The Bradford Group

What The Bradford Group does

The Bradford Group, LLC is a privately held, Atlanta-based mortgage brokerage operating as an LLC under Georgia jurisdiction, founded in 2006 and employing between 11 and 50 people. The firm originates residential and commercial mortgage loans with a stated specialization in investor loan programs, including non-QM structures such as Low/No Doc, Stated Income, Self-Employed Bank Statement, Blanket Investor, No Income Verification, Low Credit, Hard Money, Private Equity, Foreign National, and Raw Land loans. Beyond non-QM, it also offers agency-eligible products (VA, FHA, USDA), conventional conforming and Jumbo products, Reverse Mortgages, and a full menu of rate-structure variants (Fixed Rate, ARM, Hybrid ARM, Balloon, Interest Only, Graduated Payment, HARP 2.0), positioning it as a broad-spectrum mortgage shop with a niche non-QM center of gravity.

The company's technology stack centers on a digital mortgage platform that supports secure online loan applications, pre-qualification, interactive mortgage calculators, a mobile application for application completion, document upload, and pricing scenarios, and the LQB suite consisting of a consumer-facing portal and a loan officer-facing workflow view. Distribution is direct-to-consumer via website, mobile app, and phone (404-618-2824), supplemented by content marketing through an extensive educational blog covering rates, Fed policy, and homebuyer education, and by referral relationships with individual real estate agents and brokers.

The revenue model is transaction-based, drawing primarily from mortgage origination fees (origination charges, points, and processing fees collected at closing) and secondarily from net interest income on loans held in portfolio or sold to investors, generating spread income. Customer segments are individual homebuyers and investors, with additional focus on self-employed and non-traditional-income borrowers who cannot qualify under standard documentation, plus specialized commercial property types (churches, daycare centers). The firm holds an NMLS license and operates across the U.S., though there is no disclosed parent company, external equity backing, M&A activity, or management team roster in the source material, and revenue figures are not publicly disclosed.

Name

The Bradford Group

Legal name

The Bradford Group, LLC

Website

https://bradfordgroupmtg.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

11–50 employees

Short description

The Bradford Group is a privately held, Atlanta-based mortgage brokerage that originates residential and commercial loans nationwide, specializing in non-QM investor loan programs (Low/No Doc, Stated Income, Hard Money, Foreign National) alongside agency and conventional products, serving individual investors, homebuyers, and self-employed borrowers.

Ownership category

akta.pro rank

Product category

Mortgage Lending Services

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Credit Intermediation and Related Activities (522), Activities Related to Credit Intermediation (5223)

SIC

Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)

akta.pro primary industry

Call Center / Tele-Sales Mortgage Origination (FSALAAAC)

akta.pro secondary industries

Bank Branch / Retail Purchase Mortgages (FSALAAAA), Balance-Sheet / Portfolio CRE Lending (FSALADAG)

Keywords

• Mortgage brokerage services
• Investor loan programs
• Residential mortgage lending
• Commercial mortgage lending
• Mortgage refinancing

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Mortgage Origination Fees: Revenue generated from originating residential and commercial mortgage loans for investors and homebuyers. Fees include origination charges, points, and processing fees collected at closing.
2. Net Interest Income: Interest earned on originated mortgage loans held in portfolio or sold to investors, generating spread income.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

The Bradford Group is a full-service mortgage company based in Atlanta, GA that originates investor loan programs for both residential and commercial properties across the United States. The company offers a broad suite of purchase, refinance, government-backed (VA, FHA, USDA), and niche loan products (Low/No Doc, Stated Income, Bank Statement, Hard Money, Foreign National, Church, Daycare, Blanket Investor). Customers apply through a digital platform that supports online applications, mobile document uploads, interactive calculators, and direct phone engagement.

Product overview

The Bradford Group is a full-service mortgage company offering a comprehensive suite of loan products and digital tools. The core offering consists of Investor Loan Programs (both residential and commercial), Purchase Loan Programs (including Low/No Doc, Stated Income, Self Employed Bank Statement, Hard Money, and Foreign National programs), Refinance Options, and various Niche Programs (Purchase/Rehab-Investor, Multi-Family, Daycare Center Loans, Small Capital Loans). The company also provides government-backed loan products including VA Loans, FHA Loans, and USDA Loans. Conventional products include Fixed Rate Mortgages, Adjustable Rate Mortgages (ARMs), Hybrid ARMs, Balloon Mortgages, Reverse Mortgages, Interest Only Mortgages, Graduated Payment Mortgages, Jumbo Loans, and HARP 2.0 Refinance options. Supporting digital tools include Mortgage Calculators, the LQB Consumer Portal for borrowers, the LQB Loan Officer View for loan officers, and a mobile application for on-the-go application processing and document upload.

Differentiator

Problem solved

Functional benefit

Products and services

• Investor Loan Programs (Residential and Commercial) Core mortgage offerings for real estate investors seeking to buy, refinance, or blanket-finance residential and commercial investment properties in the U.S.
• Purchase Loan Programs

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Emerging players

• NewRez (Rithm Capital): NewRez is a non-QM and conventional originator offering non-QM products alongside agency lending. It overlaps with Bradford in alternative documentation while operating at substantially greater scale.

Broad incumbents

• Rocket Mortgage: Rocket Mortgage is the largest U.S. retail mortgage originator with a broad product menu and digital platform. It competes with Bradford primarily in conforming and FHA/VA loans and sets the competitive baseline for direct-to-consumer mortgage experience.
• United Wholesale Mortgage (UWM): UWM is the largest U.S. wholesale mortgage lender, providing broker-channel access to a wide product menu. It is comparable as a broad incumbent whose products reach the broker and investor segments where Bradford operates.
• LoanDepot: LoanDepot is a large multi-channel mortgage originator with retail, wholesale, and direct-to-consumer offerings. It is comparable as a broad incumbent competing for the same retail purchase and refinance borrowers that Bradford serves.

Direct peers

• Verus Mortgage Capital: Verus Mortgage Capital is a non-QM investor-focused issuer and correspondent, with DSCR and business-purpose loan products. Its investor-only orientation and flexible documentation make it a strong direct comparable to Bradford's niche.
• Angel Oak Mortgage Solutions: Angel Oak Mortgage Solutions originates non-QM and investor loans with bank statement, stated income, and DSCR products. It is a direct peer given Bradford's similar focus on alternative documentation and investor borrowers.
• Lima One Capital: Lima One Capital is a direct specialty lender focused on rental property and real estate investor loans, including DSCR, fix-and-flip, and new construction. It is highly comparable to The Bradford Group because both serve real estate investors with non-agency products and flexible documentation.
• Deephaven Mortgage: Deephaven Mortgage is a non-QM lender offering bank statement, DSCR, asset depletion, and foreign national loans to investors and self-employed borrowers. The product mix and target borrower profile closely mirror Bradford's stated income and alternative-doc programs.
• CoreVest (Pacific Western Bank): CoreVest, now part of Pacific Western Bank, is a leading lender to residential real estate investors offering rental portfolio, bridge, and fix-and-flip financing. It competes directly with Bradford's investor loan programs and similar self-employed/borrower profiles.
• Kratos Capital: Kratos Capital originates non-QM investor and DSCR loans for individual and entity borrowers. Comparable because it focuses on investors and self-employed with alternative documentation like Bradford.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Customer concentration

• Facebookfacebook.com/bradfordgroupmtg
• LinkedInlinkedin.com/company/the-bradford-group-llc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Bradford Group