AX Capital
AX Capital LLC is a direct private money lender founded in 2010, providing bridge, fix-and-flip, and construction loans of $40K-$5M to real estate investors nationwide using its own capital and collateral-based underwriting.
- Company typePrivate
- Founded2010
- HeadquartersFeasterville Trevose, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What AX Capital does
AX Capital LLC is a privately-held, direct private money lender founded in 2010 and headquartered in Feasterville, Pennsylvania. The company provides time-sensitive bridge, fix-and-flip, construction, and cash-out refinance loans to real estate investors using non-owner occupied residential and commercial property as collateral. Loans range from $40,000 to $5,000,000, priced at 9-18% interest with 2-6 origination points, on 6-12 month terms at up to 85% of acquisition cost or 65% of after-repair value, with no credit score requirement and 1st lien position only.
The company underwrites loans internally using its own capital, enabling a "common sense" collateral-based approval process without reliance on bank or institutional funding. Its technology stack is deliberately light: a website with an online application portal for direct-to-consumer origination, a broker-facing dashboard for third-party-submitted deals, and an Instagram feed for top-of-funnel awareness. Products span 15 distinct use cases including fix-and-flip, fix-and-hold, new construction, rental, bridge-refinance, bridge-sale, debt consolidation, and stop-foreclosure/bankruptcy financing.
AX Capital makes money primarily through upfront origination points (2-6) and interest income on outstanding loan balances (9-18% annually), supplemented by optional non-recourse structures and flexible draw processes for renovation projects. It reaches customers through two channels: direct website origination aimed at individual real estate investors, and a mortgage broker partner program that aggregates deal flow from independent brokers nationwide. The company is self-funded, with no disclosed institutional investors or parent company, and serves investors across all 50 states from its single PA office.
AX Capital firmographics
Firmographics- Name
- AX Capital
- Legal name
- AX Capital LLC
- Website
- https://axcapitalgroup.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- AX Capital LLC is a direct private money lender founded in 2010, providing bridge, fix-and-flip, and construction loans of $40K-$5M to real estate investors nationwide using its own capital and collateral-based underwriting.
- Ownership category
- akta.pro rank
AX Capital industry classification
Industry- Product category
- Private Real Estate Lending
- NAICS
- Credit Intermediation and Related Activities (522), Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Hard Money & Private Mortgage Lending Intermediation (FSAEAEAH)
Keywords
Where AX Capital is headquartered
LocationHeadquarters
- HQ city
- Feasterville Trevose
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
AX Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Supply Chain, Marketing or Sales, Technology or R&D
Revenue model
- Interest Income: AX Capital earns interest on bridge and interim loans with rates ranging from 9-18% annually, with terms of 6-12 months
- Loan Points: Upfront origination fees charged as points (2-6 points) on each loan transaction
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard Private Money Loan |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
AX Capital product offering
Product offeringCore offering
AX Capital LLC is a direct private money lender providing time-sensitive bridge, interim, and construction financing to real estate investors nationwide. Loans are collateralized by non-owner occupied residential and commercial real estate, range from $40,000 to $5,000,000, carry 9–18% interest rates with 2–6 origination points, and have 6–12 month terms with 85% max acquisition cost and 65% max LTV of ARV. The company underwrites internally using its own capital, applying a common-sense approval approach with no credit score requirement.
Product overview
AX Capital operates as a direct private money lender offering a unified portfolio of short-term, collateral-based loan products for real estate investors. The core offering centers on fix-and-flip financing, bridge loans, and construction loans for non-owner occupied residential and commercial properties. Their loan products range from $40,000 to $5,000,000 with terms of 6-12 months, 9-18% interest rates, and 85% acquisition cost / 65% ARV LTV limits. Key products include Rehab/Renovation Loans, Bridge Loans, Construction Loans, Fix and Flip, Fix and Hold, Cash Out Refinance, New Construction, Rental, Acquisition & Rehab, Bridge-Refinance, Bridge-Sale, Construction Only, Debt Consolidation Refinance, Purchase Only, and Stop Foreclosure/Bankruptcy options. The company underwrites loans internally using their own capital and applies a common-sense approach to approvals without credit score requirements.
Differentiator
Problem solved
Functional benefit
Products and services
- Rehab/Renovation Loans Short-term financing for investors purchasing and renovating distressed properties. Covers 85% of acquisition cost with 65% LTV of ARV, 9-18% interest rates, 6-12 month terms, and 2-6 origination points. Available for non-owner occupied residential and commercial properties only.
- Bridge Loans
- Construction Loans
- Fix and Flip Loans
- Fix and Hold Loans
- Cash Out Refinance
- Rental Property Loans
- Stop Foreclosure/Bankruptcy Loans
Quantifiable outcome
- Loan approval decisions faster than traditional banks
- +1 more outcomes
Companies that use AX Capital
Customer profileSegments3 records
Ideal customer profiles2 records
AX Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
AX Capital partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Mortgage BrokerscoreAX Capital offers a partnership program for mortgage brokers enabling them to submit loan applications online through a dedicated broker dashboard. The program provides access to a diverse investor base through institutional and individual accredited investors. Brokers retain flexibility to price their own fees on top of AX Capital rates and receive their fee payment from escrow at closing.
Scale indicators3 records
Recent moves5 records
Expansion highlights4 records
AX Capital competitors and assessment
Company assessmentEmerging players
- Patch of Land: Online marketplace lending platform for real estate investors, offering short-term bridge and fix-and-flip financing. Comparable business model with a technology-driven origination approach.
- Fund That Flip: Direct lender to real estate investors focusing on fix-and-flip and renovation loans. Comparable to several of AX Capital's products, with a digital-first origination approach.
- Groundfloor Finance: Real estate investment platform funding fix-and-flip and bridge loans for investors. Comparable product focus but operates more as a marketplace / crowdfunding model.
Direct peers
- RCN Capital: Direct private lender providing short-term fix-and-flip and rental loans to real estate investors. Same product focus, target segment, and collateral-based underwriting as AX Capital.
- Kiavi (formerly LendingHome): Online direct lender for residential real estate investors offering bridge and fix-and-flip financing. Closely comparable to AX Capital in product offering and virtual origination model.
- Lima One Capital: Direct private money lender to real estate investors offering fix-and-flip, rental, and bridge loans with collateral-based underwriting. Very directly comparable to AX Capital's product set and target customer.
- Anchor Loans: Direct private money lender for fix-and-flip investors, providing acquisition and renovation financing. Very directly comparable in product structure, underwriting approach, and target segment.
- Visio Lending: Direct lender offering financing for rental property investors, including single-family rentals and small multifamily. Comparable to AX Capital's rental and bridge refinance products.
- CoreVest Finance: Direct lender specializing in financing for residential real estate investors, including fix-and-flip and rental loans. Acquired by Redwood Trust, but operates as a closely comparable direct private lender.
Broad incumbents
- Angel Oak Mortgage Solutions: Non-QM and investor-focused lender offering non-agency mortgage products. Comparable target customer (real estate investors) but broader portfolio and institutional scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
AX Capital social profiles
Digital presenceAX Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
AX Capital leadership team
Management profileNumber of profiles
AX Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AX Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AX Capital
What does AX Capital do?
AX Capital LLC is a direct private money lender providing time-sensitive bridge, interim, and construction financing to real estate investors nationwide. Loans are collateralized by non-owner occupied residential and commercial real estate, range from $40,000 to $5,000,000, carry 9–18% interest rates with 2–6 origination points, and have 6–12 month terms with 85% max acquisition cost and 65% max LTV of ARV. The company underwrites internally using its own capital, applying a common-sense approval approach with no credit score requirement.
Is AX Capital a public or private company?
AX Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was AX Capital founded?
AX Capital was founded in 2010. It employs 1 to 10 people.
Where is AX Capital based?
AX Capital is headquartered in Feasterville Trevose, United States, in the North America region.
How does AX Capital make money?
Two revenue lines are on record. Interest Income is the primary driver. The others are loan Points.
Who are AX Capital's main competitors?
Emerging players on record are Patch of Land, Fund That Flip and Groundfloor Finance. Direct peers are RCN Capital, Kiavi (formerly LendingHome), Lima One Capital, Anchor Loans, Visio Lending and CoreVest Finance. Angel Oak Mortgage Solutions is listed as a broad incumbent.
Does AX Capital have an API?
No public API is recorded for AX Capital.
What industry is AX Capital in?
AX Capital's product category is Private Real Estate Lending. Its primary akta.pro industry code is FSAEAEAH, Hard Money & Private Mortgage Lending Intermediation. Its NAICS code is 522 and its SIC code is 6162.