What FIntegrate Technology does

FIntegrate Technology (legal entity: FIntegrate, LLC) is a Birmingham, Alabama-based private software company founded in 1998 that builds data-driven operations software for U.S. community banks and credit unions. The company's product portfolio consists of three proprietary platforms deployed as on-premise or cloud-hosted software: FusionCRS for end-to-end collections and recovery management (from early-stage delinquency through charge-off accounting), FusionDMS for dispute management including Regulation E (Reg E) and unauthorized check transactions, and FusionLRS for legacy data conversion and archival research. The platforms are built on a Microsoft technology stack (.NET, SQL Server, Node.js) and integrate natively with all major U.S. core banking systems, including Jack Henry (Silverlake, Symitar Episys), Fiserv (XP2, DNA, Datasafe, Premier, Spectrum), FIS (Bankway), CSI, DCI, and Corelation Keystone.

FIntegrate generates revenue through three streams: (1) annual or multi-year software subscription licenses for FusionCRS, FusionDMS, and FusionLRS priced on a quote basis; (2) professional services for implementation, training, and configuration; and (3) data conversion projects under three engagement models (Traditional full conversion averaging $40K–$250K, Hybrid selective conversion, and Browser-Based archival access). Distribution is hybrid — a direct enterprise field sales force targets C-suite and VP-level buyers at community banks and credit unions, complemented by inside sales, with channel leverage through core banking vendor partnerships and a flagship GTM alliance with OMNICOMMANDER (announced June 2026). The company reports serving 150+ financial institutions, with FusionCRS tracking over $30 billion in delinquent loans daily and FusionLRS having completed 5,000+ conversions across 4,800+ institutions.

The business is founder/management-owned with no disclosed institutional investors or funding rounds. FIntegrate has expanded organically and via acquisition, most notably acquiring FusionCRS in August 2022, which seeded its collections and dispute product lines. The company has been recognized on American Banker's Best Places to Work in Fintech in 2025 and 2026.

Name

FIntegrate Technology

Legal name

FIntegrate, LLC

Website

https://fintegratetech.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

11–50 employees

Short description

FIntegrate Technology builds data-driven operations software (FusionCRS, FusionDMS, FusionLRS) for U.S. community banks and credit unions, covering collections and recovery, Reg E dispute management, and legacy data conversion across 150+ institutions.

Ownership category

akta.pro rank

Product category

Banking Operations Software (Collections, Recovery, and Dispute Management)

NAICS

Computer Systems Design and Related Services (54151)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Processor Back-End & Switch Providers (Issuer/Acquirer Processing Infrastructure) (FSAMABAJ)

akta.pro secondary industries

P2P Transfers & Remittances Platforms (BPAMAFAE), SME & Business Cross-Border Payments (FSAGAKAB)

Keywords

• Collections recovery software
• Dispute management software
• Legacy data conversion
• Reg E compliance software
• Core banking integration

Headquarters

HQ city

Birmingham

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Software Subscriptions (FusionCRS, FusionDMS, FusionLRS): Annual or multi-year software subscription licenses for the company's three proprietary platforms. Pricing is quote-based and tailored to institution size and needs. Available as on-premise or cloud-hosted deployment.
2. Professional Services (Implementation & Training): Remote installation, configuration, testing, and support services for FusionCRS, FusionDMS, and FusionLRS applications. Includes training of customer testers and go-live support.
3. Data Conversion Services: Legacy data conversion and migration services with three engagement models (Traditional, Hybrid, Browser-Based). Pricing varies by approach and data volume; traditional conversions range from $40,000 to $250,000 on average.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

FIntegrate Technology develops and sells three proprietary, financial-institution-focused software platforms: FusionCRS for collections and recovery management (handling $30B+ in delinquent loans daily), FusionDMS for dispute and Reg E compliance management, and FusionLRS for legacy data conversion and migration. The platforms are sold as annual or multi-year subscriptions to community banks and credit unions in the United States, available on-premise or cloud-hosted, with implementation, training, and data migration services delivered as professional services.

Product overview

FIntegrate Technology offers a platform-plus-modules architecture consisting of three core products: FusionCRS (collections and recovery), FusionDMS (dispute management), and FusionLRS (legacy data conversion). These products work together to serve financial institutions across the delinquency management, compliance, and data migration lifecycle. FusionCRS manages over $30 billion in delinquent loans daily, providing early-stage delinquency tracking through charge-off recovery. FusionDMS provides centralized dispute workflow management with specialized modules for Reg E compliance and check fraud. FusionLRS offers flexible legacy data conversion with three approaches (Traditional, Hybrid, Browser-based) to meet different institution needs. The platform features AI-powered charge-off risk scoring, automated workflows (FAWS), core system integrations, and regulatory compliance tools.

Differentiator

Problem solved

Functional benefit

Products and services

• FusionCRS (Collections & Recovery System) Comprehensive collections and recovery management software for financial institutions covering early-stage delinquencies, loss mitigation, overdraft management, and charge-off recovery. Manages over $30 billion in delinquent loans daily, with consolidated database, automated workflows, dashboards, charge-off risk scoring, and a recovery accounting module.
• FusionDMS (Dispute Management System) Dispute management software for financial institutions that streamlines workflow, improves productivity, and maintains compliance. Centralizes handling of Reg E disputes (debit card, ATM, ACH, remittance transfers) and unauthorized check transactions with automated deadline tracking, compliance notice generation, core system integration, and audit trails.
• FusionLRS (Legacy Data Conversion & Research) Legacy data conversion and research platform for financial institutions serving M&A, core conversion, and legacy archive needs. Offers three approaches — Traditional (full conversion), Hybrid (selective conversion of high-value data), and Browser-Based Migration (no conversion required, browser-based research access) — with automated de-duplication, image matching, QA workflows, and audit-ready reconciliation.

Quantifiable outcome

• Increase recovery revenue on average by 25%
• +4 more outcomes

Named customers5 records

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration15 records

AI capability2 records

Feature5 records

Partnerships

Eight partnerships are on record, tiered flagship and core.

• OMNICOMMANDERflagshipGTM or Marketing Partner · 24 June 2026Strategic partnership announced June 24, 2026 to jointly serve financial institutions. OMNICOMMANDER provides digital marketing and website solutions to 600+ banks and credit unions; FIntegrate provides collections, recovery, and dispute management software to 150+ institutions. Partnership enables financial institutions to access both operational technology and digital growth solutions from trusted vendors. Goal is to help community banks and credit unions remain competitive as financial services become increasingly digital.
• Boyce Adams (Strategic Partner)coreStrategic or Co-development Partner · 4 November 2025Appointment of Boyce Adams as strategic partner announced November 4, 2025. Adams brings over 20 years of fintech experience, previously led BankTEL and guided its acquisition by AvidXchange with a $4.9 billion IPO. Will support FIntegrate's growth and market momentum.
• Jack Henry & AssociatescoreTechnology or IntegrationLong-standing integration partnership with Jack Henry & Associates (leading provider of technology solutions for financial services). FIntegrate solutions are integrated with Jack Henry's Silverlake and Symitar Episys core platforms. Jason Alfano previously worked as Software Development Manager for Jack Henry, managing development teams creating conversion software for 1,000+ banks. FIntegrate is a Jack Henry VIP Partner.
• FiservcoreTechnology or IntegrationPre-built integration with Fiserv core platforms including XP2, DNA, Datasafe, Premier (P3 Partner), and Spectrum. Supports financial institutions using Fiserv systems for data conversion and operational software.
• FIScoreTechnology or IntegrationIntegration with FIS (Bankway platform) for core processing connectivity. FIntegrate has experience with FIS systems for data conversion and workflow integration.
• CSIcoreTechnology or IntegrationIntegration partnership with CSI (Computer Services Inc.) for core system connectivity. CSI provides technology solutions to banks and credit unions.
• DCI (Data Center Inc)coreTechnology or IntegrationIntegration with DCI core processing systems for financial institutions. Partnership enables seamless data flow between FIntegrate platforms and DCI-powered institutions.
• CorelationcoreTechnology or IntegrationIntegration with Corelation Keystone core platform for credit unions. Enables FIntegrate's collections, recovery, and dispute management solutions for Corelation-powered institutions.

Scale indicators10 records

Recent moves1 record

Broad incumbents

• FIS: FIS is a global core banking and financial technology provider whose Bankway platform FIntegrate integrates with. FIS offers a broad portfolio of banking software that overlaps with FIntegrate's collections, recovery, and data conversion capabilities at community bank and credit union customers.
• Fiserv: Fiserv is a major core banking platform (XP2, DNA, Datasafe, Premier, Spectrum) that FIntegrate integrates with as a P3 Partner. Fiserv's broad financial services portfolio includes capabilities that overlap with FIntegrate's collections, recovery, and dispute management offerings.
• Finastra: Finastra is a major banking software platform serving financial institutions globally with collections, lending, and core banking capabilities. Its broad portfolio overlaps with FIntegrate's specialized collections and recovery functionality across a comparable community bank customer base.
• Jack Henry & Associates: Jack Henry is a leading core banking technology platform whose Silverlake and Symitar Episys systems are integrated with FIntegrate. Its ProfitStars fintech arm offers overlapping collections and operational solutions, making Jack Henry both a partner and a broad competitive incumbent in the same customer base.
• CGI: CGI provides banking software and IT services to financial institutions, including collections and lending solutions that overlap with FIntegrate's product lines. As a broad incumbent systems integrator and software vendor, CGI serves many of the same community bank and credit union customers.
• Temenos: Temenos is a global core banking software provider with collections, recovery, and dispute management modules serving retail and community banks. It is a broad incumbent in the same operational banking software category as FIntegrate, competing for similar procurement budgets.

Direct peers

• NXTsoft: NXTsoft provides data conversion, integration, and security solutions for community banks and credit unions, directly comparable to FIntegrate's FusionLRS legacy data conversion platform. Notably, FIntegrate CTO Jason Alfano was previously SVP of Development for the Omni Platform at NXTsoft.
• Chargebacks911: Chargebacks911 offers chargeback and dispute management solutions for merchants and financial institutions, competing directly with FIntegrate's FusionDMS in the regulated dispute workflow space. Both focus on reducing dispute resolution time and improving compliance outcomes.
• Midigator: Midigator provides chargeback management and dispute resolution software for merchants and financial institutions, directly comparable to FIntegrate's FusionDMS dispute management offering. Both serve the same regulated banking customer base with workflow automation and compliance tracking.
• SQN Banking Systems: SQN Banking Systems provides fraud detection and check verification software for community banks and credit unions, comparable to FIntegrate's unauthorized check transaction management capabilities within FusionDMS. Both serve similar customers with specialized compliance and fraud tools.

Market position

Strengths5 records

Weaknesses5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/FintegrateT
• Facebookfacebook.com/FIntegratetechonology
• LinkedInlinkedin.com/company/fintegratecrs

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FIntegrate Technology