UBG Unternehmensberatung
UBG Unternehmensberatung GmbH is a privately held independent insurance broker founded in 2005 in Radeberg, Germany, serving private individuals and SMBs with multi-carrier insurance brokerage plus financial consulting, IT, and data protection services.
- Company typePrivate
- Founded2005
- HeadquartersRadeberg, Germany
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What UBG Unternehmensberatung does
UBG Unternehmensberatung GmbH is a privately held German independent insurance broker (Versicherungsmakler) founded in 2005 and headquartered in Radeberg, Saxony. The company is owned and managed by Roman Fröschl (Geprüfter Versicherungsfachmann IHK) and operates under a §34d Abs. 1 GewO license, registered in the Vermittlerregister under D-JJ28-UTQO2-68 and supervised by IHK Dresden. UBG serves both private individuals and business clients (SMBs, tradespeople, freelancers, and startups), offering a comprehensive portfolio of personal and commercial insurance lines including motor vehicle, liability, property, health supplementary, pension, occupational disability, and legal protection coverages.
The firm's core product is independent insurance brokerage, intermediating policies from a network of 15+ German insurance carriers including AXA, Allianz, Barmenia, Concordia, VHV, Signal Iduna, HanseMerkur, and others. Beyond insurance, UBG provides add-on services: business economics consulting, IT services (network installation, software development, hardware/software sales, Microsoft Office training), and TÜV-certified external data protection officer services. The firm carries Vermögensschaden-Haftpflichtversicherung (professional liability insurance) of 1,000,000 EUR.
UBG's revenue model is commission-based: the broker receives commissions from insurance carriers for successful policy placements, which are embedded in the insurance premium rather than billed separately to customers. Distribution is entirely direct — walk-in consultations at the Radeberg office, telephone, and a website contact form — with no digital self-service platform or mobile app. The firm employs 11-50 people, operates only in Saxony, has no disclosed funding, no subsidiaries, and no recent M&A or expansion activity.
UBG Unternehmensberatung firmographics
Firmographics- Name
- UBG Unternehmensberatung
- Legal name
- UBG Unternehmensberatung GmbH
- Website
- https://ubg-froeschl.de
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- UBG Unternehmensberatung GmbH is a privately held independent insurance broker founded in 2005 in Radeberg, Germany, serving private individuals and SMBs with multi-carrier insurance brokerage plus financial consulting, IT, and data protection services.
- Ownership category
- akta.pro rank
UBG Unternehmensberatung industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Commercial General Liability (CGL) (FSAJADAA)
Keywords
Where UBG Unternehmensberatung is headquartered
LocationHeadquarters
- HQ city
- Radeberg
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
UBG Unternehmensberatung business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Insurance Commission: UBG receives commissions from insurance providers for successful policy intermediation. These commissions are included in the insurance premium and are not separately charged to customers.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels1 record
UBG Unternehmensberatung product offering
Product offeringCore offering
UBG Unternehmensberatung GmbH is an independent insurance broker (Versicherungsmakler) that places private, commercial, and SME insurance coverage with a panel of more than 40 partner insurance companies. The firm also provides financial consulting, IT services, and data privacy (Datenschutz) consulting services to its clients, operating from its Radeberg office with a team led by certified insurance professionals.
Product overview
UBG Unternehmensberatung GmbH operates as an independent insurance broker (Versicherungsmakler) since 2005, offering a comprehensive portfolio of insurance products and services for both private individuals and businesses. The core offering is insurance brokerage, supported by financial consulting, IT services, and data privacy services. The company maintains partnerships with over 15 major German insurance providers to offer vehicle insurance, liability insurance, property insurance, health insurance, pension/retirement products, and specialized coverages. The business operates on a fee structure where commissions are paid by insurers, included in insurance premiums. A professional liability insurance (Vermögensschaden-Haftpflichtversicherung) of 1,000,000 EUR provides additional protection.
Differentiator
Problem solved
Functional benefit
Products and services
- Private insurance brokerage Insurance brokerage service placing personal insurance lines for private individuals in Germany via the firm's panel of 40+ partner carriers.
- Commercial insurance brokerage Insurance brokerage service placing corporate and commercial coverage lines (including professional liability such as Vermögensschaden-Haftpflichtversicherung) for business clients via the firm's partner panel.
- SME insurance brokerage Insurance brokerage service targeted at small and medium-sized enterprises, placing SME insurance lines via the firm's panel of 40+ partner carriers.
- Financial consulting Advisory service on financial topics provided alongside the firm's insurance brokerage, targeting private and business clients.
- IT services IT services offered in combination with insurance brokerage and data privacy consulting, primarily targeting SME clients.
- Data privacy consulting (Datenschutz) Data privacy / Datenschutz consulting service supporting SME clients with German and EU data protection compliance, including DSGVO-related obligations.
Companies that use UBG Unternehmensberatung
Customer profileSegments3 records
Ideal customer profiles3 records
UBG Unternehmensberatung technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
UBG Unternehmensberatung partnerships and signals
Strategic signalPartnerships
29 partnerships are on record, tiered core and minor.
- AXA (AXA Versicherung AG, AXA Lebensversicherung AG, Pro bAV Pensionskasse AG, AXA Krankenversicherung AG, etc.)corePartnership with AXA group of companies for insurance product distribution including motor, life, health, property, and business insurance.
- Allianz Lebensversicherung AGcorePartnership for life insurance product distribution.
- Barmenia (Barmenia Krankenversicherung a. G., Barmenia Allgemeine Versicherungs- AG, Barmenia Lebensversicherung a. G.)corePartnership with Barmenia insurance group covering health, general, and life insurance products.
- Concordia (Concordia Versicherungs- Gesellschaft auf Gegenseitigkeit, Concordia Lebensversicherungs- AG, Concordia Rechtschutz- Versicherungs- AG, Concordia Krankenversicherungs- Aktiengesellschaft)corePartnership for comprehensive insurance products including property, life, legal protection, and health insurance.
- VHV (VHV Allgemeine Versicherung AG, VHV Lebensversicherung AG, VHV Vereinigte Hannoversche Versicherung a. G.)corePartnership with VHV group for motor, property, accident, and life insurance products.
- SIGNAL IDUNA (SIGNAL Krankenversicherung a. G., IDUNA Vereinte Lebensversicherung a. G., SIGNAL IDUNA Allgemeine Versicherung AG, etc.)corePartnership with SIGNAL IDUNA group covering health, life, property, and specialized insurance products.
- HanseMerkur (HanseMerkur Allgemeine Versicherung AG, HanseMerkur Krankenversicherung AG, HanseMerkur Lebensversicherung AG, HanseMerkur Reiseversicherung AG, etc.)corePartnership for travel, health, life, and general insurance products.
- Haftpflichtkasse Darmstadt VVaGcorePartnership for liability insurance products including personal, business, and specialized liability coverage.
- Dialog Lebensversicherungs- AGcorePartnership for life insurance products including occupational disability and risk life insurance.
- InterRisk Versicherungs- AG, InterRisk Lebensversicherungs- AGcorePartnership for accident, household, liability, occupational disability, pension, and cancer prevention insurance.
- Münchener Verein (Münchener Verein Krankenversicherung a. G., Münchener Verein Lebensversicherung a. G., Münchener Verein Allgemeine Versicherungs- AG)corePartnership for health, life, and general insurance products with focus on nursing care insurance.
- R+V Versicherung AGcorePartnership for comprehensive insurance product distribution.
- Uelzener (Uelzener Allgemeine Versicherungsgesellschaft a. G., Uelzener Lebensversicherungs- AG, Uelzener Rechtschutz Schadensservice GmbH)corePartnership for pet insurance (dogs, horses, cats), liability, and legal protection insurance.
- WÜRZBURGER Versicherungs- AGcorePartnership for accident, household, and liability insurance products.
- Auxilia Rechtschutzversicherungs- AG, KS Versicherungs- AGcorePartnership for legal protection insurance products.
- TravelSecure (Würzburger)corePartnership for travel insurance products.
- Adcuri GmbHminorPartnership for insurance product distribution.
- Alte Leipziger (Alte Leipziger Bauspar AG, Alte Leipziger Lebensversicherung auf Gegenseitigkeit, Alte Leipziger Trust Investment- Gesellschaft mbH, Rechtschutz Union GmbH)minorPartnership for building society, life insurance, and investment products.
- Condor (Condor Allgemeine Versicherungs- Aktiengesellschaft, Condor Lebensversicherungs- Aktiengesellschaft)minorPartnership for general and life insurance products.
- FIL Fonsbank GmbHminorPartnership for financial products.
- Hannoversche Lebensversicherung AGminorPartnership for life insurance products.
- Itzehoer (Itzehoer Versicherung a. G., Itzehoer Lebensversicherungs- AG, IHM Itzehoer HanseMerkur GmbH)minorPartnership for property and life insurance products.
- Kraftfahrerschutz e. V. (KFS)minorPartnership for motor vehicle insurance.
- Lebensversicherung von 1871 a. G.minorPartnership for life insurance products.
- Medien- Versicherung a. G.minorPartnership for media industry insurance products.
- Nürnberger (Nürnberger Allgemeine Versicherungs- AG, Nürnberger Krankenversicherung AG, Nürnberger Lebensversicherung AG, etc.)minorPartnership for comprehensive insurance products including health, life, property, and pension products.
- uniVersa (uniVersa Lebensversicherung a. G., uniVersa krankenversicherung a. G., uniVersa Allgemeine versicherung AG)minorPartnership for health, life, and general insurance products.
- VOLKSWOHL BUND (VOLKSWOHL BUND Lebensversicherung a. G., VOLKSWOHL BUND Sachversicherung AG)minorPartnership for life and property insurance products.
- Konzept & Marketing GruppeminorPartnership for accident and property/liability insurance products.
Scale indicators2 records
Recent moves4 records
Expansion highlights3 records
UBG Unternehmensberatung competitors and assessment
Company assessmentDirect peers
- OVB Holding AG: OVB is a European financial services distribution group providing insurance brokerage, financial advisory, and asset-building products across multiple countries. Comparable to UBG in offering multi-carrier insurance intermediation to private households, with cross-selling into financial consulting.
- MLP SE: MLP is a publicly listed German financial advisory and insurance broker serving private clients, SMEs, and professional clients. Like UBG, it acts as an independent intermediary across multiple insurance and financial product lines with a relationship-led advisory model.
- Bonnfinanz AG: Bonnfinanz is a German independent insurance and financial broker operating through a network of advisors. Comparable to UBG as a registered Versicherungsmakler providing multi-carrier insurance products to private and business clients across Germany.
- Deutsche Vermögensberatung (DVAG): DVAG is one of Germany's largest independent financial advisory and insurance brokerage firms, distributing insurance, investment, and financial products through a field-sales agent network. Directly comparable to UBG as an independent broker selling multi-carrier insurance and financial solutions to private and SME clients.
- tecis Finanzdienstleistungen: tecis is a German financial services broker (part of the Zurich Group) distributing insurance, investment, and pension products to private and SME clients. Directly comparable to UBG as a registered insurance broker combining insurance brokerage with financial consulting.
- A.S.I. Wirtschaftsberatung: A.S.I. is a German independent insurance and financial broker focused on academics, executives, and business owners. Highly comparable to UBG's business client segment, offering multi-carrier life, health, liability, and pension solutions through a registered Versicherungsmakler model.
Broad incumbents
- Allianz Germany: Allianz is Germany's largest insurer, distributing through captive agents, direct channels, and independent brokers like UBG. While UBG is an Allianz distribution partner, Allianz's direct digital channel competes for the same private and SME clients.
- Zurich Insurance Germany: Zurich is a major German insurer operating through direct sales, tied agents, and independent brokers. As one of UBG's listed carrier partners, Zurich represents both a supplier and a competitive threat via its own direct-to-consumer channels.
Emerging players
- Clark Germany: Clark is a German digital insurance broker aggregating and managing insurance policies through a smartphone app. Competes with UBG by simplifying insurance administration and comparison for private clients, but without in-person advisory depth.
- Getsafe: Getsafe is a German digital insurance broker offering mobile-first insurance products directly to consumers. It targets the same private client base as UBG but via a fully digital model, representing the disruptive alternative to UBG's traditional advisory intermediation.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights5 records
Customer concentration
UBG Unternehmensberatung social profiles
Digital presenceUBG Unternehmensberatung compliance and trust
Trust signalCompliance3 records
UBG Unternehmensberatung financial estimates
Financial estimateRevenue estimate
Valuation estimate
UBG Unternehmensberatung leadership team
Management profileNumber of profiles
Profiles1 record
UBG Unternehmensberatung funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
UBG Unternehmensberatung M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about UBG Unternehmensberatung
What does UBG Unternehmensberatung do?
UBG Unternehmensberatung GmbH is an independent insurance broker (Versicherungsmakler) that places private, commercial, and SME insurance coverage with a panel of more than 40 partner insurance companies. The firm also provides financial consulting, IT services, and data privacy (Datenschutz) consulting services to its clients, operating from its Radeberg office with a team led by certified insurance professionals.
Is UBG Unternehmensberatung a public or private company?
UBG Unternehmensberatung is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was UBG Unternehmensberatung founded?
UBG Unternehmensberatung was founded in 2005. It employs 11 to 50 people.
Where is UBG Unternehmensberatung based?
UBG Unternehmensberatung is headquartered in Radeberg, Germany, in the Europe region.
How does UBG Unternehmensberatung make money?
One revenue line is on record: insurance Commission.
Who are UBG Unternehmensberatung's main competitors?
Direct peers on record are OVB Holding AG, MLP SE, Bonnfinanz AG, Deutsche Vermögensberatung (DVAG), tecis Finanzdienstleistungen and A.S.I. Wirtschaftsberatung. Broad incumbents are Allianz Germany and Zurich Insurance Germany. Emerging players are Clark Germany and Getsafe.
Does UBG Unternehmensberatung have an API?
No public API is recorded for UBG Unternehmensberatung.
What industry is UBG Unternehmensberatung in?
UBG Unternehmensberatung's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAJADAA, Commercial General Liability (CGL). Its NAICS code is 52421 and its SIC code is 6411.