RVM

What RVM does

RVM Versicherungsmakler GmbH is a German insurance brokerage firm headquartered in Eningen unter Achalm (Reutlingen area), founded in 1985 as Reutlinger Versicherungsmakler. The company serves the German Mittelstand (SME sector) with 2,500+ corporate clients and 4,500+ total customers across 16+ industry verticals, including automotive suppliers, real estate, chemicals, life sciences, healthcare, and hospitality. Since 2021, RVM has operated as a subsidiary of the publicly listed MLP Group (MLP SE), with HanseMerkur Krankenversicherung a.G. holding an indirect stake exceeding 10% of voting rights.

RVM's offering is structured around nine core service lines: contract management, claims management, automotive claims management, cybersecurity, fleet management (covering 50,000+ vehicles), credit management, pension management, international services via the UnisonSteadfast AG network (706+ brokers in 140+ countries with Lloyd's of London access), and private client advisory. Technology infrastructure includes AI-supported claims processing systems, a digital Online-Schadencenter (claims portal), the RVM Vorsorgeportal (pension administration portal), IT-supported fleet risk tools, and a Digital Information Centre for the RVM Real Estate sub-brand with ERP integration. The company operates from eight German offices (Reutlingen/Eningen, Würzburg, Hamburg x2, Arnstadt, Köln, Kressbronn, Tiefenbronn) with a 40th anniversary milestone in 2025.

RVM generates revenue primarily through brokerage commissions (Courtage) paid by insurance carriers as part of the premium, supplemented by fee-based consulting through the wholly-owned subsidiary RISConsult GmbH. Distribution is sales-led via dedicated customer advisors providing on-site consulting, with 24/7 emergency claims support. Strategic growth has been driven by acquisitions (BIG, Vetter, DSV, Jahn, Sengstack, Grauerholz, Schulz between 2013-2022), the 2021 MLP Group integration, and a 2026 retroactive legal consolidation of additional group units.

Name

RVM

Legal name

RVM Versicherungsmakler GmbH

Website

https://rvm.de

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

51–100 employees

Short description

RVM Versicherungsmakler GmbH is a German insurance broker serving 2,500+ Mittelstand corporate clients across 16+ industries with nine service lines, including contract, claims, fleet, and pension management. A subsidiary of MLP Group since 2021, it operates eight German offices and reaches 140+ countries via UnisonSteadfast.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Mid-Market Commercial Package (Package Policies) (FSAJAFAB), Commercial Auto & Fleet Insurance (FSAJAMAB)

Keywords

• Commercial insurance brokerage
• Corporate risk management
• Claims management services
• Fleet insurance solutions
• Cyber risk insurance

Headquarters

HQ city

Eningen

HQ country

Germany

HQ region

Europe

Offices8 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Brokerage Commission (Courtage): RVM Versicherungsmakler GmbH receives brokerage fees (Courtage) from insurance companies for advisory, brokerage, and support activities. The brokerage fee is part of the insurance premium for brokered and managed insurance contracts. Clients do not owe payments for services unless separately agreed (fee agreement). This is the standard remuneration model for insurance brokers in Germany.
2. Fee-based Consulting (RISConsult): RISConsult GmbH receives fees from clients for its services, representing a separate fee-based revenue stream for consulting services beyond standard brokerage.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels10 records

Core offering

RVM is a specialized insurance broker for the German Mittelstand (SME sector) that places, administers, and manages commercial insurance programs on behalf of corporate clients, acting as an outsourced insurance department. Core services span contract management, claims handling (including 24/7 emergency support and AI-supported automotive claims), cyber risk, fleet management for 50,000+ vehicles, credit management, occupational pensions, and international coverage through the UnisonSteadfast network. Revenue is generated primarily via brokerage commissions (Courtage) embedded in insurance premiums, with a separate fee-based consulting line through subsidiary RISConsult GmbH.

Product overview

RVM (RVM Versicherungsmakler GmbH) is a specialised insurance broker for the German Mittelstand (SME sector) offering a portfolio of advisory and service products. The core offering is organised into nine interconnected service lines: Contract Management (Vertragsmanagement) for policy review and administration, Claims Management (Schadensmanagement) and Automotive Claims Management (KFZ Schadenmanagement) for incident handling, Cybersecurity for cyber risk and insurance advisory, Fleet Management (Flottenmanagement) covering over 50,000 vehicles, Credit Management for credit risk and surety solutions, Pension Management (Vorsorgemanagement) with a digital employee portal, Worldwide (international services via the UnisonSteadfast network), and Private Clients (Privatkunden) for high-net-worth individuals. RVM also operates RVM Real Estate as a specialised sub-brand focused on the property sector with its own digital information centre. Customer-facing digital tools include the Online-Schadencenter (claims portal) and the RVM Vorsorgeportal (pension portal), both requiring authenticated access. The group includes subsidiaries such as RISConsult (risk management consulting) and is part of the MLP Group.

Differentiator

Problem solved

Functional benefit

Brands

• RVM Real Estate: Specialized risk consultant and insurance broker with focus on the real estate industry, offering state-of-the-art digital solutions for clients of all asset classes.

Products and services

• Vertragsmanagement (Contract Management) Insurance contract review and management service acting as an outsourced insurance department — documenting, checking, and administering policy documents, collecting premiums, and handling all correspondence with insurers on behalf of the client. Targeted at German Mittelstand companies.
• Schadensmanagement (Claims Management) Round-the-clock claims handling service coordinating emergency measures, selecting experts, managing insurer communications, and negotiating settlements from claim notification through finalization. Targeted at corporate insurance clients.
• KFZ Schadenmanagement (Automotive Claims Management) Specialised motor vehicle claims management for commercial fleets, handling third-party damage management, insurer notification, and AI-supported rapid claims settlement. Targeted at companies with commercial vehicle fleets.
• Cybersecurity (Cyber Risk & Insurance) Cyber risk assessment, insurer selection, and 24/7 emergency hotline with crisis management support for IT and cyber risks, including ongoing claims management. Uses the Finlex platform for cyber risk calculation campaigns. Targeted at Mittelstand companies facing cyber threats and NIS-2 regulatory requirements.
• Flottenmanagement (Fleet Management) Fleet risk analysis, IT-supported tools, and damage evaluations to reduce claim frequency, supported by proactive risk management measures and driver training across a managed portfolio of over 50,000 vehicles. Targeted at companies with commercial vehicle fleets.
• Creditmanagement (Credit Management) Advisory and implementation service for credit management protection, service, and IT products covering credit risks, surety bonds, special financing forms, and fidelity insurance against white-collar crime. Targeted at Mittelstand companies with significant credit exposure.
• Vorsorgemanagement (Pension Management) Comprehensive occupational pension and private provision advisory spanning all implementation pathways including working time accounts, provider screening, and company health insurance, delivered through the RVM Vorsorgeportal digital platform. Targeted at employers and employees of Mittelstand companies.
• Worldwide (International Insurance Services) Coordinated international insurance services through the UnisonSteadfast AG broker network (over 706 brokers in 140+ countries), providing local subsidiary support, international programme management, and access to Lloyd's of London via the unisonUnderwriting platform. Targeted at German Mittelstand companies with international subsidiaries.
• Privatkunden (Private Clients) High-net-worth individual insurance advisory covering personal risk analysis, contract optimisation, and claims support, providing exclusive private insurance solutions for clients connected to RVM's corporate customer base. Targeted at executives and owners of corporate clients.
• RVM Real Estate Specialised risk consulting and insurance brokerage for the real estate industry, covering property transactions, construction projects, operational risk, and claims management across all asset classes (office, residential, hotel, retail, commercial, healthcare), delivered through a proprietary digital information centre and ERP integration tools. Targeted at real estate funds, investors, property managers, developers, and asset managers.
• RISConsult Risk Management Consulting Holistic risk management processes for companies and automotive risk management services, operated on a fee-based model distinct from RVM's commission-based brokerage. Targeted at companies needing structured risk management consulting.

Quantifiable outcome

• Over 50,000 vehicles managed under fleet management services
• +2 more outcomes

Segments9 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

13 partnerships are on record, tiered minor and core.

• Dr. Schmitt GmbH Würzburg Versicherungsmakler (DSV)minorStrategic or Co-development Partner · 1 January 2022Dr. Schmitt GmbH Würzburg Versicherungsmakler became part of RVM in April 2022.
• Adolph Jahn GmbH & Co. KG, Ed. Sengstack & Sohn GmbH & Co. KG, Hans L. Grauerholz GmbH, Erich Schulz GmbHminorStrategic or Co-development Partner · 1 January 2021These companies became part of RVM in 2021, strengthening market position in the insurance broker sector.
• Allkuranz GmbH & Co. KGminorStrategic or Co-development Partner · 1 January 2017RVM became a shareholder in Allkuranz Versicherungsvermittlung GmbH und Co. KG in 2017. Company shares were sold in 2022.
• Vetter Versicherungsmakler GmbHminorStrategic or Co-development Partner · 1 January 2015RVM became a shareholder in Vetter Versicherungsmakler GmbH in 2015, fully acquired in 2022.
• BIG Versicherungsmakler GmbHminorStrategic or Co-development Partner · 1 January 2013RVM became a shareholder in BIG Versicherungsmakler GmbH in 2013, fully acquired in 2022.
• RISConsult GmbHcoreStrategic or Co-development Partner · 1 January 2011RVM founded RISConsult GmbH and RISConsult GmbH & Co. KG in 2011, with Joachim Roth as Managing Director. The company provides holistic risk management processes for companies and automotive risk management services. RISConsult operates on a fee-based model (different from RVM's commission model).
• UnisonSteadfast AGcoreChannel Partner/ Reseller/ Distributor · 1 January 2005RVM is co-founder and shareholder of UnisonSteadfast AG (formerly unisonBrokers AG), headquartered in Hamburg. This international insurance broker network comprises over 706 brokers in more than 140 countries, making it the largest association of specialized insurance brokers worldwide. RVM coordinates its international activities through this network, providing global coverage for clients' foreign subsidiaries.
• Lloyd's of LondoncoreTechnology or IntegrationThrough UnisonSteadfast network, RVM has placing broker access to Lloyd's of London for special risks and international insurance markets. This enables access to specialized coverage and capacity for complex risks.
• DEHOGA Baden-WürttembergcoreGTM or Marketing PartnerExclusive partnership with DEHOGA Baden-Württemberg (German Hotel and Restaurant Association). RVM offers specialized insurance solutions for hospitality members, including exclusive framework conditions and a 100 EUR guarantee if cost savings of at least 10% are not achieved after RVM's insurance check.
• DOMCURA AGminorStrategic or Co-development PartnerPart of the MLP Group network. DOMCURA AG is based in Kiel and offers underwriting agency services.
• FERI AGminorStrategic or Co-development PartnerPart of the MLP Group network. FERI AG is a wealth and asset management company offering career opportunities.
• MLPdialog GmbHminorStrategic or Co-development PartnerPart of the MLP Group. MLPdialog GmbH handles RVM's telephone customer support, based in Bad Segeberg, Schleswig-Holstein.
• Deutschland.Immobilien AGminorStrategic or Co-development PartnerPart of the MLP Group network offering career opportunities in real estate services.

Scale indicators8 records

Recent moves9 records

Expansion highlights7 records

Direct peers

• Funk Gruppe: Funk Gruppe is one of the largest independent German insurance brokers serving mid-market and corporate clients across commercial lines. It is highly comparable to RVM in target customer (German Mittelstand/enterprise), service mix (contract, claims, risk management), and geographic focus.
• Ecclesia Gruppe: Ecclesia Gruppe is a major German insurance broker specializing in institutional, healthcare, and SME clients with deep claims-management capabilities. Comparable to RVM in independent broker model, German client base, and emphasis on bespoke coverage and claims handling.
• MRH Trowe: MRH Trowe is a leading German independent insurance broker and risk consultant focused on mid-market and SME clients, with specialisms in industrial and specialty lines. Directly comparable to RVM on customer segment, product breadth, and German Mittelstand focus.
• SÜDVERS Holding: SÜDVERS is a German insurance broker and risk consultant serving commercial and SME clients across multiple verticals. Comparable to RVM in target market, product mix, and independent broker positioning, with similar geographic spread across southern and western Germany.
• Grundmann & Partner (GGW): GGW is a medium-sized German commercial insurance broker with a Mittelstand focus, offering comparable services including contract management, claims, and risk consulting. Highly relevant as a same-size, same-segment peer to RVM.

Others

• Finlex: Finlex is a German InsurTech platform that RVM itself uses for cyber risk assessment and quote campaigns. It is an ecosystem partner / technology enabler rather than a direct competitor, illustrating the InsurTech segment that could partially disintermediate traditional brokers like RVM over time.

Broad incumbents

• Aon Germany: Aon is a global risk and insurance broker with a strong German mid-market presence through Aon Germany. Comparable on commercial brokerage and risk management but materially larger and broader in scope than RVM.
• Marsh GmbH (Marsh Germany): Marsh is a global Big-4 insurance broker with a significant German Mittelstand and corporate practice. Overlaps with RVM on commercial insurance placement and risk advisory for SMEs, but operates at much larger scale and broader portfolio.
• Arthur J. Gallagher (Germany): Gallagher is a global insurance broker and risk advisor with a German Mittelstand-focused team. Comparable customer base and product set, but operates from a much larger global platform with broader capabilities than RVM.

Emerging players

• W&W-Gruppe (Württembergische) Brokerage Operations: W&W-Gruppe is a German financial services group offering insurance products and broker-like services, particularly in southern Germany. Tangentially comparable as a regionally focused commercial insurance distributor that competes for SME customers in RVM's home market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@RVMVersicherungsmakler
• Facebookfacebook.com/RVMGruppe
• LinkedInlinkedin.com/company/rvm-versicherungsmakler-gmbh
• Instagraminstagram.com/rvm_karriere

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RVM