Raiffeisen Leasing
Raiffeisen Leasing IFN S.A. is a Romanian non-bank financial institution that provides financial and operational leasing for vehicles, commercial trucks, construction and agricultural equipment, and photovoltaic panels to individuals and businesses in Romania, distributed through Raiffeisen Bank Romania branches and dealer partnerships.
- Company typePrivate
- Founded2006
- HeadquartersBucharest, Romania
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
What Raiffeisen Leasing does
Raiffeisen Leasing IFN S.A. is a Romanian non-bank financial institution (IFN) that provides financial leasing solutions to individuals and businesses. The company operates exclusively in Romania from its headquarters in Sky Tower, Bucharest (Calea Floreasca, nr. 246C, Et. 15, Sector 1), and is a subsidiary within the Raiffeisen Group, benefiting from brand association with Raiffeisen Bank International, one of the largest banking groups in Central and Eastern Europe. The firm self-describes as a top company on the Romanian leasing market.
The product portfolio covers vehicle leasing (passenger cars, electric vehicles via the Tesla Romania partnership, and pre-owned commercial trucks via the BAS World partnership), equipment leasing (construction equipment through Titan Machinery and Terra Romania partnerships, agricultural machinery, and industrial assets), and photovoltaic panel financing for renewable energy projects. In 2025 the company expanded into operational leasing through the Raiffeisen Rent sub-brand of Raiffeisen Bank International, broadening its offering from ownership-based financial leasing to rental-based fleet solutions. The company also runs a resale channel for recovered leased assets.
Distribution combines digital channels — a website with online application forms and leasing calculators, integration with the Raiffeisen Smart Mobile banking app (iOS, Google Play, Huawei AppGallery), and digital marketing across Google, Facebook, LinkedIn, TikTok, and Snapchat — with the Raiffeisen Bank Romania branch network and embedded dealer financing partnerships. Revenue is generated through recurring monthly leasing installments, with promotional rates such as a 0.99% fixed margin plus Euribor (#GatadeBusiness campaign) and 2.99% fixed Euro for Tesla financing. The technology stack is conventional enterprise web (IBM WebSphere Portal, Google Analytics, Dynatrace, hCaptcha, Microsoft 365) with no proprietary AI/ML disclosed, and the firm employs 51-100 people.
Raiffeisen Leasing firmographics
Firmographics- Name
- Raiffeisen Leasing
- Legal name
- Raiffeisen Leasing IFN S.A.
- Website
- https://raiffeisen-leasing.ro
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Raiffeisen Leasing IFN S.A. is a Romanian non-bank financial institution that provides financial and operational leasing for vehicles, commercial trucks, construction and agricultural equipment, and photovoltaic panels to individuals and businesses in Romania, distributed through Raiffeisen Bank Romania branches and dealer partnerships.
- Ownership category
- akta.pro rank
Raiffeisen Leasing industry classification
Industry- Product category
- Financial Leasing
- NAICS
- Automotive Equipment Rental and Leasing (5321), Commercial and Industrial Machinery and Equipment Rental and Leasing (5324), Passenger Car Leasing (532112)
- SIC
- Finance Lessors (6172), Services-Auto Rental & Leasing (No Drivers) (7510), Services-Miscellaneous Equipment Rental & Leasing (7350)
- akta.pro primary industry
- Corporate/Enterprise Car Leasing (Closed-End/Open-End) (TLABAAAA)
- akta.pro secondary industry
- Premium & Luxury Vehicle Leasing (TLABAAAF)
Keywords
Where Raiffeisen Leasing is headquartered
LocationHeadquarters
- HQ city
- Bucharest
- HQ country
- Romania
- HQ region
- Europe
Offices1 record
Markets served
Raiffeisen Leasing business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Financial Leasing: Core revenue stream from financial leasing products for vehicles (cars, commercial vehicles, electric vehicles), equipment (construction machinery, agricultural equipment, photovoltaic panels), and other movable and immovable assets. Customers (both individuals and companies) pay periodic leasing installments over the contract term. The company also offers operational leasing through Raiffeisen Rent, expanding revenue to rental-based income.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Financial Leasing - Individuals and Businesses |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Raiffeisen Leasing product offering
Product offeringCore offering
Raiffeisen Leasing provides financial and operational leasing solutions for individuals and legal entities in Romania, covering passenger and commercial vehicles, agricultural and construction equipment, photovoltaic panel installations, and other movable and immovable assets. Offerings are distributed through direct online applications, the Raiffeisen Bank branch network, and embedded dealer partnerships with Tesla Romania, BAS Trucks, Titan Machinery, and Terra Romania. Operational leasing is offered through the Raiffeisen Rent sub-brand of Raiffeisen Bank International.
Product overview
Raiffeisen Leasing is a Romanian leasing company providing a comprehensive portfolio of financial leasing solutions for both individuals and businesses. The offering encompasses vehicle leasing (auto, Tesla, trucks), equipment financing (agricultural, construction, industrial), sustainable energy solutions (photovoltaic panels), and operational leasing through its Raiffeisen Rent sub-brand. The portfolio includes partnership programs with major brands like Tesla, BAS Trucks, Titan Machinery, and Terra Romania, alongside digital tools (leasing calculators) and resale services for recovered assets. The company positions itself around responsible, sustainable, and transparent leasing under the tagline "Leasing asa cum trebuie" (Leasing as it should be).
Differentiator
Problem solved
Functional benefit
Brands
- Raiffeisen Rent: Operational leasing brand offered by the Raiffeisen Group in Romania.
Products and services
- Leasing Auto (Vehicle Leasing) Financial leasing for passenger and commercial vehicles offered to individuals and businesses, with flexible approval, transparent terms, and competitive interest rates.
- Leasing pentru Persoane Fizice (Personal Leasing) Personal vehicle leasing for individuals, tailored to the specific vehicle requirements of the retail buyer with flexible terms and transparent costs.
- Leasing pentru Agricultori (Agricultural Leasing) Leasing solutions supporting farmers and agricultural businesses in acquiring modern, sustainable, and productive agricultural machinery and equipment.
- Leasing Echipamente (Equipment Leasing) Financial leasing for productive industrial and commercial equipment, leveraging the company's expertise in evaluating and financing business assets.
- Leasing pentru Panouri Fotovoltaice (Photovoltaic Panel Leasing) Leasing solutions for photovoltaic panel installations, helping businesses achieve energy independence and optimize operational costs through sustainable energy investments.
- Raiffeisen Rent - Leasing Operational (Operational Leasing) Operational leasing under the Raiffeisen Rent brand providing flexible, expert-supported access to vehicles and equipment without ownership, including fleet management and maintenance options.
- Revanzare (Resale Services) Resale of recovered leased assets, offering transparent pricing for used vehicles and equipment previously returned from leasing contracts.
Companies that use Raiffeisen Leasing
Customer profileSegments4 records
Ideal customer profiles2 records
Raiffeisen Leasing technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration16 records
Feature3 records
Raiffeisen Leasing partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and flagship.
- Tesla RomaniacoreRaiffeisen Leasing offers preferential financing rates (2.99% fixed interest in Euro) for Tesla electric vehicles through Tesla Romania. This partnership provides Tesla customers with competitive leasing options and allows Raiffeisen Leasing to tap into the growing electric vehicle market segment in Romania.
- BAS Trucks / BAS WorldcorePartnership with BAS Trucks Olanda (BAS World), the largest dealer of second-hand trucks and trailers in Europe, providing Romanian transport companies access to financing for imported commercial vehicles. This extends Raiffeisen Leasing's reach into the commercial fleet financing segment.
- Titan Machinery RomaniacoreFinancing partnership for construction equipment including Case and Wacker Neuson brands, excavators, bulldozers, wheel loaders, mini-loaders, graders, and compactors. Titan Machinery Romania dealers integrate Raiffeisen Leasing financing into their sales process for construction equipment.
- Terra Romania Utilaje de ConstructiicoreFinancing partnership for heavy construction equipment including Rubble Master mobile crushers, Sennebogen cranes and material handlers, Arjes primary and universal shredders, and Pronar shredders and rotating screens. Terra Romania dealers serve as the point of sale for these equipment brands with integrated Raiffeisen Leasing financing.
- Terra Romania Echipamente Drumuri si InfrastructuracoreFinancing partnership for road construction equipment including Dynapac compactors and asphalt pavers. Dynapac equipment is recognized worldwide for safety and high technology in road construction and infrastructure, and Terra Romania dealers offer Raiffeisen Leasing financing alongside these products.
- Raiffeisen Rent (Raiffeisen Bank International)flagshipRaiffeisen Rent is the operational leasing brand of Raiffeisen Bank International, through which Raiffeisen Leasing offers operational leasing products in Romania. This partnership consolidates the group's growth strategy in the Romanian market by providing customers access to new financing resources and expertise through the Raiffeisen Rent product.
Scale indicators1 record
Recent moves3 records
Expansion highlights5 records
Raiffeisen Leasing competitors and assessment
Company assessmentBroad incumbents
- DLL (De Lage Landen): Global vendor finance and leasing company owned by Rabobank, active across CEE in equipment financing. Comparable in offering asset finance for agricultural, construction, and transportation equipment, but with much broader international scale.
- Raiffeisen-Leasing Austria: Austrian headquarters of the Raiffeisen Leasing group, providing broader CEE financial and operational leasing including real estate. Comparable business model and brand, but materially larger scope and geographic reach than the Romanian subsidiary.
Direct peers
- ING Lease Romania: Leasing arm of ING Bank Romania, providing financial leasing for vehicles and equipment to retail and SME customers. Comparable bank-affiliated model targeting similar customer segments.
- BNP Paribas Leasing Solutions Romania: Captive lessor of BNP Paribas active in Romania, financing vehicles, agricultural equipment, and industrial assets. Comparable cross-border bank-group leasing model with multi-asset product coverage.
- Alpha Leasing Romania: Independent Romanian leasing company offering financial leasing for vehicles and equipment to SMEs and individuals. Comparable mid-sized local lessor competing for similar deal flow in the same market.
- BCR Leasing (Erste Group): Leasing business of Banca Comercială Română, part of Austrian Erste Group. Offers vehicle and equipment leasing solutions in Romania, similar in structure and bank-anchored distribution to Raiffeisen Leasing.
- Tiriac Leasing: Part of the Țiriac Group in Romania, providing vehicle and equipment leasing. Comparable local player with focus on automotive and commercial vehicle financing in the same Romanian market.
- Porsche Leasing Romania: Local leasing provider affiliated with Porsche Holding, active in automotive and equipment financing in Romania. Comparable product focus on vehicle and equipment leasing with dealer-network distribution.
- BRD Sogelease: Leasing subsidiary of BRD – Groupe Société Générale, one of Romania's largest banks. Provides financial and operational leasing for vehicles and equipment, directly competing with Raiffeisen Leasing across consumer and corporate segments.
- UniCredit Leasing Romania: Captive leasing arm of UniCredit in Romania, offering financial leasing for vehicles, equipment, and real estate to individuals and businesses. Direct competitor in the same Romanian market with comparable product breadth and bank-parent distribution model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Raiffeisen Leasing social profiles
Digital presenceRaiffeisen Leasing compliance and trust
Trust signalCompliance2 records
Raiffeisen Leasing financial estimates
Financial estimateRevenue estimate
Valuation estimate
Raiffeisen Leasing leadership team
Management profileNumber of profiles
Raiffeisen Leasing subsidiaries and ownership
Company hierarchySubsidiaries1 record
Raiffeisen Leasing funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Raiffeisen Leasing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Raiffeisen Leasing
What does Raiffeisen Leasing do?
Raiffeisen Leasing provides financial and operational leasing solutions for individuals and legal entities in Romania, covering passenger and commercial vehicles, agricultural and construction equipment, photovoltaic panel installations, and other movable and immovable assets. Offerings are distributed through direct online applications, the Raiffeisen Bank branch network, and embedded dealer partnerships with Tesla Romania, BAS Trucks, Titan Machinery, and Terra Romania. Operational leasing is offered through the Raiffeisen Rent sub-brand of Raiffeisen Bank International.
Is Raiffeisen Leasing a public or private company?
Raiffeisen Leasing is a private company. It is classified as corporate owned and is currently operating.
When was Raiffeisen Leasing founded?
Raiffeisen Leasing was founded in 2006. It employs 51 to 100 people.
Where is Raiffeisen Leasing based?
Raiffeisen Leasing is headquartered in Bucharest, Romania, in the Europe region.
How does Raiffeisen Leasing make money?
One revenue line is on record: financial Leasing.
Who are Raiffeisen Leasing's main competitors?
Broad incumbents on record are DLL (De Lage Landen) and Raiffeisen-Leasing Austria. Direct peers are ING Lease Romania, BNP Paribas Leasing Solutions Romania, Alpha Leasing Romania, BCR Leasing (Erste Group), Tiriac Leasing, Porsche Leasing Romania, BRD Sogelease and UniCredit Leasing Romania.
Does Raiffeisen Leasing have an API?
No public API is recorded for Raiffeisen Leasing.
What industry is Raiffeisen Leasing in?
Raiffeisen Leasing's product category is Financial Leasing. Its primary akta.pro industry code is TLABAAAA, Corporate/Enterprise Car Leasing (Closed-End/Open-End), with a secondary code of TLABAAAF, Premium & Luxury Vehicle Leasing. Its NAICS code is 5321 and its SIC code is 6172.