ARACRED

ARACRED is a Brazilian private entity founded in 2016 and headquartered in Araraquara, São Paulo, with approximately 9 employees. The company's website is currently suspended, and no products, services, or commercial activity are publicly documented.

Company typePrivate
Founded-
Headquarters—
Headcount1–10
GTM typeB2C
OfferingServices

ARACRED firmographics

Firmographics

Name: ARACRED
Website: https://aracred.com.br
Company type: Private
Operating status: Closed
Headcount range: 1–10 employees
Short description: ARACRED is a Brazilian private entity founded in 2016 and headquartered in Araraquara, São Paulo, with approximately 9 employees. The company's website is currently suspended, and no products, services, or commercial activity are publicly documented.
Ownership category
akta.pro rank

ARACRED industry classification

Industry

Product category: Consumer Lending
NAICS: Other Nondepository Credit Intermediation (52229)
SIC: Personal Credit Institutions (6141)
akta.pro industry: PRIMARYFSAKAMAI
Small-Dollar Short-Term Installment Loans (Non-payday)
Financial & Insurance/Lending & Consumer Finance/Payday Loans & Short-Term Credit
SECONDARYFSAKAKAB
Alternative / Non-Traditional Credit Data Providers
Financial & Insurance/Lending & Consumer Finance/Credit Reporting, Scoring & Underwriting (Consumer)
SECONDARYFSAKAGAD
Merchant Cash Advance (MCA) & Revenue-Based Financing
Financial & Insurance/Lending & Consumer Finance/Small Business & Microenterprise Lending

Keywords

Consumer credit services
Local lending solutions
Credit intermediation
Personal loan services
Financial services brazil

ARACRED business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Operations

ARACRED product offering

Product offering

Core offering

Based on the company's name (suggesting Araraquara + Crédito) and its Brazilian regional base, ARACRED appears to have been a small, locally-oriented credit/financial services entity. However, no concrete product, service description, or current offering is documented in the source data because the company website is temporarily inactive and no other marketing or product material is available.

Differentiator

Problem solved

Functional benefit

Companies that use ARACRED

Customer profile

Ideal customer profiles1 record

ARACRED technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

ARACRED competitors and assessment

Company assessment

Direct peers

Geru: Brazilian online lender focused on small-ticket consumer credit to underserved borrowers. Directly comparable to ARACRED as a small-footprint Brazilian digital credit company targeting similar microcredit segments.
Just: Brazilian fintech providing personal loans and credit solutions to workers via employer partnerships. Comparable to ARACRED as a Brazilian consumer credit originator operating with a small team and digital-first model.
Rebel: Brazilian digital credit platform offering small personal loans to consumers. Comparable in product type (small-dollar installment credit) and target customer (mass-market Brazilian borrowers).

Broad incumbents

Crefisa: Brazilian consumer credit specialist offering personal loans, payroll loans, and credit cards. Comparable to ARACRED in its consumer credit focus, though larger and more established.
Banco BMG: Brazilian commercial bank with a large consumer credit and payroll loan business. Comparable in offering small-dollar consumer credit to Brazilian borrowers, but at materially larger scale.
Creditas: One of Brazil's largest digital credit platforms, offering consumer and asset-backed loans. Comparable to ARACRED as a Brazilian credit company, though significantly larger and more diversified.

Emerging players

Provu: Brazilian online consumer lender (formerly known as Nexoos Consumo) focused on installment credit for everyday purchases. Comparable in offering small-dollar consumer credit products in Brazil.

Market position

Customer concentration

ARACRED financial estimates

Financial estimate

Revenue estimate

Valuation estimate

ARACRED leadership team

Management profile

Number of profiles

ARACRED funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

ARACRED M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ARACRED

What does ARACRED do?

Is ARACRED a public or private company?

ARACRED is a private company. It is classified as unknown and is currently closed.

When was ARACRED founded?

ARACRED was founded in -1. It employs 1 to 10 people.

Who are ARACRED's main competitors?

Direct peers on record are Geru, Just and Rebel. Broad incumbents are Crefisa, Banco BMG and Creditas. Provu is listed as an emerging player.

Does ARACRED have an API?

No public API is recorded for ARACRED.

What industry is ARACRED in?

ARACRED's product category is Consumer Lending. Its primary akta.pro industry code is FSAKAMAI, Small-Dollar Short-Term Installment Loans (Non-payday), with a secondary code of FSAKAKAB, Alternative / Non-Traditional Credit Data Providers. Its NAICS code is 52229 and its SIC code is 6141.