ECGI Holdings

What ECGI Holdings does

ECGI Holdings, Inc. (OTC: ECGI) is a publicly traded holding company headquartered in Los Angeles that operates a diversified portfolio of early-stage, technology-oriented businesses and pursues an acquisition-driven growth strategy. Its stated focus is on leveraging emerging technologies, particularly AI and blockchain tokenization, to build companies with long-term revenue models. The portfolio spans mortgage fintech (RezyFi and its wholly owned mortgage bank ResMac), luxury equestrian apparel (Pacific Saddlery), AI-powered conversational and 3D body-scanning software (AuraChat.ai and TrueToForm), fantasy sports (Payday Fantasy), and viticulture/hospitality (Vinter's Caldera Ranch), alongside a five-year facility services contract at a Los Angeles commercial property. The headline platform is RezyFi, a 29-state licensed mortgage origination platform with approximately $140 million in annual mortgage funding, which is being repositioned to combine mortgage origination, compliance, reporting, and tokenization within a unified on-chain infrastructure, with a live $10 million tokenization pilot underway with Nomyx Technology Labs.

Revenue mechanics are heterogeneous by portfolio company: RezyFi is expected to monetize via a transaction- and platform-usage-based fee model once the pilot converts to commercial launch; Pacific Saddlery generates product sales; AuraChat.ai and TrueToForm operate subscription/recurring software models; and the LA facility services contract anchors a multi-year managed services revenue stream. Go-to-market is a mix of product-led platform development (RezyFi), sales-led consumer and enterprise outreach (Pacific Saddlery's mobile retail trailer, AuraChat.ai), and institutional capital deployment (Uplist Ventures investments and the Entrepreneur Ventures Fund I commitment). Funding to date totals roughly $25.6 million across a $250,000 convertible note program, an institutional facility of up to $25 million, and a $25 million stock-funded acquisition of RezyFi; the company employs 1–10 people, indicating a lean holding-company operating model.

Name

ECGI Holdings

Legal name

ECGI Holdings, Inc.

Website

https://ecgiholdings.com/

Company type

Public

Founded year

2005

Operating status

Operating

Headcount range

1–10 employees

Short description

ECGI Holdings (OTC: ECGI) is a publicly traded holding company operating portfolio companies in mortgage tokenization (RezyFi), luxury equestrian (Pacific Saddlery), AI software (AuraChat.ai, TrueToForm), fantasy sports, and viticulture, with its strategic focus on building an on-chain mortgage lending platform.

Ownership category

akta.pro rank

Product category

Mortgage Tokenization Platform

NAICS

Securities and Commodity Contracts Intermediation and Brokerage (5231), Securities and Commodity Exchanges (5232)

SIC

Mortgage Bankers & Loan Correspondents (6162), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Crypto Custody & Exchange Wallet Services (Integrated) (FSADAAAG)

Keywords

• Mortgage tokenization platform
• Mortgage origination services
• AI conversational platform
• Luxury equestrian products
• Blockchain fintech solutions

Headquarters

HQ city

Los Angeles

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Mortgage Origination Fees: RezyFi generates revenue through mortgage origination with approximately $140 million in annual mortgage funding. RezyFi expects to finalize a transaction- and platform-usage-based fee model following the pilot, combining mortgage origination, compliance, reporting, and tokenization within a single operating platform.
2. Facility Services: Multi-million-dollar, five-year contract to provide facility services at a commercial property in Los Angeles, generating predictable recurring revenue.
3. Luxury Equestrian Products: Pacific Saddlery, a luxury equestrian apparel and equipment brand, generates revenue through product sales in the U.S. luxury equestrian market.
4. Platform Usage Fees: Following the pilot, RezyFi plans to implement a transaction- and platform-usage-based fee model for its mortgage tokenization services.
5. AI Technology Platform: AuraChat.ai AI conversational platform and TrueToForm AI-powered 3D body-scanning software generate revenue through business communication and fit-accuracy solutions.

Go-to-market motion2 records

Distribution channels4 records

Marketing channels3 records

Core offering

ECGI Holdings is a publicly traded holding company (OTC: ECGI) that acquires and operates technology-driven businesses with long-term revenue models. Its flagship initiative is RezyFi, a 29-state licensed mortgage origination platform that combines blockchain tokenization with mortgage lending for institutional scale in the $2.2 trillion U.S. mortgage market. The portfolio also includes Pacific Saddlery (luxury equestrian), Payday Fantasy (fantasy sports), TrueToForm (AI 3D body scanning), AuraChat.ai (AI conversational platform), Vinter's Caldera Ranch (vineyard), ResMac (mortgage origination), and LA Facility Services.

Product overview

ECGI Holdings is a diversified technology holding company operating multiple portfolio companies across fintech, luxury brands, fashion technology, experiential hospitality, and sports entertainment. The core technology initiative centers on RezyFi, a mortgage tokenization platform that brings mortgage lending to blockchain infrastructure, combining mortgage origination, compliance, reporting, and tokenization within a unified platform. Supporting portfolio companies include Pacific Saddlery (luxury equestrian apparel), Payday Fantasy (fantasy sports), TrueToForm (AI-powered 3D body scanning for e-commerce fit accuracy), AuraChat.ai (AI conversational platform for business communication), and Vinter's Caldera Ranch (vineyard and rental property). The company leverages emerging technologies including AI and blockchain tokenization to unlock new revenue opportunities across its portfolio.

Differentiator

Problem solved

Functional benefit

Brands

• RezyFi: Mortgage lending technology platform bringing mortgage lending to blockchain infrastructure. Real loans, real compliance, designed for institutional scale in the $2.2 trillion US mortgage market.

Quantifiable outcome

• Up to $10 million in mortgage loans being tokenized in the live pilot phase
• +2 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature4 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Nomyx Technology LabscoreTechnology or Integration · 24 February 2026ECGI Holdings signed a platform services agreement with Nomyx Technology Labs to begin a live pilot testing the tokenization of up to $10 million in mortgage loans on the RezyFi platform. The 45-to-60-day pilot is designed to validate a repeatable infrastructure layer for mortgage assets, including on-chain structures, programmable compliance, and identity verification workflows across public blockchain networks.
• RezyFi Inc.coreStrategic or Co-development Partner · 3 November 2025ECGI Holdings announced a binding LOI to acquire RezyFi Inc., a licensed mortgage lender in 29 states, for approximately $30 million initially, later finalized at $25 million. The acquisition aims to integrate AI-driven and blockchain-enabled mortgage solutions to enhance lending efficiency and democratize access to real estate-backed investments.
• AuraChat.aiminorStrategic or Co-development Partner · 14 August 2025ECGI Holdings' investment arm Uplist Ventures made a strategic investment in AuraChat.ai, a sales and marketing automation platform utilizing over 25 AI models. AuraChat is launching AuraConnect™ 2.0 in September 2025, expanding into automotive, real estate, retail, travel, tourism, and e-commerce industries.

Scale indicators11 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Centrifuge: Centrifuge is a decentralized protocol for tokenizing real-world assets (including real estate and structured credit) on public blockchains. It is directly comparable to the Nomyx/ResMac pilot's on-chain mortgage asset infrastructure with programmable compliance.
• Figure Technologies: Figure Technologies operates a blockchain-native mortgage lending and home equity platform (Figure Lending) and Provenance Blockchain for RWA tokenization. It is the closest direct comparable to ECGI's RezyFi + Nomyx tokenization pilot, combining mortgage origination with on-chain infrastructure for institutional scale.

Emerging players

• RealT: RealT tokenizes fractional ownership of US rental real estate on-chain. It is comparable to ECGI's broader real-estate-tokenization thesis, though RealT focuses on equity tokens rather than mortgage debt tokenization.
• Maple Finance: Maple Finance is an institutional on-chain credit marketplace with tokenized loan structures and compliance features. Its model of tokenizing private credit pools parallels ECGI's ambition to tokenize mortgage debt at institutional scale.
• Securitize: Securitize is a digital asset securities platform providing compliant tokenization infrastructure for funds and private securities. Its programmable compliance and identity workflows are directly analogous to ECGI's stated tokenization stack.

Broad incumbents

• loanDepot: loanDepot is a large multi-channel mortgage originator operating across many US states. It represents the scaled incumbent that RezyFi's 29-state platform must compete with on origination volume and cost efficiency.
• Anchorage Digital: Anchorage Digital is a federally chartered digital asset bank providing custody, trading, and staking for institutions. It is comparable as a regulated crypto/digital-asset infrastructure player that institutional mortgage-tokenization counterparties will demand.
• Better.com: Better.com is a large digital mortgage originator. While it does not currently emphasize blockchain tokenization, it competes with RezyFi in 29-state digital mortgage origination and represents the kind of incumbent ECGI must differentiate against as it scales tokenization.
• Cannae Holdings: Cannae Holdings is a diversified holding company that acquires and operates businesses across multiple verticals. As a public-listed holding-company roll-up, it is structurally comparable to ECGI's acquisition-driven strategy across fintech, lifestyle, and AI assets.

Others

• Avalanche (tokenization L1): Avalanche is a public Layer-1 blockchain widely used for real-world asset tokenization pilots and production deployments. It is adjacent infrastructure that ECGI's mortgage-tokenization stack could be deployed on, and competes for the same institutional RWA tokenization mindshare.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/elite-cannabis-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries8 records

Funding overview

Funding rounds3 records

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A3 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ECGI Holdings