paytech
paytech is a Cyprus-based B2B SaaS provider of white-label payment gateway and payment orchestration infrastructure for PSPs, payment aggregators and fintech platforms, with 900+ integrations and PCI DSS Level 1, ISO 27001, and ISO 22301 certifications.
- Company typePrivate
- Founded2020
- HeadquartersKáto Polemídia, Cyprus
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What paytech does
paytech (paytech Ltd) is a Cyprus-incorporated, private B2B SaaS provider of white-label payment infrastructure, founded around 2020 and operating with 51–100 employees. The company sells two core products — a White Label Payment Gateway and a Payment Orchestration platform — alongside eight functional modules covering AI assistance, accounting, onboarding/KYC, PCI DSS support, fraud prevention, development & support, monitoring, and an Integrations Hub exposing 900+ third-party payment methods, PSPs, KYC and accounting systems. Underlying technology is a single-codebase, modular platform hosted on AWS (Oracle RDS SE2, APEX) and engineered for high-throughput transactional processing (10,000 TPS capability cited), with smart routing, cascading and failover as orchestration primitives. The product is anchored by PCI DSS Level 1, ISO 27001 and ISO 22301 certifications, and paytech is an approved processor for both Apple Pay and Google Pay, allowing clients to offer wallet payments without separate approvals.
Revenue mechanics combine a SaaS subscription (one monthly fee covering deployment, training, orchestration and support) with transaction-processing economics tied to smart routing. GTM is sales-led and consultative, targeting PSPs, payment aggregators, fintech platforms, ISOs and B2B enterprises globally; all pricing is quote-based with no self-serve online purchase. Notable customers referenced include Exim Technologies, Fyntek, Dice Rabbit, Atlantic B.V., Xazur and Paynamo, with case studies spanning gaming, payment services and emerging markets (Latin America, India/Asia, US). Distribution is entirely direct/B2B, with no public funding rounds disclosed — the company appears to have grown organically while accumulating certifications and global integrations (900+, spanning Stripe, M-Pesa, Klarna, Mercado Pago, Apple Pay and Google Pay among others).
paytech firmographics
Firmographics- Name
- paytech
- Legal name
- paytech Ltd
- Website
- https://pay.tech
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- paytech is a Cyprus-based B2B SaaS provider of white-label payment gateway and payment orchestration infrastructure for PSPs, payment aggregators and fintech platforms, with 900+ integrations and PCI DSS Level 1, ISO 27001, and ISO 22301 certifications.
- Ownership category
- akta.pro rank
paytech industry classification
Industry- Product category
- Payment Processing Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Services-Prepackaged Software (7372), Services-Computer Processing & Data Preparation (7374)
- akta.pro primary industry
- Payment Orchestration Platforms (FSAGABAA)
- akta.pro secondary industries
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE), Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF)
Keywords
Where paytech is headquartered
LocationHeadquarters
- HQ city
- Káto Polemídia
- HQ country
- Cyprus
- HQ region
- Europe
Offices2 records
Markets served
paytech business model
Business model- GTM type
- B2B
- Offering type
- Software
Revenue model
- SaaS Platform Subscription: Monthly fee covers the build, user training, regular updates, and support. One fee includes deployment, training, orchestration, and support as stated in their value proposition.
- Transaction Processing: Revenue generated from processing payment transactions through the platform. Smart routing optimizes cost-efficiency by routing through most cost-effective providers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Custom enterprise SaaS pricing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
paytech product offering
Product offeringCore offering
paytech operates a white-label payment gateway and payment orchestration platform that enables businesses to accept, process, and route digital payments across multiple acquirers and payment methods. The platform is delivered as cloud-based software with supporting modules for fraud prevention, onboarding, accounting, monitoring, and an Integrations Hub, targeting merchants, PSPs, and financial institutions globally.
Product overview
paytech provides a white-label payment infrastructure platform comprised of two core products (White Label Payment Gateway and Payment Orchestration) and eight supporting modules. The White Label Payment Gateway enables businesses to launch their own branded payments platform with 900+ integrations, smart routing, and fraud prevention. Payment Orchestration connects to 800+ PSPs through one unified API with cascading and failover capabilities. The eight modules include AI Copilot (AI configuration assistant), Accounting (financial management and reconciliation), Onboarding (customer registration and KYC), PCI DSS Certification (compliance support), Fraud Prevention (real-time ML-driven security), Development & Support (custom development services), Monitoring (performance metrics and alerts), and Integrations Hub (900+ third-party connections). All products share a single codebase built in-house and operate under PCI DSS Level 1, ISO 27001, and ISO 22301 certifications.
Differentiator
Problem solved
Functional benefit
Brands
- tx.tech: Payment orchestration platform providing smart routing, one unified API connection, and automated financial management for payment processing.
Products and services
- White Label Payment Gateway
- Payment Orchestration
Quantifiable outcome
- 90% of customers reported increased transaction success rates
- +6 more outcomes
Companies that use paytech
Customer profileNamed customers7 records
Segments4 records
paytech technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration20 records
AI capability4 records
Feature9 records
paytech partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core.
- CorefycoreDirect integration with Corefy, a payment orchestration platform serving online businesses and payment institutions. The connection allows merchants on Corefy to connect straight through to paytech without an intermediate orchestration layer. Covers Cards, Apple Pay, and Google Pay with deposits and withdrawals handled natively. Opens access to Corefy's merchant base spanning Western and Central Europe, North America, Latin America, APAC, Middle East, and Africa.
- StripecoreIntegrated PSP partner available through paytech's payment orchestration platform. Stripe is a leading global payment processor integrated into the 900+ integration ecosystem.
- M-PesacoreIntegrated mobile money payment method available through paytech's platform, enabling access to M-Pesa's African mobile payment network.
- KlarnacoreIntegrated BNPL (Buy Now Pay Later) payment option available through paytech's gateway and orchestration platform.
- NetellercoreIntegrated eWallet payment method through paytech's platform, part of the 900+ integrations available to clients.
- RevolutcoreIntegrated banking and payment service through paytech's platform, part of the extensive PSP and payment method integrations.
- Mercado PagocoreIntegrated Latin American payment method enabling access to Mercado Pago's regional payment ecosystem through paytech's platform.
- InteraccoreIntegrated Canadian payment network through paytech's platform, enabling access to Interac's debit and payment services.
Scale indicators12 records
Recent moves6 records
Expansion highlights6 records
paytech competitors and assessment
Company assessmentBroad incumbents
- Adyen: Global payment platform offering acquiring, processing, and increasingly orchestration. Overlaps with paytech on unified payment infrastructure but at significantly larger scale and broader product breadth.
- Stripe: Global payments platform with growing orchestration and routing capabilities. Already integrated into paytech's hub; broader portfolio means overlapping but not specialized competition in payment infrastructure.
Emerging players
- Marqeta: Modern card issuing and payment processing platform with API-first infrastructure. Adjacent to paytech's orchestration focus but specializing in issuing/processing rather than white-label gateway.
Direct peers
- Spreedly: Payments orchestration platform providing vault, gateway routing, and 100+ PSP integrations through a single API. Direct overlap with paytech's orchestration value prop and PSP integration breadth.
- Cellpoint Digital: Payment orchestration and digital payments platform serving airlines, travel, and marketplaces. Comparable orchestration and routing capabilities targeting similar enterprise verticals.
- Primer: Universal payment infrastructure and orchestration platform serving enterprise merchants and PSPs with smart routing, unified API, and analytics. Closely comparable offering and GTM targeting large enterprise.
- Akurateco: Cyprus-based payment orchestration and white-label gateway provider. Same headquarters region as paytech, with highly overlapping product offering and target customer base of PSPs and merchants.
- Corefy: Payment orchestration platform that connects to hundreds of PSPs and payment methods through a unified API. Was a direct competitor before becoming an integration partner; comparable white-label and orchestration focus with overlapping merchant base.
- IXOPAY: Payment orchestration platform for enterprise merchants offering smart routing, cascading, tokenization, and white-label capabilities. Direct competitor in the white-label orchestration space.
Regional players
- Razorpay: India-headquartered payment gateway and orchestration platform expanding internationally. Comparable full-stack payment offering with similar PSP-aggregation model, though strongest in the Indian market.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
paytech social profiles
Digital presencepaytech compliance and trust
Trust signalCompliance3 records
paytech financial estimates
Financial estimateRevenue estimate
Valuation estimate
paytech leadership team
Management profileNumber of profiles
paytech funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
paytech M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about paytech
What does paytech do?
paytech operates a white-label payment gateway and payment orchestration platform that enables businesses to accept, process, and route digital payments across multiple acquirers and payment methods. The platform is delivered as cloud-based software with supporting modules for fraud prevention, onboarding, accounting, monitoring, and an Integrations Hub, targeting merchants, PSPs, and financial institutions globally.
Is paytech a public or private company?
paytech is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was paytech founded?
paytech was founded in 2020. It employs 51 to 100 people.
Where is paytech based?
paytech is headquartered in Káto Polemídia, Cyprus, in the Europe region.
How does paytech make money?
Two revenue lines are on record. SaaS Platform Subscription is the primary driver. The others are transaction Processing.
Who are paytech's main competitors?
Broad incumbents on record are Adyen and Stripe. Marqeta is listed as an emerging player. Direct peers are Spreedly, Cellpoint Digital, Primer, Akurateco, Corefy and IXOPAY. Razorpay is listed as a regional player.
Does paytech have an API?
Yes. paytech offers a unified API that provides access to 800+ integrations including leading PSPs, Apple Pay, Google Pay, crypto, and local and international payment methods. The API supports smart routing, cascading, transaction processing, merchant management, and analytics. Developers can test against the latest API versions with a functioning production installation, modelbank environment, secure and independent test environment, real-world format responses, and standard API support. Documentation is available at paytech.api-docs.info/. Developer documentation is at paytech.api-docs.info.
What industry is paytech in?
paytech's product category is Payment Processing Software. Its primary akta.pro industry code is FSAGABAA, Payment Orchestration Platforms, with a secondary code of FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets). Its NAICS code is 52232 and its SIC code is 7372.