Mutuelle.fr
Mutuelle.fr is a French web-based health insurance comparison platform operated by PURCONSEIL (a subsidiary of ALPTIS ASSURANCES) that connects French consumers with quotes from 20+ partner mutuelles and brokers, generating revenue through lead-generation referral fees and commercial partnerships rather than direct policy sales.
- Company typePrivate
- Founded2012
- HeadquartersLyon, France
- Headcount1–10
- GTM typeB2C
- OfferingDigital Commerce or Content
What Mutuelle.fr does
Mutuelle.fr is a French web-based health insurance comparison platform that helps individual consumers and families compare complementary health insurance (mutuelle) offers from a network of more than 20 partner insurers and brokers, including CNP Assurances, SwissLife, Aesio Mutuelle, Alptis, April, Miltis, Viasanté, and others. Users complete a three-step form on the mutuelle.fr website specifying their profile (single, couple, family) and coverage needs (dental, optical, hospital, pharmacy, hearing aids, thermal cures, alternative medicine), and receive personalized quotes ranked by quality-to-price ratio. The platform is free for end users and generates revenue through lead-generation and referral fees paid by partner insurers, with a commercial arrangement with Comparadise (ORIAS 14004349) acting as the primary monetization channel for distributing leads to partner clients via telephone follow-up within 30 days. Mutuelle.fr also publishes extensive SEO-oriented editorial content covering French health insurance fundamentals, prevention topics, and a Social Security reimbursement simulator.
The platform is operated by PURCONSEIL, a French Société par Actions Simplifiée (SAS) incorporated in Lyon (RCS Lyon 538 516 857, share capital €300,000), which is wholly owned by ALPTIS ASSURANCES (SAS, share capital €10,000,000, RCS Lyon 335244489). The technology stack is commodity infrastructure: the website is hosted on Amazon Web Services, user data is stored on AWS and Google Cloud France, web analytics runs on Matomo, and email delivery is handled via Active Trail. No proprietary algorithms, ML models, or patent-protected technology are disclosed. The site targets seven persona segments — seniors, families, TNS/independents, young adults, students, temporary workers, and civil servants — plus an SME group-health-insurance segment tied to France's mandatory employer-provided mutuelle regime.
Mutuelle.fr positions itself as an impartial intermediary: it does not provide advisory services, does not conclude insurance contracts, and does not manage policies. The customer lifecycle ends at the handoff of qualified leads to partner insurers or Comparadise. Since launch in 2012, the platform has expanded its content footprint (prevention, sustainable health, Social Security simulation) and its partner ecosystem, but operates exclusively within the French domestic market with no disclosed international or product-line diversification outside health insurance comparison.
Mutuelle.fr firmographics
Firmographics- Name
- Mutuelle.fr
- Legal name
- PURCONSEIL (Société par Actions Simplifiée)
- Website
- https://mutuelle.fr
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Mutuelle.fr is a French web-based health insurance comparison platform operated by PURCONSEIL (a subsidiary of ALPTIS ASSURANCES) that connects French consumers with quotes from 20+ partner mutuelles and brokers, generating revenue through lead-generation referral fees and commercial partnerships rather than direct policy sales.
- Ownership category
- akta.pro rank
Mutuelle.fr industry classification
Industry- Product category
- Insurance Comparison / Health Insurance Aggregator
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)
- akta.pro secondary industry
- Small Group Health Insurance (2–50/100) (FSAIAFAD)
Keywords
Where Mutuelle.fr is headquartered
LocationHeadquarters
- HQ city
- Lyon
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Mutuelle.fr business model
Business model- GTM type
- B2C
- Offering type
- Digital Commerce or Content
- Cost components
- Marketing or Sales, Technology or R&D, Personnel, Operations
Revenue model
- Lead Generation / Referral Fees: Mutuelle.fr generates revenue by directing users to partner insurance companies. When a user requests a quote or selects a partner insurer, their data is transmitted to that insurer, which pays Mutuelle.fr a referral fee or commission for the qualified lead. This is the primary commercial model supporting the free comparison service.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free comparison service for consumers |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Mutuelle.fr product offering
Product offeringCore offering
Mutuelle.fr is a free, web-based insurance comparison platform that allows French consumers to compare supplementary health insurance quotes from over 20 partner insurers (CNP Assurances, SwissLife, Aesio Mutuelle, Alptis, April, etc.) across dental, optical, hospital, pharmacy, hearing, thermal cures, and alternative medicine coverage. Users complete a 3-step form, receive personalized ranked quotes based on quality-to-price ratio, and are connected to the chosen insurer for contract subscription. The service is free for consumers; revenue is generated through referral commissions paid by partner insurers.
Product overview
Mutuelle.fr is a health insurance comparison platform operated by PURCONSEIL (a licensed insurance broker, ORIAS #12066818). The core product is the online comparator that matches users with personalized mutual insurance offers from 20+ partner insurers. The platform integrates a quote simulation tool, a Social Security reimbursement simulator, and educational content on sustainable health and prevention. Users access the service via a 3-step form, receive customized comparisons, and can initiate contact with selected insurance providers. The offering is a single unified platform with multiple supporting tools and content sections rather than a modular product suite.
Differentiator
Problem solved
Functional benefit
Products and services
- Comparateur Mutuelle (Health Insurance Comparator) Free online comparison tool that analyzes user health needs, collects quotes from 20+ insurance partners, and presents personalized offers ranked by quality/price ratio. Users complete a 3-step form to receive customized supplementary health insurance recommendations across dental, optical, hospital, pharmacy, hearing aids, thermal cures, and alternative medicine coverage.
- Devis Mutuelle (Quote Simulation Tool) Quote generation tool that allows users to simulate and compare health insurance contracts, view reimbursement rates for different healthcare categories, and select coverage based on budget and needs. Tailored to French consumers comparing supplementary health insurance.
- Simulateur Sécurité Sociale (Social Security Reimbursement Simulator) Simulation tool that estimates French Social Security reimbursement amounts and patient out-of-pocket costs for various medical procedures, helping users understand coverage gaps before selecting supplementary insurance.
- Mise en Relation avec Partenaires (Partner Connection Service) Connection service that facilitates contact between users and 20+ insurance partners, allowing users to receive simulations by email or be called by advisors for subscription information. This is the monetization channel that converts comparison activity into partner insurer referrals.
Quantifiable outcome
- Over 20 insurers are compared on the platform, covering the majority of the French supplementary health insurance market.
Companies that use Mutuelle.fr
Customer profileSegments6 records
Ideal customer profiles5 records
Mutuelle.fr technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Mutuelle.fr partnerships and signals
Strategic signalPartnerships
19 partnerships are on record, tiered core and minor.
- CNP AssurancescoreCNP Assurances is a major French insurance provider featured as a partner on Mutuelle.fr. The partnership allows CNP Assurances products to be presented in the comparison results. Mutuelle.fr provides lead generation services to CNP Assurances by connecting interested users with the insurer.
- SwissLifecoreSwissLife is a partner insurer listed on Mutuelle.fr, offering health insurance products that are included in the platform's comparison engine.
- Viasanté Mutuelle (formerly Mutuelle Bleue)coreViasanté Mutuelle (formerly known as Mutuelle Bleue) is a partner insurer on the Mutuelle.fr comparison platform.
- Aesio MutuellecoreAesio Mutuelle is a mutual insurance provider featured as a partner on Mutuelle.fr's comparison platform.
- Identités MutuellecoreIdentités Mutuelle is a mutual health insurer listed as a partner on the Mutuelle.fr comparison site.
- MutualiacoreMutualia is a mutual health insurer partner of Mutuelle.fr, included in the platform's insurance comparisons.
- Mutuelle MGCcoreMutuelle MGC is a partner insurer listed on Mutuelle.fr for health insurance comparison.
- April Santé PrévoyancecoreApril is a major French insurance broker and provider with health and provident products featured as a partner on Mutuelle.fr.
- AlptiscoreAlptis is both a partner insurer listed on the comparison platform and the parent company of Mutuelle.fr operator PURCONSEIL. Alptis Assurances (SAS, capital €10,000,000, RCS Lyon 335244489) holds 100% of the capital and voting rights of PURCONSEIL.
- MiltiscoreMiltis is a mutual health insurer partner of Mutuelle.fr included in the comparison service.
- A comme AssurecoreA comme Assure (AcommeAssure) is a partner insurance intermediary listed on Mutuelle.fr for health insurance comparisons.
- CmonassurancecoreCmonassurance is a partner insurance provider displayed on the Mutuelle.fr comparison platform.
- ComparadiseminorComparadise (ORIAS 14004349) is Mutuelle.fr's commercial partner. With user consent, contact data may be shared with Comparadise's clients, who may call users within 30 days to propose health insurance products. This is the primary monetization channel for Mutuelle.fr's free consumer service.
- France MutuellecoreFrance Mutuelle is a partner insurer listed on Mutuelle.fr's comparison platform.
- CocooncoreCocoon is a partner insurer listed on the Mutuelle.fr platform.
- MeilleurTaux SantécoreMeilleurTaux Santé is a partner insurer/intermediary included in the Mutuelle.fr comparison network.
- SantianecoreSantiane is a partner insurance broker listed on Mutuelle.fr's comparison platform.
- SelfAssurancecoreSelfAssurance is a partner insurer listed on Mutuelle.fr.
- Mutuelle SMATIScoreMutuelle SMATIS is a partner insurer listed on the Mutuelle.fr comparison platform.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
Mutuelle.fr competitors and assessment
Company assessmentDirect peers
- Hyperassur: French insurance comparator focused on auto, home, and health insurance comparison. Operates with a similar lead-generation model and targets the same French consumer base as Mutuelle.fr.
- LeLynx.fr: Major French insurance comparison platform operated by Courtage.fr, offering health, auto, home, and life insurance comparisons. Direct competitor to Mutuelle.fr in the supplementary health insurance comparison segment with similar lead-generation economics.
- Assurland: Long-standing French insurance comparison platform covering health, auto, home, and life insurance. Directly competes with Mutuelle.fr in the French health insurance comparator market with a comparable partner-led monetization model.
- LesFurets.com: Leading French insurance comparator (subsidiary of BVA Group) covering health, auto, home, and life insurance. Directly competes with Mutuelle.fr on health insurance comparison with a similar self-serve, SEO-driven GTM motion.
- Magnolia.fr: French health insurance comparator (mutuelle) offering online comparison of supplementary health insurance plans. Closely comparable in product scope (individual/family mutuelle) and target customer segments to Mutuelle.fr.
- Réassurez-moi: French insurance comparison platform with strong emphasis on supplementary health insurance (mutuelle) comparison alongside other lines. Direct overlap with Mutuelle.fr's core product offering and consumer audience.
- Santiane: French health insurance broker and comparator specializing in mutuelle offers. Listed as a partner of Mutuelle.fr but also a competing comparator in the same lead-generation and broker category.
- A comme Assure: French insurance broker and comparator offering health, auto, home, and life insurance. Listed as a partner of Mutuelle.fr but directly competes in the same mutuelle comparison space with overlapping customer targeting.
Emerging players
- Selectra: European comparator platform (energy, telecom, insurance) with growing presence in French health insurance comparison. Comparable self-serve comparison model but with broader utility-sector focus rather than health specialization.
Broad incumbents
- MeilleurTaux: Established French financial services comparator (loans, insurance, banking) operating MeilleurTaux Santé as its health insurance arm, which is a listed Mutuelle.fr partner. Larger, more diversified player with broader product portfolio beyond health.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Mutuelle.fr social profiles
Digital presenceMutuelle.fr financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mutuelle.fr leadership team
Management profileNumber of profiles
Profiles3 records
Mutuelle.fr funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mutuelle.fr M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mutuelle.fr
What does Mutuelle.fr do?
Mutuelle.fr is a free, web-based insurance comparison platform that allows French consumers to compare supplementary health insurance quotes from over 20 partner insurers (CNP Assurances, SwissLife, Aesio Mutuelle, Alptis, April, etc.) across dental, optical, hospital, pharmacy, hearing, thermal cures, and alternative medicine coverage. Users complete a 3-step form, receive personalized ranked quotes based on quality-to-price ratio, and are connected to the chosen insurer for contract subscription. The service is free for consumers; revenue is generated through referral commissions paid by partner insurers.
Is Mutuelle.fr a public or private company?
Mutuelle.fr is a private company. It is classified as corporate owned and is currently operating.
When was Mutuelle.fr founded?
Mutuelle.fr was founded in 2012. It employs 1 to 10 people.
Where is Mutuelle.fr based?
Mutuelle.fr is headquartered in Lyon, France, in the Europe region.
How does Mutuelle.fr make money?
One revenue line is on record: lead Generation / Referral Fees.
Who are Mutuelle.fr's main competitors?
Direct peers on record are Hyperassur, LeLynx.fr, Assurland, LesFurets.com, Magnolia.fr, Réassurez-moi, Santiane and A comme Assure. Selectra is listed as an emerging player. MeilleurTaux is listed as a broad incumbent.
Does Mutuelle.fr have an API?
No public API is recorded for Mutuelle.fr.
What industry is Mutuelle.fr in?
Mutuelle.fr's product category is Insurance Comparison / Health Insurance Aggregator. Its primary akta.pro industry code is FSAIAEAD, Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident), with a secondary code of FSAIAFAD, Small Group Health Insurance (2–50/100). Its NAICS code is 524210 and its SIC code is 6411.