The Charitable Payraise
The Charitable Payraise is a Vienna, Virginia-based private financial services firm founded in 2018 that applies its proprietary ROQS® method to maximize 401(k) participant benefits, increase after-tax cash flow, and support charitable giving.
- Company typePrivate
- Founded2018
- HeadquartersVienna, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What The Charitable Payraise does
The Charitable Payraise is a privately held, Vienna, Virginia-based financial services firm founded in 2018 that operates in the employee-benefits and personal-finance space. According to the firm's own positioning, it applies a proprietary methodology it calls the ROQS® method to maximize 401(k) plan benefits for individual participants, with the dual objective of increasing after-tax cash flow and facilitating charitable giving.
The company's core product is advisory-driven, built around the trademarked ROQS® framework rather than a software-as-a-service platform or consumer-facing application. No technology stack, integrations, or product modules are documented in the available data, and the firm's website (charitablepayraise.com) presented only a loading/verification page during data collection, limiting substantive visibility into product mechanics, customer onboarding, or delivery model.
Operationally, the firm is a small entity — listed at 1-10 employees — with no disclosed funding rounds, revenue, customer counts, partnerships, regulatory actions, or management team. There is no evidence of institutional investors, M&A activity, partnerships with recordkeepers or plan sponsors, or distribution through employer channels. The lack of disclosed revenue model, pricing structure, or GTM motion in the source data materially constrains any analysis of unit economics or scalable growth mechanics; the firm most plausibly operates as a personal advisory practice serving individual 401(k) participants rather than as a platform business.
The Charitable Payraise firmographics
Firmographics- Name
- The Charitable Payraise
- Website
- https://charitablepayraise.com
- Company type
- Private
- Founded year
- 2018
- Headcount range
- 1–10 employees
- Short description
- The Charitable Payraise is a Vienna, Virginia-based private financial services firm founded in 2018 that applies its proprietary ROQS® method to maximize 401(k) participant benefits, increase after-tax cash flow, and support charitable giving.
- Ownership category
- akta.pro rank
The Charitable Payraise industry classification
Industry- Product category
- Retirement Plan Advisory Services
- NAICS
- Other Grantmaking and Giving Services (813219)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Charitable Giving & Philanthropic Trust Advisory (FSAEAKAH)
- akta.pro secondary industry
- Philanthropy & Foundations Advisory (Donor-Advised Funds, Endowments) (FSAAABAH)
Keywords
Where The Charitable Payraise is headquartered
LocationHeadquarters
- HQ city
- Vienna
- HQ country
- United States
- HQ region
- North America
Markets served
The Charitable Payraise business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales
The Charitable Payraise product offering
Product offeringCore offering
The Charitable Payraise is a financial services firm that applies a proprietary method called ROQS® to maximize participants' 401K benefits. The service is designed to increase after-tax cash flow for users while simultaneously supporting charitable giving.
Differentiator
Problem solved
Functional benefit
Products and services
- ROQS® 401K Optimization Method
Companies that use The Charitable Payraise
Customer profileIdeal customer profiles1 record
The Charitable Payraise technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
The Charitable Payraise partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights1 record
The Charitable Payraise competitors and assessment
Company assessmentDirect peers
- Financial Finesse: Workplace financial wellness provider that includes retirement planning among its core offerings. Comparable as a B2B employer-channel deliverer of personalized 401K and broader planning guidance.
- PG Calc: Software and consulting for charitable gift planning used by financial advisors and nonprofits. Comparable as a tooling/intellectual-property layer in the charitable-advisory space, paralleling how ROQS® aims to package giving strategy.
- LearnLux: Financial wellness benefit offered through employers, covering 401K and other workplace financial decisions. Comparable as a workplace distribution channel that integrates retirement and broader financial topics, paralleling the company's 401K-centric positioning.
- Crescendo Interactive: Provider of planned-giving and charitable gift planning tools for advisors and nonprofits. Comparable because it operates in the charitable-giving advisory workflow that The Charitable Payraise touches through the ROQS® method.
- Guideline: Technology-driven 401K platform for small and mid-sized businesses. Comparable because it competes for the same employer/employee 401K decision-maker and pursues a streamlined, advice-enabled retirement experience.
- SmartPath: Workplace financial wellness and 401K-focused advisory platform serving employees. Comparable because it bundles retirement-plan optimization with broader financial guidance, similar to The Charitable Payraise's combined 401K + giving model.
- Blooom: Online 401K advisory and management service targeting smaller plans. Comparable as a tech-enabled 401K advisor that aims to simplify plan optimization for individual participants and small plan sponsors.
Broad incumbents
- Schwab Charitable: Major donor-advised fund sponsor affiliated with Charles Schwab. Comparable as a large incumbent combining wealth/retirement infrastructure with charitable giving, mirroring the bundled proposition The Charitable Payraise pursues.
- Fidelity Charitable: Largest U.S. donor-advised fund sponsor, operated by Fidelity Investments. Comparable because it is the dominant incumbent in the charitable-giving-adjacent space the company targets, with massive brand and balance-sheet advantages.
- Vanguard Charitable: Donor-advised fund program sponsored by Vanguard. Comparable as a retirement-linked incumbent that pairs 401K/IRA-style accumulation strategies with charitable planning, the same combination the company is built around.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat2 records
Key risks4 records
Key highlights3 records
Customer concentration
The Charitable Payraise social profiles
Digital presenceThe Charitable Payraise financial estimates
Financial estimateRevenue estimate
Valuation estimate
The Charitable Payraise leadership team
Management profileNumber of profiles
The Charitable Payraise funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The Charitable Payraise M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The Charitable Payraise
What does The Charitable Payraise do?
The Charitable Payraise is a financial services firm that applies a proprietary method called ROQS® to maximize participants' 401K benefits. The service is designed to increase after-tax cash flow for users while simultaneously supporting charitable giving.
Is The Charitable Payraise a public or private company?
The Charitable Payraise is a private company. It is classified as unknown.
When was The Charitable Payraise founded?
The Charitable Payraise was founded in 2018. It employs 1 to 10 people.
Where is The Charitable Payraise based?
The Charitable Payraise is headquartered in Vienna, United States, in the North America region.
Who are The Charitable Payraise's main competitors?
Direct peers on record are Financial Finesse, PG Calc, LearnLux, Crescendo Interactive, Guideline, SmartPath and Blooom. Broad incumbents are Schwab Charitable, Fidelity Charitable and Vanguard Charitable.
Does The Charitable Payraise have an API?
No public API is recorded for The Charitable Payraise.
What industry is The Charitable Payraise in?
The Charitable Payraise's product category is Retirement Plan Advisory Services. Its primary akta.pro industry code is FSAEAKAH, Charitable Giving & Philanthropic Trust Advisory, with a secondary code of FSAAABAH, Philanthropy & Foundations Advisory (Donor-Advised Funds, Endowments). Its NAICS code is 813219 and its SIC code is 6282.