Chambers of Commerce Group Insurance Plan
Chambers of Commerce Group Insurance Plan is a Canadian not-for-profit pooled group benefits plan serving 32,000+ small businesses with health, dental, life, disability and critical illness coverage, administered by Johnston Group Inc. and distributed through 700+ chambers of commerce.
- Company typePrivate
- Founded1971
- HeadquartersWinnipeg, Canada
- Headcount251–500
- GTM typeB2B
- OfferingServices
What Chambers of Commerce Group Insurance Plan does
Chambers of Commerce Group Insurance Plan (Chambers Plan) is a Canadian not-for-profit pooled group benefits plan established in 1971, serving more than 32,000 small and mid-sized businesses with typically 1 to 50 or more employees. It is administered by Johnston Group Inc., a 100 percent Canadian-owned family business based at 1051 King Edward Street in Winnipeg, Manitoba, which has run the plan since 1983.
The plan delivers group health, dental, life, disability and critical illness coverage, with 48-hour claims reimbursement and a renewal rate discipline that has kept average annual premium increases under 5 percent over the past decade. Its technical footprint centres on the proprietary my-benefits platform, providing online and mobile plan management with eClaims submission. Service layers are integrated through partnerships rather than in-house builds, including Teladoc Health Canada for 24/7 telemedicine, TELUS Health for the Assure drug card and claims infrastructure, Arcora for Business Assistance Services and EAP, and myStrength for digital mental health support.
Distribution is sales-led through a network of local independent insurance advisors combined with referrals from more than 700 Canadian chambers of commerce and boards of trade. Pricing is quote-based and structured as annual subscription premiums, with the not-for-profit pooled structure returning underwriting surplus to the membership rather than to external shareholders. The product portfolio has been extended beyond traditional group benefits into FutureStep group retirement, ContinYou individual coverage continuation, Retiree Plan, Lifestyle Spending Accounts and Cost Plus ancillary offerings.
Chambers of Commerce Group Insurance Plan firmographics
Firmographics- Name
- Chambers of Commerce Group Insurance Plan
- Legal name
- Chambers of Commerce Group Insurance Plan
- Website
- https://www.chamberplan.ca
- Company type
- Private
- Founded year
- 1971
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Chambers of Commerce Group Insurance Plan is a Canadian not-for-profit pooled group benefits plan serving 32,000+ small businesses with health, dental, life, disability and critical illness coverage, administered by Johnston Group Inc. and distributed through 700+ chambers of commerce.
- Ownership category
- akta.pro rank
Chambers of Commerce Group Insurance Plan industry classification
Industry- Product category
- Group Insurance / Employee Benefits
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Health and Welfare Funds (525120), Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Accident & Health Insurance (6321), Life Insurance (6311)
- akta.pro primary industry
- Small Group Health Insurance (2–50/100) (FSAIAFAD)
- akta.pro secondary industries
- Ancillary Employer Benefits (Life/Disability/Accident/Critical Illness) (HLAEAAAK), Group/Employer-Sponsored Critical Illness & Hospital Indemnity (FSAIAKAD)
Keywords
Where Chambers of Commerce Group Insurance Plan is headquartered
LocationHeadquarters
- HQ city
- Winnipeg
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
Chambers of Commerce Group Insurance Plan business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Group Insurance Premiums: Recurring premium payments from small businesses (1-50 employees) for comprehensive group benefit coverage including health, dental, life, disability, and critical illness insurance. Premiums are pooled across 32,000+ businesses for rate stability.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Custom quote-based pricing for businesses 1-50+ employees |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels7 records
Chambers of Commerce Group Insurance Plan product offering
Product offeringCore offering
Chambers of Commerce Group Insurance Plan provides a not-for-profit, pooled group benefits plan for Canadian small businesses with 1 to 50+ employees, covering health, dental, life, disability, and critical illness insurance. Plans include built-in value-added services such as telemedicine, mental health support, business assistance, and travel medical coverage, administered through the my-benefits® online portal and mobile app and supported by a national network of local independent advisors.
Product overview
Chambers of Commerce Group Insurance Plan is a unified not-for-profit group benefits platform offering comprehensive coverage for Canadian businesses with 1-50+ employees. The core product portfolio centers on Group Benefits Plan as the primary offering, with five foundational coverage types: Group Health, Dental, Group Life Insurance, Disability Insurance, and Critical Illness Insurance. These are complemented by the my-benefits® digital platform for claims submission and plan management. Built-in value-added services include Teladoc Telemedicine and Medical Experts for virtual healthcare access, Mental Health Navigator, Business Assistance Service (BAS), Employee Assistance Program (EAP), Health Spending Account (HSA), Lifestyle Spending Account (LSA), and Travel Health Insurance. Additional products include Retiree Plan and ContinYou™ for coverage transitions, Cost Plus for expense management, and FutureStep® for retirement planning. The plan leverages a pooled not-for-profit model serving over 32,000 Canadian businesses.
Differentiator
Problem solved
Functional benefit
Brands
- my-benefits: Online portal and mobile app for managing group benefits, claims submission, and coverage information.
- Teladoc Telemedicine
- Teladoc Medical Experts
- Arcora Employee Assistance Program (EAP)
- ContinYou
- Johnston Group Retiree Plans
Products and services
- Group Benefits Plan Canada's leading not-for-profit pooled group benefits plan for firms with 1-50+ employees, offering health, dental, life, disability, and critical illness coverage with built-in wellness and business support services. Sold to small Canadian businesses through local independent advisors and chamber of commerce referrals.
- Group Health Coverage
Quantifiable outcome
- Average annual renewal rate increase under 5% over the last decade
- +3 more outcomes
Companies that use Chambers of Commerce Group Insurance Plan
Customer profileNamed customers11 records
Segments3 records
Ideal customer profiles2 records
Chambers of Commerce Group Insurance Plan technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
Chambers of Commerce Group Insurance Plan partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and supporting.
- Teladoc Health Canada ServicescoreTeladoc provides Chambers Plan members with 24/7 telemedicine access to Canadian-licensed doctors by phone or video, Teladoc Medical Experts for specialist consultations and second opinions, and Mental Health Navigator services. These services are included in the plan at no extra cost.
- ArcoracoreArcora powers the Business Assistance Service (BAS) and Employee Assistance Program (EAP) for Chambers Plan. Services include confidential HR guidance, legal and financial counseling, professional coaching, and the Hugr digital mental fitness program.
- TELUS HealthcoreTELUS provides the Assure drug card for prescription processing at pharmacies and electronic claims submission infrastructure. Members use the TELUS Assure card for instant drug coverage at pharmacies.
- myStrengthsupportingmyStrength provides personalized, on-demand mental health support through digital programs for stress, depression, anxiety, sleep issues, and lifestyle changes. Integrated into the my-benefits platform.
- Chambers of Commerce Insurance Corporation of Canada (CCICC)coreCCICC provides governance and oversight of Chambers Plan through a board representing regions across Canada. Ensures the plan meets the needs of Canadian businesses and maintains not-for-profit principles.
- Chambers of Commerce and Boards of Trade NetworkcoreOver 700 chambers of commerce and boards of trade across Canada endorse and refer Chambers Plan to their business members. Chamber staff submit referrals that connect members with local advisors.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
Chambers of Commerce Group Insurance Plan competitors and assessment
Company assessmentMarket position
Weaknesses5 records
Competitive moat5 records
Key risks1 record
Key highlights1 record
Customer concentration
Chambers of Commerce Group Insurance Plan social profiles
Digital presenceChambers of Commerce Group Insurance Plan financial estimates
Financial estimateRevenue estimate
Valuation estimate
Chambers of Commerce Group Insurance Plan leadership team
Management profileNumber of profiles
Profiles1 record
Chambers of Commerce Group Insurance Plan funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Chambers of Commerce Group Insurance Plan M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Chambers of Commerce Group Insurance Plan
What does Chambers of Commerce Group Insurance Plan do?
Chambers of Commerce Group Insurance Plan provides a not-for-profit, pooled group benefits plan for Canadian small businesses with 1 to 50+ employees, covering health, dental, life, disability, and critical illness insurance. Plans include built-in value-added services such as telemedicine, mental health support, business assistance, and travel medical coverage, administered through the my-benefits® online portal and mobile app and supported by a national network of local independent advisors.
Is Chambers of Commerce Group Insurance Plan a public or private company?
Chambers of Commerce Group Insurance Plan is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Chambers of Commerce Group Insurance Plan founded?
Chambers of Commerce Group Insurance Plan was founded in 1971. It employs 251 to 500 people.
Where is Chambers of Commerce Group Insurance Plan based?
Chambers of Commerce Group Insurance Plan is headquartered in Winnipeg, Canada, in the North America region.
How does Chambers of Commerce Group Insurance Plan make money?
One revenue line is on record: group Insurance Premiums.
Does Chambers of Commerce Group Insurance Plan have an API?
No public API is recorded for Chambers of Commerce Group Insurance Plan.
What industry is Chambers of Commerce Group Insurance Plan in?
Chambers of Commerce Group Insurance Plan's product category is Group Insurance / Employee Benefits. Its primary akta.pro industry code is FSAIAFAD, Small Group Health Insurance (2–50/100), with a secondary code of HLAEAAAK, Ancillary Employer Benefits (Life/Disability/Accident/Critical Illness). Its NAICS code is 524114 and its SIC code is 6321.