What Visma Amili does

Visma Amili is a Norwegian fintech company and wholly owned subsidiary of Visma Group, headquartered at Karenslyst Allé 56 in Oslo with a secondary office in Trondheim. It operates as Norway's third-largest debt collection provider, delivering an end-to-end Invoice-to-Cash platform that covers invoice distribution, automated reminders, payment solutions, credit management, and licensed debt collection (inkasso). The company serves Norwegian businesses across all size tiers and verticals — telecom (Ice), energy (Fjordkraft, Vattenfall), parking, real estate, and accounting firms (Azets, Hetor, BackOffice4u) — through both direct digital channels and a partner network of outsourced finance providers.

The platform's core product is AutoCollect, a cloud-based service natively embedded inside eight Norwegian accounting and ERP systems (Visma eAccounting, Tripletex, PowerOffice, Business NXT, Visma Business, Visma Global, Visma Net, and Visma Contracting). AutoCollect is activated with few clicks inside the customer's existing accounting software at no upfront cost, then automates reminder and collection workflows compliant with Norwegian Inkassoforskriften, with case tracking, an AutoCollect API, and modern debtor (MinSide) and creditor (Amiliportalen) portals. The broader Invoice-to-Cash stack adds Fakturadistribusjon (multi-channel EHF/eFaktura distribution), Kredittstyring (Amili Intelligence credit management), Amili Pay payment options including Vipps, Fakturaadministrasjon (ARM), EDI, and an Aksesspunkt access point for standardized document exchange.

Visma Amili generates revenue primarily through regulated, transaction-based collection fees (salær) tied to claim size, case complexity, and creditor VAT status under Norwegian law, plus subscription and platform revenue on the broader Invoice-to-Cash suite. The company had 152 employees as of 2025 across two offices, with the regulated collection activity housed in a separate subsidiary, Amili Collection AS. The business is operated as part of the Visma Group conglomerate, with no external funding rounds disclosed and revenue figures not publicly reported. AutoCollect has reportedly collected NOK 40 billion through automation over a 20-year operating history.

Name

Visma Amili

Legal name

Visma Amili AS

Website

https://amili.no

Company type

Private

Operating status

Operating

Headcount range

101–250 employees

Short description

Visma Amili is a Norwegian fintech subsidiary of Visma Group providing an Invoice-to-Cash platform for businesses of all sizes. Its core product, AutoCollect, automates payment follow-up and debt collection natively inside eight major Norwegian accounting and ERP systems. Norway's third-largest debt collection provider.

Ownership category

akta.pro rank

Product category

Accounts Receivable / Invoice-to-Cash Software

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320), Services-Prepackaged Software (7372)

akta.pro primary industry

Accounts Receivable (Invoicing, Cash Application, Deductions) (BPAAAGAB)

akta.pro secondary industry

E-Invoicing & Invoice Presentment (B2B/B2G) (FSAMAJAF)

Keywords

• Invoice-to-cash platform
• Debt collection services
• Credit management software
• Accounts receivable automation
• Payment follow-up solutions

Headquarters

HQ city

Oslo

HQ country

Norway

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Transaction-based collection fees (inkasso): Visma Amili charges per-collection fees (salær) based on the size of the outstanding claim, governed by the Norwegian Inkassoforskriften (collection fee regulation). Fees vary by claim bracket, case type (simple vs. complex), and whether the creditor has VAT deduction rights. Additional fees include reminder charges (purregebyr), legal fees, and court costs. Revenue is entirely usage-based and event-driven, proportional to collection volume.
2. Integrated software subscription (AutoCollect): AutoCollect is embedded in Visma accounting systems (eAccounting, Tripletex, PowerOffice, Business NXT, Visma Business, Visma Global, Visma Net, Visma Contracting). While activation is described as cost-free, the platform enables Amili to monetize through the transaction-based collection fees generated when customers use the reminder/collection features. Additional recurring value comes from the broader Invoice-to-Cash platform subscriptions.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Visma Amili provides an end-to-end Invoice-to-Cash platform built around its AutoCollect product, which delivers automated payment follow-up, debt collection, invoice distribution, credit management, and payment solutions natively embedded in Norwegian accounting and ERP systems. The company combines a regulated debt collection agency (Finanstilsynet supervised) with embedded SaaS technology to manage the full invoice-to-payment lifecycle for Norwegian businesses of any size.

Product overview

Visma Amili is a Norwegian fintech company and part of the Visma Group, offering a comprehensive Invoice-to-Cash platform. The core product AutoCollect provides automated payment follow-up and debt collection, integrated natively into multiple Visma and third-party ERP/accounting systems. The product portfolio includes invoice distribution (EHF, eFaktura), credit management, payment solutions (including Amili Pay), invoice administration (ARM), and full collection services. The company operates as Norway's third-largest collection provider, offering both self-service tools and managed services through one unified platform with one provider, one solution, one overview dashboard.

Differentiator

Problem solved

Functional benefit

Products and services

• AutoCollect Automated payment follow-up and debt collection service embedded directly inside accounting/ERP systems. Activates with a few clicks, sends reminders and collection letters per Norwegian inkasso law, tracks cases, and runs the entire dunning and collection workflow.
• Invoice-to-Cash End-to-end Invoice-to-Cash platform covering the full lifecycle from invoice distribution to payment collection, including reminders, debt collection, legal recovery, credit management, monitoring, reporting, and advisory. Marketed as one provider, one solution, one overview.
• Fakturadistribusjon (Invoice Distribution) Multi-channel automated invoice distribution that sends invoices via the most cost-effective channel based on customer preferences, including EHF, eFaktura, and other electronic formats.
• Kredittstyring (Credit Management / Amili Intelligence) Customer credit assessment and monitoring service providing insight into payment history and customer risk profiles to help businesses assess creditworthiness before extending payment terms.
• Betalingsløsninger (Payment Solutions / Amili Pay) Flexible payment solutions enabling multiple payment options to facilitate faster payment, including Vipps integration and Amili Pay.
• Fakturaadministrasjon (Invoice Administration / ARM) Accounts receivable management service that matches invoices with payment status, tracking whether payments have been received or if further follow-up is needed.
• Inkasso (Collection Services) Debt collection services including dunning, legal collection, international collection, and court proceedings, with collection rates, fees, and compliance governed by Norwegian collection regulations (Inkassoforskriften).
• EDI (Electronic Data Interchange) Electronic Data Interchange service for standardized business document exchange with trading partners.
• Aksesspunkt (Access Point) Electronic access point service for document exchange and integration with various business systems.
• MinSide (MyPage) Self-service portal for debtors to view outstanding claims, access payment information, communicate with collection agents, request payment plans, and make payments online using BankID.
• Amiliportalen (Customer/Creditor Portal) Modern creditor dashboard providing full overview and insight into individual cases, analytics, reports, and liquidity insights across the entire invoice-to-cash pipeline.
• AutoCollect API API access for the AutoCollect service enabling programmatic integration with external systems and custom automated collection workflows.

Quantifiable outcome

• Around 65-85% of overdue invoices are paid after the first reminder/collection notice
• +2 more outcomes

Named customers8 records

Segments5 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

Feature8 records

Partnerships

Eight partnerships are on record, tiered major and core.

• Azets Insights ASmajorChannel Partner/ Reseller/ Distributor · 1 January 2012Azets Insights AS, one of Norway's largest accounting firms with 950+ employees, has used AutoCollect since 2012. Azets offers automated payment follow-up as a value-added service to its clients through the AutoCollect integration in Visma Business and its own platform. Azets is a significant channel partner that distributes Amili's services to a large client base across Norway.
• TripletexcoreTechnology or IntegrationAutoCollect is seamlessly integrated into Tripletex's accounting software. Accounting firms and businesses using Tripletex can activate automated payment follow-up and debt collection directly within the platform.
• PowerOfficecoreTechnology or IntegrationAutoCollect is natively built into PowerOffice Go, enabling users to activate and manage automated payment reminders and debt collection within their accounting workflow.
• Visma BusinesscoreTechnology or IntegrationAutoCollect is seamlessly integrated into Visma Business, enabling users to manage payment follow-up and collections directly within their ERP system.
• Visma NetcoreTechnology or IntegrationAutoCollect is built into Visma Net ERP platform, providing automated collection capabilities for users of this cloud ERP solution.
• Business NXTcoreTechnology or IntegrationAutoCollect is integrated into Business NXT ERP, enabling automated payment follow-up for users of this platform.
• Visma GlobalcoreTechnology or IntegrationAutoCollect is integrated into Visma Global, providing automated debt collection features for users of this ERP system.
• eAccountingcoreTechnology or IntegrationAutoCollect (branded as Visma Inkasso) is embedded in Visma eAccounting, enabling small businesses to activate payment follow-up and collections directly in their accounting software.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Basware: Established Nordic-headquartered AP/AR and spend management incumbent with broader procure-to-pay focus. Overlaps with Amili on invoice distribution, e-invoicing, and AR automation as part of a wider corporate finance suite.

Direct peers

• Lowell: Pan-European credit management specialist combining debt purchase with collection services. Comparable business model targeting the same enterprise creditors and B2B AR/collection workflows that Amili serves.
• Intrum: Nordic and pan-European leader in debt collection and credit management. Directly competes with Amili across B2B debt collection, dunning, and credit management services in Norway and the broader Nordic region.
• Kredinor: Norwegian credit management specialist and Finanstilsynet-supervised debt collection agency. Direct competitor in the Norwegian inkasso market with overlapping AR/collection offerings.
• B2 Impact: Norwegian-headquartered debt collection group with Nordic operations. Direct competitor in the regulated Norwegian collection market with comparable offerings in debt purchasing and managed collection.

Others

• Tradeshift: E-invoicing network and supply chain finance platform with electronic invoice exchange and financing capabilities. Adjacent infrastructure provider serving some of the same accounts payable and invoicing workflows.
• OpusCapita: Nordic-headquartered provider of AP automation, e-invoicing, and payment services. Adjacent infrastructure provider serving similar enterprise AR/AP and electronic document exchange use cases as Amili's fakturadistribusjon product.
• Pagero: E-invoicing and e-document network operator. Adjacent infrastructure provider that overlaps with Amili's fakturadistribusjon and eFaktura service layer, enabling B2B and B2G electronic invoice exchange.

Emerging players

• HighRadius: AI-powered Order-to-Cash / Treasury platform offering cash application, collections, credit, and electronic invoicing. SaaS-native competitor targeting similar invoice-to-cash workflows at mid-market and enterprise scale.
• Esker: SaaS platform for Order-to-Cash automation including cash application, collections, electronic invoicing, and deductions. Provides comparable software functionality for finance teams seeking AR automation similar to Amili's Invoice-to-Cash platform.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/Amilinorge
• LinkedInlinkedin.com/company/visma-amili-as
• Instagraminstagram.com/amilinorge

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Visma Amili