Vaibhav Vyapaar
Vaibhav Vyapaar Limited is an RBI-registered Indian NBFC that offers small-ticket personal and salaried loans (₹1,500 to ₹2 Lakhs) to individual consumers across income groups via its mobile-first LoanFront digital lending platform.
- Company typePrivate
- Founded2019
- HeadquartersBengaluru, India
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Vaibhav Vyapaar does
Vaibhav Vyapaar Limited is an RBI-registered Non-Banking Financial Company (NBFC) operating in India since 2019, with 51-100 employees. Its registered office is in Salt Lake, Kolkata (West Bengal), and its corporate office is in Whitefield, Bengaluru (Karnataka). The company provides personal loans and salaried loans to individual consumers across various income groups, primarily targeting borrowers seeking small-ticket, short-tenure credit outside traditional banking channels.
The company's core offering is the LoanFront digital lending platform, a mobile-first, end-to-end online application system covering profile creation, document submission, verification, and disbursal. LoanFront supports loan amounts from ₹1,500 to ₹2 Lakhs and is distributed exclusively through the Google Play Store (Android) and a companion web interface for repayment and account management. The product portfolio comprises Instant Personal Loans and Salaried Loans, both delivered through the same digital stack with no physical branch infrastructure. No APIs, SDKs, MCP servers, or third-party technology integrations are disclosed, and no proprietary AI/ML components are referenced.
Vaibhav Vyapaar earns revenue primarily through interest on loans disbursed (transaction-fee / usage-based revenue model), with eligibility-based pricing that is not publicly disclosed. Distribution is entirely self-serve and product-led via the LoanFront mobile app. The company is a member of the Fintech Association for Consumer Empowerment (FACE) and the Digital Lenders Association of India (DLAI), and adheres to their respective Codes of Conduct as well as its own published Fair Practices Code, Grievance Redressal Policy, and Ombudsman Scheme. A publicly posted warning notice disclaims association with fraudulent entities misusing the Vaibhav Vyapaar name, indicating active reputational risk management in a sector prone to impersonation fraud.
Vaibhav Vyapaar firmographics
Firmographics- Name
- Vaibhav Vyapaar
- Legal name
- Vaibhav Vyapaar Limited
- Website
- https://vaibhav-vyapaar.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Vaibhav Vyapaar Limited is an RBI-registered Indian NBFC that offers small-ticket personal and salaried loans (₹1,500 to ₹2 Lakhs) to individual consumers across income groups via its mobile-first LoanFront digital lending platform.
- Ownership category
- akta.pro rank
Vaibhav Vyapaar industry classification
Industry- Product category
- Consumer Digital Lending
- NAICS
- Sales Financing (522220)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Large Purchase & Lifestyle Personal Loans (Unsecured Installment) (FSAKAAAG)
Keywords
Where Vaibhav Vyapaar is headquartered
LocationHeadquarters
- HQ city
- Bengaluru
- HQ country
- India
- HQ region
- Asia
Offices2 records
Markets served
Vaibhav Vyapaar business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Loan Interest Income: As an RBI-registered NBFC, Vaibhav Vyapaar earns revenue primarily through interest charged on personal loans and salaried loans disbursed to customers. The company serves borrowers across various income groups through its LoanFront digital platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Personal Loans ranging from ₹1500 to ₹2 Lakhs |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels1 record
Vaibhav Vyapaar product offering
Product offeringCore offering
Vaibhav Vyapaar Limited is an RBI-registered Non-Banking Financial Company (NBFC) that offers personal and salaried loans through its LoanFront digital lending platform. The company provides quick, small-ticket loans ranging from ₹1,500 to ₹2 Lakhs entirely through a mobile-first online application process covering eligibility check, document submission, verification, and disbursal.
Product overview
Vaibhav Vyapaar Limited operates as a unified NBFC platform offering multiple financial products through its digital lending platform called LoanFront. The company offers Instant Personal Loans and Salaried Loans as its core product offerings, all delivered through cutting-edge digital technology. LoanFront serves as the primary digital interface enabling customers to apply for loans ranging from ₹1500 to ₹2 Lakhs, with the entire process—from application to disbursal—conducted entirely online via the mobile app.
Differentiator
Problem solved
Functional benefit
Brands
- LoanFront: Digital lending platform that helps customers get quick, easy loans starting from ₹1500 up to ₹2 Lakhs. The app is digitally driven from end to end with online application, verification and disbursal process.
Products and services
- LoanFront Digital lending platform that helps customers get quick, easy loans starting from ₹1,500 up to ₹2 Lakhs. The app is digitally driven end-to-end, covering online application, document submission, verification, and disbursal. Targeted at individual consumers across various income groups.
- Instant Personal Loans
Companies that use Vaibhav Vyapaar
Customer profileSegments2 records
Ideal customer profiles2 records
Vaibhav Vyapaar technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Vaibhav Vyapaar partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered minor.
- Fintech Association for Consumer Empowerment (FACE)minorVaibhav Vyapaar Limited is a member of the Fintech Association for Consumer Empowerment (FACE), an industry body setting standards for responsible digital lending in India. The company references FACE membership on its website footer.
- Digital Lenders Association of India (DLAI)minorVaibhav Vyapaar Limited is a member of the Digital Lenders Association of India (DLAI), an industry association for digital lending platforms. The company adheres to DLAI's Code of Conduct and references this membership on its website.
Recent moves6 records
Expansion highlights3 records
Vaibhav Vyapaar competitors and assessment
Company assessmentEmerging players
- RupeeRedee: Indian digital lending platform providing short-term personal loans via mobile app to salaried and self-employed individuals. Comparable in product type and digital delivery but operates at smaller scale.
- PayMe India: Indian digital lending NBFC focused on small-ticket loans to salaried employees and young professionals. Comparable in product scope and target segment, though smaller in scale.
Direct peers
- Nira Finance: Indian NBFC offering small-ticket personal loans through a fully digital, mobile-first platform. Comparable in regulatory status, ticket size, and self-serve application flow.
- CASHe: India-based NBFC offering short-term personal loans and salary advances to young salaried professionals via its mobile app. Comparable in product type, customer persona, and digital delivery model.
- KreditBee: Indian RBI-registered NBFC operating a mobile-first digital lending platform offering small-ticket personal loans to salaried and self-employed borrowers. Closely comparable product offering, customer segment, and digital distribution model to LoanFront.
- SmartCoin: Indian digital lending app offering small instant personal loans to underserved borrowers. Comparable in mobile-first delivery and target underbanked segment.
- Money View: India-based digital lending platform and NBFC providing personal loans, salary advances, and credit lines through a mobile app. Comparable in targeting underbanked consumers with small-ticket loans via a fully digital process.
- mPokket: Indian digital lending platform focused on small-ticket instant loans for students and early-career professionals. Closely comparable in small-ticket loan size, mobile-first model, and target demographic.
- PaySense (LazyPay): Indian digital lending platform (now part of PayU) offering personal loans and pay-later credit products through mobile apps. Comparable in digital-first personal loan delivery to salaried and consumer segments.
- Fibe (formerly EarlySalary): Indian digital lending fintech providing personal loans and salary advances to young professionals and salaried employees through a mobile-first platform. Directly comparable target customer base and digital PLG distribution.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat2 records
Key risks6 records
Key highlights5 records
Customer concentration
Vaibhav Vyapaar compliance and trust
Trust signalCompliance3 records
Vaibhav Vyapaar financial estimates
Financial estimateRevenue estimate
Valuation estimate
Vaibhav Vyapaar leadership team
Management profileNumber of profiles
Vaibhav Vyapaar funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Vaibhav Vyapaar M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Vaibhav Vyapaar
What does Vaibhav Vyapaar do?
Vaibhav Vyapaar Limited is an RBI-registered Non-Banking Financial Company (NBFC) that offers personal and salaried loans through its LoanFront digital lending platform. The company provides quick, small-ticket loans ranging from ₹1,500 to ₹2 Lakhs entirely through a mobile-first online application process covering eligibility check, document submission, verification, and disbursal.
Is Vaibhav Vyapaar a public or private company?
Vaibhav Vyapaar is a private company. It is classified as unknown and is currently operating.
When was Vaibhav Vyapaar founded?
Vaibhav Vyapaar was founded in 2019. It employs 51 to 100 people.
Where is Vaibhav Vyapaar based?
Vaibhav Vyapaar is headquartered in Bengaluru, India, in the Asia region.
How does Vaibhav Vyapaar make money?
One revenue line is on record: loan Interest Income.
Who are Vaibhav Vyapaar's main competitors?
Emerging players on record are RupeeRedee and PayMe India. Direct peers are Nira Finance, CASHe, KreditBee, SmartCoin, Money View, mPokket, PaySense (LazyPay) and Fibe (formerly EarlySalary).
Does Vaibhav Vyapaar have an API?
No public API is recorded for Vaibhav Vyapaar.
What industry is Vaibhav Vyapaar in?
Vaibhav Vyapaar's product category is Consumer Digital Lending. Its primary akta.pro industry code is FSAKAAAG, Large Purchase & Lifestyle Personal Loans (Unsecured Installment). Its NAICS code is 522220 and its SIC code is 6141.