Flagship Harbor Advisors

What Flagship Harbor Advisors does

Flagship Harbor Advisors, LLC is an independent, privately held Registered Investment Advisor headquartered in Boston, Massachusetts, founded and led by CEO David J. Kaufman, CFP, ChFC. The firm provides comprehensive wealth management and financial planning services to high-net-worth individuals, families, and business owners, spanning investment management, retirement planning, business financial planning, estate planning, tax planning strategies, and risk management. Advisory services are delivered through a relationship-based, four-step process (Discovery, Education & Analysis, Recommendations, Implementation & Active Management), supported by WealthVision powered by eMoney for scenario modeling and client visualization.

The firm operates as a hybrid RIA, maintaining independent SEC-registered investment advisor status while affiliating with LPL Financial (Nasdaq: LPLA) for brokerage, clearing, custody, and compliance services. Through the Flagship Harbor Advisors Network, the firm recruits and supports independent financial advisors who affiliate under the firm's brand while operating their own practices, extending the firm's footprint across at least 35 states. Revenue is generated through recurring advisory fees on investment advisory and financial planning services, with no publicly disclosed fee schedule. The firm is privately held with no external funding, no disclosed revenue or AUM figures, and no AI/ML proprietary capabilities.

Name

Flagship Harbor Advisors

Legal name

Flagship Harbor Advisors, LLC

Website

https://flagshipharbor.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Flagship Harbor Advisors is an independent, Boston-based RIA providing wealth management, financial planning, and retirement services to high-net-worth individuals, families, and business owners across 35+ states, operating via a hybrid affiliation with LPL Financial.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industry

Financial Planning–Led RIAs (FSAAACAB)

Keywords

• Wealth management services
• Financial planning services
• Investment advisory
• Retirement planning services
• Estate planning services

Headquarters

HQ city

Boston

HQ country

United States

HQ region

North America

Offices32 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory Services: The firm offers investment advisory services with personalized financial analysis and recommendations based on strategic asset allocation and diversification. Securities are offered through LPL Financial, member FINRA/SIPC.
2. Financial Planning Services: Comprehensive financial planning services including retirement planning, estate planning, tax planning strategies, and risk management. Revenue generated through advisory fees for ongoing planning engagement.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Core offering

Flagship Harbor Advisors is an independent Registered Investment Advisory (RIA) firm offering comprehensive wealth management and financial planning services to high-net-worth individuals, families, and business owners. Services span investment management (ETFs, stocks, bonds, mutual funds, annuities, structured notes), retirement planning, business financial planning, risk management (life/disability/long-term care insurance), tax planning strategies, and estate planning. Securities are offered through a hybrid affiliation with LPL Financial (FINRA/SIPC).

Product overview

Flagship Harbor Advisors offers a comprehensive wealth management and financial planning platform. Their core service portfolio includes Investment Services (ETFs, stocks, bonds, mutual funds, annuities, structured notes), Retirement Planning, Business Financial Planning, Risk Management (insurance), Tax Planning Strategies, and Estate Planning. The firm utilizes WealthVision℠ powered by eMoney for sophisticated financial modeling and scenario planning. They provide clients with financial calculators for educational purposes and extensive learning resources including research articles, market commentary, newsletters, videos, and flipbooks. The Flagship Harbor Advisors Network extends their platform to affiliated independent advisors, offering compliance services, recordkeeping, and access to LPL Financial's custodial infrastructure and non-proprietary investment platform.

Differentiator

Problem solved

Functional benefit

Brands

• Flagship Harbor Advisors Network: A network providing affiliated advisors with tools, training, and support for offering professional advice, high quality service, and non-proprietary products and services.

Products and services

• Investments Services Comprehensive investment management including Exchange Traded Funds, Stocks and Bonds, Mutual Funds, Unit Investment Trusts (UITs), Real Estate Investment Trusts (REITs), Business Development Companies (BDCs), Custom Structured Notes, Market-Linked CDs, College Planning and 529 savings plans, Variable, Fixed, and Indexed Annuities, Custom Asset Management Programs, Separately Managed Accounts, and Cash Management Strategies.
• Retirement Planning Services Comprehensive retirement planning including 401(k) and Other Workplace Rollover Services, Traditional and Roth IRAs, IRA Consolidations and Transfers, and Retirement Income Strategies.
• Business Financial Planning Services Business wealth management services including 401(k) and Qualified Plan Setup and Maintenance, Simple and SEP IRAs, Buy/Sell Strategies and Key-Person Planning, Comprehensive Risk Assessment, and Tax Management Strategies.
• Risk Management Services Risk protection services including Life Insurance, Disability Insurance, and Long-Term Care Insurance.
• Tax Planning Strategies Tax planning services including reviewing tax consequences of transactions, tax forecasting, and tax loss harvesting.
• Estate Planning Services Estate planning services including Trust and Will Planning, Charitable Giving Strategies, Wealth Transfer Strategies, and Domestic Partner Planning.
• Flagship Harbor Advisors Network A network providing affiliated independent financial advisors with tools, training, support, compliance services, recordkeeping, and access to LPL Financial's custodial and processing services — one of the industry's largest non-proprietary investment platforms.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

14 partnerships are on record, tiered core and minor.

• LPL FinancialcoreTechnology or IntegrationFlagship Harbor Advisors maintains a hybrid affiliation with LPL Financial through their 'hybrid' program, which allows the firm to maintain their independent SEC-registered RIA while accessing LPL's extensive resources. LPL Financial (Nasdaq: LPLA) is a leader in the markets they serve, supporting nearly 20,000 financial advisors and approximately 800 institution-based investment programs and 500 independent RIA firms nationwide. LPL provides clearing and compliance services, custody and processing for all trades, professional research, and practice management programs.
• Fenton Financial GroupminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice under the Flagship Harbor Advisors Network. John Fenton, CFP operates Fenton Financial Group from Franklin, MA as part of the network.
• Wayne J. BradleyminorChannel Partner/ Reseller/ DistributorAffiliated advisor operating as part of the Flagship Harbor Advisors Network from Westford, MA.
• Parker Wealth ManagementminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice - Dan Parker, MBA - operating under the Flagship Harbor Advisors Network from Danvers, MA.
• Thorne Financial PartnersminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice - Robert M. Thorne, CRPC - operating under the Flagship Harbor Advisors Network from Hyannis, MA.
• Lauren FinancialminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice - Rod Laurenz, MBA - operating under the Flagship Harbor Advisors Network from Somerville, MA.
• Paradigm Private WealthminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice - Jason R. Duguay, CFP - operating under the Flagship Harbor Advisors Network from Medway, MA.
• Andreasen FinancialminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice - Irina V. Andreasen, CFP, MBA, LUTCF - operating under the Flagship Harbor Advisors Network from Hampton, NH.
• Shevlin Wealth ManagementminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice - Mark W. Shevlin - operating under the Flagship Harbor Advisors Network from Greenfield Center, NY.
• Thrive Wealth StrategiesminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice - Scott D. Nelson - operating under the Flagship Harbor Advisors Network from Newburyport, MA.
• Shepard FinancialminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice - Thomas O. Shepard, CFP, APMA - operating under the Flagship Harbor Advisors Network from Yarmouth, ME.
• Charthouse CapitalminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice operating under the Flagship Harbor Advisors Network from Hingham, MA, with advisors Jesse P. Bessett, CFP, Edward J. Marinucci, CIMA, and Thomas M. Williams, CFP, CRPC.
• Northern Peak FinancialminorChannel Partner/ Reseller/ DistributorAffiliated advisor practice - Kevin M. Smith, CFP and Adam M. Hogue, MBA, CFP - operating under the Flagship Harbor Advisors Network from North Andover, MA.
• Trestlebridge CapitalminorChannel Partner/ Reseller/ DistributorAffiliated partner firm operating from Boston, MA and Bee Cave, TX, with Erik Jefferson and Michael Sanchez, linked to Flagship Harbor Advisors.

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Mariner Wealth Advisors: Large independent RIA providing comprehensive wealth management, estate, tax, and retirement planning to HNW individuals and families. Competes for the same client segment but operates at significantly greater scale.
• Focus Financial Partners: Consolidator and support platform for independent RIAs serving HNW clients, providing capital, technology, and back-office services. Represents the larger, well-capitalized end of the same advisor-affiliation model.
• Cresset (formerly HighTower): Large independent multi-family office and RIA serving HNW and UHNW clients with comprehensive wealth, tax, and estate planning. Comparable in scope of HNW services but at substantially greater scale.

Direct peers

• Cambridge Investment Research: Independent hybrid RIA platform recruiting and supporting thousands of affiliated advisors with open-architecture product access. Comparable in offering HNW planning, retirement, and wealth services via affiliated practices.
• Advisor Group: Large independent wealth management platform supporting thousands of advisors across multiple subsidiary broker-dealers. Comparable hybrid affiliation model and HNW-focused planning services.
• Cetera Financial Group: Hybrid broker-dealer/independent advisor network with multiple affiliation models (RIA, hybrid, employee). Directly comparable in serving independent advisors targeting HNW individuals and families.
• Commonwealth Financial Network: Large independent hybrid RIA/brokerage platform supporting independent advisors with back-office, custody, and technology resources. Closest structural analog to Flagship Harbor's LPL-affiliated network model serving HNW clients.
• Kestra Financial: Independent wealth management platform offering hybrid RIA support, technology, and practice management to affiliated advisors. Comparable scale and value proposition to Flagship Harbor's network.

Emerging players

• Dynasty Financial Partners: Provider of integrated business, investment, and technology solutions to independent RIAs and breakaway advisors. Comparable network model with focus on the HNW and UHNW advisor segment.
• Sanctuary Wealth: Hybrid platform providing independent advisors with compliance, technology, and practice management. Smaller, growth-stage competitor pursuing the same HNW hybrid-RIA affiliation model.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/flagship-harbor-advisors

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Flagship Harbor Advisors