RGF Capital Markets
RGF Capital Markets Ltd. is a publicly listed Indian financial services company headquartered in Kolkata. It provides loans against listed shares, securities, and properties, along with margin funding, corporate, personal, and working-capital loans for small businesses and individuals.
- Company typePublic
- Founded2014
- HeadquartersKolkata, India
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What RGF Capital Markets does
RGF Capital Markets Ltd. is a publicly listed Indian financial services company (BOM:539669) headquartered in Kolkata. Its product set centres on loans against listed shares, securities, and properties, alongside margin funding, corporate loans, personal loans, working-capital loans, and trading in shares and securities. The company distributes these products through a direct, in-person model supported by an internal investor relations and corporate-disclosure function.
The business model is interest-and-fee based: revenue is generated from loan yields, margin-funding charges, and securities-trading activity, with borrowers categorised broadly as small businesses and individuals. All operations are run from a single Kolkata office by a 1–10 employee team and a six-member board led by Managing Director Sagar Mal Nahata. There is no evidence of proprietary technology, digital onboarding channels, or data-driven underwriting — the offering is conventional NBFC-style lending and broking.
In FY2026 the business showed meaningful but small-scale traction: Q4 FY2026 sales were Rs 0.54 crore, up 315.38% YoY, with a Q4 net profit of Rs 0.16 crore (+77.78% YoY) and a full-year net profit of Rs 0.04 crore versus nil the prior year. The company is currently raising additional equity through a 2026 preferential issue disclosed on its IR portal. Given the small revenue base, single-geography footprint, and absence of named customer accounts, the business remains at an early, local stage of scale.
RGF Capital Markets firmographics
Firmographics- Name
- RGF Capital Markets
- Legal name
- RGF Capital Markets Ltd.
- Website
- https://rgfcapitalmarkets.com
- Company type
- Public
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- RGF Capital Markets Ltd. is a publicly listed Indian financial services company headquartered in Kolkata. It provides loans against listed shares, securities, and properties, along with margin funding, corporate, personal, and working-capital loans for small businesses and individuals.
- Ownership category
- akta.pro rank
RGF Capital Markets industry classification
Industry- Product category
- Non-Banking Financial Services
- NAICS
- Commercial Banking (522110), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- SME Term Loans & Growth Capital (FSAKAGAB)
- akta.pro secondary industries
- SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF), Securities Borrowing & Lending (Equities/Bonds) (FSACAIAC)
Keywords
Where RGF Capital Markets is headquartered
LocationHeadquarters
- HQ city
- Kolkata
- HQ country
- India
- HQ region
- Asia
Offices1 record
Markets served
RGF Capital Markets business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Loan Against Securities: Advancing loans against listed shares, securities, and properties. The company provides margin funding and loan against approved securities to individuals and corporate entities.
- Corporate and Personal Loans: Providing corporate loans and personal loans. Working capital loans are offered to small businesses for meeting working capital requirements.
- Trading in Shares and Securities: Trading in shares and securities as part of business operations.
Distribution channels1 record
Marketing channels1 record
RGF Capital Markets product offering
Product offeringCore offering
RGF Capital Markets Ltd. provides a spectrum of financial solutions in India, including advances against listed shares, securities and properties, margin funding, corporate loans, personal loans, and trading in shares and securities. The company targets both individual and corporate clients, with a particular focus on small businesses needing working capital financing and clients seeking liquidity through loan-against-securities or loan-against-property facilities. Documentation is positioned as easy and compliant with government norms, with interest rates and tenure decided case-by-case in line with prevailing policy.
Product overview
RGF Capital Markets Ltd. is a financial services company offering a unified suite of lending and trading products. The core offerings include loans against listed shares, securities, and properties; margin funding; corporate loans; personal loans; working capital loans; and trading in shares and securities. These services are delivered as an integrated financial solutions platform serving both individual and corporate clients in the Indian market.
Differentiator
Problem solved
Functional benefit
Products and services
- Loans Against Listed Shares, Securities and Properties Advances and loans secured by listed shares, securities, and properties offered as collateral; provides liquidity to individuals and corporate entities against their holdings.
- Margin Funding Funding advanced to investors for purchasing securities on margin, with approved securities held as collateral; supports trading activity on Indian exchanges for individuals and corporate entities.
- Corporate Loans Business loans provided to corporate entities for operational and growth needs, structured case-by-case under prevailing government policies.
- Personal Loans Loans extended to individuals for personal financial requirements.
- Trading in Shares and Securities Trading services in shares and securities listed on Indian exchanges, conducted as part of the company's business operations.
- Working Capital Loans Short-term financing solutions designed for small businesses to meet working capital requirements, positioned as an easy qualification path for most small businesses.
- Loan Against Property Loans secured against various types of properties with case-specific maximum tenure and interest rate per government policies, competitive processing fees, easy repayment options, and compliance-driven documentation.
Companies that use RGF Capital Markets
Customer profileSegments1 record
Ideal customer profiles3 records
RGF Capital Markets technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
RGF Capital Markets partnerships and signals
Strategic signalScale indicators3 records
Recent moves4 records
Expansion highlights1 record
RGF Capital Markets competitors and assessment
Company assessmentBroad incumbents
- Bajaj Finance: Largest Indian NBFC offering SME, LAP, personal and margin funding products that closely overlap with RGF's full product suite; serves as the dominant scale benchmark in this space.
- Muthoot Finance: Large listed Indian NBFC in secured retail lending including loan-against-property and gold loans; operates in adjacent secured-lending categories to RGF.
- Sharekhan: Indian retail broking platform offering margin funding and loan-against-shares; comparable to RGF's margin funding and securities trading offerings.
- Motilal Oswal Financial Services: Large Indian financial services group offering margin funding, loan-against-shares, broking and trading; overlaps with RGF's securities and margin products but at significantly greater scale and breadth.
Direct peers
- Sakthi Finance: Small-cap listed Indian NBFC providing vehicle, SME and commercial lending; similar scale and operating profile to RGF as a regional non-bank lender.
- IIFL Securities: Indian listed securities firm offering margin funding, loan-against-shares and trading; directly comparable to RGF's margin funding and securities trading business lines.
- Arman Financial Services: Small-cap Indian NBFC offering micro-enterprise and SME loans; comparable business model and ticket size to RGF, also focused on working capital and term lending.
- MAS Financial Services: Listed Indian NBFC focused on SME, micro-enterprise and two-wheeler lending; directly comparable to RGF's SME working capital and term loan products, though at a much larger scale.
- Five Star Business Finance: Listed Indian NBFC providing secured small-business and loan-against-property products; mirrors RGF's LAP and working-capital offerings within India's retail credit market.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat2 records
Key risks6 records
Key highlights5 records
Customer concentration
RGF Capital Markets financial estimates
Financial estimateRevenue estimate
Valuation estimate
RGF Capital Markets leadership team
Management profileNumber of profiles
Profiles7 records
RGF Capital Markets funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
RGF Capital Markets M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about RGF Capital Markets
What does RGF Capital Markets do?
RGF Capital Markets Ltd. provides a spectrum of financial solutions in India, including advances against listed shares, securities and properties, margin funding, corporate loans, personal loans, and trading in shares and securities. The company targets both individual and corporate clients, with a particular focus on small businesses needing working capital financing and clients seeking liquidity through loan-against-securities or loan-against-property facilities. Documentation is positioned as easy and compliant with government norms, with interest rates and tenure decided case-by-case in line with prevailing policy.
Is RGF Capital Markets a public or private company?
RGF Capital Markets is a public company. It is classified as public and is currently operating.
When was RGF Capital Markets founded?
RGF Capital Markets was founded in 2014. It employs 1 to 10 people.
Where is RGF Capital Markets based?
RGF Capital Markets is headquartered in Kolkata, India, in the Asia region.
How does RGF Capital Markets make money?
Three revenue lines are on record. Loan Against Securities are the primary driver. The others are corporate and Personal Loans and trading in Shares and Securities.
Who are RGF Capital Markets's main competitors?
Broad incumbents on record are Bajaj Finance, Muthoot Finance, Sharekhan and Motilal Oswal Financial Services. Direct peers are Sakthi Finance, IIFL Securities, Arman Financial Services, MAS Financial Services and Five Star Business Finance.
Does RGF Capital Markets have an API?
No public API is recorded for RGF Capital Markets.
What industry is RGF Capital Markets in?
RGF Capital Markets's product category is Non-Banking Financial Services. Its primary akta.pro industry code is FSAKAGAB, SME Term Loans & Growth Capital, with a secondary code of FSABABAF, SME Trade Finance & Working Capital (LCs, Guarantees, Receivables). Its NAICS code is 522110 and its SIC code is 6153.