BitIRA

Name

BitIRA

Legal name

Lone Wolf Investments, Inc.

Website

https://bitira.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Crypto Retirement Accounts (Self-Directed Cryptocurrency IRAs)

NAICS

Funds, Trusts, and Other Financial Vehicles (525)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE)

Keywords

• Cryptocurrency IRA services
• Self-directed IRAs
• Digital asset retirement
• Bitcoin retirement accounts
• Crypto retirement rollover

Headquarters

HQ city

Burbank

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Others

Revenue model

1. Transaction Fees: BitIRA charges a fee for services provided based on the transaction value. This is the primary revenue stream, with fees assessed when customers purchase or sell digital currencies through the platform.
2. Annual Maintenance and Storage Fees: The company charges approximately $80 annual maintenance fee plus $100+ storage fees for custodial services managing digital currency within IRAs.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels7 records

Core offering

BitIRA enables individual investors to hold cryptocurrencies inside self-directed IRAs by combining a custodian (Equity Trust) for retirement account administration with exchange execution and Fireblocks-powered MPC custody for the underlying digital assets. Customers fund accounts via rollovers from 401(k), Traditional, Roth, SEP, and SIMPLE IRAs, then buy, sell, and store a menu of cryptocurrencies in a tax-advantaged wrapper. The service is delivered through dedicated specialists plus the My BitIRA online portal.

Product overview

BitIRA operates as a cryptocurrency IRA platform offering self-directed individual retirement accounts that allow users to hold digital currencies within tax-advantaged retirement structures. The core platform is the Digital IRA (Self-Directed IRA), which is available in multiple account types including Traditional IRA, Roth IRA, SEP IRA, and SIMPLE IRA variants. The service supports a broad portfolio of over 20 individual cryptocurrency IRAs including Bitcoin, Ethereum, Bitcoin Cash, Litecoin, Ripple (XRP), Solana, Chainlink, Cardano, Stellar Lumens, Zcash, Polkadot, Aave, Uniswap, Decentraland, and others. Customers access the platform through the My BitIRA online portal, which enables account management, funding, asset rollovers, and real-time cryptocurrency trading. The company also provides educational resources including the Essential Guide to Digital IRAs and an annual Crypto Tax Q&A publication.

Differentiator

Problem solved

Functional benefit

Products and services

• Digital IRA (Self-Directed IRA) A self-directed individual retirement account offered in Traditional, Roth, SEP, and SIMPLE variants that allows individuals to hold a curated menu of cryptocurrencies inside a tax-advantaged IRA structure, with funding via rollovers from existing 401(k) or IRA balances and execution through BitIRA's specialist and portal-based service.
• My BitIRA Online Portal An interactive online portal for Digital IRA customers to initiate funding, process rollovers, execute real-time cryptocurrency purchases and sales, view transaction history, and monitor portfolio valuations.
• Cryptocurrency Allocation Engine An interactive calculator tool that projects cryptocurrency investment growth potential based on user inputs including expected annual return rates and investment length, comparing outcomes with and without a crypto allocation.

Quantifiable outcome

• Tax-deferred growth on digital currency holdings for the duration of IRA holding period
• +1 more outcomes

Named customers4 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Equity TrustcoreImplementation/ SI/ Consulting PartnerEquity Trust acts as the custodian for BitIRA's self-directed IRAs, managing administrative duties while customers maintain full control over their digital currency. Customers can establish custodial accounts online via My BitIRA or with Digital Currency Specialist assistance.
• FireblockscoreTechnology or IntegrationFireblocks provides digital asset storage and security infrastructure for BitIRA's platform. Their MPC technology enables secure transactions requiring multi-party authorization without customers needing to manage private keys.
• Various Top Cryptocurrency ExchangescoreTechnology or IntegrationBitIRA leverages established relationships with major cryptocurrency exchanges to execute purchases and sales, allowing customers to avoid the rigorous verification process typically required when buying digital currency directly on exchanges.
• Galaxy DigitalminorStrategic or Co-development PartnerBitIRA and Galaxy Digital formed a partnership to provide enhanced services and market intelligence related to cryptocurrency investments within retirement accounts.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• Rocket Dollar: Self-directed IRA/checkbook IRA platform enabling crypto and alternative investments, with a subscription-fee model aimed at more hands-on investors in the same niche.
• iTrustCapital: Direct competitor offering crypto and precious-metals IRAs with low flat monthly fees and real-time trading, appealing to the same rollover-driven retail investor segment BitIRA serves.
• Bitcoin IRA (now BitcoinIRA): Largest direct competitor in the crypto IRA space, offering self-directed IRAs with a broad menu of cryptocurrencies and a similar specialist-driven onboarding flow. Closest like-for-like peer to BitIRA in product, customer base, and GTM motion.
• IRA Financial Trust: Checkbook-controlled self-directed IRA custodian that supports crypto through Checkpoint IRA LLC structures, serving a similar retail customer seeking crypto exposure inside retirement accounts.
• Coin IRA: Direct competitor specializing in crypto IRAs with a specialist-led onboarding experience and a multi-coin product menu that closely mirrors BitIRA's positioning.
• Alto IRA: Self-directed IRA platform with a crypto offering alongside alternative assets (real estate, startups). Competes for the same diversification-seeking retirement saver BitIRA targets.

Broad incumbents

• Charles Schwab: Major incumbent broker exploring crypto capabilities for retirement accounts. Represents the long-term distribution threat as incumbents build crypto rails into existing retirement menus.
• Fidelity Investments: Incumbent brokerage that has begun offering Bitcoin exposure inside workplace 401(k) accounts. Its scale, brand trust, and existing retirement-account relationships make it the most threatening broad incumbent to niche crypto IRA platforms.

Others

• Equity Trust: BitIRA's custodian partner for self-directed IRAs. As a major SDIRA custodian offering crypto support independently, it is an ecosystem enabler and indirect competitive channel.
• Kingdom Trust: Alternative self-directed IRA custodian that supports crypto allocations through partner platforms; cited by BitIRA customers as a competing fee structure in reviews.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/BitIRAOfficial
• YouTubeyoutube.com/channel/UCzZGkkChuTi2VSIaH2rd3JA
• Facebookfacebook.com/BitIRA
• LinkedInlinkedin.com/company/bitira
• Instagraminstagram.com/BitIRAOfficial
• Pinterestpinterest.com/bitiraofficial

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BitIRA