KrediFazz
KrediFazz (PT. FinAccel Digital Indonesia) is an OJK-regulated Indonesian fintech that operates a mobile-first online cash loan platform, serving individual consumers in Indonesia via a Google Play Store app with self-service digital onboarding.
- Company typePrivate
- Founded2021
- HeadquartersJakarta Pusat, Indonesia
- Headcount—
- GTM typeB2C
- OfferingServices
KrediFazz firmographics
Firmographics- Name
- KrediFazz
- Legal name
- KrediFazz
- Website
- https://kredifazz.id
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Short description
- KrediFazz (PT. FinAccel Digital Indonesia) is an OJK-regulated Indonesian fintech that operates a mobile-first online cash loan platform, serving individual consumers in Indonesia via a Google Play Store app with self-service digital onboarding.
- Ownership category
- akta.pro rank
KrediFazz industry classification
Industry- Product category
- Digital Consumer Lending
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- P2P Small Business / SME Marketplace Lending (FSAKAHAC)
Keywords
Where KrediFazz is headquartered
LocationHeadquarters
- HQ city
- Jakarta Pusat
- HQ country
- Indonesia
- HQ region
- Asia
Markets served
KrediFazz business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Operations, Marketing or Sales, Personnel
Revenue model
- Loan Interest Income: KrediFazz generates revenue by charging interest on cash loans extended to borrowers. The platform markets 'Low Interest' rates as a key differentiator, suggesting a competitive lending model where interest income constitutes the primary revenue stream.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
KrediFazz product offering
Product offeringCore offering
KrediFazz is a mobile-first digital lending platform operated by PT. FinAccel Digital Indonesia that provides quick online cash loans (pinjaman uang online tunai cepat) to Indonesian consumers. The service is distributed through a mobile application on the Google Play Store and emphasizes ease of use, fast processing, and low interest rates. The platform is regulated by OJK and operates under the Indonesian fintech association (AFPI) framework.
Differentiator
Problem solved
Functional benefit
Products and services
- KrediFazz Mobile Lending App A mobile lending platform offering quick online cash loans (pinjaman uang online tunai cepat) to Indonesian consumers. The app enables users to apply for personal loans digitally without physical branch visits, with features emphasizing ease, fast processing, and low interest rates. Operated by PT. FinAccel Digital Indonesia, regulated by OJK, and a member of AFPI.
Companies that use KrediFazz
Customer profileSegments1 record
Ideal customer profiles1 record
KrediFazz technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
KrediFazz partnerships and signals
Strategic signalScale indicators1 record
KrediFazz competitors and assessment
Company assessmentDirect peers
- Kredivo: Indonesian digital consumer lending platform (operated by PT Finaccel Teknologi Indonesia) offering instant credit, paylater, and personal cash loans via a mobile app. Direct peer given the overlapping FinAccel lineage, identical Indonesian consumer P2P credit model, and shared target borrower.
- Home Credit Indonesia: Established Indonesian consumer finance company providing installment loans and cash financing through digital and physical channels. Comparable as an Indonesian consumer credit provider competing for the same borrower pool.
- Pinjam Modal: Indonesian P2P lending platform connecting borrowers with lenders for cash loan products. Comparable as an Indonesian marketplace-style consumer lending platform under OJK oversight.
- Julo: Indonesia-licensed P2P lending platform offering cash loans and paylater products to consumers via a mobile app. Direct peer due to identical OJK-regulated consumer P2P lending model and mobile-first distribution.
- DanaRupiah: Indonesian OJK-licensed P2P lending platform extending online cash loans to individual borrowers. Direct peer given identical business model, geography, target customer, and product offering.
- Akulaku: Indonesia/SEA consumer fintech offering online shopping credit, cash loans, and digital banking. Comparable as a Southeast Asian mobile-first consumer credit platform serving similar underbanked borrowers.
- Tunaiku (Bank Amar Indonesia): Indonesian digital lending product from Bank Amar offering personal cash loans via a mobile app. Direct peer given identical consumer personal loan product and mobile distribution in Indonesia.
- Investree: Indonesian OJK-licensed P2P lending platform with primarily SME focus but operating the same marketplace lending infrastructure. Comparable as an Indonesian OJK-registered P2P lending competitor with overlapping regulatory and operational profile.
- RupiahCepat: Indonesian digital lending platform offering quick cash loans to consumers via mobile app. Direct peer due to the same quick-cash consumer P2P lending category in Indonesia.
Broad incumbents
- GoPay Later (Gojek): Consumer credit product embedded inside the Gojek super-app ecosystem in Indonesia. Broad incumbent with comparable consumer credit offering, but distributed through a much larger ecosystem and not specializing in standalone cash loans.
Market position
Customer concentration
KrediFazz social profiles
Digital presenceKrediFazz financial estimates
Financial estimateRevenue estimate
Valuation estimate
KrediFazz leadership team
Management profileNumber of profiles
KrediFazz funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
KrediFazz M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about KrediFazz
What does KrediFazz do?
KrediFazz is a mobile-first digital lending platform operated by PT. FinAccel Digital Indonesia that provides quick online cash loans (pinjaman uang online tunai cepat) to Indonesian consumers. The service is distributed through a mobile application on the Google Play Store and emphasizes ease of use, fast processing, and low interest rates. The platform is regulated by OJK and operates under the Indonesian fintech association (AFPI) framework.
Is KrediFazz a public or private company?
KrediFazz is a private company. It is classified as unknown and is currently operating.
When was KrediFazz founded?
KrediFazz was founded in 2021.
Where is KrediFazz based?
KrediFazz is headquartered in Jakarta Pusat, Indonesia, in the Asia region.
How does KrediFazz make money?
One revenue line is on record: loan Interest Income.
Who are KrediFazz's main competitors?
Direct peers on record are Kredivo, Home Credit Indonesia, Pinjam Modal, Julo, DanaRupiah, Akulaku, Tunaiku (Bank Amar Indonesia), Investree and RupiahCepat. GoPay Later (Gojek) is listed as a broad incumbent.
Does KrediFazz have an API?
No public API is recorded for KrediFazz.
What industry is KrediFazz in?
KrediFazz's product category is Digital Consumer Lending. Its primary akta.pro industry code is FSAKAHAC, P2P Small Business / SME Marketplace Lending. Its SIC code is 6141.