Darta Saving Life Assurance dac
Darta Saving Life Assurance dac (Allianz Darta Saving) is an Irish-domiciled life insurer wholly owned by Allianz SpA, offering unit-linked insurance products to retail and high-net-worth customers primarily in Italy via EU passport, distributed through Allianz Bank Financial Advisors and brokers, with EUR 33.9 billion AUM.
- Company typePrivate
- Founded2003
- HeadquartersDublin, Ireland
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Darta Saving Life Assurance dac does
Darta Saving Life Assurance dac, commercially branded as Allianz Darta Saving, is an Irish-domiciled life assurance company founded on 23 March 2003 and authorized by the Central Bank of Ireland. It operates from its registered office at Maple House, Temple Road, Blackrock, Co. Dublin, and is a 100% wholly-owned subsidiary of Allianz SpA of Italy, which itself is part of the worldwide Allianz Group. The company's stated purpose is to develop and distribute unit-linked life insurance products to retail and high-net-worth (private) customers, with a primary geographic focus on Italy where it operates under the EU Freedom of Services (Libera Prestazione di Servizi) regime and holds Italian tax-substitute status. Headcount stands at approximately 65 employees, with the business model centred on intermediated distribution rather than direct-to-consumer sales.
The core product platform spans multiple unit-linked families: Challenge Pro and Challenge Private (a 380+ fund shelf drawn from over 40 global asset managers including PIMCO, BlackRock, AllianzGI, J.P. Morgan AM, Morgan Stanley, Goldman Sachs AM, Fidelity, Franklin Templeton, Schroders, and Pictet); Allianz Family Wealth (internal/external funds and ETFs with Smart Protection up to EUR 200,000); Allianz Signature (dedicated internal fund strategy); PersonalWay (periodic performance plan for generational wealth transfer); Darta Classic & Private (30% allocation to Allianz private equity, corporate private debt, and infrastructure); Blazar and Darta Bonus Builder (special fund products with initial/loyalty bonuses); Personal Target 2.0 (goal-based single-premium); and legacy products distributed through Sheltia and other retail channels. Underlying technology consists of policy administration and unit-linked fund accounting, ESG integration via Morningstar Sustainability Rating, and a customer portal hosted at gate-iscritto-darta.previnet.it.
The business model is fee-based on recurring AUM and gross premium volumes. As per the 2025 Annual Financial Statement, the company wrote EUR 5.812 billion in gross premiums, generated EUR 114.4 million in profit after tax, recorded a net cash inflow of +EUR 2.679 billion, and managed EUR 33.9 billion in assets under management across more than 87,000 European customers. Distribution is intermediated: primary channel is Allianz Bank Financial Advisors in Italy, supplemented by independent brokers and dedicated private insurance advisors, with pan-European reach enabled by the EU passport. Pricing is not publicly disclosed at the product level (KIDs and information brochures hold the detailed fee schedules).
Darta Saving Life Assurance dac firmographics
Firmographics- Name
- Darta Saving Life Assurance dac
- Legal name
- Darta Saving Life Assurance dac
- Website
- https://allianzdarta.ie
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Darta Saving Life Assurance dac (Allianz Darta Saving) is an Irish-domiciled life insurer wholly owned by Allianz SpA, offering unit-linked insurance products to retail and high-net-worth customers primarily in Italy via EU passport, distributed through Allianz Bank Financial Advisors and brokers, with EUR 33.9 billion AUM.
- Ownership category
- akta.pro rank
Darta Saving Life Assurance dac industry classification
Industry- Product category
- Life Insurance
- NAICS
- Direct Life Insurance Carriers (524113), Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Life Insurance (6311)
- akta.pro primary industry
- Variable Universal Life (VUL) Insurance (FSAIABAD)
- akta.pro secondary industries
- Variable Annuities (VA) (FSAIACAC), Insurance-Dedicated Multi-Manager Platforms (e.g., ILS / Cat Bond FoF) (FSAHAKAK), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF)
Keywords
Where Darta Saving Life Assurance dac is headquartered
LocationHeadquarters
- HQ city
- Dublin
- HQ country
- Ireland
- HQ region
- Europe
Offices1 record
Markets served
Darta Saving Life Assurance dac business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Unit-Linked Insurance Premiums: The company generates revenue through life insurance premiums collected on unit-linked products, where policyholder funds are invested in internal and external funds. Management fees are charged on assets under management across the product platform.
Go-to-market motion2 records
Distribution channels4 records
Marketing channels3 records
Darta Saving Life Assurance dac product offering
Product offeringCore offering
Darta Saving Life Assurance dac designs, issues and services unit-linked life insurance policies that invest policyholder premiums in a curated platform of over 380 internal funds, external funds and ETFs supplied by more than 40 global asset managers. Products combine investment-linked savings with death benefit protection and are distributed across European markets, with the Italian market as the primary commercial focus, serving both retail customers and high-net-worth clients.
Product overview
Darta Saving Life Assurance dac (Allianz Darta Saving) offers a portfolio of unit-linked life insurance products designed for the European market, particularly Italy. The core offering includes multiple product lines: Challenge Pro and Challenge Private (multi-fund platforms with 381 internal funds from 40 global asset managers), Allianz Family Wealth (offering internal/external funds and ETFs with Smart Protection), Allianz Signature (dedicated fund strategy for high-net-worth clients), Personal Target 2.0 (goal-based single-premium product), Blazar and Darta Bonus Builder (special fund products with initial/loyalty bonuses), PersonalWay (periodic payment plan for generational planning), Darta Classic & Private (private market investments in private equity/debt/infrastructure), plus Sheltia and products through other retail distributors. The company operates as an Irish-domiciled life assurance company under EU Freedom of Services directives, serving over 87,000 customers with EUR 33.9 billion in assets under management.
Differentiator
Problem solved
Functional benefit
Brands
- Challenge Pro: Unit linked life insurance product, the new name of Challenge Plus, characterized by simplicity, transparency, flexibility and balanced pursuit of yield with prudent investment management.
- Allianz Family Wealth
- Allianz Signature
- Personal Target 2.0
- Blazar
- Darta Bonus Builder
- Darta Classic & Private
- PersonalWay
- Challenge Private
Products and services
- Challenge Pro Unit-linked life insurance policy providing access to 381 internal funds from 40+ global asset managers through the XCLASSIC, XTREND and XMULTI portfolio constructs, with a 10% death benefit uplift on net premiums for insureds under age 75. Designed for retail customers across European markets with primary distribution through Allianz Bank Financial Advisors.
- Challenge Private Unit-linked life insurance policy tailored for private and high net worth clients, offering simplicity, transparency, flexibility and a balanced pursuit of yield through access to the same multi-manager fund platform as Challenge Pro. Distributed through dedicated private insurance advisors.
- Allianz Family Wealth Unit-linked life insurance product offering investment in internal funds, external funds and ETFs selected among global asset managers, targeting high net worth clients. Includes a 10% death benefit for insureds under 80 (1% for 80+) and Smart Protection capital coverage up to EUR 200,000.
- Allianz Signature Unit-linked insurance solution designed for clients with evolving needs that combines protection and investment through a dedicated internal fund linked to available investment strategies, offering high flexibility and personalization to adapt investment choices over time.
- Personal Target 2.0 Single-premium unit-linked policy that identifies a financial goal based on the customer's time horizon and risk tolerance, featuring continuous monitoring of investment risk level and an expected growth pathway aligned to the chosen objective.
- Blazar Unit-linked financial-insurance product with a 5% initial bonus that invests in a curated set of internal funds including AllianzGI Special Capital Plus, PIMCO Special Strategic Income, JP Morgan AM Special, M&G Special and Morgan Stanley Special, with availability limited to specific client types.
- Darta Bonus Builder Unit-linked life insurance product that invests in the same internal fund universe as Blazar, offering a 5% loyalty bonus at the 5th and 10th contract anniversaries to incentivize long-term premium retention.
- PersonalWay Unit-linked life insurance product featuring a Periodic Recurring Performance Plan, designed for clients needing periodic income flows, capital growth and generational wealth transfer to heirs with optimized succession taxation.
- Darta Classic & Private Unit-linked product enabling co-investment in Allianz private equity, corporate private debt and infrastructure portfolios, with an allocation of 70% to bond/equity/multi-asset funds and 30% to private markets through the AllianzGI Multi & Private fund. Targeted at clients seeking private market exposure inside an insurance wrapper.
- Sheltia Unit-linked insurance product distributed through specific distribution channels with associated forms and documentation, part of Darta's Italian market offering.
- Prodotti retail altri distributori Unit-linked life insurance products distributed through retail distribution channels other than the Allianz Bank network, supported by dedicated forms and documentation.
Quantifiable outcome
- Over 87,000 customers served across European markets
- +3 more outcomes
Companies that use Darta Saving Life Assurance dac
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles2 records
Darta Saving Life Assurance dac technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Darta Saving Life Assurance dac partnerships and signals
Strategic signalPartnerships
38 partnerships are on record, tiered core and major.
- Allianz Bank Financial AdvisorscorePrimary distribution partner for Darta products in Italy. Allianz Bank serves as the main channel for retail and private customer distribution of unit-linked insurance products.
- Allianz Global InvestorscoreMajor asset manager providing funds for Darta's unit-linked products. Multiple fund families from AllianzGI are available on the platform including AllianzGI Strategy, AllianzGI Special Capital Plus, AllianzGI Special Fundamental, AllianzGI Special Multi Income, and others.
- PIMCOcoreGlobal investment management firm providing fixed income and multi-asset funds for Darta's unit-linked products including PIMCO Strategic Income, PIMCO Special Dynamic All, PIMCO Special Strategic All, and PIMCO Target Portfolio strategies.
- BlackRockmajorWorld's largest asset manager providing funds available for Darta's unit-linked insurance products.
- AmundimajorEuropean asset management company providing investment funds available on Darta's platform.
- BNY MellonmajorGlobal investment management and investment services firm providing funds for Darta's products.
- Morgan StanleymajorGlobal financial services firm providing investment funds for Darta's unit-linked products.
- J.P. Morgan Asset ManagementmajorGlobal investment management firm providing funds for Darta's unit-linked insurance products including JP Morgan AM Special funds.
- Fidelity InternationalmajorGlobal asset management company providing investment funds available on Darta's platform.
- Franklin TempletonmajorGlobal investment organization providing funds for Darta's unit-linked products.
- SchrodersmajorGlobal asset management firm providing investment funds available on the Darta platform.
- CandriammajorEuropean asset management firm providing funds for Darta's products.
- Capital GroupmajorGlobal asset management company providing investment funds available on Darta's platform.
- CarmignacmajorFrench asset management firm providing funds for Darta's unit-linked products including XTREND CARMIGNAC Climate.
- Columbia ThreadneedlemajorGlobal asset management firm providing investment funds for Darta's products.
- DNCA InvestmentsmajorFrench asset management company providing funds for Darta's unit-linked products including XCLASSIC DNCA Global Leaders.
- Eurizon CapitalmajorItalian asset management firm part of Intesa Sanpaolo group providing funds for Darta's products.
- Goldman Sachs Asset Management (GSAM)majorGlobal investment management division of Goldman Sachs providing funds for Darta's unit-linked products.
- HSBC Global Asset ManagementmajorGlobal asset management arm of HSBC providing funds available on Darta's platform.
- InvescomajorGlobal investment management firm providing funds for Darta's products.
- Janus HendersonmajorGlobal asset management firm providing investment funds for Darta's unit-linked products.
- M&G InvestmentsmajorUK-based asset management firm providing funds for Darta's products including M&G Special.
- Neuberger BermanmajorIndependent investment management firm providing funds for Darta's unit-linked products.
- Pictet Asset ManagementmajorSwiss asset management firm providing funds for Darta's products.
- RobecomajorDutch asset management firm providing funds available on Darta's platform.
- T. Rowe PricemajorGlobal investment management firm providing funds for Darta's products.
- UBS Asset ManagementmajorGlobal asset management division of UBS providing funds for Darta's unit-linked products including UBS Money Market funds.
- VontobelmajorSwiss asset management firm providing funds available on Darta's platform.
- AlgebrismajorGlobal asset management firm providing funds for Darta's products including Algebris QuantArbitrage.
- Kairos PartnersmajorItalian asset management boutique providing funds for Darta's unit-linked products including XTREND and X-TEAM Kairos funds.
- Credit Suisse (now part of UBS)majorFormer global financial services firm whose funds remain available on Darta's platform through transition.
- GAMmajorSwiss asset management firm providing funds for Darta's products including TEAM Private GAM.
- Man GroupmajorGlobal alternative investment management firm providing funds for Darta's products.
- MFS Investment ManagementmajorGlobal asset management firm providing funds for Darta's platform.
- NordeamajorNordic financial services group providing funds for Darta's products.
- Rothschild & ComajorFrench banking and financial services firm providing funds for Darta's products.
- UnigestionmajorSwiss asset management firm providing funds for Darta's platform.
- Legg Mason (now part of Invesco)majorFormer global asset management firm whose funds remain available on Darta's platform.
Scale indicators6 records
Recent moves7 records
Expansion highlights5 records
Darta Saving Life Assurance dac competitors and assessment
Company assessmentDirect peers
- Aviva Life & Pensions Ireland: Major life insurer in Ireland offering unit-linked savings and investment products through brokers and tied advisors; overlaps with Darta in customer segment, product type, and Irish-based distribution.
- CNP UniCredit Vita: Italian life insurer tied to UniCredit's distribution, focused on unit-linked and protection products; competes head-to-head with Darta for Italian bank-channel unit-linked volumes.
- Zurich Life Assurance (Ireland): Irish-domiciled life carrier writing unit-linked and protection business, often distributed via brokers and bank partners; directly comparable to Darta's product shelf and Irish passport-based distribution model.
- Generali Italia: Italy's largest insurer offering a comparable portfolio of unit-linked and traditional life products through tied agents and bank partners; the most direct domestic competitor to Darta's Italian-skewed unit-linked franchise.
- Intesa Sanpaolo Vita: Captive life insurer of Italy's largest banking group offering unit-linked and multi-line life products via Intesa Sanpaolo branches; directly comparable bank-assurance model targeting the same Italian retail and HNW segments as Darta.
- New Ireland Assurance (Bank of Ireland Group): Bank-owned Irish life insurer distributing unit-linked and savings products through Bank of Ireland branches and brokers; competes with Darta in the bank-assurance and unit-linked segments served via Allianz Bank.
- Irish Life Assurance (Great-West Lifeco): One of Ireland's largest life insurers offering unit-linked, savings, and investment products; competes with Darta for cross-border unit-linked business via the Irish regulatory platform and similar distributor relationships.
Broad incumbents
- AXA Life Europe: AXA's Irish life entity offering savings, investment, and unit-linked products to the European market; similar Irish-domiciled cross-border model but part of a broader global AXA portfolio rather than a focused unit-linked specialist.
- Allianz Life (US): US subsidiary of Allianz Group offering variable universal life, fixed indexed annuity, and unit-linked products through a much larger distribution network; comparable product design and parent affiliation, but operates in a different regulatory and geographic market.
Regional players
- Mediolanum Vita: Italian life insurer within the Mediolanum banking group, distributing unit-linked and multi-manager products via tied advisors; closely comparable bank-assurance unit-linked model in the same Italian market Darta primarily serves.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Darta Saving Life Assurance dac social profiles
Digital presenceDarta Saving Life Assurance dac financial estimates
Financial estimateRevenue estimate
Valuation estimate
Darta Saving Life Assurance dac leadership team
Management profileNumber of profiles
Profiles7 records
Darta Saving Life Assurance dac funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Darta Saving Life Assurance dac M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Darta Saving Life Assurance dac
What does Darta Saving Life Assurance dac do?
Darta Saving Life Assurance dac designs, issues and services unit-linked life insurance policies that invest policyholder premiums in a curated platform of over 380 internal funds, external funds and ETFs supplied by more than 40 global asset managers. Products combine investment-linked savings with death benefit protection and are distributed across European markets, with the Italian market as the primary commercial focus, serving both retail customers and high-net-worth clients.
Is Darta Saving Life Assurance dac a public or private company?
Darta Saving Life Assurance dac is a private company. It is classified as corporate owned and is currently operating.
When was Darta Saving Life Assurance dac founded?
Darta Saving Life Assurance dac was founded in 2003. It employs 51 to 100 people.
Where is Darta Saving Life Assurance dac based?
Darta Saving Life Assurance dac is headquartered in Dublin, Ireland, in the Europe region.
How does Darta Saving Life Assurance dac make money?
One revenue line is on record: unit-Linked Insurance Premiums.
Who are Darta Saving Life Assurance dac's main competitors?
Direct peers on record are Aviva Life & Pensions Ireland, CNP UniCredit Vita, Zurich Life Assurance (Ireland), Generali Italia, Intesa Sanpaolo Vita, New Ireland Assurance (Bank of Ireland Group) and Irish Life Assurance (Great-West Lifeco). Broad incumbents are AXA Life Europe and Allianz Life (US). Mediolanum Vita is listed as a regional player.
Does Darta Saving Life Assurance dac have an API?
No public API is recorded for Darta Saving Life Assurance dac.
What industry is Darta Saving Life Assurance dac in?
Darta Saving Life Assurance dac's product category is Life Insurance. Its primary akta.pro industry code is FSAIABAD, Variable Universal Life (VUL) Insurance, with a secondary code of FSAIACAC, Variable Annuities (VA). Its NAICS code is 524113 and its SIC code is 6311.