Total Payment Systems
Total Payment Systems is a Cincinnati-based, privately-held electronic payments provider founded in 1991, offering credit card processing and merchant services to businesses. The firm operates with 11-50 employees and no currently functional corporate website.
- Company typePrivate
- Founded1991
- HeadquartersCincinnati, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Total Payment Systems does
Total Payment Systems is a privately-held electronic payments provider headquartered in Cincinnati, Ohio, founded in 1991. According to its firmographic profile, the company offers electronic payment solutions centered on credit card processing and merchant services for businesses accepting card-based payments. The firm operates at a small scale, with 11-50 employees, consistent with an independent sales organization (ISO) or boutique merchant acquirer model rather than a tier-1 processor.
No direct information is available about the company's specific product portfolio, underlying processing platform, technology stack, or proprietary features. The corporate website (totalpaymentsystems.com) is currently non-functional, serving only a default cPanel placeholder page indicating a DNS or server misconfiguration, so product, pricing, and integration details cannot be verified from first-party sources. No APIs, SDKs, or third-party integrations are documented, and no PCI-DSS, EMV, or other payment-industry certifications are on record in the available data.
The company's go-to-market, pricing model, customer segments, and revenue mechanics are not disclosed. There is no public management team, no funding history, no M&A activity, no partnerships, and no awards or recognition documented. The combination of long operating history (33 years) with a small headcount, no disclosed leadership, and an offline web presence is consistent with a legacy, low-activity independent merchant services operator; however, the absence of primary-source data limits further characterization.
Total Payment Systems firmographics
Firmographics- Name
- Total Payment Systems
- Website
- https://totalpaymentsystems.com
- Company type
- Private
- Founded year
- 1991
- Headcount range
- 11–50 employees
- Short description
- Total Payment Systems is a Cincinnati-based, privately-held electronic payments provider founded in 1991, offering credit card processing and merchant services to businesses. The firm operates with 11-50 employees and no currently functional corporate website.
- Ownership category
- akta.pro rank
Total Payment Systems industry classification
Industry- Product category
- Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Activities Related to Credit Intermediation (5223)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
- akta.pro secondary industries
- Merchant Acquiring Banks & ISO/MSP Acquirers (FSAMABAB), Merchant Acquiring & Card Processing (PSPs) (CRAFALAB)
Keywords
Where Total Payment Systems is headquartered
LocationHeadquarters
- HQ city
- Cincinnati
- HQ country
- United States
- HQ region
- North America
Markets served
Total Payment Systems business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure
Total Payment Systems product offering
Product offeringCore offering
Total Payment Systems provides electronic payment solutions for merchants, including credit card processing and merchant services. The company operates from Cincinnati, United States, and has been in business since 1991, serving small-to-mid-sized merchant clients with payment acceptance and processing support.
Product overview
No product or service information available. The source data contains only a default cPanel placeholder page indicating the website is not currently serving content.
Differentiator
Problem solved
Functional benefit
Products and services
- Credit Card Processing Electronic processing of credit card transactions for merchants, enabling businesses to accept card payments from their customers.
- Merchant Services Supporting services for merchants that complement credit card processing, intended for businesses that need payment acceptance and related merchant-side support.
Companies that use Total Payment Systems
Customer profileIdeal customer profiles1 record
Total Payment Systems technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Total Payment Systems partnerships and signals
Strategic signalRecent moves1 record
Total Payment Systems competitors and assessment
Company assessmentBroad incumbents
- PayPal: Major digital payments platform offering merchant processing, checkout, and card-acceptance services; a broad incumbent competitor for SMB merchant acquiring.
- Fiserv: Large incumbent payments provider offering merchant acquiring, processing, and a broad financial technology portfolio; competes with Total Payment Systems across SMB and enterprise segments.
- Global Payments: Major global merchant acquirer and payments technology provider with a large US ISO footprint; overlaps directly with Total Payment Systems' merchant acquiring services.
- FIS (Fidelity National Information Services): Diversified financial technology and merchant processing incumbent; comparable through its merchant solutions segment serving banks and SMBs.
Direct peers
- Heartland Payment Systems (Global Payments): Established US merchant acquirer and ISO offering card processing and merchant services to SMBs; highly comparable business model and customer base to Total Payment Systems.
- Stripe: Global integrated payment processor serving online and omnichannel merchants; directly comparable as a PSP/merchant acquirer targeting SMB and mid-market sellers.
- Stax (formerly Fattmerchant): Subscription-based payment processor targeting SMB merchants with transparent pricing; comparable in offering card processing and merchant services to small-business customers.
- North American Bancard: US-based ISO and payment processor serving SMB merchants with card processing and merchant services; one of the closest direct comparables to a small private ISO like Total Payment Systems.
- Square (Block, Inc.): Provides integrated payment processing and merchant services to SMBs via Square's hardware/software stack; competes directly with Total Payment Systems for the same small-business acquiring customers.
Emerging players
- Paymentus: Bill payment and electronic payment solutions provider serving utilities and SMBs; partially comparable as a payments technology provider in adjacent merchant/bill-presentment segments.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat2 records
Key risks5 records
Key highlights4 records
Customer concentration
Total Payment Systems social profiles
Digital presenceTotal Payment Systems financial estimates
Financial estimateRevenue estimate
Valuation estimate
Total Payment Systems leadership team
Management profileNumber of profiles
Total Payment Systems funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Total Payment Systems M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Total Payment Systems
What does Total Payment Systems do?
Total Payment Systems provides electronic payment solutions for merchants, including credit card processing and merchant services. The company operates from Cincinnati, United States, and has been in business since 1991, serving small-to-mid-sized merchant clients with payment acceptance and processing support.
When was Total Payment Systems founded?
Total Payment Systems was founded in 1991. It employs 11 to 50 people.
Where is Total Payment Systems based?
Total Payment Systems is headquartered in Cincinnati, United States, in the North America region.
Who are Total Payment Systems's main competitors?
Broad incumbents on record are PayPal, Fiserv, Global Payments and FIS (Fidelity National Information Services). Direct peers are Heartland Payment Systems (Global Payments), Stripe, Stax (formerly Fattmerchant), North American Bancard and Square (Block, Inc.). Paymentus is listed as an emerging player.
Does Total Payment Systems have an API?
No public API is recorded for Total Payment Systems.
What industry is Total Payment Systems in?
Total Payment Systems's product category is Payment Processing. Its primary akta.pro industry code is FSAMABAA, Integrated Payment Processors (PSP/Acquirer), with a secondary code of FSAMABAB, Merchant Acquiring Banks & ISO/MSP Acquirers. Its NAICS code is 522320 and its SIC code is 6021.