Freedom Business Financing

What Freedom Business Financing does

Freedom Business Financing is a privately held SBA loan brokerage and financial advisory firm founded in 2018 by Jerry Freedman and headquartered in the Houston, Texas metropolitan area. The firm specializes in structuring SBA 7(a) and 504 financing for business acquisitions, owner-occupied commercial real estate purchases, and strategic debt refinancing. It serves SMB clients — including business buyers (first-time and serial acquirers), owner-users purchasing commercial property, and operating companies seeking to optimize existing debt structures — with complex financing needs that fall outside standard bank underwriting templates.

The firm's core offering is human-delivered deal structuring and lender matching, not a technology platform. Jerry Freedman's background as a former auditor, CFO, and accountant underpins the value proposition: the firm positions each transaction to anticipate lender-specific credit boxes and SBA complexity before underwriting. No proprietary technology stack, software product, or AI tooling is disclosed; the business operates as a relationship-driven practice with a 1-10 employee footprint. Revenue is generated through transaction fees and commissions paid upon successful SBA loan closings. Pricing of underlying SBA loans is set by lenders per SBA maximum-allowable rate rules (Prime plus spread on 7(a); debenture-fixed on 504), and is not controlled by Freedom Business Financing.

Go-to-market is sales-led and referral-driven. The firm acquires clients through its website contact form, founder-led content marketing via a blog and active LinkedIn/Twitter presence (@jerryfreedman and @SMBFinancingGuy), and a professional referral network that includes law firms, CPA firms, business brokers, and Virtual CFOs. The company is bootstrapped with no disclosed external investors, parent company, or funding rounds, and serves clients nationally from Texas without claimed international footprint.

Name

Freedom Business Financing

Legal name

Freedom Business Financing

Website

https://freedombm.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1–10 employees

Short description

Freedom Business Financing is an SBA loan brokerage that helps SMB buyers and owners secure SBA 7(a) and 504 financing for business acquisitions, owner-occupied commercial real estate, and strategic debt refinancing across the United States.

Ownership category

akta.pro rank

Product category

SBA Loan Brokerage

NAICS

Nondepository Credit Intermediation (5222)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)

akta.pro secondary industry

SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

Keywords

• SBA loan brokerage
• Business acquisition financing
• Commercial real estate lending
• Strategic debt refinancing
• Small business advisory

Headquarters

HQ city

Lakewood

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. SBA Loan Brokerage Fees: The company earns fees or commissions for facilitating SBA 7(a) and 504 loans between borrowers and lenders. As an intermediary that structures deals and connects clients with the right lender, revenue is generated upon successful loan closings. The business acts as an advocate for business buyers and owners navigating SBA complexity.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Freedom Business Financing is an SBA loan brokerage and advisory firm that helps business buyers and owners secure SBA 7(a) and 504 financing. The company structures complex deals, matches clients with a network of SBA lenders actively funding deals, and guides transactions through underwriting and closing for business acquisitions, owner-occupied commercial real estate purchases, and strategic refinancing.

Product overview

Freedom Business Financing is a specialized SBA financing brokerage that operates as a unified service rather than a platform-plus-modules architecture. The company offers three integrated financing services: Business Acquisitions Financing (SBA 7(a) loans for buying existing businesses), Owner-Occupied Commercial Real Estate Financing (SBA 7(a) and 504 loans for commercial property purchases), and Strategic Refinancing (optimization of existing debt structures). These services are connected through the company's core expertise in SBA underwriting, lender network matching, and deal structuring—serving business buyers and owners seeking SBA 7(a) and 504 financing solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Acquisitions Financing SBA 7(a) loan structuring and brokerage services designed to help business buyers acquire existing companies. Provides sophisticated deal structuring and direct access to a network of SBA 7(a) lenders, for first-time business purchases and strategic portfolio expansion.

Named customers7 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves5 records

Expansion highlights2 records

Direct peers

• SmartBiz: SmartBiz is an SBA loan marketplace specializing in SBA 7(a) loan origination and intermediation, directly comparable to Freedom's core SBA brokerage service.
• Lendio: Lendio operates a marketplace connecting SMBs to SBA and other small-business lenders, functioning as a loan broker/intermediary analogous to Freedom Business Financing but at greater scale and with a technology platform.
• Fundera: Fundera (owned by NerdWallet) is a small-business loan marketplace connecting borrowers with SBA and alternative lenders—directly comparable as a financing intermediary.
• Accion: Accion is a nonprofit small-business lender providing SBA and alternative loans to underserved SMBs—comparable in serving small businesses seeking SBA-backed capital.
• National Business Capital: National Business Capital is a commercial financing broker offering SBA and alternative small-business loans, comparable as a transaction-fee broker with referral-driven sourcing.
• Guidant Financial: Guidant specializes in SBA loan intermediation, particularly for business acquisitions and retirement rollover (ROBS) financing, overlapping directly with Freedom's acquisition-focused SBA offering.
• Biz2Credit: Biz2Credit matches SMB borrowers with SBA and small-business lenders online, providing loan intermediation services that compete directly with Freedom's SBA 7(a) and 504 brokerage.

Broad incumbents

• Live Oak Bank: Live Oak Bank is one of the largest SBA 7(a) lenders in the U.S., operating as a direct originator rather than broker—comparable as a heavyweight in the SBA 7(a) ecosystem Freedom serves.
• Newtek Business Lending: Newtek is an SBA-preferred lender offering SBA 7(a) loans directly to SMBs—overlaps with Freedom's target market though it operates as a direct lender rather than broker.

Emerging players

• Fora Financial: Fora Financial is an alternative SMB working-capital lender; partially comparable to Freedom for SMBs seeking capital, though focused on non-SBA revenue-based financing.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xtwitter.com/SMBFinancingGuy
• LinkedInlinkedin.com/company/freedom-business-financing
• Facebookfacebook.com/FreedomBusinessFinancing

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Freedom Business Financing