Uttara Finance and Investments

What Uttara Finance and Investments does

Uttara Finance and Investments is a publicly traded non-bank financial institution headquartered in Dhaka, Bangladesh, founded in 1995 and listed on the Dhaka Stock Exchange under the ticker symbol UTTARAFIN. The company operates in the financial services sector, providing three core business lines: lease financing, loans, and asset management services to clients in the Bangladeshi market. As a non-bank financial institution (NBFI), it serves as an alternative financing provider complementing traditional banking channels.

The company's revenue model is built on interest income from lease and loan portfolios, asset management fees, and related financial service charges. With a workforce of 101-250 employees, the company maintains a mid-sized operational footprint relative to its financial scale. The company operates from Dhaka and serves the domestic Bangladeshi market through its financial product offerings across corporate, SME, and potentially retail customer segments.

Financial performance over the 2014-2018 period shows significant growth in profitability. Reported revenue scaled from approximately 9.3 units in 2014 to peak of 20.5 units in 2016, then stabilized in the 19.7-20.0 range through 2018. Net income expanded consistently from 2.3 units in 2014 to 12.4 units in 2018, representing a more than five-fold increase over five years. The divergence between revenue plateau and continued net income growth in 2017-2018 suggests improving margin structure, portfolio quality, or operational efficiency. The company maintains regulatory standing as a licensed NBFI in Bangladesh, which constitutes its primary operational framework.

Name

Uttara Finance and Investments

Website

https://uttarafinance.com

Company type

Private

Founded year

1995

Headcount range

101–250 employees

Short description

Uttara Finance and Investments is a publicly traded Bangladeshi non-bank financial institution providing lease financing, loans, and asset management services to clients in Bangladesh. Founded in 1995, it operates from Dhaka and is listed on the Dhaka Stock Exchange under UTTARAFIN.

Ownership category

akta.pro rank

Product category

Non-Bank Financial Services

NAICS

Portfolio Management and Investment Advice (523940), Finance and Insurance (52)

SIC

Finance Lessors (6172), Investment Advice (6282)

akta.pro primary industry

Real Assets — Operating Platforms & Direct Investments (FSAAAKAL)

Keywords

• Leasing services
• Asset management
• Commercial lending
• Investment financing
• Non-bank financial services

Headquarters

HQ city

Dhaka

HQ country

Bangladesh

HQ region

Asia

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D

Core offering

Uttara Finance and Investments is a Bangladesh-based non-bank financial institution that provides lease financing, loans, and asset management services to clients. Operating from Dhaka, the company intermediates capital by financing equipment and other assets through lease and loan products while managing investment assets on behalf of clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Lease Financing
• Loans
• Asset Management Services

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights2 records

Direct peers

• LankaBangla Finance: Bangladeshi listed NBFI providing lease, term finance, and SME loans to corporate clients — direct competitor with overlapping product set and Dhaka-based operations.
• IDLC Finance Limited: One of Bangladesh's largest listed NBFIs, offering leasing, term loans, and asset management — directly comparable in product mix, customer base (Bangladeshi corporates), and DSE-listed public structure.
• United Finance: DSE-listed Bangladeshi NBFI offering leasing, term loans, and project finance; comparable in scale, customer segmentation, and product offering to Uttara Finance.
• Phoenix Finance & Investments: Bangladesh-based DSE-listed NBFI providing lease financing and term loans to corporate clients, similar in scale and product breadth to Uttara Finance.
• Prime Finance & Investment: Bangladeshi listed NBFI focused on lease financing and corporate lending — a close product-line comparable serving Dhaka-based corporate borrowers.
• International Leasing & Financial Services: Bangladeshi listed NBFI specializing in lease and term financing for corporate clients — a focused leasing peer with overlapping customer base.
• Bay Leasing & Investment: DSE-listed Bangladeshi NBFI with lease financing as its core product alongside term loans — directly comparable on the leasing vertical.

Broad incumbents

• Eastern Bank Limited: A larger Bangladeshi commercial bank with corporate banking, treasury, and asset-management arms — overlaps with Uttara on the lending and asset-management verticals but operates as a full-service deposit-taking bank.
• BRAC EPL Stock Brokerage / BRAC Investments: Bangladesh-based asset management and investment advisory firm; comparable on the asset-management segment, though operating primarily in capital markets rather than lease/lending.

Regional players

• Delta Brac Housing Finance Corporation: Bangladesh-based listed NBFI providing housing/real-estate finance — adjacent comparable in NBFI structure and Bangladeshi regulatory environment, though specialized in housing rather than equipment leasing.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Uttara Finance and Investments