Health & Finance Integrated

What Health & Finance Integrated does

Health & Finance Integrated (HFI) is an Australian specialist financial planning practice headquartered in Parramatta, NSW, founded in 2013. The firm serves individuals navigating complex intersections of health and finance, with primary segments being post-Total & Permanent Disablement (TPD) claimants, pre-retirement and retirement clients, families establishing or managing Special Disability Trusts (SDTs), and recipients of personal injury compensation settlements. It also prepares independent expert witness reports and provides court testimony for estate and financial disputes.

HFI's core product offering comprises six advisory service lines (Post-TPD & Compensation Advice, Tax-Smart Investing & Portfolio Management, Retirement Income & Age Pension Advice, Centrelink Strategies, Protective & Special Disability Trusts, and Expert Witness Reports & Court Support), complemented by two proprietary digital tools: the HearMe® module for NDIS application documentation and an online TPD Tax Calculator. The practice operates under a Zoho Bookings scheduling system and uses Zendesk for client communications, with service delivery across phone, video, and in-person at its Parramatta office. It operates as a Corporate Authorised Representative of Able Financial Services (AFSL 530596).

The business model is fee-for-service professional services: initial consultations carry an appointment cost, ongoing advisory retainers and project-based engagements are billed per engagement, and a Social Enterprise subsidy makes work pro bono for eligible clients. Go-to-market is sales-led, with customer acquisition through professional referrals (lawyers, other advisers, health professionals), content marketing via the firm blog and adviser Instagram accounts, Google reviews (77 with an EXCELLENT Trustindex rating), and direct enquiries by phone, email, or online booking.

Name

Health & Finance Integrated

Legal name

Health & Finance Integrated

Website

https://healthfinance.com.au

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

Health & Finance Integrated is an Australian specialist financial planning practice serving individuals navigating complex health-and-finance life events, including post-TPD claims, retirement, Special Disability Trusts, and compensation settlements. It operates as a Corporate Authorised Representative of Able Financial Services.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Finance and Insurance (52), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Funds, Trusts, and Other Financial Vehicles (525)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAAANAL

Fiduciary Agency & Trustee-for-Hire Services

Financial & Insurance/Asset & Wealth Management/Trust & Fiduciary Services (Trust Companies, Estate & Custody Trusts)

Keywords

• Financial planning services
• TPD claim advisory
• Retirement income advice
• Special disability trusts
• Centrelink strategy

Headquarters

HQ city

Sydney

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Financial Planning Advisory Services: Fee-for-service financial planning advice covering post-TPD advice, retirement planning, superannuation, investment portfolio management, Centrelink strategies, and Special Disability Trust establishment and governance. Services include initial consultations (with appointment cost), ongoing advisory retainers, and project-based advice engagements.
2. Expert Witness Reports & Court Support: Preparation of independent, court-compliant financial reports for court or mediation proceedings. Includes conference with counsel and testimony if required. A duty to the court is maintained.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Health & Finance Integrated is a specialist financial planning practice that delivers fee-for-service advice on post-TPD (Total & Permanent Disablement) claims, compensation settlements, retirement and pension planning, tax-smart investing, Centrelink strategies, and Special Disability Trust establishment. The firm also prepares independent expert witness financial reports and provides court testimony for estate and financial disputes. Operating as a Corporate Authorised Representative of Able Financial Services (AFSL 530596), it serves individual clients across Australia from its Parramatta office and via phone/video.

Product overview

Health & Finance Integrated is a specialist financial planning practice offering a portfolio of advisory services focused on complex life events. The core offering consists of Post-TPD & Compensation Advice, Tax-Smart Investing & Portfolio Management, Retirement Income & Pension Advice, Centrelink Strategies, Protective & Special Disability Trusts, and Expert Witness Reports & Court Support. These services are delivered alongside a TPD Tax Calculator tool and a structured client review process. The practice operates as a Corporate Authorised Representative of Able Financial Services.

Differentiator

Problem solved

Functional benefit

Products and services

• Post-TPD & Compensation Advice

Quantifiable outcome

• 77 client reviews with 'EXCELLENT' rating on Trustindex

Named customers9 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature1 record

Partnerships

One partnership is on record.

• Able Financial ServicescoreImplementation/ SI/ Consulting PartnerHealth & Finance Integrated is a Corporate Authorised Representative of Able Financial Services (ABN 27 646 319 164, AFSL 530596). Able Financial Services is the licensee providing the AFSL under which HFI operates. Located at Shop 6, 23 Hassall St, Parramatta 2150 NSW.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Dover Financial Advisers: Australian financial advice licensee supporting a network of advisers and providing professional services and compliance infrastructure. Comparable as a similarly-sized Australian advice practice/licensee hybrid operating in the same regulatory and competitive landscape.
• Shadforth Financial Group: Australian financial advice and wealth management firm providing superannuation, retirement, and investment advice to individual clients. Comparable in target customer (Australian individuals seeking advice) and in offering retirement income, super, and investment portfolio services similar to HFI.
• Morgans Financial: Australian wealth management and financial advice firm serving retail and wholesale clients with portfolio management, superannuation, and retirement advice. Comparable in delivery of adviser-led wealth planning for Australian individuals and retirees.
• Bridges Financial Group: Australian financial planning and advice network operating across multiple licensee-aligned practices, similar in structure to HFI's Corporate Authorised Representative model. Comparable as a multi-adviser financial planning business serving Australian consumers with regulated advice services.
• Ord Minnett: Australian private wealth management and stockbroking firm providing financial advice, portfolio management, and superannuation services. Comparable in delivery of adviser-led financial planning and portfolio management services to Australian individuals.
• Lifespan Financial Planning: Australian specialist financial planning practice providing retirement, superannuation, aged care, and estate planning advice. Comparable as a similarly-sized specialist advice firm with deep focus on life-stage transitions such as retirement and care planning.

Broad incumbents

• Centrepoint Alliance: Australian licensee group supporting a network of financial advice practices under its AFSL. Comparable as the licensee-side counterpart to HFI's Able Financial Services model — both provide the regulatory licence infrastructure that Australian financial advice practices operate within.
• Perpetual Limited: Australian wealth management, trustee, and financial advice group offering investment management, estate planning, and fiduciary services. Comparable in the trustee, estate, and fiduciary service overlap with HFI's Special Disability Trust offering, though at much larger institutional scale.
• Insignia Financial: Large Australian wealth management group operating advice, superannuation, and investment platforms including the former IOOF and MLC advice businesses. Comparable as a broad incumbent offering the retirement, super, and advice services that HFI provides, but at much greater scale across multiple brands.

Others

• Active Super: Australian industry super fund serving health and community-services workers, offering superannuation, retirement, and insurance products to its members. Comparable as an adjacent ecosystem participant whose member base overlaps with HFI's health-and-disability clientele.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Instagraminstagram.com/thepaulconte
• Xx.com/health_finance
• Facebookfacebook.com/healthfinance

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Health & Finance Integrated