StudyInsured
StudyInsured is a Canadian insurance brand operated by MSH International (Canada) Ltd., providing health and travel insurance to international students, visitors, Canadian travelers, and expatriates through direct-pay medical networks and online self-service.
- Company typePrivate
- Founded1946
- HeadquartersToronto, Canada
- Headcount51–100
- GTM typeB2C
- OfferingServices
What StudyInsured does
StudyInsured is a Canadian insurance brand operated by MSH International (Canada) Ltd., a privately held Ontario corporation licensed across all Canadian provinces and territories. The company provides specialized health and travel insurance products targeting four primary customer segments: international students studying in Canada (Silver and Gold International Student Plans), visitors to Canada including Super Visa applicants and new immigrants (Discover Canada), Canadian residents traveling abroad (Canuck Voyage), and expatriates living overseas (First'Expat+). Products are underwritten primarily by Lloyd's Syndicate Management Limited, with pricing structured as subscription-based premiums ranging from $2.21/day for basic student coverage up to $3 million in maximum coverage for expatriate plans.
The company's technology platform consists of an online policy management dashboard, a dedicated student portal for claims and document access, a direct-pay medical network (claimed to be Canada's largest), and 24/7 multilingual emergency assistance services. The platform supports self-serve purchasing through studyinsured.com, institutional enrollment through Canadian educational institution partnerships, and licensed broker distribution across provinces. Reimbursement turnaround for claims is stated at 10 business days.
Revenue is generated entirely through subscription-based insurance premiums across the four product lines. Distribution operates on a multi-channel model combining direct-to-consumer self-serve online sales, school enrollment partnerships that embed insurance into student orientation, licensed insurance brokers across all Canadian jurisdictions, and inside sales for complex cases (notably Quebec residents, who must be contacted by a representative before purchase). The company employs 51–100 staff and operates from its Toronto headquarters at 150 King St West, with no disclosed external funding, M&A activity, or public revenue figures.
StudyInsured firmographics
Firmographics- Name
- StudyInsured
- Legal name
- MSH International (Canada) Ltd.
- Website
- https://studyinsured.com
- Company type
- Private
- Founded year
- 1946
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- StudyInsured is a Canadian insurance brand operated by MSH International (Canada) Ltd., providing health and travel insurance to international students, visitors, Canadian travelers, and expatriates through direct-pay medical networks and online self-service.
- Ownership category
- akta.pro rank
StudyInsured industry classification
Industry- Product category
- Travel and Health Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Insurance Agencies and Brokerages (524210), Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- International / Expatriate Group Health Plans (FSAIAFAJ)
- akta.pro secondary industries
- Travel Medical Insurance (Individual) (FSAIAEAI), Medical Travel Insurance (Emergency Medical, Evacuation & Repatriation) (FSAJAJAB), International Student Health & Travel Insurance (EDAIAMAA), Health, Travel & Tuition Insurance for Overseas Secondary Students (EDAIAHAJ)
Keywords
Where StudyInsured is headquartered
LocationHeadquarters
- HQ city
- Toronto
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
StudyInsured business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums - International Student Plans: Subscription-based insurance premiums charged on daily or annual basis. International students in Canada must have health insurance by law. Plans include Silver and Gold tiers with varying coverage levels and pricing.
- Insurance Premiums - Visitors to Canada: Travel insurance premiums for visitors to Canada including super visa applicants, new immigrants, and returning Canadians. Coverage options range from $50,000 to $1,000,000.
- Insurance Premiums - Canadian Travellers: Travel medical insurance for Canadians traveling outside their province or country. Canuck Voyage plan offers up to $7,000,000 coverage with multi-trip annual options.
- Insurance Premiums - Expatriates: Annual insurance plans for expatriates with worldwide coverage. First'Expat+ offers $500,000 to $3,000,000 coverage with optional riders for vision, dental, and maternity.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Silver International Student Plan - Basic coverage for international students |
| Subscription | Annual | Gold International Student Plan - Enhanced coverage with additional benefits |
| Subscription | Pay-as-you-go | Discover Canada - Comprehensive coverage for visitors to Canada |
| Subscription | Annual | Canuck Voyage - Travel medical for Canadians |
| Subscription | Annual | First'Expat+ - Expatriate insurance with worldwide coverage |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels5 records
StudyInsured product offering
Product offeringCore offering
StudyInsured provides health and travel medical insurance plans targeted at international students studying in Canada, visitors to Canada (including Super Visa applicants, new immigrants, and returning Canadians), Canadian travellers abroad, and expatriates worldwide. Plans are offered at tiered coverage levels (Silver, Gold, and product-specific tiers), billed on daily or annual premium cycles, with 24/7 multilingual emergency assistance, online claims submission via Student Portal, and access to Canada's largest direct-pay medical facility network.
Product overview
StudyInsured offers a portfolio of travel and health insurance products underwritten primarily by Lloyd's Syndicate Management Limited, with one product underwritten by MSH International. The product lineup consists of four distinct offerings: Silver and Gold International Student Plans providing medical coverage for international students studying in Canada; Discover Canada for visitors to Canada including Super Visa travelers, new immigrants, and returning Canadians; Canuck Voyage for Canadians traveling abroad; and First'Expat + for expatriates. All products include 24/7 emergency assistance, direct-pay network access, and online claim submission capabilities through the company's policy dashboard and student portal platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- Silver International Student Plan Cost-effective medical insurance plan for international students in Canada providing emergency medical expense coverage, dental accident coverage, emergency maternity expenses, and accidental death benefit. Includes family coverage and side trip coverage outside Canada.
- Gold International Student Plan Enhanced medical insurance plan for international students in Canada offering emergency medical coverage plus check-up, eye exam, and services of various medical practitioners. Includes family coverage and side trip coverage outside Canada.
- Discover Canada Affordable comprehensive assistance and medical service plan for visitors to Canada without government health insurance coverage, including Super Visa applicants, travelling youth, new immigrants, and returning Canadians. Offers coverage up to $1 million with non-emergency options such as maternity, physical exams, vaccines, and eye exams.
- Canuck Voyage Travel medical insurance plan for Canadians providing single-trip coverage up to 365 days (under 60) or 35 days (60-79) without medical questionnaire. Automatically covers stable pre-existing conditions for applicants age 60+, with discounts available for travel companions and families, and overall maximum limit of $7,000,000.
- First'Expat + International health insurance plan for expatriates with coverage limits of $500,000 to $3,000,000, worldwide coverage, and optional riders for vision, dental, maternity, assistance/repatriation services, and legal assistance/third-party liability.
Quantifiable outcome
- Pre-existing condition coverage available with 30-180 day stability period depending on product and age
- +2 more outcomes
Companies that use StudyInsured
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles5 records
StudyInsured technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
StudyInsured partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- MSH International (Canada) Ltd.coreMSH International (Canada) Ltd. is the parent company and operator of StudyInsured. The company has been in the insurance industry since 1946 and is licensed across all Canadian provinces and territories. MSH International develops unique student insurance plans and provides the infrastructure for StudyInsured products including claims processing and emergency assistance.
Scale indicators2 records
Recent moves4 records
Expansion highlights4 records
StudyInsured competitors and assessment
Company assessmentEmerging players
- VisitorsCoverage: VisitorsCoverage is an online marketplace aggregating visitor and Super Visa insurance products from multiple carriers; it is an emerging player competing for the same visitor/immigrant segment served by StudyInsured's Discover Canada plan, primarily through digital comparison shopping.
- World Nomads: World Nomads is a digitally native travel insurance brand popular with younger and student travelers; it is an emerging player in the same outbound traveler segment targeted by Canuck Voyage with a more direct-to-consumer digital model.
Broad incumbents
- Blue Cross Canada (Pacific Blue Cross, Alberta Blue Cross, etc.): Blue Cross plans across Canadian provinces provide travel and international student health coverage through regional carriers; they compete with StudyInsured particularly in student plans and visitor/Super Visa products within their home provinces.
- Sun Life Financial: Sun Life is a major Canadian life and health insurer offering travel medical coverage and group benefits; as a broad incumbent it overlaps with StudyInsured in visitor, traveler, and expatriate insurance segments.
- Desjardins Insurance: Desjardins is a major Canadian financial services group that offers travel and student health insurance across Quebec and the rest of Canada; it is a broad incumbent with overlapping visitor and student coverage and benefits from strong cooperative distribution.
- Cigna Global Health: Cigna Global offers international health insurance for expatriates and globally mobile individuals worldwide, directly competing with StudyInsured's First'Expat+ product for expatriate customers seeking worldwide coverage.
- Manulife Financial: Manulife is one of Canada's largest insurers and offers travel medical and student health products under CoverMe; as a broad incumbent with extensive brand and agent networks, it competes with StudyInsured across visitors, travelers, and student segments.
- Allianz Travel Insurance: Allianz is a global travel insurance carrier with Canadian operations offering outbound traveler medical insurance, competing with StudyInsured's Canuck Voyage product; it is a broad incumbent with strong brand recognition.
Direct peers
- Guard.me International Insurance: Guard.me is a leading Canadian provider of international student health insurance and is the most direct competitor to StudyInsured, also partnering with Canadian schools to enroll students at orientation with similar direct-billing and assistance capabilities.
- ISO International Student Insurance: ISO specializes in health insurance for international students and scholars traveling to the US and Canada, offering comparable student plan tiers, direct-billing networks, and school partnership distribution that competes head-to-head with StudyInsured.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
StudyInsured social profiles
Digital presenceStudyInsured financial estimates
Financial estimateRevenue estimate
Valuation estimate
StudyInsured leadership team
Management profileNumber of profiles
StudyInsured funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
StudyInsured M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about StudyInsured
What does StudyInsured do?
StudyInsured provides health and travel medical insurance plans targeted at international students studying in Canada, visitors to Canada (including Super Visa applicants, new immigrants, and returning Canadians), Canadian travellers abroad, and expatriates worldwide. Plans are offered at tiered coverage levels (Silver, Gold, and product-specific tiers), billed on daily or annual premium cycles, with 24/7 multilingual emergency assistance, online claims submission via Student Portal, and access to Canada's largest direct-pay medical facility network.
Is StudyInsured a public or private company?
StudyInsured is a private company. It is classified as corporate owned and is currently operating.
When was StudyInsured founded?
StudyInsured was founded in 1946. It employs 51 to 100 people.
Where is StudyInsured based?
StudyInsured is headquartered in Toronto, Canada, in the North America region.
How does StudyInsured make money?
Four revenue lines are on record. Insurance Premiums - International Student Plans are the primary driver. The others are insurance Premiums - Visitors to Canada, insurance Premiums - Canadian Travellers and insurance Premiums - Expatriates.
Who are StudyInsured's main competitors?
Emerging players on record are VisitorsCoverage and World Nomads. Broad incumbents are Blue Cross Canada (Pacific Blue Cross, Alberta Blue Cross, etc.), Sun Life Financial, Desjardins Insurance, Cigna Global Health, Manulife Financial and Allianz Travel Insurance. Direct peers are Guard.me International Insurance and ISO International Student Insurance.
Does StudyInsured have an API?
No public API is recorded for StudyInsured.
What industry is StudyInsured in?
StudyInsured's product category is Travel and Health Insurance. Its primary akta.pro industry code is FSAIAFAJ, International / Expatriate Group Health Plans, with a secondary code of FSAIAEAI, Travel Medical Insurance (Individual). Its NAICS code is 524114 and its SIC code is 6321.