Starboard Card
Starboard Card provides onboard expense management for the superyacht industry, offering multi-currency e-money accounts and VISA Infinite debit cards. The platform serves yacht owners, captains, and management companies with tools for budgeting, receipt capture, APA reconciliation, and QuickBooks/Xero export.
- Company typePrivate
- Founded2022
- HeadquartersBarnet, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Starboard Card does
Starboard Card is a UK-based fintech that provides onboard expense management specifically for the superyacht industry. The platform combines multi-currency e-money accounts (GBP and EUR) with VISA Infinite debit cards — physical and virtual — issued through Transact Payments Malta Limited, an MFSA-authorised financial institution. Product features are purpose-built for yacht operations, including a dual-card system that separates charter and yacht expenditures, an inbuilt Advanced Provisioning Allowance (APA) management system for end-of-charter reconciliation, real-time push-notification receipt capture, user-specific card limits and transaction monitoring, and tailored budgeting for refits and new builds. The mobile app and web interface deliver this functionality to captains, crew, owners, and yacht management companies, with export options compatible with QuickBooks and Xero.
The company sells through a white-glove, enterprise-style motion involving no-obligation demonstrations and a 15-working-day onboarding timeline, supported by dedicated relationship managers specialising in yacht accounting and 24/7 global support. Distribution is supplemented by core GTM partnerships with Northrop & Johnson and The Superyacht Group, alongside relationships with IGY Marinas and other yachting event partners. Revenue is generated from subscription-style account and card services, foreign-exchange transfer fees on e-money accounts, and professional services for onboard relationship management, though pricing is not publicly disclosed.
Starboard Card is operated by Dextera Parte Limited, part of the Volentio Limited group, with offices in Barnet (registered HQ), Portsmouth (operational), and Southampton. The company is privately held with no disclosed external institutional funding, and is led by CEO Ed Hodges (ex-InAuth/AMEX, ex-HelloDone), CFO Kevin Bull, CTO Aubrey Stearn, and CRO Toby Brudenell-Smith, with founder Dan Lane continuing in an industry-facing role. Active participation in Monaco Yacht Show, Palm Beach International Boat Show, Palma International Boat Show, METSTRADE, and Caribbean events indicates a distribution strategy anchored in the global superyacht show circuit rather than digital self-serve acquisition.
Starboard Card firmographics
Firmographics- Name
- Starboard Card
- Legal name
- Dextera Parte Limited
- Website
- https://starboardcard.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Starboard Card provides onboard expense management for the superyacht industry, offering multi-currency e-money accounts and VISA Infinite debit cards. The platform serves yacht owners, captains, and management companies with tools for budgeting, receipt capture, APA reconciliation, and QuickBooks/Xero export.
- Ownership category
- akta.pro rank
Starboard Card industry classification
Industry- Product category
- Yacht Financial Services
- NAICS
- Credit Card Issuing (522210)
- SIC
- Finance Lessors (6172)
- akta.pro primary industry
- Travel Payments & Virtual Cards for Corporate Travel (THALAMAJ)
Keywords
Where Starboard Card is headquartered
LocationHeadquarters
- HQ city
- Barnet
- HQ country
- United Kingdom
- HQ region
- Europe
Offices3 records
Markets served
Starboard Card business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Card and Account Services: Revenue generated from VISA Infinite debit card services and e-money accounts. Includes account maintenance fees and card-related services. Cards are issued by Transact Payments Malta Limited.
- Foreign Exchange Transfers: Quick and easy foreign exchange transfers from Starboard e-money accounts with clear and competitive pricing.
- Professional Services: White-glove expense management service including dedicated relationship managers, 24/7 customer support, and personalised onboarding.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Standard service with VISA Infinite debit cards, e-money accounts, and 24/7 support |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
Starboard Card product offering
Product offeringCore offering
Starboard Card provides a yacht-specific onboard expense management platform that pairs multi-currency (GBP/EUR) e-money accounts with VISA Infinite debit cards for superyacht owners, captains, crew, and yacht management companies. The offering combines physical and virtual cards, an in-app APA (Advanced Provisioning Allowance) management system with end-of-charter reconciliation, real-time receipt capture, and export to QuickBooks and Xero.
Product overview
Starboard Card is a unified yacht-specific expense management platform for the superyacht industry. The core offering consists of the Starboard Card service (Visa Infinite debit cards paired with multi-currency e-money accounts), the Starboard App (mobile access to all features), and the APA Management System (inbuilt accounting and reporting module). Cards are issued in two colourways to distinguish between charter and yacht accounts, with GBP/EUR Starboard Account access for SEPA and Faster Payments. Export options support QuickBooks and Xero.
Differentiator
Problem solved
Functional benefit
Products and services
- Starboard Card A purpose-built expense management service for the superyacht industry providing multi-currency e-money accounts (GBP and EUR) paired with VISA Infinite debit cards (physical and virtual) issued in two colourways to distinguish between charter and yacht accounts, with no pre-authorisation restrictions.
- Starboard App Mobile application providing access to Starboard Card features and all Starboard accounting functionality directly from a phone, including receipt capture, transaction monitoring, card controls, and reporting.
Quantifiable outcome
- 15 working day onboarding timeline for new clients
- +2 more outcomes
Companies that use Starboard Card
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles2 records
Starboard Card technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability1 record
Feature8 records
Starboard Card partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered minor and core.
- International SeaKeepers SocietyminorParticipated in beach cleanup at Deacons Marina in Southampton organised by The International SeaKeepers Society and Pantaenius. Part of ongoing environmental commitment to ocean conservation.
- AnchordminorInvited to Anchord's exclusive launch event at Langan's Brasserie in Mayfair. Event featured cocktails, canapés, and flash mob celebration in Piccadilly Circus.
- Roaring EventsminorCollaborated with Roaring Events to host intimate golf day in Mallorca during Mediterranean show season. Relaxed day of golf and good company in Mallorcan sunshine.
- Superyacht CharitiescoreAnnual sponsor of Superyacht Charities. Participated in Superyacht Charities Ball as after-party sponsor. Supports Seafarers Supper and other charity events that bring the industry together to raise funds for important causes.
- Northrop & JohnsoncorePartnership with the leader in luxury yachting and lifestyle. Northrop & Johnson is renowned for yacht sales, purchases, charters, and marketing of prestigious vessels. Starboard Card will join Northrop & Johnson at luxury yachting events across USA and Europe. Natural choice given shared belief in providing extraordinary experiences.
- IGY MarinasminorPartnered with IGY Marinas to host exclusive vineyard tour at Surrau Vineyards in Sardinia for captains and crew. Included tasting menu with paired wines and stunning scenery.
- The Andrew Cassell FoundationminorNational charity enabling sailors with disabilities to compete in yacht racing alongside able-bodied sailors. Founder Dan Lane serves as Chairman. Team participated in volunteer taster day to support the foundation's mission.
- Lucy Hodges MBEminorSponsored world champion blind sailor Lucy Hodges MBE for the 2022 RS Venture Connect World Championships. Lucy serves as mentor and ambassador for disability sports.
- The Superyacht GroupcoreHeadline Partner for Superyacht Forum Live event alongside METSTRADE in Amsterdam. Partnership supports industry discussions on sustainability, technology, design, and business strategy. CEO Dan Lane interviewed by SYG Editor Jack Hogan on technological expertise and passion for yachting.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Starboard Card competitors and assessment
Company assessmentEmerging players
- Yotspot: Yotspot is a yacht crew recruitment and management platform, adjacent to Starboard Card in serving yacht captains and management companies. It represents the broader yacht industry software stack in which Starboard Card operates as the financial layer.
- Dockwa: Dockwa is a marina management and booking platform serving the recreational boating industry. It is an adjacent, thematically related player in the marine technology stack that could potentially partner with or compete against Starboard Card for the yacht owner/operator wallet.
- Marigold: Marigold provides yacht-specific financial and accounting software for the superyacht industry, directly addressing the same accounting and expense tracking pain points that Starboard Card's APA Management System solves. Both target yacht management companies and owners needing purpose-built financial tooling for the segment.
Broad incumbents
- Revolut Business: Revolut Business offers multi-currency business accounts, corporate cards with expense controls, and integration with accounting software at global scale. As a broad incumbent, it provides many of Starboard Card's features (multi-currency, cards, FX) but lacks the yacht-specific APA management and dual-card charter separation.
- Wise Business: Wise Business provides multi-currency accounts and international transfers with low-cost FX, overlapping with Starboard Card's GBP/EUR e-money accounts with SEPA/Faster Payments. While Wise is a horizontal cross-border payments player, its multi-currency card functionality competes for the same yacht operator FX and payment needs.
- Airwallex: Airwallex offers multi-currency business accounts, corporate cards, and FX for global businesses, overlapping directly with Starboard Card's multi-currency e-money and card offering. It serves a similar cross-border operating need (crews operating across jurisdictions) though at much broader scale and without the yacht-specific feature layer.
Direct peers
- Brex: Brex issues corporate cards with multi-currency support, expense controls, and accounting integrations — directly comparable to Starboard Card's VISA Infinite debit cards with category limits and QuickBooks/Xero export. Both companies focus on solving corporate spend management for specialized, high-value customer segments.
- Spendesk: Spendesk provides corporate cards, virtual cards, and expense management with accounting software integrations, the same core feature stack as Starboard Card. Both target team-based spend controls, receipt capture, and accounting reconciliation, though Spendesk serves a broader SMB market rather than yacht operators.
- Pleo: Pleo offers corporate cards and automated expense management for businesses, closely mirroring Starboard Card's core product of corporate cards with receipt capture, category controls, and accounting integration. While Pleo is a horizontal SaaS player and Starboard Card is yacht-specialized, the core product mechanics are nearly identical.
Others
- Stripe Issuing: Stripe Issuing enables businesses to create, manage, and distribute card programs, an enabling layer of card infrastructure that overlaps with the technical stack Starboard Card depends on. While not a direct competitor, Stripe Issuing represents the kind of platform on which a competitor could rapidly build a yacht-specific card product.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Starboard Card social profiles
Digital presenceStarboard Card compliance and trust
Trust signalCompliance1 record
Starboard Card financial estimates
Financial estimateRevenue estimate
Valuation estimate
Starboard Card leadership team
Management profileNumber of profiles
Profiles4 records
Starboard Card funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Starboard Card M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Starboard Card
What does Starboard Card do?
Starboard Card provides a yacht-specific onboard expense management platform that pairs multi-currency (GBP/EUR) e-money accounts with VISA Infinite debit cards for superyacht owners, captains, crew, and yacht management companies. The offering combines physical and virtual cards, an in-app APA (Advanced Provisioning Allowance) management system with end-of-charter reconciliation, real-time receipt capture, and export to QuickBooks and Xero.
Is Starboard Card a public or private company?
Starboard Card is a private company. It is classified as corporate owned and is currently operating.
When was Starboard Card founded?
Starboard Card was founded in 2022. It employs 11 to 50 people.
Where is Starboard Card based?
Starboard Card is headquartered in Barnet, United Kingdom, in the Europe region.
How does Starboard Card make money?
Three revenue lines are on record. Card and Account Services are the primary driver. The others are foreign Exchange Transfers and professional Services.
Who are Starboard Card's main competitors?
Emerging players on record are Yotspot, Dockwa and Marigold. Broad incumbents are Revolut Business, Wise Business and Airwallex. Direct peers are Brex, Spendesk and Pleo. Stripe Issuing is listed as an others.
Does Starboard Card have an API?
No public API is recorded for Starboard Card.
What industry is Starboard Card in?
Starboard Card's product category is Yacht Financial Services. Its primary akta.pro industry code is THALAMAJ, Travel Payments & Virtual Cards for Corporate Travel. Its NAICS code is 522210 and its SIC code is 6172.