Digital Trust
Digital Trust is a Nevada-based, privately held trust company founded in 2021 that provides technology-driven self-directed IRA custody for individual investors and financial professionals seeking to hold alternative assets — cryptocurrency, real estate, precious metals, LLCs, and private equity — within retirement accounts.
- Company typePrivate
- Founded2021
- HeadquartersLas Vegas, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Digital Trust does
Digital Trust, LLC is a Nevada-based, privately held trust company founded in 2021 that operates as a self-directed IRA custodian for alternative-asset retirement investing. The company offers technology-driven custody and administration for Traditional, Roth, SEP, SIMPLE, Inherited, and Individual 401(k) accounts, enabling account holders to hold assets — cryptocurrency, real estate, precious metals, LLCs, private equity, and other alternatives — that are typically barred in conventional IRAs. Its core product is a self-service platform with a client portal, online account opening, 24/7 access, live price tracking, and portfolio performance monitoring; the platform integrates Dwolla for ACH contributions, Plaid for bank verification, and BitGo for qualified cryptocurrency cold-storage custody. A Checkbook IRA add-on uses a single-member LLC or Grantor Trust structure to provide checkbook control and faster transaction execution.
Digital Trust serves three identifiable segments: individual investors seeking alternative-asset diversification within retirement accounts, self-employed professionals and small business owners needing SEP/SIMPLE/Individual 401(k) plans, and investment professionals and financial advisors who direct clients to the platform for custody services. The company reports 20,000+ active users, 600+ investment options, and 10,000+ daily transactions on the platform.
The business model combines annual custodial fees, per-transaction fees, and asset-based fees, with a fee schedule that is quote-based rather than publicly disclosed. Go-to-market is multi-channel: direct-to-consumer through digitaltrust.com with content marketing (blog, guides, webinars), channel partnerships with BitcoinIRA and BitGo for crypto custody, and a sales-led motion targeting investment professionals. The company is led by co-founder and CEO Theresa Fette, with Maryann Bullion as General Counsel and Chief Compliance Officer. Digital Trust has no disclosed external funding rounds and operates from a single headquarters location in Las Vegas, Nevada.
Digital Trust firmographics
Firmographics- Name
- Digital Trust
- Legal name
- Digital Trust, LLC
- Website
- https://digitaltrust.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Digital Trust is a Nevada-based, privately held trust company founded in 2021 that provides technology-driven self-directed IRA custody for individual investors and financial professionals seeking to hold alternative assets — cryptocurrency, real estate, precious metals, LLCs, and private equity — within retirement accounts.
- Ownership category
- akta.pro rank
Digital Trust industry classification
Industry- Product category
- Self-Directed Retirement Custody
- NAICS
- Trust, Fiduciary, and Custody Activities (523991), Trusts, Estates, and Agency Accounts (52592)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Digital Retirement Platforms (IRA/401(k), Pension & Decumulation) (FSAGAEAF)
- akta.pro secondary industries
- Digital Asset Custody & Tokenization Servicing (FSAAAOAO), Institutional Qualified Custody (Banks/Trust Companies) (FSADACAA), Directed Trust & Trust Advisory Services (FSAAANAK)
Keywords
Where Digital Trust is headquartered
LocationHeadquarters
- HQ city
- Las Vegas
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Digital Trust business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Annual Custodial Fees: Annual custodial fees charged to account holders for maintaining self-directed IRA accounts. The fee schedule is available in a downloadable document.
- Transaction Fees: Fees charged per transaction for buying and selling alternative assets within the self-directed accounts.
- Asset-Based Fees: Additional fees based on the types and values of alternative assets held in the account, varying by asset class.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Fee Schedule varies by account and transaction type |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels5 records
Digital Trust product offering
Product offeringCore offering
Digital Trust is a self-directed IRA custodian providing a technology-driven platform that enables individual investors and investment professionals to hold alternative assets—including cryptocurrency, real estate, precious metals, LLCs, and private equity—inside tax-advantaged retirement accounts. The company supports multiple account types (Traditional, Roth, Inherited, SEP, SIMPLE, Individual 401(k), Custodial, and Trust & Escrow) and offers a Checkbook IRA feature that gives account holders checkbook control via a single-member LLC or Grantor Trust structure.
Product overview
Digital Trust is a self-directed IRA custodian offering a platform-based approach to alternative retirement investing. The core product is the Self-Directed IRA platform, which supports multiple account types (Traditional IRA, Roth IRA, Inherited IRA, SEP IRA, SIMPLE IRA, Individual 401(k) Plan, and Custodial/Trust accounts) and enables investment across alternative asset classes including Cryptocurrency, Real Estate, Precious Metals, LLCs, and Private Equity. The platform includes a Checkbook IRA add-on module that provides checkbook control through an LLC or Grantor Trust structure. Users access their accounts through a Client Portal that offers live price tracking, portfolio performance monitoring, and 24/7 account access. Digital Trust serves both individual investors and investment professionals seeking to diversify retirement portfolios beyond traditional stocks and bonds.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- 20,000+ active users trust the platform
- +3 more outcomes
Companies that use Digital Trust
Customer profileSegments3 records
Ideal customer profiles3 records
Digital Trust technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature5 records
Digital Trust partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- BitcoinIRAcoreDigital Trust partnered with BitcoinIRA and BitGo to host an educational webinar on crypto security in April 2023. The partnership brings together BitcoinIRA's digital asset IRA technology platform with Digital Trust's custody services and BitGo's qualified custodian and multi-signature wallet solutions. The collaboration enables Digital Trust to offer comprehensive cryptocurrency custody options for self-directed IRA investors.
- BitGocoreBitGo provides qualified custody and multi-signature wallet technology for Digital Trust's cryptocurrency IRA services. BitGo is a leading digital asset security and custody provider, offering regulated qualified cold storage and processing approximately 20% of all global Bitcoin transactions by value. Their technology partnership enables Digital Trust to offer institutional-grade security for crypto holdings within self-directed IRAs.
- DwollacoreDwolla provides ACH contribution processing for the Digital Trust platform. Customers must create a Dwolla Account to make ACH contributions through the platform. Dwolla's financial institution partners hold the funds transferred through the platform, enabling seamless and regulated fund transfers for IRA contributions.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Digital Trust competitors and assessment
Company assessmentBroad incumbents
- Millennium Trust Company: Millennium Trust is a large, established institutional custodian offering self-directed IRAs, HSAs, and alternative-asset custody; it competes with Digital Trust in the alternative-asset IRA market but as a broader, more diversified incumbent.
- Kingdom Trust (Choice Trust): Kingdom Trust is a qualified custodian specializing in alternative-asset retirement accounts including crypto IRAs; it operates at greater scale and with a longer track record than Digital Trust, overlapping across all major alternative asset classes.
Others
- BitGo: BitGo is Digital Trust's technology partner providing qualified custody and multi-signature wallet infrastructure for crypto IRAs; while primarily an infrastructure provider rather than a direct competitor, BitGo's institutional custody offering overlaps in capability with what Digital Trust resells to its own customers.
Direct peers
- Rocket Dollar: Rocket Dollar provides self-directed IRA and Solo 401(k) accounts that invest in alternative assets, including a Checkbook IRA-like structure with checkbook control — a near-direct overlap with Digital Trust's Checkbook IRA product.
- iTrustCapital: iTrustCapital is a crypto-native self-directed IRA platform enabling tax-advantaged trading of cryptocurrencies and precious metals; it competes head-to-head with Digital Trust's cryptocurrency and precious-metals IRA products and is among the better-capitalized crypto-IRA specialists.
- IRA Financial: IRA Financial provides self-directed IRA and Checkbook IRA solutions, including crypto retirement accounts through its Checkbook IRA structure; it competes directly with Digital Trust's Checkbook IRA and cryptocurrency IRA offerings.
- BitcoinIRA: BitcoinIRA operates one of the largest cryptocurrency retirement platforms and is simultaneously a channel partner and direct competitor to Digital Trust for crypto IRA assets, particularly after their 2023 joint webinar collaboration.
- Alto (Alto IRA): Alto is a technology-forward self-directed IRA platform offering alternative investments including crypto, venture capital, and real estate, with a similar product-led, software-first positioning to Digital Trust.
- New Direction Trust Company: New Direction Trust is a self-directed IRA custodian offering alternative-asset retirement accounts including real estate, precious metals, private equity, and cryptocurrency — directly comparable to Digital Trust's full menu of alternative asset classes.
- Equity Trust: Equity Trust is one of the largest self-directed IRA custodians in the U.S., offering alternative-asset retirement accounts across real estate, private equity, crypto, and precious metals — a direct competitor to Digital Trust's core self-directed IRA offering with a much longer operating history.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Digital Trust social profiles
Digital presenceDigital Trust financial estimates
Financial estimateRevenue estimate
Valuation estimate
Digital Trust leadership team
Management profileNumber of profiles
Profiles2 records
Digital Trust funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Digital Trust M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Digital Trust
What does Digital Trust do?
Digital Trust is a self-directed IRA custodian providing a technology-driven platform that enables individual investors and investment professionals to hold alternative assets—including cryptocurrency, real estate, precious metals, LLCs, and private equity—inside tax-advantaged retirement accounts. The company supports multiple account types (Traditional, Roth, Inherited, SEP, SIMPLE, Individual 401(k), Custodial, and Trust & Escrow) and offers a Checkbook IRA feature that gives account holders checkbook control via a single-member LLC or Grantor Trust structure.
Is Digital Trust a public or private company?
Digital Trust is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Digital Trust founded?
Digital Trust was founded in 2021. It employs 11 to 50 people.
Where is Digital Trust based?
Digital Trust is headquartered in Las Vegas, United States, in the North America region.
How does Digital Trust make money?
Three revenue lines are on record. Annual Custodial Fees are the primary driver. The others are transaction Fees and asset-Based Fees.
Who are Digital Trust's main competitors?
Broad incumbents on record are Millennium Trust Company and Kingdom Trust (Choice Trust). BitGo is listed as an others. Direct peers are Rocket Dollar, iTrustCapital, IRA Financial, BitcoinIRA, Alto (Alto IRA), New Direction Trust Company and Equity Trust.
Does Digital Trust have an API?
No public API is recorded for Digital Trust.
What industry is Digital Trust in?
Digital Trust's product category is Self-Directed Retirement Custody. Its primary akta.pro industry code is FSAGAEAF, Digital Retirement Platforms (IRA/401(k), Pension & Decumulation), with a secondary code of FSAAAOAO, Digital Asset Custody & Tokenization Servicing. Its NAICS code is 523991 and its SIC code is 6199.