ZipReports
ZipReports is a US-based background screening provider (division of AAA Credit Bureau Inc., founded 2000) offering tenant and employment screening, drug testing, and credit/rent reporting to landlords, property managers, employers, and insurance agents via per-transaction pricing with no contracts.
- Company typePrivate
- Founded2000
- HeadquartersNorthridge, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What ZipReports does
ZipReports is a US-based background screening provider that operates as a division of AAA Credit Bureau Inc., headquartered in Northridge, California, and founded in April 2000 by Payam Rezvan. The company delivers tenant screening, employment screening, drug testing, business credit reporting, and ancillary services such as rent-payment reporting, criminal monitoring, renters insurance, landlord protection, and collection recovery to property managers, individual landlords, employers, HR personnel, insurance agents, and property investors nationwide across all 50 states.
The technology stack is anchored by an SSAE 16-certified data center in Los Angeles and a proprietary dual-redundant processing system deployed in-house since 2008. ZipReports aggregates data from the three national credit bureaus (Experian, Equifax, TransUnion), TeleCheck, LabCorp, Quest Diagnostics, and Dun & Bradstreet, and houses records including over 345 million criminal records, 34 million eviction records, 500 million criminal records from multi-state databases, and 200 million consumer files for SSN validation. The product suite — Tenant ScreenPro, Employment ScreenPro, Reportintel, ZipApp, TenantRentRoll, Criminal Monitoring, and Employment AuditPro — is accessible via web interface and API, with built-in tools such as the NameScan+ name-matching algorithm and a Customized Score Card decisioning engine.
The business model is primarily transaction-based: customers pay per report with no setup fees, no monthly minimums, and no contracts, supplemented by subscription services for ongoing monitoring and affiliate-driven distribution. Applicant-paid screening — where the screening fee is paid by the screening subject — is offered as an option, providing a churn-insulated revenue layer. An affiliate program and phone-based sales channel round out the go-to-market, and the company has raised no documented external funding.
ZipReports firmographics
Firmographics- Name
- ZipReports
- Legal name
- AAA Credit Bureau Inc.
- Website
- https://zipreports.net
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- ZipReports is a US-based background screening provider (division of AAA Credit Bureau Inc., founded 2000) offering tenant and employment screening, drug testing, and credit/rent reporting to landlords, property managers, employers, and insurance agents via per-transaction pricing with no contracts.
- Ownership category
- akta.pro rank
ZipReports industry classification
Industry- Product category
- Background Screening Services
- NAICS
- Credit Bureaus (561450), Investigation and Personal Background Check Services (561611)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Tenant & Rental Background Screening (BPAKAEAB)
- akta.pro secondary industries
- Credit History Checks (Permissible Purpose) (BPACALAF), Criminal Background Checks (National/State/County) (BPACALAA), Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA)
Keywords
Where ZipReports is headquartered
LocationHeadquarters
- HQ city
- Northridge
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
ZipReports business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Supply Chain, Infrastructure
Revenue model
- Background Screening Reports: Individual report fees for various screening services including credit reports, criminal searches, eviction searches, employment verification, DMV records, drug testing, and more. Clients pay per report ordered with no monthly minimums or contracts required. Volume discounts available for high-volume users.
- Application Processing Fees: ZipApp platform collects application fees by credit card and ACH from applicants. Landlords receive the service at no cost, with fees passed through by applicants who pay for their own screening reports.
- Affiliate/Partner Revenue Share: Partner program where affiliates promote ZipReports to their members or clients via co-branded URLs. Partners earn agreed-upon overrides on transactions processed through their unique URLs.
- Ongoing Monitoring Services: Criminal Monitoring and Employment AuditPro provide continuous scanning of employee criminal history for one year after hire. Recurring monitoring revenue based on number of enrolled employees and chosen monitoring schedule.
- TenantRentRoll Reporting: Rental payment reporting to TransUnion. Property managers pay for the service to report resident rent payments, which helps attract responsible tenants and improve cash flow through reduced delinquencies.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Report-Based Pricing (No Minimums) |
| Transaction based/ take rate | Pay-as-you-go | Reportintel Platform - Applicant-Pays Model |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
ZipReports product offering
Product offeringCore offering
ZipReports provides comprehensive background screening services for landlords, property managers, and employers, including tenant screening (credit, criminal, eviction, sex offender, OFAC searches), employment screening (criminal, education/license verification, DMV, drug testing, I-9 compliance), and business credit reports. The company operates proprietary web-based platforms aggregating data from Experian, Equifax, TransUnion, TeleCheck, and criminal/eviction databases covering all 50 states.
Product overview
ZipReports offers a comprehensive background screening platform providing tenant screening, employment screening, business credit reports, and compliance resources. The core product family includes Tenant ScreenPro for comprehensive tenant background checks and Employment ScreenPro for pre-employment screening, both offered as bundled packages. Supporting products include Credit Reports from all three major bureaus, Criminal Searches at county/state/federal levels, Eviction Reports, Social Search for SSN verification, National Sex Offender and Terrorist Watch List searches, DMV Records, Drug Testing, Education and License Verification, and I-9 Compliance services. The platform offers add-on modules including Customized Score Card (Decisioning) for automated pass/fail recommendations, Criminal Monitoring for ongoing employee surveillance, Employment AuditPro for periodic post-hire rescreening, and NameScan+ for enhanced name matching. Digital platforms include ZipApp for online rental applications with payment processing, Reportintel for simplified tenant screening, and TenantRentRoll for TransUnion rent payment reporting. Business Credit Reports incorporate data from D&B and Experian. All services are delivered through a web-based system with compliance resources for FCRA, FACT Act, and Dodd-Frank requirements.
Differentiator
Problem solved
Functional benefit
Brands
- Reportintel: A powerful and convenient tenant screening service platform that allows individuals and realtors to stay compliant with FCRA and Federal Regulations without lengthy application processes.
- ZipApp
- Employment ScreenPro
- Employment AuditPro
- Tenant ScreenPro
- TenantRentRoll
Products and services
- Tenant ScreenPro
- Employment ScreenPro
- Credit Reports
- Criminal Search
- County Criminal Search
- Federal Criminal Search
- Eviction Reports & Searches
- Social Search
- National Sex Offender Search
- Terrorist Watch List
- TeleCheck Check Verification
- Education Verification
- License Verification
- DMV Records
- Drug Testing
- I-9 Compliance
- Criminal Monitoring
- Employment AuditPro
- Reportintel
- ZipApp
- Business Credit Report
- TenantRentRoll
- Federal Civil Search
- County Civil Search
Quantifiable outcome
- 50% average reduction in payment delinquency when using TenantRentRoll
- +4 more outcomes
Companies that use ZipReports
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles4 records
ZipReports technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration11 records
Feature5 records
ZipReports partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- ExperiancoreCredit reporting bureau providing consumer credit reports, credit scores (including VantageScore), and SSN validation data for tenant and employment screening services.
- EquifaxcoreCredit reporting bureau providing credit report data and scoring solutions including Beacon score for screening services.
- TransUnioncoreCredit reporting bureau partner for credit reports, scores, and tenant rent payment reporting through TenantRentRoll product. Also provides rental payment data integration.
- TeleCheckcoreCheck verification service that maintains database of check writing history based on driver license numbers. Returns approval, denial, or no record results for check writers.
- LabCorpcoreLaboratory partner for drug testing services. DHHS certified laboratory providing urine, hair, blood, and saliva specimen testing with FDA-approved immunoassay procedures.
- Quest DiagnosticscoreLaboratory partner for drug testing services. DHHS certified laboratory providing comprehensive drug panel testing including NIDA-5 panel.
Scale indicators8 records
Recent moves6 records
Expansion highlights6 records
ZipReports competitors and assessment
Company assessmentBroad incumbents
- HireRight: Global background screening incumbent owned by a PE sponsor. Overlaps with ZipReports on employment screening, criminal checks, MVRs, and drug testing, serving enterprise and mid-market customers.
- First Advantage: Large, publicly-listed background screening incumbent offering a broad portfolio across employment, tenant, and screening-as-a-service. Competes with ZipReports particularly in employment screening and drug testing.
Direct peers
- Checkr: Leading technology-forward background screening platform. Overlaps with ZipReports on employment screening, criminal searches, and eviction checks, and competes for SMB and mid-market accounts with API-first delivery.
- Accurate Background: Background screening provider focused on employment screening (criminal, credit, MVR, drug testing). Directly overlaps ZipReports' Employment ScreenPro product line, including drug testing and ongoing monitoring.
- Experian Connect: Experian's tenant/employment screening offering competes directly with ZipReports in credit-driven tenant screening. Uses Experian credit data and offers a similar applicant-paid model for landlords and small businesses.
- TransUnion SmartMove: TransUnion's tenant screening product directly competes with ZipReports' Tenant ScreenPro. Same applicant-paid model, same credit bureau data source (TransUnion), and same target market of independent landlords and small property managers.
- Sterling: Major background screening provider offering criminal, credit, employment, and tenant screening services. Competes with ZipReports across both tenant and employment screening verticals, including SMB and enterprise tiers.
Emerging players
- Pipl: Identity verification and people search platform providing consumer data similar to ZipReports' Social Search (SSN Trace) and address-history lookup. Partial overlap in identity resolution for screening use cases.
Regional players
- RealPage: Property management software platform serving US multifamily operators with resident screening integrated into its property management suite. Indirect competitor to ZipReports' landlord-focused screening products.
- Yardi: Property management software provider serving US real estate operators with integrated tenant screening workflows. Overlaps with ZipReports as a property management software alternative that bundles screening.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks7 records
Key highlights7 records
Customer concentration
ZipReports social profiles
Digital presenceZipReports compliance and trust
Trust signalCompliance3 records
ZipReports financial estimates
Financial estimateRevenue estimate
Valuation estimate
ZipReports leadership team
Management profileNumber of profiles
Profiles1 record
ZipReports funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ZipReports M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ZipReports
What does ZipReports do?
ZipReports provides comprehensive background screening services for landlords, property managers, and employers, including tenant screening (credit, criminal, eviction, sex offender, OFAC searches), employment screening (criminal, education/license verification, DMV, drug testing, I-9 compliance), and business credit reports. The company operates proprietary web-based platforms aggregating data from Experian, Equifax, TransUnion, TeleCheck, and criminal/eviction databases covering all 50 states.
Is ZipReports a public or private company?
ZipReports is a private company. It is classified as corporate owned and is currently operating.
When was ZipReports founded?
ZipReports was founded in 2000. It employs 1 to 10 people.
Where is ZipReports based?
ZipReports is headquartered in Northridge, United States, in the North America region.
How does ZipReports make money?
Five revenue lines are on record. Background Screening Reports are the primary driver. The others are application Processing Fees, affiliate/Partner Revenue Share, ongoing Monitoring Services and tenantRentRoll Reporting.
Who are ZipReports's main competitors?
Broad incumbents on record are HireRight and First Advantage. Direct peers are Checkr, Accurate Background, Experian Connect, TransUnion SmartMove and Sterling. Pipl is listed as an emerging player. Regional players are RealPage and Yardi.
Does ZipReports have an API?
No public API is recorded for ZipReports.
What industry is ZipReports in?
ZipReports's product category is Background Screening Services. Its primary akta.pro industry code is BPAKAEAB, Tenant & Rental Background Screening, with a secondary code of BPACALAF, Credit History Checks (Permissible Purpose). Its NAICS code is 561450 and its SIC code is 7320.