VL 17 Insurance Agency

What VL 17 Insurance Agency does

VL 17 Insurance Agency LLC is a privately held, independent insurance brokerage headquartered at 2150 Hwy 6 S Ste 130 in Houston, Texas. The agency distributes commercial trucking, commercial auto liability, personal auto, homeowners, and individual and group health insurance on behalf of multiple carriers — including Progressive, Canal Insurance, Hallmark, Northland Insurance, AIG US, Nationwide, Trisura, Prime Insurance, American Transportation Group, and National Indemnity Company for P&C, and Oscar Health, Blue Cross Blue Shield of Texas, United Healthcare, Aetna, Molina Healthcare, Ambetter, and others for health. Services are sold and serviced by licensed bilingual (English/Spanish) agents through a sales-led go-to-market combining in-person consultations at the Houston office, phone-based service, and digital quote and certificate request forms. The firm reports a 5.0 Google rating across 77 reviews and offers 24-hour quote turnaround with 10-minute certificate turnaround on standard requests, charging no agency fees to clients.

The firm's core business model is commission-based insurance brokerage: revenue is earned from carriers on placed and renewed policies, with no fees charged directly to clients. Its specialty and primary differentiator is commercial trucking insurance — covering semi-trucks, hotshots, cargo trucks, box trucks, auto haulers, dump trucks, flatbeds, and related equipment — augmented by specialized coverages such as bobtail (non-trucking) liability, trailer interchange, motor truck cargo, and reefer breakdown. The agency supports trucking clients with DOT compliance assistance, working directly with the DOT to improve carrier safety scores, and refers drug and alcohol testing to partner ArcPoint Labs. Home, auto, and health insurance offerings extend the addressable base but appear secondary to the trucking book.

Geographically, the agency is anchored in Texas — with Houston as the primary market and active service across Dallas, Austin, San Antonio, and a broad Houston metro footprint — and has extended commercial truck insurance into Florida, Arizona, and Illinois. The company is locally owned, privately held, and bootstrapped, with no disclosed external investors, parent company, or acquisition history, and no public revenue, headcount trend, or funding data in the source material.

Name

VL 17 Insurance Agency

Legal name

VL 17 Insurance Agency LLC

Website

https://vl17insagency.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

VL 17 Insurance Agency is a Houston-based independent insurance brokerage specializing in commercial trucking insurance for Texas owner-operators and small fleets, with multi-state coverage across Florida, Arizona, and Illinois, plus supplemental auto, home, and health lines.

Ownership category

akta.pro rank

Product category

Commercial Trucking Insurance

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Auto & Fleet Insurance (FSAJAMAB)

akta.pro secondary industries

Non-Trucking Liability / Bobtail (FSAJABAD), General Liability Insurance (FSAJAMAE), Hired & Non-Owned Auto (FSAJABAE)

Keywords

• Commercial trucking insurance
• Commercial auto liability
• Home insurance coverage
• Independent insurance agency
• Health insurance brokerage

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Insurance Commission Revenue: VL 17 Insurance Agency operates as an independent insurance agency earning commissions from multiple insurance carriers including Progressive, Canal Insurance, Hallmark, Northland Insurance, AIG US, Nationwide, Trisura, Prime Insurance, American Transportation Group, and National Indemnity Company. The agency does not charge agency fees to clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

VL 17 Insurance Agency is an independent insurance brokerage that sells and services commercial trucking, commercial auto liability, personal auto, home, and health insurance policies on behalf of multiple top-rated carriers. The agency earns commissions from carriers including Progressive, Canal Insurance, Hallmark, Northland, AIG US, Nationwide, Trisura, Prime Insurance, American Transportation Group, and National Indemnity Company, and does not charge agency fees to clients. Its core specialty is commercial truck insurance for owner-operators and small fleets in Texas, Florida, Arizona, and Illinois, with bilingual (English/Spanish) licensed-agent support.

Product overview

VL 17 Insurance Agency is an independent insurance agency offering a comprehensive portfolio of insurance products centered on commercial trucking, auto, home, and health coverage. The core offering includes Commercial Truck Insurance (their specialty), Auto Insurance, Home Insurance, Commercial Auto Liability Insurance, and Health Insurance. The company also provides specialized truck insurance sub-products including Box Truck Insurance, Business Auto Insurance, Flatbed Truck Insurance, Garbage Truck Insurance, Hot Shot Insurance, Tow Truck Insurance, and Workers Compensation. Specialized coverages include Bobtail Insurance, Trailer Interchange Insurance, Motor Truck Cargo Insurance, and Reefer Breakdown Coverage. The agency operates as a locally owned and operated Texas business offering low-cost insurance with various discounts and no agency fees, serving clients throughout Texas, Florida, Arizona, and Illinois.

Differentiator

Problem solved

Functional benefit

Products and services

• Home Insurance Comprehensive home coverage for Texas homeowners protecting against financial loss from theft, liability, fire, weather-related events, vandalism, and aircraft or vehicle damage. Coverage includes dwelling, separate structures, personal property, loss of use, personal liability, and guest medical.
• Auto Insurance Personal vehicle coverage insurance protecting against damages to the insured vehicle caused by collision with other automobiles or objects, including bodily injury liability, property damage liability, medical coverage, comprehensive coverage, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
• Commercial Auto Liability Insurance Insurance covering the cost of accidents in business-owned vehicles, including any auto liability, hired auto liability, non-owned auto coverage, and scheduled auto options, applied to all vehicles listed on a business owner's commercial vehicle policy whether owned, non-owned, or hired.
• Commercial Truck Insurance Comprehensive commercial truck insurance covering Semi Trucks, Hotshot, Cargo Trucks, Pickup Trucks, Dump Trucks, Box Trucks, and Auto Haulers. Includes liability coverage, motor truck cargo insurance, physical damage coverage, trailer interchange, and employer non-owned auto liability coverage, available across Texas, Florida, Arizona, and Illinois.
• Health Insurance Affordable personal health insurance coverage available as individual or employer-sponsored plans, offering custom plans for individuals, families, employees, and groups with access to providers including Oscar, Bright HealthCare, Blue Cross and Blue Shield of Texas, Friday Health Plans, United Healthcare, Aetna, Community Health Choice, Molina Healthcare, and Ambetter.
• Bobtail Insurance Specialized non-trucking liability coverage for truck drivers covering incidents or accidents that occur while the truck is not transporting cargo, protecting owner-operators and contractors when operating without a load or outside of dispatch.
• Trailer Interchange Insurance Insurance covering physical damages on trailers pulled under a trailer interchange agreement, including damages from collision, theft, fire, explosion, and vandalism for non-owned trailers.
• Motor Truck Cargo Insurance Coverage for commodities or freight carried by for-hire drivers, including cargo liabilities from damaged or lost cargo due to collision, fire, or load striking, plus debris removal and pollutant extraction expenses.
• Reefer Breakdown Coverage Insurance protecting against problems with refrigerated containers used for transporting perishable goods, covering freight loss due to refrigerated unit breakdown, mechanical failures, power outages, and sudden temperature changes.

Quantifiable outcome

• 5.0 rating on Google based on 77 reviews
• +3 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

19 partnerships are on record, tiered core.

• ProgressivecoreOthersInsurance carrier partner providing commercial trucking insurance products. One of multiple carriers represented by VL 17 Insurance Agency to offer competitive rates to clients.
• Canal Insurance CompanycoreOthersInsurance carrier partner providing commercial auto and trucking insurance coverage. Part of VL 17's carrier portfolio.
• HallmarkcoreOthersInsurance carrier partner represented by VL 17 Insurance Agency for trucking insurance products.
• Northland InsurancecoreOthersInsurance carrier partner providing commercial trucking insurance coverage options.
• AIG UScoreOthersMajor insurance carrier partner providing commercial trucking insurance products through VL 17 Agency.
• NationwidecoreOthersInsurance carrier partner providing commercial and personal insurance products.
• TrisuracoreOthersInsurance carrier partner specializing in commercial trucking insurance coverage.
• Prime InsurancecoreOthersInsurance carrier partner providing commercial auto and trucking insurance products.
• American Transportation GroupcoreOthersInsurance carrier partner specializing in transportation industry insurance coverage.
• National Indemnity CompanycoreOthersInsurance carrier partner (Berkshire Hathaway subsidiary) providing commercial trucking insurance.
• Oscar HealthcoreOthersHealth insurance carrier partner providing individual health coverage plans.
• Bright HealthCarecoreOthersHealth insurance carrier partner providing ACA-compliant health coverage.
• Blue Cross and Blue Shield of TexascoreOthersMajor health insurance carrier partner providing comprehensive health coverage in Texas.
• Friday Health PlanscoreOthersHealth insurance carrier partner providing individual health coverage options.
• United HealthcarecoreOthersHealth insurance carrier partner providing individual and employer-sponsored health plans.
• AetnacoreOthersHealth insurance carrier partner providing comprehensive health coverage options.
• Community Health ChoicecoreOthersHealth insurance carrier partner providing affordable health coverage in the Houston area.
• Molina HealthcarecoreOthersHealth insurance carrier partner providing Medicaid and ACA marketplace coverage.
• Ambetter from Superior HealthPlancoreOthersHealth insurance carrier partner providing ACA marketplace health coverage.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• CoverWallet: Digital commercial insurance platform serving small and mid-sized businesses including trucking; comparable customer segment with very different technology-led delivery model.
• NEXT Insurance: Insurtech offering digital-first commercial auto and trucking insurance with instant online binding; partial overlap in target customer and product, but operates at materially greater scale and with proprietary technology.
• Buckle: Insurtech focused on commercial auto and ride-share/fleet coverage with tech-native UX; emerging competitive pressure on traditional agencies like VL 17 in the commercial auto segment.

Direct peers

• Reliance Partners: Commercial transportation insurance brokerage specializing in trucking, with multi-state operations and broad carrier access; competes head-to-head with VL 17 in commercial auto and fleet coverage.
• Strong Company Insurance Agency: Long-established independent trucking-insurance agency with similar multi-carrier appointments and DOT-compliance expertise; directly competes with VL 17 for the same commercial trucking and fleet customer base.
• Heartland Insurance Group: Independent agency providing commercial trucking and transportation insurance with multi-carrier representation; competes for the same owner-operator and small-fleet segment.
• American Trucking Insurance Agency: Trucking-specialized insurance brokerage offering commercial auto, cargo, and physical damage coverage through multiple carriers; directly comparable specialty to VL 17.
• NIP Group (National Insurance Professionals): Trucking-focused insurance agency offering commercial auto, bobtail, cargo, and physical damage coverage through multiple carriers; overlaps substantially with VL 17's product portfolio and customer profile.
• Bunker Truck Insurance: Specialized trucking insurance agency offering similar commercial truck, bobtail, and trailer interchange products; directly comparable niche focus and target customer.

Broad incumbents

• Progressive Commercial: Direct carrier and one of VL 17's key carrier partners, also selling commercial trucking insurance direct to consumers; represents the dual threat of carrier partner and direct competitor to the agency channel.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/vl17insagency
• LinkedInlinkedin.com/company/vl17insuranceagency

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about VL 17 Insurance Agency