Bonne Assurance
Bonne Assurance (Disposur SAS, Toulouse) is an independent French insurance broker and comparison platform, founded 1999, offering multi-category comparison and advisory for health, loan, property, provident, and savings products to individual consumers and small businesses, monetized via partner commissions.
- Company typePrivate
- Founded1999
- HeadquartersToulouse, France
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Bonne Assurance does
Bonne Assurance, operated by French SAS Disposur (founded 1999, Toulouse), is an independent insurance broker and comparison platform serving the French consumer market. The company's core product is a multi-category insurance comparator covering health mutual, loan/borrower insurance, property (auto and home), provident (death, funeral, dependency, personal accident), and savings/retirement products (life insurance, PER), comparing offerings from a curated panel of over 100 partner insurers and wholesale brokers including Groupe Vyv, Malakoff Humanis, Generali, Axa France, SwissLife, Apicil, Groupe April, Alptis, and Néoliane/Santiane. Customers complete web forms to receive 1–3 ranked offers, after which French teleconsultants provide personalized advisory and close subscriptions by phone, email, or SMS.
The technology stack combines a proprietary multi-category comparison engine (which for several lines — auto, home, funeral, PER, and life insurance — is outsourced to third-party operators MeilleurTaux and Comparadise/HyperAssur embedded on the site) with AWS-hosted infrastructure in Paris. The company emphasizes independence (no capital ties to insurers) and consumer savings of up to 30% on health and home contracts (~€300/year) and up to €10,000–€15,000 on borrower insurance. It is registered with ORIAS (N°13001309) and operates under ACPR prudential oversight with the required professional liability and financial guarantees.
The business model is purely affiliate/referral: services are 100% free to end customers, with revenue generated by commissions from insurer and wholesale-broker partners on successfully subscribed contracts, plus a revenue share from MeilleurTaux and Comparadise for leads routed through embedded comparison tools. Customer acquisition is digital-first (SEO, content marketing, social, email/SMS) with a referral program and teleconsultant follow-up, and distribution is exclusively domestic (France) through the website and a French call center.
Bonne Assurance firmographics
Firmographics- Name
- Bonne Assurance
- Legal name
- Disposur
- Website
- https://bonne-assurance.com
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Bonne Assurance (Disposur SAS, Toulouse) is an independent French insurance broker and comparison platform, founded 1999, offering multi-category comparison and advisory for health, loan, property, provident, and savings products to individual consumers and small businesses, monetized via partner commissions.
- Ownership category
- akta.pro rank
Where Bonne Assurance is headquartered
LocationHeadquarters
- HQ city
- Toulouse
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Bonne Assurance business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Technology or R&D, Operations, Infrastructure
Revenue model
- Insurance Partner Commissions: Bonne Assurance earns commissions from its insurer and wholesale broker partners for each contract successfully subscribed through its platform. This is the primary revenue stream. The service is free for end customers — prices offered are identical to direct insurer rates, with additional volume discounts negotiated by the cabinet passed on to customers.
- Third-Party Comparison Engine Revenue Share: For auto, home, funeral, PER, and life insurance comparisons operated by MeilleurTaux and Comparadise, Bonne-Assurance.com receives a revenue share or referral fee from the third-party operators for leads generated through its platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Health Mutual Insurance — up to 30% savings, averaging €300/year |
| Other | Monthly | Loan Insurance — up to €10,000 average savings |
| Subscription | Monthly | Provident Insurance — starting from €2.30/month |
| Other | Annual | Auto Insurance — approximately €300/year average savings |
| Other | Annual | Home Insurance — up to 30% savings on multirisque habitation |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels7 records
Bonne Assurance product offering
Product offeringCore offering
Bonne Assurance is an independent insurance broker operating an online comparison platform (bonne-assurance.com) that compares health mutual, loan/borrower, provident, auto/home, and savings/retirement insurance products from a curated panel of partner insurers, then guides customers via French teleconsultants through subscription. The service is 100% free for end customers; Bonne Assurance earns commissions from insurer partners on subscribed contracts and revenue-share from third-party comparison operators for selected product lines.
Product overview
Bonne Assurance operates as an independent insurance broker and comparison platform offering a comprehensive portfolio of insurance and savings products. The core offering consists of an online health insurance comparator that compares over 100 partner insurers, complemented by property insurance (auto and home), loan insurance, provident insurance (death, funeral, dependency, and personal accident coverage), and investment/savings products (life insurance and retirement plans). The platform serves as an intermediary between customers and insurance providers, with independent expert advice provided throughout the contract lifecycle.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Average 30% savings on health insurance contracts (approximately €300 per year per customer)
- +4 more outcomes
Companies that use Bonne Assurance
Customer profileNamed customers9 records
Segments3 records
Ideal customer profiles3 records
Bonne Assurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Bonne Assurance partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and minor.
- MeilleurTauxcoreMeilleurTaux SAS (capital €1,000,000, 36 rue de Saint-Pétersbourg, 75008 Paris, ORIAS 07 022 955) operates third-party comparison engines embedded on Bonne-Assurance.com for auto, home, funeral, PER, and life insurance comparisons. It processes comparison requests and routes leads to specialist broker and insurer partners. The service is subject to ACPR oversight.
- Comparadise SAScoreComparadise SAS (operating under the HyperAssur brand) operates comparison services on Bonne-Assurance.com for borrower insurance, corporate health insurance, and pet insurance. It independently determines the operating terms of these services and routes leads to specialist partners.
- ApicilcoreApicil is a key insurance partner of Bonne Assurance, presented on the platform for placement, savings, and retirement products. It is also a wholesale broker (courtier grossiste) active in health insurance distribution.
- SwissLifecoreSwissLife is an insurance partner presented on Bonne-Assurance.com for savings and retirement products. As a major life insurance and savings provider, SwissLife products are featured in the platform's placement comparison section.
- Malakoff HumaniscoreMalakoff Humanis is a major partner insurer, ranking second in the French health mutual market with €3.81 billion in revenue (2024). The company is a leading provident and health insurance group in France.
- GeneralicoreGenerali France is an insurance partner presented on the platform for mutual health insurance. Generali ranks 4th by revenue in the health mutual market and offers a broad range of property, casualty, and life insurance products.
- Groupe AprilcoreGroupe April is the leading wholesale broker (courtier grossiste) in France, generating €860 million in revenue in 2024 distributed through 15,000 partner brokers. April is a key partner for health insurance products on Bonne-Assurance.com.
- Alptis AssurancescoreAlptis Assurances is a wholesale broker partner featured on the platform for health insurance and provident products, known for competitive pricing and strong customer satisfaction in the French market.
- Néoliane (Groupe Santiane)coreNéoliane (part of the Santiane Group) is a wholesale broker partner offering provident 4-in-1 solutions and health insurance products. It is highlighted on the platform for strong customer satisfaction alongside April.
- Groupe VyvcoreGroupe Vyv is the largest health insurer in France with €6.11 billion in revenue (2024) and 10 million insured members, encompassing MGEN, MNT, and Harmonie Mutuelle. It is featured as the #1 ranked insurer by revenue in the mutual health market.
- ACPR (Autorité de Contrôle Prudentiel et de Résolution)minorThe ACPR is the prudential supervisory authority for insurance and banking in France. Disposur operates under ACPR oversight and has subscribed professional liability insurance and financial guarantees compliant with articles L512-6 and L512-7 of the French Insurance Code.
- ORIAS (Registre des Intermédiaires en Assurances)minorORIAS maintains the official registry of insurance intermediaries in France. Disposur is registered as an insurance broker under ORIAS N°13001309, which can be verified on www.orias.fr. ORIAS is located at 1 rue Jules Lefebvre, 75311 Paris Cedex 09.
- B-RéputationminorB-Réputation is the independent customer review platform that collects and publishes verified customer reviews for Bonne Assurance. The platform displays a 4.78/5 rating based on 137 reviews at b-reputation.com/fr/public/790175988.
Scale indicators5 records
Recent moves5 records
Expansion highlights5 records
Bonne Assurance competitors and assessment
Company assessmentDirect peers
- LeLynx.fr: Major French insurance comparator owned by Adessa Group, offering comparison across health, auto, home, and loan insurance. Competes directly with Bonne Assurance for the same French consumer insurance-switching demand and uses a similar free-comparison-plus-telephone-advisory model.
- Selectra: Multi-vertical French comparison platform covering energy, telecom, banking, and insurance products including mutuelle santé and loan insurance. Targets the same French consumer switching demand with a free comparison plus phone advisory GTM motion, making it a direct comparator-category peer.
- HyperAssur (Comparadise): French insurance comparison brand operated by Comparadise SAS, which is also a Bonne Assurance technology/integration partner. Competes directly in borrower insurance, health, and pet insurance comparison and is highly comparable as a French insurance comparator-platform business.
- LesFurets.com: One of the largest French insurance comparison aggregators, offering side-by-side comparison of health, auto, home, and loan insurance from a broad panel of insurers. Operates the same independent-broker-plus-comparison-engine model as Bonne Assurance and is the most direct head-to-head competitor in the French market.
- MeilleurTaux: French comparison platform spanning mortgage, credit, insurance, and savings products, and a registered ORIAS insurance intermediary. Operates comparison engines on its own site that overlap with several Bonne Assurance categories, while also serving as a technology partner — making it both a competitor and an adjacent ecosystem participant.
- Assurland: Long-established French insurance aggregator and broker (operating since 1979 as an insurance broker, with the comparator site active since 2000). Offers multi-line comparison and brokerage across health, auto, home, and loan insurance, directly mirroring Bonne Assurance's offering to French consumers.
Emerging players
- Magnolia.fr: French online broker specialized in mutuelle santé comparison with a curated panel of partner insurers. Targets the same individual-consumer health-mutual switching demand as Bonne Assurance's flagship product but with a narrower single-vertical focus.
- DevisMutuelle: French online mutuelle santé comparator offering quick health-insurance quotes from multiple partner insurers. Operates in Bonne Assurance's primary health-mutual vertical with a leaner digital-only GTM model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Bonne Assurance social profiles
Digital presenceBonne Assurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bonne Assurance leadership team
Management profileNumber of profiles
Profiles1 record
Bonne Assurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bonne Assurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bonne Assurance
What does Bonne Assurance do?
Bonne Assurance is an independent insurance broker operating an online comparison platform (bonne-assurance.com) that compares health mutual, loan/borrower, provident, auto/home, and savings/retirement insurance products from a curated panel of partner insurers, then guides customers via French teleconsultants through subscription. The service is 100% free for end customers; Bonne Assurance earns commissions from insurer partners on subscribed contracts and revenue-share from third-party comparison operators for selected product lines.
Is Bonne Assurance a public or private company?
Bonne Assurance is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Bonne Assurance founded?
Bonne Assurance was founded in 1999. It employs 1 to 10 people.
Where is Bonne Assurance based?
Bonne Assurance is headquartered in Toulouse, France, in the Europe region.
How does Bonne Assurance make money?
Two revenue lines are on record. Insurance Partner Commissions are the primary driver. The others are third-Party Comparison Engine Revenue Share.
Who are Bonne Assurance's main competitors?
Direct peers on record are LeLynx.fr, Selectra, HyperAssur (Comparadise), LesFurets.com, MeilleurTaux and Assurland. Emerging players are Magnolia.fr and DevisMutuelle.
Does Bonne Assurance have an API?
No public API is recorded for Bonne Assurance.