JAH Financial Consultants

What JAH Financial Consultants does

JAH Financial Consultants, Inc. is a Chicago-based financial advisory and educational services firm founded in 1994 by Dr. Steven D. Davis. The company delivers a vertically integrated suite of offerings that combines financial literacy education with practical wealth-building products, anchored in Biblical financial principles. Core services include the 'Incorporate and Grow Rich' business development seminar (targeting for-profit and 501(c)(3) formation), estate planning (Living Trusts, Pour Over Wills, Healthcare and Financial POA), Indexed Universal Life Insurance with critical illness living benefits, tax-free retirement annuities, health insurance, debt elimination programs, and college cash accumulation planning. Customer segments span entrepreneurs, ministry and nonprofit founders, individuals seeking estate planning, and consumers seeking insurance and retirement solutions.

The firm operates an event-driven and sales-led go-to-market model, generating revenue through professional services fees (consultations and document preparation), paid seminars and workshops, and affiliate commissions on insurance products distributed through alliance partners including Ethos Life Insurance, My HST, SunFire, and Syncispro. Distribution is concentrated in the Chicago South Side market and extends through religious and community affiliations (Greater Works Evangelism Church, Cyrus International Network of Churches & Ministries, New Horizons Community Development Corporation) and a Linktree digital hub hosting recurring Zoom presentations. Pricing is quote-based following free initial consultations, with no publicly disclosed fee schedules.

The company is privately held, founder-led, and small in scale (11-50 employees), with no institutional investors, funding rounds, or M&A activity disclosed. It carries no proprietary technology platform or AI capabilities; service delivery is entirely human-led by Dr. Davis and a small team. The business model is structurally a sole-practitioner advisory practice that has productized its methodology into seminars and insurance referral channels, with growth and reach constrained by the founder's personal bandwidth and the regional scope of its community networks.

Name

JAH Financial Consultants

Legal name

JAH Financial Consultants, Inc.

Website

https://jahfinancial.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

JAH Financial Consultants is a Chicago-based financial advisory firm founded in 1994 that delivers faith-based financial education, estate planning, business incorporation, and insurance referral services to individual consumers, entrepreneurs, and nonprofit founders in the Midwest.

Ownership category

akta.pro rank

Product category

Financial Advisory & Insurance Services

NAICS

Portfolio Management and Investment Advice (523940), Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411), Services-Management Consulting Services (8742)

akta.pro primary industry

Comprehensive Financial Planning (FSAEAAAA)

akta.pro secondary industries

Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH), Employee Benefits Brokerage & Consulting (FSAEADAC)

Keywords

• Financial consulting services
• Estate planning services
• Insurance brokerage services
• Business development consulting
• Tax planning seminars

Headquarters

HQ city

Chicago

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations

Revenue model

1. Financial Consulting Services: Advisory services including estate planning consultations, living trust preparation, business development consulting for for-profit and non-profit 501(c)(3) organizations, tax reduction strategies, and debt elimination planning.
2. Insurance Product Referrals: Commissions from insurance products including Life Insurance, Health Insurance, Annuities, Index Universal Life Insurance (IUL), Modified Term Life, and Critical Illness policies. Products are offered through alliance partners including Ethos, My HST, and SunFire.
3. Educational Seminars and Workshops: Revenue from paid seminars including the 'Incorporate and Grow Rich' Business Development Seminar teaching business incorporation and tax reduction (25%-80% tax liability reduction). Also offers Generational Wealth Courses and Living Legacy & Living Trust educational programs.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

JAH Financial Consultants provides financial advisory and educational services to individuals, families, small businesses, and non-profit organizations. Core offerings include one-on-one financial consultations, the "Incorporate and Grow Rich" business development seminar, estate planning (living trusts, pour-over wills, healthcare and financial powers of attorney), and 501(c)(3) application assistance. The firm also refers clients to insurance products — life, health, annuities, and Indexed Universal Life Insurance — through partner carriers, and runs debt elimination, credit restoration, college planning, and tax-reduction programs.

Product overview

JAH Financial Consultants offers a unified suite of financial education and advisory services centered around Biblical financial principles. The core portfolio includes: the 'Incorporate and Grow Rich' Business Development Seminar for business formation and tax strategies; Living Trust and Estate Planning services (Pour Over Will, Healthcare & Financial POA); Indexed Universal Life Insurance products for Generational Wealth and Living Benefits for Critical Illness; Tax-Free Retirement Annuities with market protection; Health Insurance; and 501(c)(3) application assistance. These services integrate financial literacy education with practical wealth-building tools including debt elimination and credit restoration programs, all delivered through seminars, workshops, and one-on-one consultations by the CEO/President Dr. Steven D. Davis.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Tax liability reduction of 25%-80% through business incorporation strategies
• +2 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Ten partnerships are on record, tiered core and minor.

• Greater Works Evangelism ChurchcoreStrategic or Co-development Partner · 1 January 1994Dr. Steven and Valerie Davis serve as overseers of Greater Works Evangelism Church, a non-denominational Christian Pentecostal church on Chicago's South Side. The church serves as a community outreach hub and referral source for JAH Financial services. Services resume virtually April 4, 2026.
• SyncisprominorChannel Partner/ Reseller/ DistributorSYNCIS is described as one of the top billion-dollar independent marketing organizations in America. Dr. Davis recruits licensed insurance agents through this partnership. Focus is on helping individuals, families, and business owners understand basic financial concepts.
• Cyrus International Network of Churches & Ministries, Inc.coreStrategic or Co-development PartnerDr. Steven Davis serves as Presiding Apostle over The Cyrus International Network of Churches & Ministries, providing additional community reach and ministry network affiliations.
• Ethos Life InsuranceminorChannel Partner/ Reseller/ DistributorInsurance partner offering free quotes with no medical exams. JAH Financial refers clients for life insurance coverage through this partnership.
• My HST (Healthcare Solutions Team)minorChannel Partner/ Reseller/ DistributorHealthcare insurance partner providing Health Insurance, Life Insurance, Disability Insurance, and Critical Illness Insurance through Dr. Steven Davis as agent.
• SunFireminorChannel Partner/ Reseller/ DistributorMedicare Advantage Plans partner. JAH Financial assists clients with Medicare Advantage plan enrollment through this partnership.
• MoneyMax AccountminorChannel Partner/ Reseller/ DistributorDebt elimination program partner offering financial program to help clients become debt-free including mortgage payoff acceleration in half the time.
• New Horizons Community Development CorporationcoreStrategic or Co-development PartnerDr. Steven Davis serves as Vice-President/Executive Director. Valerie Davis serves as President-CEO. Community development organization supporting financial literacy and economic empowerment initiatives.
• Life ChangesminorChannel Partner/ Reseller/ DistributorHealth products partner offering ISO Tea and other wellness products through JAH Financial referrals.
• Super PatchminorChannel Partner/ Reseller/ DistributorWellness product partner featuring contoured ridge patches for mind-to-body connection benefits. No drugs or chemicals. Distributed through JAH Financial referrals.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Primerica: Primerica sells term life insurance, mutual funds, and investment products through a network of independent representatives who recruit from middle-income families using educational seminars. Closely comparable to JAH's model of seminar-driven, commission-based financial product distribution to underserved consumer segments.
• Kingdom Advisors: Kingdom Advisors is a community of Christian financial professionals integrating biblical principles with financial planning. Directly comparable to JAH's niche of delivering financial education and advisory services grounded in Biblical financial principles.
• Equis Financial: Equis Financial is an insurance marketing organization that distributes life insurance, annuities, and retirement products through independent agents using educational and relationship-driven sales motions. Directly comparable to JAH's mix of IUL, annuity, and life insurance referrals driven by community outreach.
• World Financial Group (WFG): WFG markets insurance and investment products through a multi-level agent structure, often via community-based financial education seminars. Directly comparable to JAH's event-driven, educational-workshop approach to acquiring insurance and retirement clients.
• Family First Life: Family First Life is an IMO that sells life insurance, retirement, and mortgage protection products through agents who often work specific geographic and community territories. Comparable to JAH's regional Chicago South Side approach combining carrier partnerships with community-based client acquisition.
• Symmetry Financial Group: Symmetry is a large insurance brokerage that recruits and trains agents to sell life insurance, mortgage protection, and final expense products, primarily through warm-network and educational outreach. Comparable to JAH's licensed-insurance-producer model offering life, health, and IUL products via carrier referrals.
• AG Financial (Austin Gere): AG Financial is a faith-based financial services organization serving Christian churches, ministries, and schools with retirement plans, insurance, and stewardship education. Directly comparable to JAH's faith-aligned positioning and ministry/nonprofit-focused services like 501(c)(3) assistance.

Broad incumbents

• Northwestern Mutual: Northwestern Mutual is a major U.S. financial services company offering life insurance, disability income, annuities, and investment products through a career advisor network. Broadly incumbent to JAH's insurance and retirement advisory offering but at vastly larger scale and without faith-based positioning.
• New York Life: New York Life is one of the largest mutual life insurers in the U.S., distributing life insurance, long-term care, annuities, and investment products through career agents. Comparable in life insurance and annuity distribution but as a much larger, geographically diversified incumbent.

Emerging players

• Crown Financial Ministries: Crown Financial Ministries provides biblical financial education, counseling, and small-group curriculum to churches and individuals. Comparable in faith-based financial literacy content but more education- and curriculum-focused than JAH's product-and-service advisory model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/profile.php

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about JAH Financial Consultants