What MHA Caves Wealth does

MHA Wealth Ltd (formerly MHA Caves Wealth) is the wealth management arm of MHA, a leading UK professional services firm and the UK member of Baker Tilly International. The firm provides four core service lines: Personal Financial Planning, Investment Management, Wealth Management, and Corporate Financial Planning. Its client base comprises high-net-worth individuals and families seeking comprehensive financial planning, retirement planning, estate planning, and bespoke portfolio management, alongside corporate clients requiring business protection and risk mitigation advice. Services are delivered through MHA's network of 20 UK offices with a registered office in Milton Keynes, and are supported by an investor portal (Pershing Nexus) for existing clients.

Operationally, MHA Wealth combines financial planning software and investment management platforms to deliver tailored advice and ongoing portfolio oversight. The firm is authorised and regulated by the Financial Conduct Authority (registration number 143715) and is a member of the London Stock Exchange, providing regulatory and market credibility. The service is staffed by approximately 280 professionals (266 in Personal Financial Planning and 14 in Investment Management) and is positioned as a premium, human-advisor-led offering emphasising personalised client relationships and continuous monitoring.

Commercially, MHA Wealth operates a direct-to-consumer go-to-market model. Pricing is not publicly disclosed and is quote-based, tailored to individual client circumstances. Revenue mechanics appear to be recurring and fee-based, reflecting ongoing advisory relationships rather than transactional billing. Distribution is via direct engagement through financial advisers, the MHA corporate website, email enquiries, and self-serve investor portals — supported by the international reach of Baker Tilly International's network across 147 territories.

Name

MHA Caves Wealth

Legal name

MHA Wealth Ltd

Website

https://mhacaves.co.uk

Company type

Private

Founded year

1906

Operating status

Operating

Headcount range

11–50 employees

Short description

MHA Wealth Ltd is the FCA-regulated wealth management arm of UK accountancy firm MHA, providing personal financial planning, investment management, wealth management, and corporate financial planning to high-net-worth individuals, families, and corporate clients across the UK.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991)

SIC

Investment Advice (6282)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Private Client/High-Net-Worth Advisory (FSAEAAAN), Discretionary Portfolio Management (DPM) (FSAAABAC), Family Wealth & Multi-Generational Planning RIAs (HNW/UHNW-lite) (FSAAACAH)

Keywords

• Wealth management services
• Personal financial planning
• Investment management
• Corporate financial planning
• Financial advisory

Headquarters

HQ city

Northampton

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Wealth Management Services: MHA Wealth generates revenue through providing financial advisory services including personal financial planning, investment management, wealth management, and corporate financial planning. The firm offers ongoing oversight and consistent monitoring of financial portfolios and planning strategies, suggesting recurring client relationships and ongoing service fees.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

MHA Wealth is a UK financial advisory and wealth management firm providing tailored personal financial planning, bespoke investment management, holistic wealth management, and corporate financial planning services. The firm combines ongoing portfolio oversight with expert guidance and impartial advice, serving high-net-worth individuals, families, and businesses through its network of 20 offices across the UK.

Product overview

MHA Wealth is a wealth management service providing a unified offering of financial planning and investment management solutions. The portfolio consists of four core service lines: Personal Financial Planning (impartial advice and ongoing support), Investment Management (bespoke portfolio creation and monitoring), Wealth Management (tailored strategies aligned with client goals and risk tolerance), and Corporate Financial Planning (business protection and risk mitigation). These services are designed to work together to deliver positive outcomes through tailored financial planning, bespoke investment management, and consistent oversight of both elements to help clients meet long-term financial goals.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Financial Planning Comprehensive personal financial planning service providing expert guidance, impartial advice, and ongoing support to help individual clients navigate their financial future with confidence, including retirement and estate planning.
• Investment Management Premium investment management service creating and managing bespoke portfolios aligned to each client's unique goals, with ongoing monitoring and adjustments to ensure investments remain aligned with long-term objectives.
• Wealth Management Holistic wealth management service where independent advisers work closely with clients to create tailored strategies aligned with goals, risk tolerance, and investment objectives.
• Corporate Financial Planning Business-focused financial planning service that identifies vulnerabilities and mitigates risks through tailored solutions to keep businesses profitable, productive, and on track.

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core and minor.

• Baker Tilly InternationalcoreStrategic or Co-development PartnerMHA is the UK member of Baker Tilly International, a network of dynamic independent accountancy firms with global footprint. This membership provides MHA Wealth with access to international expertise, global network capabilities, and cross-border financial advisory services.
• London Stock ExchangeminorOthersMHA Wealth is a member of the London Stock Exchange, providing regulatory credibility and market access capabilities for the firm's financial advisory services.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Quilter: UK wealth manager with a national adviser network offering investment platforms, financial planning, and wealth advice to HNW and mass-affluent clients. Closely comparable business model with discretionary and advised investment solutions.
• Brewin Dolphin (now RBC Brewin Dolphin): UK wealth manager offering bespoke investment management and financial planning to HNW clients across the country. Comparable due to discretionary portfolio management, recurring fees, and broad UK office footprint.
• Rathbones Group: UK-listed wealth manager providing investment management, financial planning, and advice to HNW individuals, families, and charities. Comparable due to bespoke portfolio management service, HNW client focus, and ongoing advisory fee model.
• Brooks Macdonald: UK wealth manager providing discretionary and advisory investment management to HNW individuals, families, and intermediaries. Comparable due to bespoke portfolio construction, HNW client base, and fee-based recurring revenue.
• Evelyn Partners: UK wealth management and professional services firm providing financial planning, investment management, and tax advice to HNW individuals. Directly comparable given the dual accountancy-plus-wealth structure that closely mirrors MHA's positioning.
• St. James's Place: The largest UK-focused wealth management group serving HNW and mass-affluent clients with bespoke advice and discretionary investment management. Directly comparable given similar HNW advisory model, recurring fee structure, and UK-wide distribution network.
• Tilney (now part of Mazars): UK wealth manager providing investment management, financial planning, and tax services to HNW clients. Comparable due to multi-service wealth offering, HNW client focus, and recent integration into a professional services group structure.
• LGT Vestra: UK private wealth manager serving HNW individuals and families with discretionary investment management and financial planning. Comparable due to bespoke discretionary portfolios, HNW focus, and family-office-style service.

Broad incumbents

• Coutts: UK private bank and wealth manager serving HNW and UHNW clients with bespoke banking, investment, and advisory services. Comparable HNW client focus and bespoke service model, though Coutts operates as part of NatWest Group at much larger scale.
• Cazenove Capital (Schroders): UK wealth manager owned by Schroders, serving ultra-HNW families, charities, and endowments with bespoke investment management. Comparable in HNW focus and bespoke discretionary approach, but operates as part of a much larger global asset manager.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/MHACavesWealth
• Facebookfacebook.com/MHACavesWealth

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MHA Caves Wealth