yampa - Gestão Financeira

What yampa - Gestão Financeira does

yampa - Gestão Financeira (legal name: YAMPA SISTEMA DE ANÁLISE FINANCEIRA) is a Brazilian SaaS company that provides a cloud-based financial management platform for small and medium-sized enterprises (PMEs). Founded in 2016 as an innovation of the 4blue group (established 2009 by Aleksander Avalca and Renan Kaminski), yampa is headquartered in Curitiba, Brazil, and operates as a brand under the 4blue holding. The platform is built on cash-basis accounting (regime de caixa) and combines structured cash flow tracking, automated financial analysis, and decision-support tools. Its proprietary components include the Índice de Saúde Financeira (ISF) — a continuous financial health index with a color-coded dashboard; the Turbinador de Lucros, a profit-impact scenario simulator; Entendendo Seu Negócio (ESN), a sector-benchmarking module; the Indicador Foco, which prioritizes the metric most out of range; and an automatic break-even point calculator. The system ingests bank statements via OFX import, supports Excel-based data import, and includes direct bank integrations, with automated categorization and indicator calculation on structured financial data.

The company operates a product-led, self-serve distribution model (signup at yampafin.yampa.app) with a 14-day free trial. Pricing is subscription-based with tiered plans (specific prices not publicly disclosed; the listed "Pay-as-you-go" billing cadence in the trial tier should be treated as mislabeled — the operational model is recurring subscription). The customer base is a horizontal SMB segment in Brazil, with no named enterprise logos. As of reporting, yampa reports 3,000+ active client companies and 28,000+ entrepreneurs impacted across Brazil. The company runs a content-led marketing engine through its blog, Instagram (@yampaoficial), YouTube, LinkedIn, WhatsApp, and email newsletter, and its go-to-market is anchored on financial education content aimed at non-finance entrepreneurs. It has no disclosed external funding rounds and is wholly owned under the 4blue group. Leadership comprises CEO Bruno Mosé alongside 4blue founders Aleksander Avalca and Renan Kaminski.

Name

yampa - Gestão Financeira

Legal name

YAMPA SISTEMA DE ANÁLISE FINANCEIRA

Website

https://yampa.com.br

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

Brazilian SaaS platform providing automated cash flow analysis, financial health scoring (ISF), and sector benchmarking for small and medium businesses. Operates as a self-serve subscription product under the 4blue holding, serving 3,000+ active PME clients across Brazil.

Ownership category

akta.pro rank

Product category

SME Financial Management Software

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

SIC

Finance Services (6199)

akta.pro primary industry

Budgeting & Cash-Flow Management (FSAGADAA)

Keywords

• Financial management software
• Cash flow analysis
• SME financial planning
• Financial health monitoring
• Business financial control

Headquarters

HQ city

Curitiba

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Software Subscription: Subscription-based access to the financial management platform with tiered plans. The company offers a free trial period (14 days) and paid subscription plans for ongoing platform access, financial analysis tools, and reporting capabilities.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

Yampa provides a unified cloud-based SaaS platform for cash flow management, financial health diagnostics, and profit analysis for small and medium businesses in Brazil. The platform uses cash-basis accounting to reveal real profitability, automatically categorizes revenues and expenses, imports OFX bank statements, calculates the proprietary Índice de Saúde Financeira (ISF) health score, benchmarks against sector averages, and runs profit simulation scenarios through the Turbinador de Lucros tool.

Product overview

yampa is a single, unified SaaS financial management platform — not a modular platform-plus-add-ons architecture. The core product is the yampa Sistema de Análise Financeira, which bundles all financial management capabilities into one integrated system: structured cash flow tracking (Painel de Fluxo de Caixa), financial health assessment (ISF/Painel de Saúde Financeira), business benchmarking (Entendendo Seu Negócio), automated profit simulation (Turbinador de Lucros), breakeven analysis (Controle de Ponto de Equilíbrio), and focus indicator prioritization (Indicador Foco). These features operate as integrated components within the same platform rather than as separate standalone modules or products. The platform is supported by an educational blog that publishes articles on financial management, cash flow, strategy, and entrepreneurship. yampa was founded in 2016 as an innovation of 4blue and targets small and medium businesses (PMEs) and entrepreneurs in Brazil.

Differentiator

Problem solved

Functional benefit

Products and services

• yampa — Sistema de Análise Financeira A unified cloud-based SaaS financial management platform for small and medium businesses that combines cash flow tracking, automated financial analysis, and intelligent decision-support tools. Uses cash-basis accounting (Regime de Caixa) to help entrepreneurs categorize money flows, identify financial leaks, and improve business results. Includes the proprietary ISF (Índice de Saúde Financeira) health score, sector benchmarking (Entendendo Seu Negócio), profit simulation (Turbinador de Lucros), breakeven point calculation, OFX bank statement import, and an AI-assisted focus indicator (Indicador Foco).

Quantifiable outcome

• Automated detection of financial leaks ('balde furado') in the business
• +1 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability5 records

Feature6 records

Partnerships

One partnership is on record.

• 4bluecoreStrategic or Co-development Partner · 1 January 20164blue is the parent holding company and innovation source behind yampa. Founded in 2009 by Aleksander Avalca and Renan Kaminski, 4blue is a business education and consulting company operating in Brazil and 15+ countries. Yampa was created in 2016 when the opportunity arose to develop a financial control and analysis system with simple financial intelligence. Currently led by CEO Bruno Mosé.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Organizze: Brazilian financial management and personal/business finance platform, originally consumer-focused but extending into SME use cases with cash flow categorization, budgeting, and expense tracking comparable to yampa's feature set.
• Granatum: Brazilian financial management platform targeted at small businesses and entrepreneurs, offering cash flow control, expense tracking, and financial dashboards. Comparable in customer segment (PMEs) and core financial management functionality.
• Conta Azul: Brazilian SaaS platform providing financial management, cash flow tracking, and accounting automation for small and medium businesses. Most direct competitor to yampa, serving the same PME segment with overlapping cash flow and expense management capabilities.
• ZeroPaper: Brazilian cloud-based financial management software for small and medium businesses, with cash flow, accounts payable/receivable, and financial reporting features. Direct overlap with yampa's target market and product offering.

Emerging players

• FreshBooks: Cloud-based financial management and accounting platform built for small business owners and freelancers, featuring cash flow tracking, expense management, and reporting — comparable ease-of-use orientation targeting non-accountant entrepreneurs.
• Wave Financial: Cloud-based financial management platform for small businesses offering accounting, invoicing, and cash flow tools. Comparable product architecture and SME target, though operating globally rather than Brazil-specific.

Broad incumbents

• Xero: Global cloud accounting platform serving small and medium businesses with cash flow, reporting, and bank reconciliation features. While not Brazil-focused, it represents the type of scaled incumbent yampa competes against on functionality.
• QuickBooks (Intuit): Global incumbent in SME accounting and financial management software, offering cash flow tracking, bookkeeping, invoicing, and reporting. Operates broadly across multiple geographies and segments with deeper product depth and brand recognition than yampa.
• Omie: Brazilian cloud ERP and financial management platform serving small and medium businesses with cash flow, accounting, invoicing, and tax compliance capabilities. Overlaps with yampa on SME financial management but offers a broader ERP portfolio.
• Sage Business Cloud: Established global SME accounting and financial management software provider with cash flow analysis and financial reporting. Comparable in serving SMEs with decision-support financial tooling, though broader portfolio and larger scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@yampaoficial
• LinkedInlinkedin.com/company/yampa-gestao-financeiro
• Instagraminstagram.com/yampaoficial

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about yampa - Gestão Financeira