Titan Risk Solutions

What Titan Risk Solutions does

Titan Risk Solutions, doing business as Titan Truck Insurance, is a U.S. trucking insurance brokerage headquartered in Overland Park, Kansas, specializing in commercial coverage for owner-operators and fleet operators. The company distributes six core insurance products through licensed insurance agents: auto liability, physical damage, motor truck cargo, worker's compensation, bobtail, and general liability. It supplements brokerage with ancillary services for trucking operators including safety compliance support, driver training, factoring, and freight-finding assistance. A client portal handles payments (integrated with P1 Finance, Stripe, Stonemark, and IPFS), certificates of insurance requests, claims submission, and Electronic Logging Device (ELD) data upload from fleet telematics providers.\n\nTitan's business model is commission-based brokerage, with pricing structured as custom monthly quotes rather than publicly listed tiers. Distribution is omnichannel within trucking: direct sales via website quote forms and a 24/7 hotline staffed by live representatives, a recruited network of licensed commercial insurance agents, and a regional representative footprint across eight U.S. cities (Los Angeles, Chicago, Charlotte, Atlanta, Kansas City, Chester, Houston, and Overland Park). The company sells in 45 states, excluding New York, Louisiana, Washington, Massachusetts, and California. Brand awareness is reinforced by a multi-year partnership with Richard Childress Racing as the Official Truck Insurance sponsor in the NASCAR Cup Series and Xfinity Series.\n\nIn April 2026, Titan was acquired by Keystone Agency Partners, a Mechanicsburg, Pennsylvania-based insurance broker, to anchor Keystone's newly established Trucking Vertical. All 19 employees transferred, former CEO Tim Smith became Keystone's Transportation Vertical Leader, and the company is set to rebrand as Keystone Trucking Solutions later in 2026 while continuing day-to-day operations under the Titan name. The company was bootstrapped with no disclosed venture funding prior to the strategic acquisition.

Name

Titan Risk Solutions

Legal name

Titan Truck Insurance

Website

https://titantruckins.com

Company type

Private

Operating status

Acquired

Headcount range

11–50 employees

Short description

Titan Risk Solutions is a U.S. trucking insurance brokerage selling auto liability, physical damage, cargo, worker's comp, bobtail, and general liability coverage to owner-operators and small fleets via licensed agents across 45 states, with an in-house client portal and ancillary factoring and safety compliance services.

Ownership category

akta.pro rank

Product category

Commercial Trucking Insurance

NAICS

Direct Property and Casualty Insurance Carriers (524126), Insurance Carriers and Related Activities (524)

akta.pro primary industry

Garage Liability & Dealers (Auto Dealers, Repair Shops) (FSAJABAF)

akta.pro secondary industries

Warranty & Service Contract / Mechanical Breakdown Insurance (FSAJAMAM), Vehicle Extended Warranty (VSC) & Mechanical Breakdown Insurance (MBI) (FSAJALAA)

Keywords

• Commercial trucking insurance
• Motor truck cargo coverage
• Auto liability insurance
• Trucking safety compliance
• Freight factoring services

Headquarters

HQ city

Overland Park

HQ country

United States

HQ region

North America

Offices8 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: Company acts as a trucking insurance broker earning commissions from carrier partnerships for placing insurance policies covering auto liability, physical damage, motor truck cargo, worker's comp, bobtail, and general liability.
2. Additional Services: Provides ancillary services including safety compliance, driver training, factoring, and freight-finding assistance for trucking companies.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Titan Risk Solutions is a commercial trucking insurance broker that places insurance policies covering auto liability, physical damage, motor truck cargo, worker's compensation, bobtail, and general liability for owner-operators and fleet operators. In addition to brokerage, the company provides ancillary trucking services including safety compliance support, driver training, factoring, and freight-finding assistance, supported by an online Client Portal for payments, COI requests, claims submission, and ELD data upload.

Product overview

Titan Risk Solutions is a trucking insurance broker offering a comprehensive suite of six core insurance products for the trucking industry: Auto Liability Insurance (primary coverage required for legal truck operation), Physical Damage Coverage (collision, comprehensive, fire and theft protection), Motor Truck Cargo Insurance (cargo protection during transit), Worker's Compensation Insurance (employee workplace injury protection), Bobtail Insurance (non-trucking liability for trucks without trailers), and General Liability Insurance (business premises protection). The company also provides additional services including safety compliance support, driver training programs, factoring services, and freight-finding assistance. Insurance is offered across most U.S. states with representatives located in Los Angeles, CA, Chicago, IL, Charlotte, NC, Atlanta, GA, Overland Park, KS, Kansas City, MO, Chester, NJ, and Houston, TX.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Liability Insurance Primary truck insurance coverage required for legal operation of commercial trucks, covering bodily injury and property damage when the truck is involved in an accident. Targeted at owner-operators and fleet operators.
• Physical Damage Coverage Coverage for repairs to trucks damaged in accidents or non-collision incidents, including collision insurance, comprehensive insurance, and fire and theft with combined additional coverages. Targeted at owner-operators and fleet operators.
• Motor Truck Cargo Insurance Insurance covering freight or commodity hauled by motor carriers, protecting against damage, theft, or loss due to fire, collision, or other covered perils during transit. Targeted at motor carriers and trucking companies.
• Worker's Compensation Insurance Protection for trucking businesses and employees from workplace injury risks, covering disability, disfigurement, or illness resulting from job-related activities. Targeted at trucking businesses with drivers and operational staff.
• Bobtail Insurance Coverage for semi-trucks operated without a trailer attached, protecting owner-operators and fleet managers from non-trucking liability and physical damage risks. Targeted at owner-operators and fleet managers.
• General Liability Insurance Coverage for legal defense and court costs associated with accidents or damages occurring at the business premises, including third-party bodily injury and property damage claims. Targeted at trucking businesses operating physical premises.
• Safety Compliance Support Ancillary service that helps trucking companies meet FMCSA, DOT, and safety compliance requirements. Targeted at owner-operators and fleet operators needing help with regulatory compliance.
• Driver Training Programs Ancillary driver training programs for trucking companies and owner-operators. Targeted at new entrants and existing drivers needing professional development.
• Freight Factoring Services Factoring program that provides trucking companies with cash flow solutions by purchasing their accounts receivable at a discount. Targeted at owner-operators and small fleet operators needing working capital.
• Freight-Finding Assistance Assistance to trucking companies in finding and securing freight loads, including help with initial DOT paperwork for new entrants. Targeted at owner-operators and small fleets, particularly those starting up.

Quantifiable outcome

• 24/7 service hotline ensures always-available support for clients
• +1 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature2 records

Partnerships

One partnership is on record.

• Richard Childress RacingcoreGTM or Marketing Partner · 16 July 2024Titan Risk Solutions is the Official Truck Insurance of Richard Childress Racing. Multi-year, multi-car partnership spanning both NASCAR Cup Series and NASCAR Xfinity Series. Sponsorship includes branding on race vehicles and participation in major racing events including the Brickyard 400 at Indianapolis Motor Speedway.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Canal Insurance Company: Specialty commercial trucking insurance carrier focused on commercial auto liability, physical damage, and motor truck cargo for fleets and owner-operators. Closest specialty-carrier analog to Titan's product mix and target customer.
• OOIDA (Owner-Operator Independent Drivers Association): Member-owned association serving owner-operators and small fleets with insurance products (health, life, truck, bobtail) and advocacy. Directly comparable to Titan on target customer (independent truckers) and product lines, with the advantage of a captive member base.
• National Interstate Insurance Company: Specialty transportation insurer within the Great American Insurance Group, serving truck, bus, and moving companies with auto liability, physical damage, cargo, and workers' comp. Directly comparable specialty transportation insurance portfolio.
• Lancer Insurance Company: Specialty insurer writing commercial auto liability, physical damage, and cargo for the trucking industry. Direct specialty-carrier competitor in the same product and customer segments as Titan.
• Great West Casualty Company: Specialty property & casualty insurer exclusively focused on the trucking industry, writing auto liability, physical damage, cargo, and general liability for fleets nationwide. Highly comparable product set and customer base to Titan's placement focus.

Broad incumbents

• Progressive Commercial: Largest U.S. commercial auto insurer with a sizeable commercial trucking book. Competes with Titan for the same fleet and owner-operator premium but operates at massive scale through direct and agent channels rather than as a specialist broker.
• Berkshire Hathaway GUARD Insurance: Berkshire Hathaway-affiliated commercial P&C carrier with strong small-fleet and workers' comp penetration, including trucking risks. Broad incumbent competing across several of Titan's product lines.
• GEICO Commercial: Berkshire Hathaway-owned commercial auto insurer offering commercial truck and fleet policies direct and through agents. Competes for the same owner-operator and small fleet premiums, but at substantially greater scale and brand recognition.
• Liberty Mutual Commercial Insurance: Major U.S. P&C carrier with a sizable commercial trucking practice covering auto liability, physical damage, and workers' comp. Broad incumbent alternative to Titan for mid-market and larger fleets.

Emerging players

• CoverWallet (an Aon company): Digital commercial insurance platform (acquired by Aon) that enables small businesses — including trucking operators — to quote and bind commercial policies online. Represents the digital-native / insurtech competitive threat to traditional specialty brokers like Titan.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/titanrisksolutions

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Titan Risk Solutions