Arcon Credit Solutions

What Arcon Credit Solutions does

Arcon Credit Solutions LLC is a privately held professional debt collection agency headquartered at 8425 Seasons Parkway, Suite #106, Woodbury, Minnesota, that recovers outstanding consumer debt on behalf of creditor clients across the United States. The firm operates contingency-fee recovery programs in three specializations — debt settlement company accounts, bankruptcy account servicing, and general consumer collections — and reports that it assists thousands of consumers per month in resolving their financial obligations. Its stated client base spans banks, fintech providers, and debt purchasers, though no specific creditor logos, contract values, or revenue splits are disclosed in the source materials.

The company's operational stack is centered on a secure self-serve online payment portal (securepay.arconcredit.com) that allows consumers to authenticate and remit payments on placed accounts via account reference number and identity verification. The portal carries three notable third-party certifications — HIPAA HITECH, PCI-DSS Level 1 Service Provider, and AICPA SOC 2 Type II — a compliance posture that exceeds what is typical for a small third-party collector and supports handling of regulated payment data. Distribution is direct: toll-free phone lines, the corporate website, and the self-serve portal, supplemented by a Consumer Resources section covering FAQs, compliance information, and credit-counseling referrals.

Arcon holds active collection agency licensure in California (license #10863-99) and Nevada (license CAD11914; Compliance Manager #CM12909) and is registered with the NMLS under IDs 989217 and 1982870. The firm operates from a single corporate office, is governed by Minnesota state law per its Terms of Use, and does business under the trade name "Arcon." No public revenue, headcount, funding, ownership, M&A, partnership, or leadership data is available in the source set, and the company has no disclosed app, API, or SDK surface.

Name

Arcon Credit Solutions

Legal name

Arcon Credit Solutions LLC

Website

https://arconcredit.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Arcon Credit Solutions LLC is a private Minnesota-based debt collection agency that recovers consumer debt for banks, fintech providers, and debt purchasers through contingency-fee programs and a secure PCI-DSS-certified online payment portal.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (561440), Collection Agencies (56144)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ)

Keywords

• Debt collection services
• Consumer debt recovery
• Debt settlement solutions
• Bankruptcy account servicing
• Third party collections

Headquarters

HQ city

Woodbury

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Debt Collection Services: Professional debt collection agency providing specialized recovery programs including debt settlement, bankruptcy account servicing, and consumer collections. Revenue generated through contingency fees or service fees from creditors when debts are successfully recovered.

Distribution channels2 records

Marketing channels2 records

Core offering

Arcon Credit Solutions provides third-party consumer debt collection, recovery, debt settlement negotiation, and bankruptcy account servicing on behalf of creditor clients such as banks, fintech lenders, and debt purchasers. The firm operates a secure online consumer payment portal and is certified under HIPAA HITECH, PCI-DSS Level 1, and AICPA SOC 2 Type II, holding collection agency licenses in California and Nevada.

Product overview

Arcon Credit Solutions is a professional debt collection agency providing simplified debt resolution services to consumers and businesses. The company operates as a unified service offering centered on debt collection and recovery, with an online payment portal (securepay.arconcredit.com) enabling account holders to make payments. Consumer Resources including FAQs, compliance information, and credit counseling references support the core debt resolution service. The company services accounts from banks, fintech providers, and debt purchasers across the United States.

Differentiator

Problem solved

Functional benefit

Products and services

• Consumer Debt Collection Third-party recovery of delinquent and charged-off consumer credit accounts on behalf of creditor clients such as banks, fintech lenders, and debt purchasers.
• Debt Settlement Services Negotiation and settlement of placed consumer debt balances on behalf of creditor clients, enabling reduced lump-sum or structured payoffs.
• Bankruptcy Account Servicing Servicing and management of consumer accounts impacted by bankruptcy filings, handled on behalf of creditor clients under applicable bankruptcy code requirements.
• SecurePay Online Payment Portal Secure, PCI-DSS Level 1 compliant web portal where consumers with placed debt can make payments and settle balances owed to Arcon's creditor clients.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators1 record

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• Encore Capital Group: Large publicly traded debt buyer and collector operating Midland Credit Management and other brands; comparable to Arcon as a U.S. consumer debt collection/recovery services provider, though far larger in scale and with debt-buying as an additional revenue stream.
• PRA Group: Global acquirer and servicer of nonperforming consumer loans; comparable to Arcon in providing third-party debt collection and recovery on behalf of creditors, but operates at significantly greater scale and with debt purchase as a core activity.

Others

• LiveVox: Provider of cloud-based contact center and compliance software to debt collection agencies and creditors; comparable to Arcon as an enabling technology provider for the consumer debt collection industry, though not a direct competitor to its recovery services.

Direct peers

• IC System: Privately held U.S. third-party debt collection agency serving banks, fintechs, healthcare, and utility creditors; highly comparable to Arcon in business model (con contingency-fee consumer debt collection) and target client base, though typically larger in volume.
• Cavalry Portfolio Services: Second-tier U.S. debt buyer and collection agency focused on nonperforming consumer debt; comparable to Arcon in offering consumer debt recovery with a contingency/portfolio model, but also buys charged-off debt.
• Enhanced Recovery Company (ERC): U.S.-based debt collection agency providing consumer and commercial recovery services; comparable to Arcon in delivering contingency-fee third-party collection with creditor-client focus.
• ConServe: U.S.-based debt collection agency focused on consumer receivables for financial institutions, student loans, and government clients; closely comparable to Arcon as a contingency-based consumer collection agency serving creditor clients.
• Northland Group: Privately held U.S. debt collection agency servicing consumer and commercial accounts on behalf of creditors; a direct competitor to Arcon with overlapping service lines in consumer collections and bankruptcy servicing.
• Resurgent Capital Services: Privately held U.S. third-party debt collection servicer working with creditor clients across consumer credit categories; closely aligned with Arcon's third-party consumer collection model and similar mid-market positioning.

Emerging players

• TrueAccord: Tech-enabled digital debt collection platform using machine learning and consumer-friendly communications; comparable to Arcon in the consumer debt recovery category but differentiated by an AI-driven, digital-first model that competes for the same creditor placements.

Market position

Weaknesses1 record

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/arcon-credit-solutions

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Arcon Credit Solutions