Kamux Group
Kamux Group is a Finnish publicly listed used car retailer operating physical showrooms and country-specific online storefronts across Finland, Sweden, and Germany, selling used vehicles to private consumers and businesses with integrated financing, insurance, warranty, and home delivery services.
- Company typePublic
- Founded2003
- HeadquartersHämeenlinna, Finland
- Headcount501–1,000
- GTM typeB2C
- OfferingServices
What Kamux Group does
Kamux Group (Kamux Oyj) is a Finnish publicly listed used car retailer operating an omnichannel vehicle sales platform across Finland, Sweden, and Germany, with headquarters in Hämeenlinna, Finland. The company sells used cars to both private consumers and business customers through a combination of physical showrooms and country-specific online storefronts at kamux.fi, kamux.se, kamux.de, and kamux.com, supported by a standardized 100+ point vehicle inspection process and an Avainlippu (Key Flag) certification for Finnish service origin.
The company's product surface is organized around a portfolio of sub-brands that extend the core vehicle transaction into adjacent services: Kamux eCharge (electric vehicles), Kamux Worx (commercial and company cars), Kamux Exclusive (premium segment), Kamux Outlet (value segment), Kamux Plus (multi-tier extended warranty), Kamux Kasko (insurance), Kamux Rahoitus (in-house financing), Kamux Kotiintoimitus (home delivery), and Kamux Akkutesti (battery health testing). A Verkkokauppa (online store) enables cross-border used car imports, expanding the effective inventory pool.
Kamux monetizes through vehicle sale margin plus attach revenue from in-house financing, insurance, extended warranty subscriptions, and ancillary services such as home delivery and battery testing. The company reports an NPS of +73, indicating strong customer satisfaction signals. CEO of Kamux Suomi Oy is Joni Tuominen, and the group structure is a Finnish public limited company (julkinen osakeyhtiö). In October 2025, Kamux transitioned its sales contracts to AKL (Autoalan Keskusliitto) standard contract terms, aligning its legal framework with Finnish automotive industry norms.
Kamux Group firmographics
Firmographics- Name
- Kamux Group
- Legal name
- Kamux Oyj
- Website
- https://kamux.fi
- Company type
- Public
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Kamux Group is a Finnish publicly listed used car retailer operating physical showrooms and country-specific online storefronts across Finland, Sweden, and Germany, selling used vehicles to private consumers and businesses with integrated financing, insurance, warranty, and home delivery services.
- Ownership category
- akta.pro rank
Where Kamux Group is headquartered
LocationHeadquarters
- HQ city
- Hämeenlinna
- HQ country
- Finland
- HQ region
- Europe
Offices3 records
Markets served
Kamux Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Supply Chain, Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D
Revenue model
- Used Vehicle Sales: Primary revenue stream from selling inspected used cars to private consumers and businesses through physical showrooms and online channels.
- Financing Services (Kamux Rahoitus): Vehicle financing offered directly, with fixed interest rates and terms up to 72 months, potentially without down payment.
- Insurance (Kamux Kasko / Kamux Yrityskasko): Comprehensive vehicle insurance policies for private individuals and businesses, sold alongside vehicle purchases.
- Extended Warranty (Kamux Plus / YritysPlus): Extended protection packages with multiple coverage tiers, priced from 699 euros cash or starting from 13 euros/month financed. Covers engine, transmission, high-voltage systems, and more.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Kamux Plus Kevyt: Extended warranty covering engine, transmission, powertrain, and turbo for cars up to 13 years/270,000 km. Duration 12 months/20,000 km. Deductible 100 euros. Coverage cap 3,000 euros per case, 8,000 euros total incl. VAT. |
| Subscription | Monthly | Kamux Plus: Extended warranty with broader coverage for cars up to 8 years/200,000 km. Duration 24 months/40,000 km. Deductible 100 euros. Coverage cap 4,000 euros per case, 12,000 euros total incl. VAT. |
| Subscription | Monthly | Kamux Plus Laaja: Comprehensive coverage excluding tires, wheels, and TPMS components. Duration 12-24 months or 20,000-40,000 km. Deductible 100 euros. Coverage cap 4,000 euros per case, 12,000 euros total incl. VAT. |
| Subscription | Monthly | Kamux Plus Electric / Electric Laaja: Extended warranty specifically for electric vehicles including high-voltage battery, motors, and charging systems. |
| Other | Monthly | Kamux Rahoitus: Vehicle financing with fixed interest rate, up to 72 months, potentially without down payment. |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels5 records
Kamux Group product offering
Product offeringCore offering
Kamux sells inspected used passenger and commercial vehicles across Finland through physical showrooms and an e-commerce platform (kamux.fi). The offering bundles the vehicle sale with integrated services: Kamux Rahoitus (fixed-interest vehicle financing up to 72 months), Kamux Kasko (comprehensive vehicle insurance), Kamux Plus (multi-tier extended warranty), Kamux Kotiintoimitus (home delivery), and import services for cars sourced from Sweden and Germany. Specialized inventory sub-brands target electric vehicles (Kamux eCharge), commercial vehicles (Kamux Worx), discounted cars (Kamux Outlet), and premium cars (Kamux Exclusive).
Product overview
Kamux is a used car dealership operating as a multi-channel platform combining physical retail locations across Finland with online e-commerce capabilities. The core product is the sale of used vehicles (passenger cars, commercial vehicles, and imported cars), supported by a suite of integrated services: Kamux Rahoitus (financing), Kamux Kasko (insurance), Kamux Plus (extended warranties in multiple tiers: Kevyt, Standard, Electric, Laaja, Electric Laaja), Kamux Kotiintoimitus (home delivery), Kamux YritysPlus/Yrityskasko (business solutions), and Kamux Verkkokauppa (online import marketplace). Specialized sub-brands include Kamux eCharge (electric vehicles), Kamux Worx (commercial vehicles with customization), Kamux Outlet (discount vehicles), and Kamux Exclusive (premium vehicles). Additional services include vehicle condition reports, battery testing for electric/hybrid vehicles, tire sales, and towbar installation.
Differentiator
Problem solved
Functional benefit
Brands
- Kamux eCharge: Electric vehicle category for used electric cars
- Kamux Worx
- Kamux Outlet
- Kamux Exclusive
- Kamux Plus
- Kamux Kasko
- Kamux Rahoitus
- Kamux Kotiintoimitus
- Kamux YritysPlus
- Kamux Yrityskasko
- Kamux Verkkokauppa
- Kamux Worx Varustelupalvelut
- Kamux eCharge
- Kamux Worx
- Kamux Worx
Products and services
- Kamux Used Vehicle Sales
Quantifiable outcome
- NPS +73 (January-April 2026) indicating high customer satisfaction and recommendation rates
Companies that use Kamux Group
Customer profileNamed customers2 records
Segments2 records
Ideal customer profiles1 record
Kamux Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Kamux Group partnerships and signals
Strategic signalScale indicators4 records
Recent moves5 records
Expansion highlights7 records
Kamux Group competitors and assessment
Company assessmentDirect peers
- Bilia: Swedish automotive retailer with new and used car sales, service, and financing. Operates in the same Swedish market where Kamux is expanding, and shares the multi-brand dealer and aftersales service model.
- Motorpoint: UK-based used car retailer with a multi-channel retail and finance offering. Comparable to Kamux's high-volume used car sales model with integrated financing and warranty products.
- AutoScout24: Europe's largest online vehicle marketplace operating across multiple European countries including Finland, Sweden, and Germany. Comparable as a price-discovery platform shaping the competitive environment in Kamux's three core markets.
- Auto1 Group: Germany-based online used car platform operating across Europe with its Autohero retail brand. Highly comparable to Kamux's omnichannel used car model and its expansion into Sweden and Germany, though Auto1 is materially larger and technology-led.
- Hedin Mobility Group: Large Swedish automotive group covering vehicle sales, distribution, and financing. Comparable as a Nordic multi-brand automotive retailer competing for the same Swedish used car customer base.
- DriveTime: US-based used vehicle retailer specializing in in-house financing for subprime customers. Conceptually comparable to Kamux's in-house Kamux Rahoitus financing arm and integrated used car retail approach.
- Mobile.de: Germany's leading online vehicle marketplace. Comparable as a digital competitor operating in Kamux's German market and a key alternative channel for cross-border used car shoppers.
- CarMax: US-based used vehicle retailer with a no-haggle pricing model, integrated financing, and extended warranty offerings. Conceptually the closest analog to Kamux's combination of inspection transparency, in-house financing, and warranty bundling, albeit at much larger scale.
Broad incumbents
- Inchcape: Global automotive distributor with retail operations across multiple markets. Comparable as a broad automotive incumbent with scale advantages, but focused on new vehicle distribution rather than the used car niche Kamux specializes in.
- Vertu Motors: UK automotive retailer with new and used vehicle sales plus aftersales services. Comparable as a multi-brand dealer group, though larger and more focused on franchised new car sales than Kamux.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Kamux Group social profiles
Digital presenceKamux Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kamux Group leadership team
Management profileNumber of profiles
Profiles1 record
Kamux Group funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kamux Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kamux Group
What does Kamux Group do?
Kamux sells inspected used passenger and commercial vehicles across Finland through physical showrooms and an e-commerce platform (kamux.fi). The offering bundles the vehicle sale with integrated services: Kamux Rahoitus (fixed-interest vehicle financing up to 72 months), Kamux Kasko (comprehensive vehicle insurance), Kamux Plus (multi-tier extended warranty), Kamux Kotiintoimitus (home delivery), and import services for cars sourced from Sweden and Germany. Specialized inventory sub-brands target electric vehicles (Kamux eCharge), commercial vehicles (Kamux Worx), discounted cars (Kamux Outlet), and premium cars (Kamux Exclusive).
Is Kamux Group a public or private company?
Kamux Group is a public company. It is classified as public and is currently operating.
When was Kamux Group founded?
Kamux Group was founded in 2003. It employs 501 to 1,000 people.
Where is Kamux Group based?
Kamux Group is headquartered in Hämeenlinna, Finland, in the Europe region.
How does Kamux Group make money?
Four revenue lines are on record. Used Vehicle Sales are the primary driver. The others are financing Services (Kamux Rahoitus), insurance (Kamux Kasko / Kamux Yrityskasko) and extended Warranty (Kamux Plus / YritysPlus).
Who are Kamux Group's main competitors?
Direct peers on record are Bilia, Motorpoint, AutoScout24, Auto1 Group, Hedin Mobility Group, DriveTime, Mobile.de and CarMax. Broad incumbents are Inchcape and Vertu Motors.
Does Kamux Group have an API?
No public API is recorded for Kamux Group.