Jusprev

What Jusprev does

JUSPREV (Fundo de Pensão Multinstituído por Associações do Ministério Público e da Justiça Brasileira) is a closed complementary pension entity (Entidade Fechada de Previdência Complementar) founded in 2007 and headquartered in Curitiba, Paraná, Brazil. It administers the PLANJUS defined-contribution pension plan exclusively for members of Brazilian public legal careers (public prosecutors, judges, state attorneys, public defenders, federal and labor prosecutors, members of Courts of Accounts) and federal tax auditors affiliated with its 100+ founding institutional partner associations (Associações Instituidoras), including AMB, CONAMP, ANADEP, ANFIP, ANAPE, ANAFE, ANPT, ATRICON, and ABRACRED. The entity is regulated by PREVIC under Lei Complementar 109/2001 and operates as a non-profit foundation governed by participant-elected bodies (Conselho Deliberativo, Conselho Fiscal, Comitê de Investimentos).

The PLANJUS plan accumulates individual reserves for each participant with no pooling of risk or cross-subsidy between members, offering four benefit types: programmed retirement income (Renda Mensal Programada), educational income for dependents (Renda Mensal Educacional), death income (Renda Mensal por Morte), and disability income (Renda Mensal por Invalidez). Pricing is a subscription model with a minimum monthly contribution of R$140.31, no loading fee, a 0.65% annual administration fee on accumulated balance, and tax deductibility up to 12% of gross annual income. PLANJUS Família extends eligibility to spouses and dependents. Participants access accounts, statements, simulations, and contribution history through the Meu Futuro online portal (www.meufuturo.net.br/jusprev).

The business model is subscription-recurring based on participant contributions and admin fees on AUM (over R$540 million circa 2021-2022 across 3,900+ active participants). Distribution relies on the associative institutional network and a national pension consultancy field force, not retail channels. Outsourced partners include Data A Consultoria (actuarial), Stock&Info (technology), Mongeral Seguros e Previdência (death/disability risk), and asset managers including Icatu Vanguarda/Somma/BTG/TURIM. Revenue is constrained by the non-profit, low-fee model: the entity passes 100% of investment returns to participants and charges no profit margin beyond operating cost recovery.

Name

Jusprev

Legal name

JUSPREV - Fundo de Pensão Multinstituído por Associações do Ministério Público e da Justiça Brasileira

Website

https://jusprev.org.br

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

JUSPREV is a Brazilian closed complementary pension foundation (EFPC) founded in 2007 that administers the PLANJUS defined-contribution pension plan for members of public legal careers and federal tax auditors, distributed through 100+ associative institutional partners and serving 3,900+ participants with over R$540M in assets under management.

Ownership category

akta.pro rank

Headquarters

HQ city

Curitiba

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Pension Contributions: JUSPREV generates revenue through monthly contributions from participants. The entity charges an annual administration fee of 0.65% on assets under management and does not charge a monthly loading fee. As a non-profit entity, all investment returns are passed directly to participants.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

JUSPREV is a closed complementary pension entity (Entidade Fechada de Previdência Complementar - EFPC) that administers PLANJUS, a defined-contribution pension plan exclusively for public legal career members and federal tax auditors in Brazil. The plan delivers four benefit types (Monthly Scheduled Income, Monthly Educational Income, Monthly Death Income, Monthly Disability Income) under a non-profit, participant-governed structure with individual reserves, a 0.65% annual administration fee, no loading fee, and tax-deductible contributions up to 12% of gross annual income. Participants access accounts through the Meu Futuro online portal and can transfer in existing PGBL reserves via no-cost portability.

Product overview

JUSPREV is a closed complementary pension entity (EFPC) founded in 2007, exclusively serving public legal career members and federal tax auditors associated with its founding institutions. The organization offers a single unified product, PLANJUS, which is a defined contribution pension plan providing four distinct benefits: Monthly Scheduled Income, Monthly Educational Income, Monthly Death Income, and Monthly Disability Income. PLANJUS is supplemented by participant-facing digital platforms including the Portal Meu Futuro for account management and simulations, as well as dedicated portals for Association Instituidoras. The entity is non-profit, with no loading fees and a 0.65% annual administration fee, and contributions are tax-deductible up to 12% of gross annual income.

Differentiator

Problem solved

Functional benefit

Brands

• PLANJUS: Exclusive benefit plan administered by JUSPREV, offering four benefits: Renda Mensal Programada, Renda Mensal Educacional, Renda Mensal por Morte, and Renda Mensal por Invalidez.

Products and services

• PLANJUS Defined-contribution closed complementary pension plan administered by JUSPREV for members of Brazilian public legal careers (prosecutors, judges, state attorneys, federal attorneys, public defenders, public attorneys, members of Courts of Accounts) and federal tax auditors. Delivers four benefit types: Monthly Scheduled Income (Renda Mensal Programada), Monthly Educational Income (Renda Mensal Educacional), Monthly Death Income (Renda Mensal por Morte), and Monthly Disability Income (Renda Mensal por Invalidez). Charges no loading fee and a 0.65% annual administration fee; contributions are tax-deductible up to 12% of gross annual income; minimum monthly contribution R$140.31.
• PLANJUS Família Extension of the PLANJUS plan that opens participation to spouses, family members, economic dependents, and other freely designated beneficiaries of the primary participant, with the same minimum monthly contribution (R$140.31), no loading fee, 0.65% annual administration fee, and full tax deductibility up to 12% of gross annual income.
• PLANJUS Portability Service allowing participants to transfer existing PGBL pension plans from banks and insurance companies to JUSPREV without cost or fees. Process completed within 30 days; enables consolidation of pension savings under JUSPREV's participatory management through the Deliberative Council and Fiscal Committee.

Quantifiable outcome

• Tax deduction of up to 12% of gross annual income through contributions
• +3 more outcomes

Named customers7 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

14 partnerships are on record, tiered core.

• Icatu Vanguarda / Somma / BTG / TURIMcoreTechnology or Integration · 1 January 2024Icatu Vanguarda (in partnership with Somma, BTG, and TURIM) currently serves as one of the investment fund managers for JUSPREV's portfolio. Annual investment reports and profitability laminas are published for these mandates.
• AMB — Associação dos Magistrados BrasileiroscoreStrategic or Co-development Partner · 1 January 2007AMB is one of the founding national institutional partners of JUSPREV. As a core institutional partner, AMB represents Brazilian judges and participates in the governance structure of JUSPREV through its designated representatives on the Deliberative Council and other governing bodies.
• CONAMP — ConampcoreStrategic or Co-development Partner · 1 January 2007CONAMP is a founding national institutional partner of JUSPREV, representing state-level public prosecutor associations across Brazil. CONAMP's leadership participates in JUSPREV's governance structure.
• ANADEP — Associação Nacional dos Membros do Ministério PúblicocoreStrategic or Co-development Partner · 1 January 2007ANADEP is a founding national institutional partner of JUSPREV representing public defenders.
• ANFIP — Associação Nacional dos Auditores Fiscais da Receita Federal do BrasilcoreStrategic or Co-development Partner · 1 January 2007ANFIP is a national institutional partner that enables federal tax auditors to join JUSPREV. ANFIP's national council was presented JUSPREV's benefits in June 2026, indicating an active ongoing partnership.
• ANAPE — Associação Nacional dos Procuradores do EstadocoreStrategic or Co-development Partner · 1 January 2007ANAPE is a founding national institutional partner of JUSPREV, representing state-level prosecutors.
• ANAFE — Associação Nacional dos Advogados Públicos FederaiscoreStrategic or Co-development Partner · 1 January 2007ANAFE is a national institutional partner representing federal public attorneys, enabling its members to participate in JUSPREV.
• ANPT — Associação Nacional dos Procuradores do TrabalhocoreStrategic or Co-development Partner · 1 January 2007ANPT is a national institutional partner representing labor prosecutors, enabling its members to join PLANJUS.
• ABRACRED — Assoc. Brasileira das Cooperativas de Crédito do PJ, MP e Inst. JurídicascoreStrategic or Co-development Partner · 1 January 2007ABRACRED is a founding institutional partner representing credit cooperatives linked to members of the judiciary and public prosecution, contributing to JUSPREV's financial inclusion ecosystem.
• ATRICON — Assoc. dos Membros dos Tribunais de Contas do BrasilcoreStrategic or Co-development Partner · 1 January 2007ATRICON is a national institutional partner representing members of Brazilian Courts of Accounts, allowing its members to join PLANJUS.
• Data A Consultoria S/C Ltda.coreImplementation/ SI/ Consulting Partner · 1 January 2007Data A Consultoria, based in Florianópolis and founded in 1998, specializes in actuarial consulting for pension fund implantation and management. It was contracted to manage the actuarial liabilities of JUSPREV.
• Stock&InfocoreTechnology or Integration · 1 January 2007Stock&Info, based in Florianópolis, was contracted to manage the technology and information systems operations of the PLANJUS plan.
• Mongeral Seguros e PrevidênciacoreTechnology or Integration · 1 January 2007Mongeral Seguros e Previdência, based in Rio de Janeiro and operating since 1835, assumed the actuarial risks for JUSPREV's disability and death benefits.
• Credit Suisse Hedging-Griffo (CSHG)coreTechnology or Integration · 1 January 2007Credit Suisse Hedging-Griffo (CSHG), based in São Paulo with over 25 years of financial market experience and R$32 billion in assets under management at the time, was appointed as the asset manager for JUSPREV's investment portfolio. JUSPREV's investment reports include historical CSHG performance data from 2009 onward.

Scale indicators5 records

Recent moves9 records

Expansion highlights4 records

Broad incumbents

• Icatu Seguros: Icatu Seguros is one of Brazil's largest independent insurance and pension companies offering PGBL/VGBL pension products. Notably, Icatu Vanguarda (an Icatu-affiliated asset manager) currently manages portions of JUSPREV's investment portfolio, making Icatu both a partner and competitor in the Brazilian retirement savings space.
• Bradesco Vida e Previdência: Bradesco Vida e Previdência is a major Brazilian life insurance and pension provider offering PGBL/VGBL products through Bradesco's extensive retail banking network. It competes with JUSPREV for Brazilian retirement savings, particularly through portability acquisition from association members currently holding Bradesco pension plans.
• PREVI (Caixa de Previdência dos Funcionários do Banco do Brasil): PREVI is one of Brazil's largest closed pension funds, serving Banco do Brasil employees. While serving a different professional segment, it represents a benchmark for large-scale Brazilian EFPC operations and is a comparable closed pension fund model that JUSPREV is positioned among in national rankings.
• BrasilPrev: BrasilPrev is the largest open private pension provider in Brazil (joint venture between Banco do Brasil and Principal Financial), offering PGBL and VGBL plans nationwide. It competes with JUSPREV for Brazilian retirement savings, particularly for portability flows from public legal professionals seeking to consolidate funds.
• Mongeral Aegon: Mongeral Seguros e Previdência (now Mongeral Aegon) historically assumed actuarial risks for JUSPREV's disability and death benefits and remains a major open pension provider in Brazil. It competes for the same pool of public legal professional retirement savings via PGBL/VGBL distribution channels.
• FUNCEF (Fundação dos Economiários Federais): FUNCEF is a major Brazilian closed pension fund serving Caixa Econômica Federal employees, operating under PREVIC supervision similar to JUSPREV. It provides a benchmark for large EFPC governance structures and competes for institutional retirement savings across Brazilian public-sector professional groups.
• PETROS (Fundação Petrobras de Seguridade Social): PETROS is one of Brazil's largest closed pension funds, serving Petrobras employees, and is a member of the ABRAPP ecosystem alongside JUSPREV. It represents a comparable large-scale EFPC structure with similar PREVIC regulatory oversight and provides industry benchmarking for closed pension fund operations in Brazil.

Direct peers

• OABPrev: OABPrev is the closed pension fund for Brazilian lawyers affiliated with the Ordem dos Advogados do Brasil, making it the closest direct peer to JUSPREV in serving a specific Brazilian legal professional segment through a non-profit EFPC structure. Both entities provide profession-specific pension benefits with similar governance models.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@jusprevprevidencia3253
• Facebookfacebook.com/jusprev
• Instagraminstagram.com/jusprevprevidencia
• Xx.com/Jusprev
• LinkedInlinkedin.com/company/jusprev

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jusprev