately-held US insurance brokerage aggregating multiple carriers to deliver commercial, personal, and benefits coverage to individuals, SMBs, and employers through agent-led sales, phone support, and online quoting nationwide.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAB

Commercial Lines Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAEADAA

Retail (Personal Lines) Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAEADAC

Employee Benefits Brokerage & Consulting

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Commercial insurance brokerage
• Personal insurance coverage
• Employee benefits insurance
• Business liability coverage
• Insurance carrier aggregation

Headquarters

HQ city

Carlsbad

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations

Revenue model

1. Insurance Brokerage Commissions: The company acts as a full-service insurance brokerage, earning commissions from multiple insurance carriers by placing business. Agents shop all carriers to find the best coverage at the most competitive rate for clients. Revenue is generated through commissions on insurance policies sold and renewed.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Full-service insurance brokerage placing personal, commercial, and employee benefits coverage through multiple insurance carriers. Agents consult with customers to identify needs and shop carrier options to deliver competitive rates across auto, home, specialty, commercial liability, workers' compensation, and group benefits lines.

Product overview

Inszone Insurance Services operates as a full-service insurance brokerage offering a unified platform of commercial, personal, and employee benefits insurance products. The portfolio spans Business Insurance offerings including General Liability, Cyber Liability, Workman's Compensation, Commercial Auto, Property Insurance, and Small Business Owner's Insurance (BOP), along with industry-specific coverages for Contractors, Healthcare Services, Commercial Property, Professional Services, Entertainment, Garage and Dealers, and Restaurants. Personal Insurance products include Vehicle Insurance (Auto, Motorcycle, Boat, RV, Classic Car, Rideshare), Home Insurance (Homeowners, Renters, Landlord, Flood/Earthquake, Vacant Property, Mobile/Manufactured Home), and Specialty Products (Umbrella, Life, Pet, Mexico Travel, Special Event, Identity Theft). Benefits coverage includes Employee Benefits (group health, dental, vision, life) and Personal Benefits. The company acts as a brokerage with access to numerous carrier partners, enabling them to shop coverage options to find competitive rates for clients.

Differentiator

Problem solved

Functional benefit

Products and services

• General Liability Insurance

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• myCEcourseminorImplementation/ SI/ Consulting PartnerInszone Insurance Services partnered with myCEcourse to provide access to mandatory Sexual Harassment Prevention Training at discounted rates for California businesses. This training fulfills California Labor Law S.B. 1343 requirements for workplace compliance training.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• PCF Insurance: PCF Insurance Services is a fast-growing, M&A-focused insurance brokerage offering personal, commercial, and benefits products across multiple states. Directly comparable in business model, product breadth, and acquisition-led scaling strategy.
• Acrisure: One of the largest U.S. insurance brokerages, built primarily through an aggressive M&A roll-up of regional agencies across personal, commercial, and benefits lines. Directly comparable to Inszone's multi-line brokerage model and acquisition-led growth strategy.
• Brown & Riding Insurance Services: Brown & Riding is a wholesale and retail insurance brokerage with deep specialty commercial expertise across multiple verticals. Comparable as a brokerage that combines broad commercial lines with industry specialization.
• Risk Strategies Company: Risk Strategies is a national specialty insurance brokerage grown through acquisition, with strong commercial and personal lines offerings. Comparable as a multi-line, M&A-driven brokerage competitor operating nationally.
• HUB International: HUB International is a large North American insurance brokerage offering personal, commercial, and benefits coverage through a network of offices. Directly comparable multi-line brokerage operating at greater scale than Inszone.
• Foundation Risk Partners: Foundation Risk Partners is a privately-held insurance brokerage built through acquisitions of commercial, personal, and benefits agencies, primarily in the Eastern U.S. Comparable as a regional roll-up competitor, particularly relevant as Inszone expands East Coast.
• World Insurance Associates: Publicly-traded (was) insurance brokerage that scaled rapidly through tuck-in M&A of personal, commercial, and benefits agencies nationally. Closely mirrors Inszone's full-service, M&A-driven, multi-state growth playbook.

Broad incumbents

• Aon: Aon is a global professional services firm with a major insurance brokerage and HR consulting (benefits) practice, now including NFP. Comparable as a broad incumbent competing for the same SMB and mid-market commercial and benefits accounts.
• Marsh McLennan: Marsh is the world's largest insurance broker and risk advisor, offering commercial, personal, and benefits brokerage at global scale. Comparable as the dominant incumbent that frames competitive dynamics for any growing U.S. brokerage.
• Alliant Insurance Services: Alliant is a large national insurance brokerage offering a broad portfolio of commercial, personal, and benefits products. Comparable as an established multi-line incumbent that Inszone competes against for SMB and mid-market accounts.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/InszoneIns
• Facebookfacebook.com/KipperInsurance
• LinkedInlinkedin.com/company/kiac-insurance-agency
• Instagraminstagram.com/inszoneins

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about KIAC Insurance Agency