BCO LYON Group

What BCO LYON Group does

BCO LYON Group is a privately held Swiss boutique multi-family office headquartered in Lugano-Breganzona, Switzerland, with roots tracing to the 1968 establishment of SOGINVEST Bank in Ticino. The group operates through three wholly-owned entities: BCO Swiss Family Office, which delivers wealth management, financial planning, strategy, and consulting to high-net-worth families; SIRON SA, a corporate and tax advisory firm for companies and individuals; and UNIQHOME SAGL, a real estate services firm handling purchase, sale, and management of private, commercial, and income-producing properties. The firm originated from Mr. Carlo Pagani's 1989 acquisition of Costa Rican BANCO LYON and the subsequent incorporation of BCO LYON S.A. as a Swiss branch in 1990; it evolved from a single-family office (1996) into a multi-family office in 2012 and rebranded to BCO Swiss Family Office in 2019.

The group's revenue model is managed-services based, likely combining advisory fees, AUM-linked management fees, and performance fees typical of multi-family offices, supplemented by tax/corporate advisory billings (SIRON) and real estate transaction and management fees (UNIQHOME). Pricing is not publicly disclosed and is tailored per engagement. Go-to-market is enterprise field sales: partner-level professionals (Andrea Sacha Togni as Partner & CEO, alongside Carlo Pietro Pagani as Retiring Partner) manage HNW family relationships directly, with the firm's website and professional referral networks serving as the primary marketing channels. Geographic focus is concentrated in Switzerland and Ticino, with no disclosed international expansion. The group divested LAFID in 2024 and today operates with 1-10 employees across its three subsidiaries, with no disclosed institutional investors, funding rounds, or technology platform.

Name

BCO LYON Group

Legal name

BCO LYON S.A.

Website

https://bcogroup.ch

Company type

Private

Founded year

1968

Operating status

Operating

Headcount range

11–50 employees

Short description

BCO LYON Group is a Swiss boutique multi-family office in Lugano providing wealth management, corporate/tax advisory (SIRON SA), and real estate services (UNIQHOME SAGL) to high-net-worth families, business owners, and property clients, founded on 1968 Ticino banking heritage.

Ownership category

akta.pro rank

Product category

Multi-Family Office Services

NAICS

Portfolio Management and Investment Advice (523940), Trusts, Estates, and Agency Accounts (52592), Funds, Trusts, and Other Financial Vehicles (525), Offices of Certified Public Accountants (541211), Corporate, Subsidiary, and Regional Managing Offices (551114), Management of Companies and Enterprises (5511)

SIC

Services-Management Consulting Services (8742), Real Estate Agents & Managers (For Others) (6531), Services-Membership Organizations (8600)

akta.pro primary industry

Family Office Services (Single & Multi-Family Office) (FSABADAF)

akta.pro secondary industries

Single-Family Offices (SFOs) (FSAAADAA), Family Office Administration & Operations (Accounting, Reporting, Payroll) (FSAAADAD), Family Office Advisory (Single/Multi-Family) (FSAEAAAI), Family Office Advisory & Outsourced CIO (OCIO) (FSAAADAC), Family Office Investment Platforms & Direct Investing (PE/VC/Co-Invest) (FSAAADAH)

Keywords

• Multi-family office
• Wealth management
• Financial planning
• Corporate tax advisory
• Real estate services

Headquarters

HQ city

Lugano

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Wealth Management & Family Office Services: BCO Group generates revenue through comprehensive wealth management services including financial planning, strategy, and consulting for high-net-worth families. As a multi-family office, the firm likely charges advisory fees, management fees based on assets under management (AUM), and potentially performance fees. The company also provides corporate and tax advisory services through its subsidiary SIRON SA, and real estate services through UNIQHOME SAGL.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

BCO LYON Group operates as a boutique multi-family office providing financial planning, strategy, management, and consulting services to high-net-worth families. Through its three subsidiaries—BCO Swiss Family Office (wealth management), SIRON SA (corporate and tax advisory), and UNIQHOME SAGL (real estate services)—the group delivers integrated wealth, corporate, and property solutions to multiple wealthy families and business owners.

Product overview

BCO LYON Group is a financial services conglomerate operating as a multi-family office structure with three main subsidiaries. The core offering is BCO Swiss Family Office, which provides wealth management and family office services including financial planning, strategy, and consulting. This is complemented by SIRON SA for corporate and tax advisory services and UNIQHOME SAGL for real estate services. The group evolved from a single-family office (established 1996) to a multi-family office in 2012, serving multiple wealthy families with comprehensive financial services.

Differentiator

Problem solved

Functional benefit

Products and services

• BCO Swiss Family Office Multi-family office providing exclusive financial planning, strategy, management, and consulting services to enhance the legacy of families through comprehensive assessment of financial markets. Targeted at high-net-worth families.
• SIRON SA Corporate & Tax Advisory Corporate and tax advisory services offered to companies and individuals, providing professional assistance with corporate structuring, tax planning, and regulatory matters.
• UNIQHOME SAGL Real Estate Services Real estate services assisting customers with purchase, sale, and management of real estate for private, commercial, and income-producing uses.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• LAFIDminorOthers · 1 January 2020LAFID became a member of BCO Group in 2020. The entity was subsequently sold in 2024, indicating it was a portfolio company or subsidiary that was divested. Details on LAFID's specific business focus are not provided in the source material.

Scale indicators2 records

Recent moves14 records

Expansion highlights4 records

Emerging players

• Alpenrosen Finance: Swiss multi-family office serving entrepreneur and family wealth clients with integrated financial planning, tax, and advisory services. Comparable to BCO's integrated MFO + SIRON tax advisory model, though younger and smaller.
• Advolendium Family Office: Independent Swiss multi-family office providing wealth structuring, investment advisory, and family governance services. Comparable to BCO Swiss Family Office's core MFO offering for HNW Swiss-Italian families, with similar boutique positioning.

Direct peers

• Banca del Ceresio: Ticino-headquartered Swiss private bank offering wealth management, asset management, and family office services. Highly comparable to BCO LYON Group given shared Ticino/Swiss-Italian base and boutique HNW client focus.
• REYL & Cie: Swiss boutique private bank headquartered in Geneva providing wealth management, asset services, and corporate advisory to HNW families and entrepreneurs. Closely comparable to BCO LYON as a boutique Swiss multi-service wealth and advisory firm with family office capabilities.
• Hyposwiss Private Bank (now part of Banca Privata): Swiss private bank focused on HNW wealth management and family office services in the Ticino region. Directly comparable to BCO LYON Group's Ticino-rooted, boutique HNW offering, with similar geographic concentration.

Broad incumbents

• Lombard Odier: Swiss private bank with a strong HNW wealth management and family office franchise. Comparable to BCO in serving multi-generational HNW families with bespoke advisory, but at significantly larger scale and broader international footprint.
• Mirabaud: Swiss private bank offering wealth management, asset management, and corporate advisory. Comparable to BCO LYON Group as a Swiss-based multi-disciplinary financial services firm serving HNW clients, though larger and more internationally diversified.
• Pictet Group: One of Switzerland's largest private banks and asset/wealth managers headquartered in Geneva. Comparable as a Swiss-headquartered private wealth manager serving HNW and UHNW families, but operating at vastly greater scale and breadth than boutique BCO LYON.
• Vontobel Wealth Management: Swiss-listed wealth and asset manager with a sizable HNW/private banking arm. Comparable as a Swiss-based private wealth provider offering portfolio management and family advisory, though much larger and more diversified than BCO.

Regional players

• Cornèr Bank Group: Swiss private bank headquartered in Lugano (Ticino) with wealth management and multi-family office services. Very directly comparable to BCO LYON Group in terms of Lugano-based boutique HNW wealth management.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BCO LYON Group