Northern Peak Financial
Northern Peak Financial is an independent, privately held financial advisory firm in North Andover, MA, where four credentialed advisors deliver personalized wealth management, investment, retirement, business benefits, and risk management services to individuals, families, and business owners across Massachusetts and New England.
- Company typePrivate
- Founded2017
- HeadquartersNorth Andover, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Northern Peak Financial does
Northern Peak Financial is an independent, privately held financial advisory firm headquartered in North Andover, Massachusetts, serving individuals, families, and business owners across Massachusetts and New England. The firm is staffed by four financial advisors — Managing Partner Adam Bateman (career started 2007 at UBS Financial Services), Adam M. Hogue (MBA, CFP®), Kevin M. Smith (CFP®), and Joshua Topp (ChFC®) — and delivers personalized wealth management, retirement planning, investment management, business benefits, risk management, and estate planning services.
The firm's core offerings are organized into four service lines: Investment Management (mutual funds, ETFs, stocks, bonds, separately managed accounts, annuities, and cash management); Financial Planning (goal-based, ongoing-plan workflow); Business Planning (401k/403b/457/pension plans, executive deferred compensation, group life and disability, workers' compensation and health insurance); and Risk Management (life, disability, long-term-care, auto, and property insurance). Revenue is generated through three streams: fee-based or commission-based advisory services (subscription/recurring), securities and investment product transactions (transaction fees), and insurance product placement (commissions). Specific fee schedules are not publicly disclosed and are determined via client consultation.
Operating as a four-person practice, Northern Peak Financial runs on outsourced, partner-provided infrastructure: securities are executed through LPL Financial (Member FINRA/SIPC) under a core partnership, advisory services are delivered under Flagship Harbor Advisors (an RIA), and content marketing is operated via FMG Suite. The firm maintains FINRA/SIPC compliance through LPL registration, CCPA compliance, and a documented "Do not sell my personal information" workflow, with no proprietary technology platform, mobile app, or API of its own. The go-to-market model is sales-led, relationship-based, and supplemented by a content-driven funnel through the Northern Peak Insights blog and a multi-topic Resource Center.
Northern Peak Financial firmographics
Firmographics- Name
- Northern Peak Financial
- Legal name
- Northern Peak Financial
- Website
- https://northernpeakfinancial.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Northern Peak Financial is an independent, privately held financial advisory firm in North Andover, MA, where four credentialed advisors deliver personalized wealth management, investment, retirement, business benefits, and risk management services to individuals, families, and business owners across Massachusetts and New England.
- Ownership category
- akta.pro rank
Northern Peak Financial industry classification
Industry- Product category
- Wealth Management and Financial Advisory
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Onshore Private Banking (Domestic HNW/UHNW) (FSAAABAA)
- akta.pro secondary industry
- Affluent/Premier Retail Banking (Mass Affluent) (FSABAAAG)
Keywords
Where Northern Peak Financial is headquartered
LocationHeadquarters
- HQ city
- North Andover
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Northern Peak Financial business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Advisory Services: Fee-based or commission-based financial advisory services for wealth management, retirement planning, investment management, and insurance solutions offered through LPL Financial and Flagship Harbor Advisors
- Securities and Investment Products: Securities offered through LPL Financial (Member FINRA & SIPC) including mutual funds, ETFs, stocks, bonds, annuities, and separately managed accounts
- Insurance Products: Life insurance, disability income insurance, long-term-care insurance, and other risk management products through insurance partnerships
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Personalized advisory services |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Northern Peak Financial product offering
Product offeringCore offering
Northern Peak Financial is an independent financial advisory firm that delivers personalized wealth management, financial planning, business planning, and risk management services to individuals, families, and business owners across Massachusetts and New England. Securities are offered through LPL Financial and advisory services through Flagship Harbor Advisors, with a team of four credentialed advisors providing fiduciary, goal-based guidance on retirement, investments, insurance, and estate matters.
Product overview
Northern Peak Financial is a wealth management and financial advisory firm offering a unified suite of services centered around personalized financial planning, investment management, business planning, and risk management. The core offerings include Investment Management (covering mutual funds, ETFs, stocks, bonds, SMAs, annuities, and cash management), Financial Planning (comprehensive goal-based planning), Business Planning (retirement plans, executive benefits, group insurance), and Risk Management (life, disability, long-term care, and property insurance). The firm also provides extensive educational resources including retirement, estate, investment, insurance, money management, tax planning, and lifestyle content, along with financial planning tools and calculators. All services are delivered through LPL Financial with securities offered through their broker-dealer platform.
Differentiator
Problem solved
Functional benefit
Products and services
- Investment Management Portfolio management services for individuals and families covering mutual funds, ETFs, stocks, bonds, Separately Managed Accounts (SMAs), institutional management programs, variable, fixed, and indexed annuities, investment advisory accounts, and cash management strategies, delivered through the LPL Financial platform.
- Financial Planning Comprehensive, goal-based financial planning for individuals and families that includes understanding client circumstances, identifying goals, analyzing current strategies, developing alternatives, implementing plans, and monitoring progress over time.
- Business Planning Business-focused planning services for business owners covering employer retirement plans (401k, 403b, 457, pension plans), executive benefit and deferred compensation arrangements, group life and disability insurance, and workers' compensation and health insurance.
- Risk Management Risk assessment and insurance solutions for individuals and businesses including comprehensive risk assessment, life insurance, disability income insurance, long-term-care insurance, and auto and property insurance.
Companies that use Northern Peak Financial
Customer profileSegments2 records
Ideal customer profiles2 records
Northern Peak Financial technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Northern Peak Financial partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and supporting.
- Flagship Harbor AdvisorscoreAdvisory Services offered through Flagship Harbor Advisors, a Registered Investment Advisor. Flagship Harbor Advisors provides the RIA framework and compliance structure for the firm's advisory services.
- LPL ResearchsupportingProvides weekly market commentary, tactical asset allocation guides, market outlook, and midyear outlook reports for client education and investment guidance.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
Northern Peak Financial competitors and assessment
Company assessmentEmerging players
- Facet Wealth: Tech-enabled, flat-fee RIA delivering financial planning and investment management digitally. Comparable in serving mass-affluent households with personalized planning, but delivered through a virtual model.
Others
- LPL Financial: The largest independent broker-dealer in the U.S., providing the platform and custody infrastructure on which Northern Peak and many peer RIAs operate. Comparable as the underlying ecosystem, not a direct competitor.
- Flagship Harbor Advisors: Registered Investment Advisor providing the RIA framework under which Northern Peak offers advisory services. Comparable as the affiliated RIA umbrella, not a direct competitor.
Direct peers
- Creative Planning: Large independent RIA offering holistic wealth management, retirement, estate, tax, and business planning to individuals and families nationwide. Directly comparable service mix, though at materially larger scale than Northern Peak.
- Hightower Advisors: RIA partnership platform supporting independent advisors with custody, technology, and compliance. Comparable in offering breakaway wirehouse advisors a fiduciary wealth management platform.
- Carson Wealth: Independent RIA and wealth management firm that supports breakaway and growth-stage advisors via a partnership model. Highly comparable to Northern Peak as a fiduciary-focused, advisor-led practice serving individuals and families with comprehensive planning.
- Buckingham Strategic Wealth: Independent, fee-only RIA built on evidence-based investing and comprehensive financial planning for individuals, families, and business owners. Highly comparable fiduciary, planning-led model.
- Commonwealth Financial Network: Independent RIA and broker-dealer supporting financial advisors with planning, investment, and insurance solutions. Comparable as an advisor-led firm serving individuals and small businesses through a custodian/B-D stack.
- Mariner Wealth Advisors: National independent RIA providing comprehensive financial planning, investment management, and tax services to affluent individuals and families. Closely aligned business model and service suite.
- Edelman Financial: Independent, fee-only RIA providing comprehensive financial planning and wealth management to individuals and families. Directly comparable planning-led, fiduciary offering.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Northern Peak Financial social profiles
Digital presenceNorthern Peak Financial compliance and trust
Trust signalCompliance3 records
Northern Peak Financial financial estimates
Financial estimateRevenue estimate
Valuation estimate
Northern Peak Financial leadership team
Management profileNumber of profiles
Profiles4 records
Northern Peak Financial funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Northern Peak Financial M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Northern Peak Financial
What does Northern Peak Financial do?
Northern Peak Financial is an independent financial advisory firm that delivers personalized wealth management, financial planning, business planning, and risk management services to individuals, families, and business owners across Massachusetts and New England. Securities are offered through LPL Financial and advisory services through Flagship Harbor Advisors, with a team of four credentialed advisors providing fiduciary, goal-based guidance on retirement, investments, insurance, and estate matters.
Is Northern Peak Financial a public or private company?
Northern Peak Financial is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Northern Peak Financial founded?
Northern Peak Financial was founded in 2017. It employs 1 to 10 people.
Where is Northern Peak Financial based?
Northern Peak Financial is headquartered in North Andover, United States, in the North America region.
How does Northern Peak Financial make money?
Three revenue lines are on record. Advisory Services are the primary driver. The others are securities and Investment Products and insurance Products.
Who are Northern Peak Financial's main competitors?
Facet Wealth is listed as an emerging player. Others are LPL Financial and Flagship Harbor Advisors. Direct peers are Creative Planning, Hightower Advisors, Carson Wealth, Buckingham Strategic Wealth, Commonwealth Financial Network, Mariner Wealth Advisors and Edelman Financial.
Does Northern Peak Financial have an API?
No public API is recorded for Northern Peak Financial.
What industry is Northern Peak Financial in?
Northern Peak Financial's product category is Wealth Management and Financial Advisory. Its primary akta.pro industry code is FSAAABAA, Onshore Private Banking (Domestic HNW/UHNW), with a secondary code of FSABAAAG, Affluent/Premier Retail Banking (Mass Affluent). Its NAICS code is 523940 and its SIC code is 6282.