What BISO Tech does

BISO Tech Ltd. is a privately held payment orchestration company incorporated in the British Virgin Islands (registered number 2176658) with operating presence in London, UK. The firm operates a cloud-based orchestration platform that centralizes payment processing through a single API, connecting merchants with multiple payment providers, payment methods (cards and APMs), and risk management tools. Core platform modules include a Smart Routing Engine for intelligent transaction routing to increase conversions and reduce fees, a Secure Vault for tokenized data storage, Secure Payouts for disbursement control, a Post-Process Reconciliation & Settlements Engine that automates settlement workflows, Customisable Views for role-based dashboards, and Diverse Check-Out Scenario Integration for checkout experiences. Eight payment-method integrations are live: Visa, Stripe, Google Pay, Bancontact, iDEAL, New Payments Platform (Australia), PIX (Brazil), and BLIK (Poland).

The company monetizes via transaction-based fees for payment orchestration services, with pricing set in written client agreements and standard 30-day payment terms; no public pricing is disclosed. GTM is direct enterprise and mid-market field sales, driven primarily through the company website and Calendly demo bookings (calendly.com/bisoteam/30min), supported by a self-serve customer portal at portal.biso.tech. The horizontal target segment is merchants and businesses seeking to consolidate fragmented payment stacks, with use cases spanning intelligent routing, reconciliation automation, and global payment acceptance. The company is at an early stage: headcount is 1-10 employees, no external funding rounds are disclosed, and no named customer logos are public. Compliance posture includes mandatory KYC/KYB onboarding, ongoing AML/CTF monitoring, and GDPR-aligned data handling with EU Standard Contractual Clauses for cross-border transfers; the entity explicitly disclaims bank, custodian, deposit-taking, or custody status.

Name

BISO Tech

Legal name

BISO Tech Ltd.

Website

https://biso.tech

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

1–10 employees

Short description

BISO Tech is a privately held payment orchestration platform that centralizes merchant transaction routing, tokenization, reconciliation, and payouts through a single API across multiple payment providers and regional methods, serving enterprise and mid-market merchants globally.

Ownership category

akta.pro rank

Product category

Payment Orchestration

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

akta.pro secondary industry

Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)

Keywords

• Payment orchestration
• Payment routing
• Transaction reconciliation
• Payment gateway integration
• Merchant payment processing

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Payment Orchestration Services: BISO Tech generates revenue through transaction-based fees for payment orchestration services. The platform charges fees for routing transactions to payment providers and liquidity partners. Fees are set forth in written agreements with clients, typically invoiced with 30-day payment terms.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

BISO Tech provides a cloud-based payment orchestration platform that centralises transactions between merchants, customers, and payment providers through a single API integration. The platform offers intelligent transaction routing, automated reconciliation and settlement, secure vault tokenization, customisable dashboards, and unified checkout integration across multiple payment methods and providers.

Product overview

BISO Tech offers a unified payment orchestration platform that enables businesses to connect multiple payment providers, methods, and risk management tools through a single integration. The core platform is complemented by several functional modules: the Smart Routing Engine for intelligent transaction routing, Customisable Views for tailored dashboards, Secure Vault for data storage and tokenization, Secure Payouts for financial disbursement control, Post Process/Reconciliation & Settlements Engine for workflow automation, and Diverse Check-Out Scenario Integration for seamless checkout experiences. The platform also provides API access for payment integrations and merchant reporting and reconciliation tools. Together, these components provide full visibility into transaction data with intelligent infrastructure for streamlined payment processing.

Differentiator

Problem solved

Functional benefit

Products and services

• BISO Tech Payment Orchestration Platform A centralized payment orchestration platform that streamlines transactions between merchants, customers, and payment providers, offering intelligent routing and reconciliation tailored to business needs. The platform connects multiple payment providers, methods, and risk management tools through a single API integration.

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

Feature6 records

Partnerships

Eight partnerships are on record, tiered core.

• VisacoreTechnology or IntegrationPayment method integration through BISO Tech's orchestration platform, enabling merchants to accept Visa transactions through intelligent routing and processing.
• Google PaycoreTechnology or IntegrationDigital wallet integration providing seamless mobile payment acceptance through BISO Tech's unified checkout and routing infrastructure.
• StripecoreTechnology or IntegrationPayment processor integration enabling BISO Tech to route transactions through Stripe's payment infrastructure as part of the orchestration platform.
• BancontactcoreTechnology or IntegrationBelgian payment method integration supporting local card transactions and authentication for merchants using the BISO platform.
• iDEALcoreTechnology or IntegrationDutch payment method integration for Netherlands transactions through secure routing and processing via the BISO orchestration platform.
• New Payments Platform (NPP)coreTechnology or IntegrationIntegration with New Payments Platform enabling modern payment rails and real-time payment capabilities through BISO Tech's infrastructure.
• PIXcoreTechnology or IntegrationBrazilian instant payment method integration enabling PIX transactions to be routed and processed through the BISO platform.
• BLIKcoreTechnology or IntegrationPolish mobile payment method integration supporting BLIK transactions for merchants using BISO Tech's payment orchestration services.

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Stripe: Global payments platform that has expanded into payment orchestration features (e.g., Stripe Optimization Suite, multi-PSP routing). Highly comparable as it competes for the same merchant orchestration budget, but offers a vastly broader product portfolio.
• Checkout.com: Global payments processor serving enterprise merchants with acquiring and processing, increasingly augmented with orchestration-style routing. A broad incumbent competitor for high-volume merchant contracts.
• Adyen: Unified payments platform serving global enterprise merchants with acquiring, processing, and increasingly orchestration-style routing capabilities. Comparable as a competitor for large merchants' payment infrastructure spend.

Direct peers

• Cellpoint Digital: Payment orchestration platform focused on travel, retail, and marketplaces with intelligent routing and global payment method coverage. Comparable as a fellow orchestration specialist targeting multi-PSP merchants.
• Gr4vy: Cloud-based payment orchestration platform for merchants, offering no-code routing, failover, and tokenization. Closely comparable in scope and target customer to BISO Tech.
• Primer: Specialist payment orchestration platform offering unified API, smart routing, reconciliation, and analytics. Closest direct competitor to BISO Tech's value proposition for multi-PSP merchants.
• Paydock: Orchestration platform connecting merchants to multiple gateways and APMs via a single API, with tokenization and routing. Comparable in feature set and horizontal SMB-to-mid-market positioning.
• Spreedly: Payment orchestration and vaulting platform providing a single API to connect to multiple PSPs, with tokenization and routing. Directly comparable to BISO's Secure Vault and orchestration positioning.
• Akurateco: White-label payment orchestration software for PSPs and merchants, offering smart routing, cascade logic, and reconciliation. Comparable as a specialist orchestration technology provider.

Emerging players

• Routable: Emerging payment routing/orchestration provider focused on optimizing transaction routing across processors. Comparable as a niche emerging orchestration peer, though typically with a different vertical focus (B2B/AP).

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/biso-tech

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BISO Tech