Страховой сервис ГАРАНТ

What Страховой сервис ГАРАНТ does

Страховой сервис ГАРАНТ (ООО «Страховой брокер «ССГ») is a Moscow-based licensed insurance brokerage founded in November 2007 and operating for 18 years on the Russian market. The firm acts as an intermediary between clients and a panel of 17+ leading Russian insurance companies, earning commissions from insurers rather than charging clients directly. It serves two customer segments through distinct motions: corporate clients receive consultative brokerage services covering voluntary medical insurance (DMS) for employees, fleet, property, cargo, construction and installation risks, civil and professional liability, and D&O coverage, delivered through pre-tender preparation, tender organization, policy support, and quarterly contract monitoring; individual clients access personal lines (oncology, travel, accident, tick bite, KASKO/OSAGO, mortgage, property, drone, pet) via both direct consultation and a self-serve online retail section on 1ssg.ru.

The company holds Central Bank of Russia broker license SB No. 4414 and is a registered member of the Association of Professional Insurance Brokers (APSB No. 100) since June 2025. The firm is privately held with no external investors, no funding rounds, no subsidiaries, and no M&A activity disclosed. Operations are run from a single headquarters on Profsoyuznaya Street in Moscow with a 12-employee team led by General Director Roman Aleksandrovich Chekulaev.

The technology posture is that of a traditional advisory intermediary: no proprietary platform, no AI/ML capabilities, no API surface, no mobile app, and no social media presence. The website functions primarily as a content and lead-generation asset rather than a digital distribution platform. Scale signals — 300,000+ insured employees under DMS and 400+ corporate asset-insurance clients — are relationship-based and accumulated over nearly two decades, while revenue, headcount growth, and digital metrics are not disclosed.

Name

Страховой сервис ГАРАНТ

Legal name

Obshchestvo s ogranichennoy otvetstvennostyu «Strahovoy broker «SSG» (ООО «Страховой брокер «ССГ»)

Website

https://1ssg.ru

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

Страховой сервис ГАРАНТ is a Moscow-based licensed insurance broker founded in 2007, placing corporate and individual policies through a panel of 17+ Russian insurers and earning commissions; it serves 400+ corporate clients and covers 300,000+ employees under voluntary health insurance.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Other Insurance Related Activities (52429)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAJ

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Insurance brokerage services
• Corporate insurance programs
• Voluntary medical insurance
• Personal insurance products
• Insurance consulting

Headquarters

HQ city

Moscow

HQ country

Russia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: SSG acts as an intermediary between clients and insurance companies, earning commissions from insurance providers for placing policies. The company does not charge clients directly for brokerage services; revenue comes from commissions paid by insurance companies.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

SSG is a Russian insurance brokerage intermediary that analyzes client needs, organizes insurance tenders across its network of 17+ partner insurers, and provides ongoing policy support and loss adjustment. It offers two distinct product lines: corporate insurance programs (DMS, property, fleet, cargo, liability, D&O) for business clients and personal insurance products (oncology, travel, accident, KASKO/OSAGO, property, pet) for individuals, earning commissions from insurers for placed policies.

Product overview

Страховой брокер ССГ is an insurance brokerage firm operating as an intermediary between clients and insurance companies. The company offers two main product lines: (1) Personal insurance products including oncology insurance, travel insurance, accident insurance, tick insurance, KASKO, OSAGO, mortgage insurance, apartment/house insurance, drone insurance, and pet insurance; (2) Corporate/business insurance including voluntary medical insurance (DMS), accident insurance, oncology treatment coverage, fleet insurance, property insurance, cargo insurance, special equipment insurance, construction risks insurance, civil liability, professional liability, and directors' liability insurance. The company acts as a broker bringing together over 17 insurance company partners to provide optimal coverage solutions for both individuals and businesses.

Differentiator

Problem solved

Functional benefit

Products and services

• Voluntary Medical Insurance (DMS) [Медицинское страхование (ДМС)] Voluntary medical insurance program for corporate clients providing employees with access to quality private healthcare without queues and administrative stress.
• Corporate Accident and Illness Insurance [Страхование от несчастных случаев и болезней (корпоративное)] Corporate accident and illness coverage providing financial support to employees for treatment, rehabilitation, and disability compensation.
• Corporate Oncology Treatment Insurance [Лечение онкологии (корпоративное)] Corporate cancer treatment insurance providing access to diagnostics, leading oncologists, and clinics without queues for covered employees.
• Corporate Vehicle Fleet Insurance [Страхование автопарков] Fleet insurance covering commercial vehicles against damages, accidents, and downtime losses.
• Business Property Insurance [Страхование имущества] Property insurance for warehouses, production facilities, and office buildings against fire, flooding, and weather damage.
• Cargo Insurance [Страхование грузов] Insurance covering goods during transportation against damage, flooding, and theft.
• Special Equipment Insurance [Страхование специальной техники] Insurance for construction and specialized equipment (excavators, cranes, bulldozers) covering damages and downtime.
• Construction and Installation Risks Insurance [Страхование строительно-монтажных рисков] Construction and installation risk insurance covering fire, storm damage, and subcontractor errors during construction projects.
• Corporate Civil Liability Insurance [Страхование гражданской ответственности] Civil liability insurance for businesses covering third-party damages, property damage, and health harm claims.
• Professional Liability Insurance [Страхование профессиональной ответственности] Professional liability insurance covering financial claims from clients arising from professional errors or negligence.
• Directors and Officers Liability Insurance [Страхование ответственности директоров] D&O liability insurance protecting executives from personal financial losses arising from management decisions.
• Oncology Insurance [Страхование от онкологии] Individual insurance providing financial protection in case of oncology diagnosis. Coverage starts from 2,900 rubles per year.
• Travel Insurance [Страхование в поездку] Travel insurance covering unexpected expenses during trips, including medical assistance and trip cancellation.
• Personal Accident and Illness Insurance [Страхование от несчастных случаев и болезней] Personal insurance covering injuries, fractures, and other accident-related expenses with guaranteed payouts.
• Sports Section Accident Insurance [Страховка для спортивной секции] Accident insurance for sports activities required by most sports schools and sections.
• Tick Bite Insurance [Страхование от клещей] Insurance against tick-borne encephalitis for residents of endemic regions. Coverage from 300 rubles per year.
• KASKO Comprehensive Vehicle Insurance [КАСКО] Comprehensive vehicle insurance covering the vehicle, civil liability, passenger and driver accident coverage, and additional equipment.
• OSAGO Mandatory Auto Liability Insurance [ОСАГО] Mandatory civil liability insurance for vehicle owners covering damages to victims up to 400,000 rubles for property and 500,000 rubles for life and health.
• Mortgage Insurance [Ипотечное страхование] Insurance required by banks for mortgage borrowers, covering the mortgaged property as collateral.
• Apartment and Property Insurance [Страхование квартир и апартаментов] Property insurance for apartments covering fire, weather anomalies, aircraft falls, and other risks, with optional liability coverage for neighbors.
• House and Townhouse Insurance [Страхование домов и таунхаусов] Property insurance for houses and townhouses covering fire, theft, flooding, and other risks.
• Drone (UAV) Damage Property Insurance [Страхование квартир и домов от БПЛА] Property insurance protecting apartments and houses against drone (UAV/BPLA) attacks and related damages.
• Pet Insurance [Страхование питомцев] Pet insurance covering veterinary expenses and third-party liability for pets.

Quantifiable outcome

• 18 years of market presence
• +2 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

18 partnerships are on record, tiered minor.

• Ingosstrakh (Ингосстрах)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• SOGAZ (СОГАЗ)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• AlfaStrakhovanie (АльфаСтрахование)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Renaissance Insurance Group (Группа Ренессанс Страхование)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• RESO-Garantiya (РЕСО-гарантия)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Absolut Insurance (Абсолют Страхование)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• VSK (ВСК)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Rosgosstrakh (Росгосстрах)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Sber Insurance (Сбер Страхование)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Sovcombank Insurance (Совкомбанк Страхование)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Zetta Insurance (Зетта Страхование)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Yugoria (Югория)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Soglasie (Согласие)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Turicum (Турикум)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Luchi Insurance (Лучи Страхование)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Kapital Life (Капитал Лайф)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• Eurogarant (Еврогарант)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.
• PARI (ПАРИ)minorChannel Partner/ Reseller/ DistributorOne of the insurance company partners in SSG's network providing insurance products to SSG clients.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Marshal Group / Marsh Russia: Global specialty insurance brokerage leader. Comparable as a specialty insurance broker operating in the Russian market with multi-line placement expertise across corporate property, casualty, and employee benefits risks.
• Lockton: World's largest independent insurance brokerage. Comparable to SSG in serving as an independent carrier-agnostic intermediary placing specialty and commercial lines for corporate clients.
• Brown & Brown, Inc. US-based insurance brokerage with growing international footprint. Comparable as a multi-line commercial insurance broker serving corporate clients with property, casualty, and employee benefits placements.
• Hub International: North American insurance brokerage focused on commercial and specialty lines. Comparable business model as a broker placing multi-line coverage with multiple carrier partners for mid-market corporate clients.
• Arthur J. Gallagher & Co. Large global insurance brokerage and risk management firm. Comparable as an independent broker with carrier-agnostic placement philosophy and multi-line corporate coverage capabilities similar to SSG.
• Willis Towers Watson (WTW): Global insurance and reinsurance broker with multi-line corporate placement capabilities. Comparable to SSG as a specialty broker serving corporate clients on property, casualty, and liability placements.
• Aon Russia: Global risk advisory and insurance brokerage firm with historical presence in Russia. Comparable business model as a licensed insurance intermediary placing corporate and specialty lines with multiple carriers.

Direct peers

• Страховой брокер «Согласие»: Russian licensed insurance broker operating in corporate and personal lines. Comparable as a domestic competitor offering similar brokerage services including property, accident, and voluntary medical insurance placement.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/insurance-service-guarantor-%D1%81%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%BE%D0%B9-%D1%81%D0%B5%D1%80%D0%B2%D0%B8%D1%81-%D0%B3%D0%B0%D1%80%D0%B0%D0%BD%D1%82

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Страховой сервис ГАРАНТ