What KMV does

KMV provides credit assessment solutions for lenders, investors, and corporations, operating as a global provider of credit ratings, research, data, and risk analytics for capital markets clients. The company organizes its offering around four primary revenue streams: credit ratings on debt obligations and structured finance securities, data and analytics including the Orbis company database and economic data, insurance and catastrophe risk solutions delivered through Moody's RMS, and compliance and third-party risk management. Its technology platform combines proprietary data assets with embedded AI and GenAI capabilities, including autonomous Agentic Solutions, predictive Banking Decision Intelligence, and the Maxsight unified risk management platform that synthesizes thousands of structured and unstructured data points. Underlying technical components include high-definition catastrophe models across multiple peril categories (cyclone, earthquake, flood, wildfire, windstorm, terrorism, etc.), credit risk analytics engines, cyber risk assessment infrastructure, and physical and transition risk modeling for climate exposure.

KMV serves enterprise clients across banking, insurance, corporations, public sector, and asset management, with a geographic footprint covering the USA, UK, India, China, Germany, and France under a stated global operations model. The go-to-market is enterprise field sales with solutions specialists handling direct client engagement, supported by content-driven marketing across research publications, podcasts (Credit Currents, Inside Economics, Risk Reframed, The Big Picture), social channels, events, and an Insights Hub. Revenue mechanics are subscription-recurring across all four major streams, with quote-based enterprise pricing that is not publicly disclosed. The product portfolio is integrated rather than point-solution: ratings feed lending, origination, monitoring, portfolio management, balance sheet management, regulatory reporting (Basel, IFRS 17, IFRS 9, LDTI), and private credit workflows, while RMS catastrophe models integrate with insurance underwriting, capital management, and event response. The data ecosystem is augmented by a 2025 strategic partnership with Intapp to push credit risk and counterparty insights directly into AI-powered professional services workflows, indicating an explicit strategy to become a default data layer for third-party AI applications in finance and professional services.

Name

KMV

Legal name

Moody's Corporation

Website

https://kmv.com

Company type

Public

Founded year

1909

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

KMV provides credit ratings, research, data analytics, and risk management solutions for global capital markets clients across banking, insurance, corporations, public sector, and asset management, with subscription-based enterprise offerings and embedded AI capabilities.

Ownership category

akta.pro rank

Product category

Credit Risk Analytics and Ratings

NAICS

Activities Related to Credit Intermediation (5223), Credit Bureaus (561450)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Data, Evidence & Document Verification (IDV) for KYC (FSAMAMAN)

akta.pro secondary industry

Climate Finance, Carbon Markets & MRV Systems (BPADALAB)

Keywords

• Credit risk assessment
• Credit ratings services
• Risk analytics software
• Catastrophe modeling
• Financial data analytics

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Credit Ratings: Moody's Ratings publishes credit ratings and provides assessment services on a wide range of debt obligations, programs and facilities, and the entities that issue such obligations in markets worldwide, including various corporate, financial institution and governmental obligations, and structured finance securities
2. Data and Analytics: Global provider of data and information, research and insights, and decision solutions including company reference data, economic data, news solutions, and Orbis database
3. Insurance Solutions: RMS insurance solutions including catastrophe modeling, underwriting, and risk management platforms
4. Compliance and Risk Solutions: Third-party risk, KYC, supplier risk, and compliance solutions for enterprise clients

Go-to-market motion1 record

Distribution channels3 records

Marketing channels10 records

Core offering

KMV provides credit assessment solutions for lenders, investors, and corporations, delivering credit ratings, credit risk analytics, catastrophe modeling, regulatory compliance tools, and integrated risk management platforms (such as Maxsight) that combine company reference data, economic data, and AI-powered insights for enterprise decision-making across banking, insurance, corporate, and public sector clients.

Product overview

Moody's offers a comprehensive suite of credit ratings, research, data analytics, and risk management solutions organized as an integrated platform with multiple specialized products and modules. The portfolio includes core offerings such as Ratings and Investment Research, alongside specialized solutions like the Maxsight™ unified risk management platform, Lending Suite (with Origination and Monitoring modules), Insurance Underwriting solutions (covering Property, Casualty, and Sustainable Underwriting), Portfolio Management tools, Catastrophe Modeling capabilities (including High-Definition Models for events like Hurricanes, Earthquakes, Floods, Wildfires), Credit Risk analytics, Physical and Transition Risk assessment, Cyber Risk solutions, Company Reference Data (including Orbis and News Solutions), Economic Data, and AI/GenAI capabilities including Agentic Solutions. These products work together as an integrated ecosystem enabling credit risk assessments, compliance monitoring, and decision-making across banking, insurance, corporations, and public sector clients.

Differentiator

Problem solved

Functional benefit

Brands

• Maxsight™: Unified risk management platform bringing together thousands of data points to deliver a holistic picture of risk
• Orbis
• Moody's RMS

Products and services

• Ratings

Quantifiable outcome

• Global speculative-grade default rate forecasts published quarterly

Segments1 record

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature6 records

Partnerships

One partnership is on record.

• IntappcoreStrategic or Co-development Partner · 1 January 2025Moody's and Intapp are bringing credit risk assessments, ownership data, and counterparty insights directly into AI-powered workflows. This partnership transforms professional services workflows with connected intelligence, integrating Moody's data capabilities into Intapp's AI-powered workflow solutions for professional services firms.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• MSCI: Provides risk analytics, ESG and climate data, and indices that overlap with Moody's Physical and Transition Risk, ESG, and portfolio analytics offerings. A broad incumbent in the same institutional risk-and-data category.
• Morningstar: Provides investment research, credit ratings (through DBRS Morningstar), and fund/equity analytics that overlap with Moody's Investment Research, Ratings, and asset-management-focused analytics. A broad incumbent in investment research and credit.
• Bloomberg L.P. Provides enterprise financial data, analytics, and a terminal-based workflow that overlaps with Moody's Analytics, Orbis, and Investment Research offerings. Competes on credit, market, and reference data, though not a designated rating agency.
• Dun & Bradstreet: Global provider of business identity, ownership, and corporate reference data highly comparable to Moody's Orbis. Competes for the same enterprise corporate-data and counterparty-KYC use cases addressed by Maxsight and Orbis.
• Intercontinental Exchange (ICE): Operates global exchanges, clearing, and fixed-income data (including ICE Data Services), competing with Moody's across fixed-income reference data, pricing, and analytics. Broad incumbent in financial-market infrastructure rather than a pure-play ratings peer.
• London Stock Exchange Group (LSEG): Owns Refinitiv, a major financial data and analytics provider competing with Moody's Analytics and Orbis across reference, pricing, and risk data. Competes most directly in enterprise data and workflow, not in designated credit ratings.
• Wolters Kluwer: Provides compliance, regulatory, and risk solutions (including Lien Solutions and banking compliance software) that overlap with Moody's Compliance & Third-Party Risk and KYC offerings. Adjacent rather than directly competitive in ratings or analytics.

Direct peers

• Verisk Analytics: Provides analytics, data, and decision platforms for insurance, specialty risk, and catastrophe modeling. Closely comparable to Moody's RMS in the insurance and catastrophe-modeling space, with overlapping peril-model and exposure-management offerings.
• S&P Global: Operates S&P Global Ratings (direct credit-ratings competitor to Moody's Ratings) and S&P Global Market Intelligence (analytics, data, and indices comparable to Moody's Analytics and Orbis). Most direct head-to-head competitor across ratings, data, and indices.
• Fitch Ratings: One of the three globally designated credit-rating agencies competing directly with Moody's Ratings for issuer mandates in corporate, financial institution, sovereign, and structured finance. Highly comparable on ratings side; smaller data/analytics footprint than Moody's.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/Moodys
• YouTubeyoutube.com/channel/UCyWqT8lrGbRqWa30c_l5iSw
• LinkedInlinkedin.com/company/reference-riskfirst
• Instagraminstagram.com/moodyscorporation/?hl=en

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about KMV