MMA CD ASSUR CONSEIL

What MMA CD ASSUR CONSEIL does

MMA CD ASSUR CONSEIL is a local Chartres-Epars agency of the MMA (Assurance Mutuelles de France) brand, part of the broader MMA mutual insurance network operating under the Covéa group, one of France's largest insurance conglomerates. Per firmographic data, the specific entity was founded in 2022 and operates with 1-10 employees, though the source material predominantly describes the umbrella MMA brand's nationwide operations across France and Monaco. MMA offers a comprehensive insurance portfolio including auto (Assurance Auto with Tous risques, Médiane, and Tiers tiers), home (Assurance Habitation), supplementary health (Mutuelle Santé), life insurance (Assurance Vie), professional liability (RC Pro), multi-risk business coverage (Multirisque Professionnelle), and add-on products such as school insurance, loan insurance, and rent guarantee. The distribution model combines a dense physical agency network of approximately 1,600 general insurance agents at roughly 2,000 points of sale covering all 96 French departments, with digital channels including online quote tools (sub-3-minute pricing) and iOS/Android mobile applications. Customers include individuals (Particuliers), professionals and SMBs (artisans, commerçants, PME-PMI, agricultural sector), ETI mid-large enterprises, associations, and local government entities (Collectivités territoriales), with 3+ million clients served overall. Revenue is generated through recurring subscription-based insurance premiums across P&C, health, and life lines, with pricing calculated by risk profile, geographic zone, and product characteristics via the Covéa group's asset management and underwriting infrastructure (MMA IARD, MMA Vie, Covéa Finance, Covéa Protection Juridique, Santéclair).

Name

MMA CD ASSUR CONSEIL

Legal name

MMA (Assurance mutuelles de France)

Website

https://agence.mma.fr

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

MMA CD ASSUR CONSEIL is a Chartres-based local agency of the MMA mutual insurance brand, part of Covéa group, distributing auto, home, health, and professional insurance products to individuals, SMBs, and enterprises across France through a 1,600-agent network and digital channels.

Ownership category

akta.pro rank

Product category

Mutual Insurance Services

NAICS

Insurance Agencies and Brokerages (524210), Direct Life, Health, and Medical Insurance Carriers (52411), Insurance Carriers (5241)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Life Insurance (6311)

akta.pro primary industry

Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)

akta.pro secondary industry

Nonprofit / Social Services BOP (FSAJAFAM)

Keywords

• Mutual insurance services
• Property casualty insurance
• Health insurance products
• Professional liability insurance
• Life insurance savings

Headquarters

HQ city

CHARTRES, EURE ET LOIR

HQ country

France

HQ region

Europe

Offices18 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Insurance Premiums - Property & Casualty: MMA generates revenue primarily through insurance premiums for property and casualty products including auto insurance, home insurance, and professional liability coverage. These are recurring premium payments from policyholders.
2. Health Insurance / Mutuelle Santé: Supplementary health insurance products providing coverage for hospitalization, dental, optical, and specialist consultations. Subscription-based model with regular premium payments.
3. Life Insurance / Assurance Vie: Savings and investment products including retirement planning and long-term investment solutions with capital valorization.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

MMA CD ASSUR CONSEIL is a local agency of MMA (Assurance Mutuelles de France), a French mutual insurance group offering comprehensive personal and business insurance products including auto, home (habitation), health (mutuelle santé), life insurance (assurance vie), professional liability (RC Pro), multirisque professionnelle, business premises (local pro), legal protection, school insurance, loan insurance, and unpaid rent guarantees. The agency serves individuals, professionals, and businesses in Chartres and surrounding Eure-et-Loir department through personalized advisory services.

Product overview

MMA is a mutual insurance group offering a comprehensive portfolio of insurance products and services for individuals (particuliers), professionals (professionnels), businesses (PME-PMI), agricultural sector, associations, and local authorities. The core offerings include vehicle insurance (auto/moto), home insurance (habitation), health insurance (mutuelle santé), life insurance (assurance vie), and professional insurance products (RC Pro, multirisque professionnelle, local pro). MMA distributes through a network of approximately 1,600 general insurance agents across France and serves over 3 million clients. The company is part of the Covéa group and is regulated by ACPR.

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance Auto

Quantifiable outcome

• Customer satisfaction score of 7.9/10 based on 2,000 interviews
• +2 more outcomes

Named customers8 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Covéa (Group)coreStrategic or Co-development PartnerMMA is part of the Covéa mutual insurance group, which includes MMA IARD, MMA IARD Assurances Mutuelles, MMA Vie, and MMA Vie Assurances Mutuelles. Covéa also encompasses APGIS, Covéa Finance, Covéa Protection Juridique, Covéa Solutions Prévention, and Covéa Technologies.
• APGISminorOthersInstitution de Prévoyance agréée by the Ministry of Social Security, regulated by articles L931-1 and following of the Code de la Sécurité Sociale
• ADA (Auto)minorChannel Partner/ Reseller/ DistributorPartner for auto-related services and coverage
• BNP ParibasminorGTM or Marketing PartnerBanking partner for financial products and services integration
• FINALIONminorChannel Partner/ Reseller/ DistributorInsurance partner company within MMA ecosystem
• Securitas DirectminorGTM or Marketing PartnerHome security partner providing security systems that complement MMA home insurance products

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• Alan: Alan is a French health insurance insurtech offering digital-first supplementary health coverage to individuals and businesses. Not a direct competitor to MMA's full multi-line business, but represents the digital-native disruption to MMA's mutuelle santé and broader health franchise.

Direct peers

• AXA France: AXA France is the largest P&C and health insurer in France, offering multi-line insurance products to individuals and businesses through agent and direct channels. Directly comparable to MMA in product breadth, target segments, and distribution model.
• Groupama: Groupama is a major French mutual insurance group with a regional agent network serving individuals, farmers, and professionals. Closest structural peer to MMA — both are mutual insurers with dense physical agency networks and overlapping product portfolios.
• Macif: Macif is a leading French mutual insurance company serving individuals, professionals, and associations with multi-line coverage. Direct competitor in mutual structure, agency-based distribution, and target customer segments.
• Matmut: Matmut is a French mutual insurer offering auto, home, health, and life insurance to individuals and professionals through a regional agency network. Comparable to MMA in mutual structure, multi-line offerings, and regional agency-driven distribution.

Broad incumbents

• CNP Assurances: CNP Assurances is France's largest personal insurance provider, specializing in life insurance, retirement, and protection products distributed through partner networks. Comparable to MMA's life and health insurance offerings but with a distinctive bancassurance distribution model.
• Generali France: Generali France provides P&C, health, and life insurance to individuals and businesses through agents and broker networks. Comparable to MMA in product mix and customer base, but is part of a larger global insurance group with broader product diversification.
• Crédit Agricole Assurances: Crédit Agricole Assurances distributes life, P&C, and health insurance primarily through Crédit Agricole's bank branch network in France. Comparable to MMA in product breadth but uses bank-affiliated distribution rather than independent agents.
• Allianz France: Allianz France is a major multi-line insurer offering P&C, health, and life products through agents, brokers, and direct channels. Comparable to MMA in product breadth but operates as a global insurance group rather than a mutual, with broader geographic reach.

Others

• Covéa (parent group): Covéa is the mutual insurance group that owns MMA, MMA IARD, MMA Vie, and Covéa Protection Juridique. Relevant as the parent ecosystem and capital partner; not a direct competitor but provides scale and shared services that shape MMA's competitive positioning.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/mma-cd-assur-conseil

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MMA CD ASSUR CONSEIL