Enumerate

What Enumerate does

Enumerate is a US-based, privately held SaaS provider of community association management software, formally launched in July 2021 after Great Hill Partners provided growth equity to consolidate predecessor firms including TOPS Software, Nabr Network, ComWeb, and Sharma & Associates (the latter rebranded as Tops Software of Florida, LLC d/b/a Enumerate). The company serves homeowners associations, condominium associations, cooperatives, and the property management companies that run them, with a primary go-to-market targeting portfolio property managers and self-managed association boards.

The platform is organized around four integrated products: Enumerate Central, the financial and operational backbone unifying accounting ledger, payments, approvals, and operations; Enumerate Engage, the resident and board experience layer with self-service, communications, and payment visibility; Numa AI, an AI suite launched in May 2026 covering natural-language insights (Ask Numa), automated bank reconciliation, homeowner assistance, and AI-enabled smart budgeting; and Enumerate Financial Services, a professional bookkeeping offering that provides expert HOA accounting, billing/collection, and board reporting. The stack is connected through a cloud-native architecture that integrates with a network of banking partners (First Citizens, Truist, Western Alliance, SmartStreet, CiT Bank) and payment processors (REPAY/Payabli) to support both resident collections and vendor disbursements.

Enumerate monetizes through subscription software with a $500/month minimum, AI add-on modules, full-service bookkeeping, transaction-based payment processing fees, and one-time implementation charges tied to data migration from incumbent systems. Sales is direct and sales-led, with dedicated inside sales and field/enterprise motions, annual contracts, and onboarding delivered through Enumerate University. The company operates from Clearwater, Florida (South Florida footprint, 954 area code), employs 51–100 people, and serves a US-only market that the company cites as encompassing 73.5 million residents living in community associations.

Name

Enumerate

Legal name

Tops Software of Florida, LLC

Website

https://goenumerate.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

51–100 employees

Short description

Enumerate is a US-based SaaS provider of all-in-one software and bookkeeping services for community associations — HOAs, condos, and co-ops — serving property management companies and self-managed association boards with connected accounting, payments, operations, and resident engagement workflows.

Ownership category

akta.pro rank

Product category

HOA / Community Association Management Software

NAICS

Software Publishers (513210)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Association Accounting, Budgeting & Financial Reporting Services (BPAJAHAL)

Keywords

• HOA management software
• Community association management
• Property management software
• HOA accounting software
• Resident engagement platform

Headquarters

HQ city

Clearwater

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Software Subscription: Core SaaS subscription for access to Enumerate Central, Engage, and core accounting, payments, operations, and engagement tools. Pricing based on association size with minimum monthly cost of $500. Annual contract required.
2. AI Software Add-ons: Numa AI upgrades available as add-on modules for teams looking to reduce manual work and improve efficiency. Growth-oriented pricing for AI capabilities.
3. Financial Services / Professional Bookkeeping: Full-service bookkeeping for communities, backed by the all-in-one software platform. Provides greater visibility, reduced administrative burden, and accurate financials with expert support.
4. Payment Processing: Integrated payment processing through third-party providers (REPAY/Payabli) for resident and vendor payments. Transaction fees apply for ACH and credit card payments.
5. Implementation Services: One-time implementation fees cover data migration from existing accounting solutions or software providers, plus training through onboarding team and Enumerate University.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels7 records

Core offering

Enumerate sells a cloud-based SaaS platform for managing community associations (HOAs, condos, co-ops), combining accounting, payments, operations management, and resident/board communication into one connected system. Core modules include Enumerate Central (financial/operational backbone), Enumerate Engage (resident self-service and communication), Numa AI (AI-powered workflow automation and insights), and Enumerate Financial Services (full-service professional bookkeeping). The platform is sold via annual subscriptions to property management companies and self-managed associations across the United States.

Product overview

Enumerate is a connected suite of software and services for community association management (HOA/condo/co-op). The platform follows a platform-plus-modules architecture with Enumerate Central as the core financial and operational system, Enumerate Engage for resident and board communication, Numa AI as an AI-powered add-on for automation and insights, and Enumerate Financial Services for outsourced bookkeeping. All products integrate within one connected system covering accounting, payments, operations, and resident engagement.

Differentiator

Problem solved

Functional benefit

Brands

• Enumerate Central: Financial and operational backbone of the platform bringing accounting, payments, approvals, and day-to-day workflows into one connected system.
• Enumerate Engage
• Numa AI
• Enumerate Financial Services

Products and services

• Enumerate Central Financial and operational backbone of the Enumerate platform that brings accounting, payments, approvals, and day-to-day workflows into one connected system built for HOA community management. Targets property management companies and self-managed associations.
• Enumerate Engage Resident and board experience module that provides centralized communication, document management, and a self-service payment portal, extending the platform to homeowners and boards for clearer communication and self-service capabilities.
• Numa AI Practical AI suite built into community management workflows that automates routine processes and provides instant answers. Includes Ask Numa (plain-language AI insights), Bank Reconciliation (automated transaction matching), Homeowner Assist (AI-powered homeowner support), and Smart Budgeting (AI-enabled budgeting). Available as an add-on module for HOA management teams.
• Enumerate Financial Services Full-service professional bookkeeping and accounting service for community associations, including billing/collection, bank reconciliation, financial statement preparation, and board reporting, backed by the all-in-one Enumerate software platform.

Quantifiable outcome

• Automated bank reconciliation saves hours every month
• +2 more outcomes

Named customers1 record

Segments6 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability5 records

Feature6 records

Partnerships

Seven partnerships are on record, tiered core.

• First Citizens BankcoreTechnology or IntegrationTrusted banking partner providing financial institution integration for secure transactions and connected workflows in the Enumerate platform.
• TruistcoreTechnology or IntegrationTrusted banking partner integrated with Enumerate for secure transactions and reliable payment processing.
• Western Alliance BankcoreTechnology or IntegrationTrusted banking partner supporting connected workflows and secure transactions within the Enumerate platform.
• SmartStreet (powered by Banc of California)coreTechnology or IntegrationBanking integration partner providing financial institution connectivity for the community management platform.
• CiT BankcoreTechnology or IntegrationTrusted banking partner integrated with Enumerate for payment processing and financial workflow connectivity.
• REPAY (cPayPlus, LLC)coreTechnology or IntegrationPayment processing provider integrated through Payabli platform. Provides ACH, virtual credit card, and printed/mailed check payment services for vendor payments through the Enumerate system.
• Payabli (Centavo, Inc.)coreTechnology or IntegrationPayment integration platform that connects REPAY payment services with Enumerate, facilitating vendor payment processing including ACH, virtual cards, and checks.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Buildium: Buildium offers SaaS for residential and community association property managers, with overlapping functionality in accounting, operations, and resident communication for HOAs and condos.
• AppFolio: AppFolio is a large property management SaaS provider serving residential, commercial, and community association management at scale. It overlaps with Enumerate's HOA segment but operates across a much broader portfolio.
• RealPage: RealPage provides a broad property management software and analytics platform with multifamily focus but overlapping capabilities relevant to community association operators.
• FirstService Residential: FirstService Residential is one of the largest property management service companies for community associations, providing both management services and proprietary technology — a broader incumbent in Enumerate's core market.
• Yardi: Yardi is a long-established property management software vendor serving real estate operators across asset types including multifamily and HOA/condo, representing a broad incumbent with overlapping capabilities.
• Associa: Associa is the largest community association management company in North America, providing both software and management services to HOAs, with broader scale and service offerings than Enumerate.

Direct peers

• Condo Control Central: Condo Control Central provides condo and HOA management software with resident engagement, communications, and operational tools, directly competing in the same condominium/HOA niche as Enumerate.
• CINC Systems: CINC Systems is a SaaS platform purpose-built for community association management, directly competing with Enumerate in serving HOAs, condominiums, and management companies with accounting and operational tools.
• Vantaca: Vantaca provides HOA and community association management software with accounting, homeowner portals, and operational features — a closely aligned direct competitor to Enumerate in the same customer segment.

Emerging players

• PayHOA: PayHOA offers HOA management software with a focus on simplicity and payment processing, serving smaller self-managed associations as an emerging niche competitor to Enumerate.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@goenumerate
• Facebookfacebook.com/goenumerate
• LinkedInlinkedin.com/company/goenumerate
• Instagraminstagram.com/go.enumerate
• Xx.com/goenumerate

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Enumerate